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Is St. Cloud a Good Place to Live? St. Cloud, Florida: cost of living, crime, schools and rankings
St. Cloud ranks #457 of the 1,312 US cities we track, #214 of 524 smaller cities and #9 of 80 in Florida. Against similar-size cities it stands out for fast population growth (+5.7%, #6 of 468) and low violent crime (141 per 100,000, #92 of 442), and trails on long commutes (35.9 min, #505 of 524).
St. Cloud by the numbers
The measures people check first, each with St. Cloud's rank among the tracked cities and the US figure (or the similar-size median where there is no national figure).
What is the cost of living in St. Cloud?
St. Cloud's cost of living index is 101.4, 1% above the US level of 100 and #757 of 1,308 cities with data (1 = cheapest). Median rent is $1,683/mo against $1,633/mo in similar-size cities. The median owner-occupied home is valued at $356,200.
| Measure | St. Cloud | FloridaFL | Similar-size cities | US |
|---|---|---|---|---|
| Cost of living indexBEA Regional Price Parities, metro area · rank 1 = cheapestSimilar-size 102.4 · US 100 | 101.4#757 of 1,308 | 103 | 102.4 | 100 |
| Median home value (Census)Census ACS · rank 1 = cheapestSimilar-size $401,950 | $356,200#672 of 1,309 | — | $401,950 | — |
| Median rent (Census)Census ACS · rank 1 = cheapestSimilar-size $1,633/mo | $1,683/mo#859 of 1,309 | — | $1,633/mo | — |
| Home value to incomeCensus ACS · rank 1 = lowestSimilar-size 4.5x | 4.3x#667 of 1,309 | — | 4.5x | — |
| Rent as a share of incomeCensus ACS · rank 1 = lowestSimilar-size 22.2% | 24.3%#924 of 1,309 | — | 22.2% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Florida is the statewide figure. — means our sources have no statewide or national figure for that measure. Zillow figures track homes and rentals on the market now; Census figures are survey medians of all homes and leases, so the two differ.
Is St. Cloud safe?
St. Cloud recorded 141 violent crimes per 100,000 residents, 62% below the US rate of 373 and 63% below Florida's 384. That ranks #219 of 1,083 cities with data (1 = safest) and #92 of 442 smaller cities, from a full year of reports to the FBI by St. Cloud Police Department. Property crime runs 664 per 100,000 (US 2,083).
| Measure | St. Cloud | FloridaFL | Similar-size cities | US |
|---|---|---|---|---|
| Violent crime per 100,000FBI Crime Data Explorer · rank 1 = safestSimilar-size 264 · US 373 | 141#219 of 1,083 | 384 | 264 | 373 |
| Property crime per 100,000FBI Crime Data Explorer · rank 1 = safestSimilar-size 1,553 · US 2,083 | 664#73 of 1,083 | 1,954 | 1,553 | 2,083 |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Florida is the statewide figure. — means our sources have no statewide or national figure for that measure. City rates come from each police agency's report to the FBI and are not strictly comparable across agencies.
What do people earn in St. Cloud?
The median household in St. Cloud earns $83,174, 8% above the US figure of $76,827 and 16% above Florida ($71,516). Unemployment is 4.3% (US 4.2%). 10.1% of residents live below the poverty line. The population grew 5.7% in the latest year (US +0.8%).
| Measure | St. Cloud | FloridaFL | Similar-size cities | US |
|---|---|---|---|---|
| Median household incomeCensus ACS · rank 1 = highestSimilar-size $83,646 · US $76,827 | $83,174#561 of 1,312 | $71,516 | $83,646 | $76,827 |
| Unemployment rateBLS LAUS · rank 1 = lowestSimilar-size 4.2% · US 4.2% | 4.3%#615 of 1,058 | 4.3% | 4.2% | 4.2% |
| Poverty rateCensus ACS · rank 1 = lowestSimilar-size 10.8% | 10.1%#507 of 1,312 | — | 10.8% | — |
| Population growth, one yearCensus population estimates · rank 1 = fastestSimilar-size +0.2% · US +0.8% | +5.7%#13 of 1,132 | +2% | +0.2% | +0.8% |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Florida is the statewide figure. — means our sources have no statewide or national figure for that measure.
Who lives in St. Cloud?
The median resident of St. Cloud is 36 years old, against 37.7 in similar-size cities. 31.6% of adults have a bachelor's degree or more, #727 of 1,312 cities (1 = highest). 72.5% of occupied homes are lived in by their owners; the rest are rented.
| Measure | St. Cloud | Similar-size cities | US |
|---|---|---|---|
| Median ageCensus ACSSimilar-size 37.7 | 36 | 37.7 | — |
| Adults with a bachelor's degree or moreCensus ACS · rank 1 = highestSimilar-size 35.1% | 31.6%#727 of 1,312 | 35.1% | — |
| Homes lived in by their ownerCensus ACSSimilar-size 61.7% | 72.5% | 61.7% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). — means our sources have no national figure for that measure.
How are St. Cloud's schools and health?
St. Cloud's 9 public schools graduate 91% of students in four years (Florida 87%), with 18.1 students per teacher and $10,383 spent per pupil. 38.3% of adults are obese and 12.4% have diabetes, against similar-size city medians of 31.9% and 11%.
| Measure | St. Cloud | FloridaFL | Similar-size cities | US |
|---|---|---|---|---|
| High school graduation rateDepartment of Education EDFacts · rank 1 = highestSimilar-size 89% | 91%#291 of 1,063 | 87% | 89% | — |
| Students per teacherNCES Common Core of Data · rank 1 = fewestSimilar-size 16.4 | 18.1#848 of 1,188 | — | 16.4 | — |
| Spending per pupilNCES school finance survey · rank 1 = mostSimilar-size $15,354 | $10,383#1118 of 1,188 | — | $15,354 | — |
| Adult obesityCDC PLACES · rank 1 = lowestSimilar-size 31.9% | 38.3%#1026 of 1,311 | — | 31.9% | — |
| Adult diabetesCDC PLACES · rank 1 = lowestSimilar-size 11% | 12.4%#854 of 1,311 | — | 11% | — |
| Adults with frequent mental distressCDC PLACES · rank 1 = lowestSimilar-size 16.7% | 16.7%#563 of 1,311 | — | 16.7% | — |
| Adults without health insuranceCDC PLACES · rank 1 = lowestSimilar-size 10.1% | 18.4%#1181 of 1,311 | — | 10.1% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Florida is the statewide figure. — means our sources have no statewide or national figure for that measure. 9,758 students are enrolled in St. Cloud's public schools.
What are the commute and weather like in St. Cloud?
The average commute in St. Cloud is 35.9 minutes (Florida 24.6); 0.1% of workers take transit and 13.4% work from home. On the EPA's walkability index St. Cloud scores 9.2 of 20 (below average walkable), #791 of 1,312 cities (1 = most walkable). Summers average 82°F and winters 61.7°F, with 52.6 inches of precipitation a year.
| Measure | St. Cloud | FloridaFL | Similar-size cities | US |
|---|---|---|---|---|
| Average commuteCensus ACS · rank 1 = shortestSimilar-size 25.1 min | 35.9 min#1277 of 1,312 | 24.6 min | 25.1 min | — |
| Commutes of an hour or moreCensus ACS · rank 1 = fewestSimilar-size 6.5% | 13.2%#1180 of 1,312 | 8.5% | 6.5% | — |
| Drive alone to workCensus ACSSimilar-size 70.8% | 73.3% | 74.1% | 70.8% | — |
| Take transit to workCensus ACSSimilar-size 1.1% | 0.1% | 1.3% | 1.1% | — |
| Walk to workCensus ACSSimilar-size 1.4% | 0.7% | 1.4% | 1.4% | — |
| Bike to workCensus ACSSimilar-size 0.2% | 0.6% | 0.5% | 0.2% | — |
| Work from homeCensus ACSSimilar-size 13.7% | 13.4% | 11.9% | 13.7% | — |
| Walkability index (1 to 20)EPA National Walkability Index · rank 1 = most walkableSimilar-size 11.1 | 9.2#791 of 1,312 | — | 11.1 | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Florida is the statewide figure. — means our sources have no statewide or national figure for that measure. The walkability index is the EPA's, averaged over the city's neighborhoods by population.
| Month | Average high (°F) | Average low (°F) | Precipitation (inches) |
|---|---|---|---|
| Jan | 71.8 | 48.3 | 2.7 |
| Feb | 74.4 | 50.7 | 2.4 |
| Mar | 77.9 | 54.4 | 3.1 |
| Apr | 83 | 59.7 | 2.4 |
| May | 87.4 | 65.8 | 4.2 |
| Jun | 90 | 71.8 | 9.2 |
| Jul | 91.5 | 73.5 | 7.2 |
| Aug | 91.4 | 74.1 | 8.4 |
| Sep | 89.5 | 72.8 | 5.9 |
| Oct | 84.6 | 66.2 | 3.1 |
| Nov | 78.6 | 57.3 | 2 |
| Dec | 73.5 | 51.5 | 2.2 |
Top: average low to average high, °F. Bottom: precipitation, inches. NOAA 30-year climate normals at Kissimmee 2.
| Measure | St. Cloud | Similar-size cities | US |
|---|---|---|---|
| Average temperatureNOAA climate normalsSimilar-size 58.1°F | 72.5°F | 58.1°F | — |
| Summer average (Jun–Aug)NOAA climate normalsSimilar-size 74.2°F | 82°F | 74.2°F | — |
| Winter average (Dec–Feb)NOAA climate normalsSimilar-size 40.8°F | 61.7°F | 40.8°F | — |
| Precipitation a yearNOAA climate normalsSimilar-size 38.3 in | 52.6 in | 38.3 in | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). — means our sources have no national figure for that measure. NOAA 30-year climate normals at Kissimmee 2.
What are the air quality and natural hazard risks in St. Cloud?
Osceola County's air had a median air quality index of 40, and 84% of measured days were rated good; 1 day was unhealthy for sensitive groups or worse, mostly from ozone. Relative to other US counties, FEMA's National Risk Index puts Osceola County's biggest natural hazard losses in strong wind, hurricane, and wildfire, with expected yearly losses of 0.2% of building value, higher than 73% of US counties.
| Measure | St. Cloud | Similar-size cities | US |
|---|---|---|---|
| Median air quality index (county)EPA Air Quality System · rank 1 = cleanestSimilar-size 44 | 40#354 of 1,138 | 44 | — |
| Unhealthy air days a year (county)EPA Air Quality System · rank 1 = fewestSimilar-size 3 | 1#309 of 1,138 | 3 | — |
| Yearly hazard losses, share of building value (county)FEMA National Risk Index · rank 1 = lowestSimilar-size 0.15% | 0.2%#942 of 1,312 | 0.15% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). — means our sources have no national figure for that measure. County figures for Osceola County: the EPA measures air at monitors and FEMA estimates hazard losses by county, not by city.
Natural hazard losses, Osceola County
| Hazard | Yearly loss | Higher than |
|---|---|---|
| Strong wind | 0.043% | 100% of counties |
| Hurricane | 0.029% | 83% of counties |
| Wildfire | 0.0054% | 79% of counties |
| Inland flooding | 0.091% | 61% of counties |
| Tornado | 0.009% | 50% of counties |
FEMA National Risk Index: expected yearly building losses from each hazard as a share of the county's building value, compared with every US county exposed to that hazard. Loss rates, unlike FEMA's risk ratings, do not rise just because a county has more property.
How does St. Cloud compare with similar-size cities?
St. Cloud is one of 524 cities of 50,000 to 100,000 we track and ranks #214 of them on overall score. The table sets it beside the 8 cities in other states closest to its population of 65,130.
| City | Rank | Score | Income | Rent | Violent crime | Commute |
|---|---|---|---|---|---|---|
| St. Cloud, FLPop. 65,130 | #457 | 58.8 | $83,174 | $1,683/mo | 141 | 35.9 min |
| Rowlett, TXPop. 65,463 | #433 | 59.4 | $112,081 | $1,990/mo | 157 | 31.2 min |
| Lorain, OHPop. 65,395 | #1213 | 44.5 | $48,685 | $887/mo | 565 | 24.9 min |
| Cheyenne, WYPop. 65,239 | #428 | 59.5 | $78,839 | $1,118/mo | 299 | 16 min |
| Brentwood, CAPop. 65,208 | #552 | 57.3 | $142,494 | $2,758/mo | 202 | 40 min |
| Kenner, LAPop. 64,904 | #944 | 51.0 | $64,020 | $1,179/mo | 288 | 25.3 min |
| Waltham, MAPop. 64,902 | #70 | 69.3 | $120,216 | $2,268/mo | 224 | 24.7 min |
| Muncie, INPop. 64,751 | #1015 | 49.8 | $44,471 | $904/mo | 485 | 18.1 min |
| North Little Rock, ARPop. 64,538 | #1250 | 42.4 | $52,707 | $1,069/mo | 960 | 19.8 min |
Rank is overall rank of 1,312. Income is median household income; rent is Census median rent; violent crime is per 100,000 residents as reported to the FBI ("no data" and "incomplete" are explained on each city's page).
How does St. Cloud compare with the rest of Florida?
St. Cloud ranks #9 of the 80 Florida cities we track, with a score of 58.8 against Florida's statewide 52.8. Its households earn 16% above the Florida median. Violent crime is 63% below the statewide rate.
| City | Rank in FL | Score | Income | Rent | Violent crime |
|---|---|---|---|---|---|
| Palm Beach Gardens, FLPop. 60,959 | #1 | 64.8 | $106,947 | $2,417/mo | 72 |
| Horizon West, FLPop. 67,416 | #2 | 64.0 | $127,335 | $2,464/mo | no data |
| Jupiter, FLPop. 61,883 | #3 | 62.6 | $110,240 | $2,381/mo | 126 |
| Doral, FLPop. 79,216 | #4 | 61.5 | $94,164 | $2,669/mo | 79 |
| North Port, FLPop. 84,605 | #5 | 61.2 | $84,049 | $1,894/mo | 102 |
| Wellington, FLPop. 62,146 | #6 | 61.1 | $115,632 | $2,562/mo | 90 |
| Boca Raton, FLPop. 100,234 | #7 | 61.0 | $106,273 | $2,508/mo | 113 |
| Apopka, FLPop. 58,232 | #8 | 59.4 | $96,884 | $1,969/mo | 408 |
| St. Cloud, FLPop. 65,130 | #9 | 58.8 | $83,174 | $1,683/mo | 141 |
| Delray Beach, FLPop. 67,979 | #10 | 58.5 | $82,041 | $1,961/mo | 292 |
| Miramar, FLPop. 138,600 | #11 | 58.3 | $89,125 | $2,117/mo | 121 |
| Port St. Lucie, FLPop. 232,491 | #12 | 58.2 | $80,648 | $1,937/mo | 128 |
| Plantation, FLPop. 96,293 | #13 | 58.2 | $92,541 | $2,240/mo | 166 |
The top 10 of the 80 and the cities ranked either side of St. Cloud among the Florida cities we track, by overall score. Florida statewide: median income $71,516, violent crime 384 per 100,000.
How is St. Cloud's score calculated?
St. Cloud scores 58.8 out of 100, #457 of 1,312 (grade B+, which follows rank). It is scored on the 10 of 11 categories with local data; outdoor access is left out rather than filled with Florida's statewide figure, and the other weights are scaled up to fill the gap. Each score is compared with the median of similar-size cities, which are scored the same way.
- EconomyCity data · 16% of score
Median household income and unemployment in St. Cloud. Similar-size median 55.5.
54.5 - SafetyCity data · 13% of score
Violent and property crime per 100,000 residents, as reported to the FBI by St. Cloud's police agency. Similar-size median 77.6.
93.0 - HealthCity data · 13% of score
Adult obesity, diabetes and frequent mental distress in St. Cloud. Similar-size median 58.9.
47.4 - EducationCity data · 13% of score
Graduation rate, students per teacher and spending per pupil in St. Cloud's public schools. Similar-size median 55.2.
49.8 - AffordabilityCity data · 11% of score
St. Cloud's home values and rents and its metro area's price level. Similar-size median 59.3.
61.5 - Household financesCity data · 9% of score
Median household income and poverty rate in St. Cloud. Similar-size median 56.1.
57.8 - GrowthCity data · 7% of score
Population growth and unemployment in St. Cloud. Similar-size median 42.4.
90.1 - TransportationCity data · 7% of score
Commute time, long commutes, driving alone, transit, walking, cycling and working from home in St. Cloud. Similar-size median 50.0.
34.9 - WalkabilityCity data · 7% of score
The EPA's walkability index across St. Cloud's neighborhoods. Similar-size median 53.2.
43.2 - EnvironmentCounty data · 4% of score
Air quality and natural hazard losses in the county. Similar-size median 50.8.
43.5 - Outdoor accessNot scored
No city-level park or public land measure exists, so outdoor access is not scored for cities.
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Bar: St. Cloud's category score out of 100. Tick: median of the 524 cities of 50,000 to 100,000 we track. Shares of score are the category weights rescaled over the categories St. Cloud has data for. City scores use city formulas and are not on the same scale as state scores. Grades follow rank among the 1,312 cities. Methodology
Frequently asked questions about living in St. Cloud
Is St. Cloud, FL a good place to live?
St. Cloud ranks #457 of the 1,312 US cities we track, #214 of 524 smaller cities and #9 of 80 in Florida. Against similar-size cities it stands out for fast population growth (+5.7%, #6 of 468) and low violent crime (141 per 100,000, #92 of 442), and trails on long commutes (35.9 min, #505 of 524).
What is the cost of living in St. Cloud?
St. Cloud's cost of living index is 101.4, 1% above the US level of 100 and #757 of 1,308 cities with data (1 = cheapest). Median rent is $1,683/mo against $1,633/mo in similar-size cities. The median owner-occupied home is valued at $356,200.
What is the crime rate in St. Cloud?
St. Cloud recorded 141 violent crimes per 100,000 residents, 62% below the US rate of 373 and 63% below Florida's 384. That ranks #219 of 1,083 cities with data (1 = safest) and #92 of 442 smaller cities, from a full year of reports to the FBI by St. Cloud Police Department. Property crime runs 664 per 100,000 (US 2,083).
What is the median household income in St. Cloud?
The median household in St. Cloud earns $83,174, 8% above the US figure of $76,827 and 16% above Florida ($71,516). Unemployment is 4.3% (US 4.2%). 10.1% of residents live below the poverty line. The population grew 5.7% in the latest year (US +0.8%).
How much is rent in St. Cloud?
Median rent in St. Cloud is $1,683/mo (Census), #859 of 1,309 cities with data (1 = cheapest). Median rent takes 24.3% of the median household's income.
How much does a house cost in St. Cloud?
The Census median value of owner-occupied homes in St. Cloud is $356,200, #672 of 1,309 cities with data (1 = cheapest).
How are the public schools in St. Cloud?
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How long is the commute in St. Cloud?
The average commute is 35.9 minutes, #1277 of 1,312 cities (1 = shortest), against 24.6 minutes across Florida. 13.2% of workers spend an hour or more getting to work.
What is the weather like in St. Cloud?
St. Cloud averages 72.5°F over the year, 82°F in summer and 61.7°F in winter, with 52.6 inches of precipitation. Figures are NOAA climate normals.
Is St. Cloud walkable?
St. Cloud scores 9.2 out of 20 on the EPA's National Walkability Index (below average walkable), #791 of 1,312 cities (1 = most walkable). The index weighs street intersection density, distance to transit and the mix of homes and jobs in each neighborhood.
What natural disasters is St. Cloud at risk for?
Relative to other US counties, FEMA's National Risk Index puts Osceola County's biggest natural hazard losses in strong wind, hurricane, and wildfire, with expected yearly losses of 0.2% of building value, higher than 73% of US counties.
How is the air quality in St. Cloud?
Osceola County's air had a median air quality index of 40, and 84% of measured days were rated good; 1 day was unhealthy for sensitive groups or worse, mostly from ozone.
Who lives in St. Cloud?
St. Cloud has 65,130 residents. The median resident of St. Cloud is 36 years old, against 37.7 in similar-size cities. 31.6% of adults have a bachelor's degree or more, #727 of 1,312 cities (1 = highest). 72.5% of occupied homes are lived in by their owners; the rest are rented.
How does St. Cloud compare with the rest of Florida?
St. Cloud ranks #9 of the 80 Florida cities we track, with a score of 58.8 against Florida's statewide 52.8. Its households earn 16% above the Florida median. Violent crime is 63% below the statewide rate.
What cities are similar in size to St. Cloud?
The tracked cities in other states closest to St. Cloud's population of 65,130 are Rowlett, TX (#433 overall), Lorain, OH (#1213 overall), Cheyenne, WY (#428 overall), Brentwood, CA (#552 overall), and Kenner, LA (#944 overall). St. Cloud is #457.