KentuckyPop. 39,117Small cities
Is Georgetown a Good Place to Live? Georgetown, Kentucky: cost of living, crime, schools and rankings
Georgetown ranks #387 of the 1,312 US cities we track, #74 of 208 small cities and #4 of 20 in Kentucky. It sits near the middle of similar-size cities on income, costs, crime and commute.
Georgetown by the numbers
The measures people check first, each with Georgetown's rank among the tracked cities and the US figure (or the similar-size median where there is no national figure).
What is the cost of living in Georgetown?
Georgetown's cost of living index is 92.9, 7% below the US level of 100 and #371 of 1,308 cities with data (1 = cheapest). Median rent is $1,255/mo against $1,178/mo in similar-size cities. The typical home is worth $341,864, 47% above the typical Kentucky home ($232,577).
| Measure | Georgetown | KentuckyKY | Similar-size cities | US |
|---|---|---|---|---|
| Cost of living indexBEA Regional Price Parities, metro area · rank 1 = cheapestSimilar-size 92.6 · US 100 | 92.9#371 of 1,308 | 90.2 | 92.6 | 100 |
| Typical home valueZillow Home Value Index · rank 1 = cheapestSimilar-size $305,499 · US $368,697 | $341,864#501 of 1,187 | $232,577 | $305,499 | $368,697 |
| Typical asking rentZillow Observed Rent Index · rank 1 = cheapestSimilar-size $1,536/mo · US $1,948/mo | $1,567/mo#391 of 1,115 | — | $1,536/mo | $1,948/mo |
| Median home value (Census)Census ACS · rank 1 = cheapestSimilar-size $261,400 | $265,400#437 of 1,309 | — | $261,400 | — |
| Median rent (Census)Census ACS · rank 1 = cheapestSimilar-size $1,178/mo | $1,255/mo#490 of 1,309 | — | $1,178/mo | — |
| Home value to incomeCensus ACS · rank 1 = lowestSimilar-size 3.5x | 3.3x#301 of 1,309 | — | 3.5x | — |
| Rent as a share of incomeCensus ACS · rank 1 = lowestSimilar-size 19.9% | 18.8%#317 of 1,309 | — | 19.9% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 208 cities of 25,000 to 50,000 we track (median). Kentucky is the statewide figure. — means our sources have no statewide or national figure for that measure. Zillow figures track homes and rentals on the market now; Census figures are survey medians of all homes and leases, so the two differ.
Georgetown housing market · August
Typical home value is a monthly index of homes in the middle third of the market; the Census figures above are survey medians and will differ. Source in the data sources list below. Georgetown is in the Lexington-Fayette, KY metro.
Kentucky housing market →Is Georgetown safe?
Georgetown recorded 165 violent crimes per 100,000 residents, 50% below the US rate of 328 and 22% below Kentucky's 212. That ranks #270 of 1,085 cities with data (1 = safest) and #53 of 174 small cities, from a full year of reports to the FBI by Georgetown Police Department. Property crime runs 1,058 per 100,000 (US 1,548).
| Measure | Georgetown | KentuckyKY | Similar-size cities | US |
|---|---|---|---|---|
| Violent crime per 100,000FBI Crime Data Explorer · rank 1 = safestSimilar-size 258 · US 328 | 165#270 of 1,085 | 212 | 258 | 328 |
| Property crime per 100,000FBI Crime Data Explorer · rank 1 = safestSimilar-size 1,540 · US 1,548 | 1,058#244 of 1,085 | 1,262 | 1,540 | 1,548 |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 208 cities of 25,000 to 50,000 we track (median). Kentucky is the statewide figure. — means our sources have no statewide or national figure for that measure. City rates come from each police agency's report to the FBI and are not strictly comparable across agencies.
What do people earn in Georgetown?
The median household in Georgetown earns $80,088, 4% below the US figure of $83,163 and 24% above Kentucky ($64,526). Unemployment is 3.8% (US 4.3%). 12.1% of residents live below the poverty line. The population grew 0.8% in the latest year (US +0.5%).
| Measure | Georgetown | KentuckyKY | Similar-size cities | US |
|---|---|---|---|---|
| Median household incomeCensus ACS · rank 1 = highestSimilar-size $71,675 · US $83,163 | $80,088#616 of 1,312 | $64,526 | $71,675 | $83,163 |
| Unemployment rateBLS LAUS · rank 1 = lowestSimilar-size 3.7% · US 4.3% | 3.8%#390 of 1,058 | 4.6% | 3.7% | 4.3% |
| Poverty rateCensus ACS · rank 1 = lowestSimilar-size 13% | 12.1%#656 of 1,312 | — | 13% | — |
| Population growth, one yearCensus population estimates · rank 1 = fastestSimilar-size +0.2% · US +0.5% | +0.8%#279 of 1,132 | +0.5% | +0.2% | +0.5% |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 208 cities of 25,000 to 50,000 we track (median). Kentucky is the statewide figure. — means our sources have no statewide or national figure for that measure.
Who lives in Georgetown?
The median resident of Georgetown is 32.7 years old, against 37.3 in similar-size cities. 34.1% of adults have a bachelor's degree or more, #642 of 1,312 cities (1 = highest). 62.3% of occupied homes are lived in by their owners; the rest are rented.
| Measure | Georgetown | Similar-size cities | US |
|---|---|---|---|
| Median ageCensus ACSSimilar-size 37.3 | 32.7 | 37.3 | — |
| Adults with a bachelor's degree or moreCensus ACS · rank 1 = highestSimilar-size 32.5% | 34.1%#642 of 1,312 | 32.5% | — |
| Homes lived in by their ownerCensus ACSSimilar-size 62.3% | 62.3% | 62.3% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 208 cities of 25,000 to 50,000 we track (median). — means our sources have no national figure for that measure.
How are Georgetown's schools and health?
Georgetown's 12 public schools graduate 92% of students in four years (Kentucky 90.1%), with 16.8 students per teacher and $12,100 spent per pupil. 37.4% of adults are obese and 10.6% have diabetes, against similar-size city medians of 35.6% and 11.5%.
| Measure | Georgetown | KentuckyKY | Similar-size cities | US |
|---|---|---|---|---|
| High school graduation rateDepartment of Education EDFacts · rank 1 = highestSimilar-size 89% | 92%#222 of 1,063 | 90.1% | 89% | — |
| Students per teacherNCES Common Core of Data · rank 1 = fewestSimilar-size 14.9 | 16.8#712 of 1,188 | — | 14.9 | — |
| Spending per pupilNCES school finance survey · rank 1 = mostSimilar-size $13,509 | $12,100#950 of 1,188 | — | $13,509 | — |
| Adult obesityCDC PLACES · rank 1 = lowestSimilar-size 35.6% | 37.4%#971 of 1,311 | — | 35.6% | — |
| Adult diabetesCDC PLACES · rank 1 = lowestSimilar-size 11.5% | 10.6%#524 of 1,311 | — | 11.5% | — |
| Adults with frequent mental distressCDC PLACES · rank 1 = lowestSimilar-size 17.3% | 18%#857 of 1,311 | — | 17.3% | — |
| Adults without health insuranceCDC PLACES · rank 1 = lowestSimilar-size 9.2% | 6%#145 of 1,311 | — | 9.2% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 208 cities of 25,000 to 50,000 we track (median). Kentucky is the statewide figure. — means our sources have no statewide or national figure for that measure. 8,441 students are enrolled in Georgetown's public schools.
What are the commute and weather like in Georgetown?
The average commute in Georgetown is 21.5 minutes (Kentucky 24.5); 0.1% of workers take transit and 10.3% work from home. On the EPA's walkability index Georgetown scores 9.6 of 20 (below average walkable), #729 of 1,312 cities (1 = most walkable). Summers average 74.2°F and winters 34.6°F, with 47.7 inches of precipitation a year.
| Measure | Georgetown | KentuckyKY | Similar-size cities | US |
|---|---|---|---|---|
| Average commuteCensus ACS · rank 1 = shortestSimilar-size 21.5 min | 21.5 min#464 of 1,312 | 24.5 min | 21.5 min | — |
| Commutes of an hour or moreCensus ACS · rank 1 = fewestSimilar-size 4.6% | 6.2%#736 of 1,312 | 6.5% | 4.6% | — |
| Drive alone to workCensus ACSSimilar-size 75.7% | 75.6% | 76.4% | 75.7% | — |
| Take transit to workCensus ACSSimilar-size 0.5% | 0.1% | 0.6% | 0.5% | — |
| Walk to workCensus ACSSimilar-size 1.6% | 1.4% | 1.9% | 1.6% | — |
| Bike to workCensus ACSSimilar-size 0.2% | 0% | 0.2% | 0.2% | — |
| Work from homeCensus ACSSimilar-size 10% | 10.3% | 9.5% | 10% | — |
| Walkability index (1 to 20)EPA National Walkability Index · rank 1 = most walkableSimilar-size 8.8 | 9.6#729 of 1,312 | — | 8.8 | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 208 cities of 25,000 to 50,000 we track (median). Kentucky is the statewide figure. — means our sources have no statewide or national figure for that measure. The walkability index is the EPA's, averaged over the city's neighborhoods by population.
| Month | Average high (°F) | Average low (°F) | Precipitation (inches) |
|---|---|---|---|
| Jan | 41.2 | 22.7 | 3.4 |
| Feb | 45.9 | 24.9 | 3.5 |
| Mar | 55.3 | 32.2 | 4.5 |
| Apr | 67.2 | 41.4 | 4.6 |
| May | 75.8 | 52.3 | 5 |
| Jun | 83.5 | 60.6 | 4.5 |
| Jul | 86.7 | 65.2 | 4.8 |
| Aug | 86.2 | 63 | 3.1 |
| Sep | 80.4 | 55.3 | 3.5 |
| Oct | 69.1 | 43.3 | 3.5 |
| Nov | 55.8 | 32.9 | 3.2 |
| Dec | 45.7 | 27.4 | 4.1 |
Top: average low to average high, °F. Bottom: precipitation, inches. NOAA 30-year climate normals at Cynthiana.
| Measure | Georgetown | Similar-size cities | US |
|---|---|---|---|
| Average temperatureNOAA climate normalsSimilar-size 56.3°F | 54.8°F | 56.3°F | — |
| Summer average (Jun–Aug)NOAA climate normalsSimilar-size 76.3°F | 74.2°F | 76.3°F | — |
| Winter average (Dec–Feb)NOAA climate normalsSimilar-size 36.7°F | 34.6°F | 36.7°F | — |
| Precipitation a yearNOAA climate normalsSimilar-size 43.2 in | 47.7 in | 43.2 in | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 208 cities of 25,000 to 50,000 we track (median). — means our sources have no national figure for that measure. NOAA 30-year climate normals at Cynthiana.
What are the air quality and natural hazard risks in Georgetown?
The EPA has no air-quality monitor in Georgetown's county, so we have no air reading for it. Relative to other US counties, FEMA's National Risk Index puts Scott County's biggest natural hazard losses in strong wind, earthquake, and tornado, with expected yearly losses of 0.11% of building value, lower than 81% of US counties.
| Measure | Georgetown | Similar-size cities | US |
|---|---|---|---|
| Yearly hazard losses, share of building value (county)FEMA National Risk Index · rank 1 = lowestSimilar-size 0.14% | 0.11%#293 of 1,312 | 0.14% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 208 cities of 25,000 to 50,000 we track (median). — means our sources have no national figure for that measure. County figures for Scott County: the EPA measures air at monitors and FEMA estimates hazard losses by county, not by city.
Natural hazard losses, Scott County
| Hazard | Yearly loss | Higher than |
|---|---|---|
| Strong wind | 0.0057% | 78% of counties |
| Earthquake | 0.0067% | 72% of counties |
| Tornado | 0.013% | 66% of counties |
| Hail | 0.002% | 49% of counties |
| Inland flooding | 0.069% | 33% of counties |
FEMA National Risk Index: expected yearly building losses from each hazard as a share of the county's building value, compared with every US county exposed to that hazard. Loss rates, unlike FEMA's risk ratings, do not rise just because a county has more property.
How does Georgetown compare with similar-size cities?
Georgetown is one of 208 cities of 25,000 to 50,000 we track and ranks #74 of them on overall score. The table sets it beside the 8 cities in other states closest to its population of 39,117.
| City | Rank | Score | Income | Rent | Violent crime | Commute |
|---|---|---|---|---|---|---|
| Georgetown, KYPop. 39,117 | #387 | 60.3 | $80,088 | $1,255/mo | 165 | 21.5 min |
| Pine Bluff, ARPop. 39,743 | #1307 | 34.7 | $42,718 | $855/mo | 1,393 | 19.3 min |
| Hutchinson, KSPop. 39,709 | #1003 | 50.0 | $58,687 | $881/mo | 608 | 15.6 min |
| Bettendorf, IAPop. 39,647 | #166 | 65.5 | $100,495 | $1,187/mo | 94 | 19.8 min |
| Kailua (Honolulu County), HIPop. 39,640 | #115 | 68.0 | $148,582 | $3,093/mo | no data | 29.1 min |
| Menomonee Falls, WIPop. 39,539 | #95 | 68.6 | $100,238 | $1,313/mo | 90 | 20.8 min |
| Prattville, ALPop. 39,482 | #553 | 57.3 | $81,337 | $1,313/mo | 255 | 23.9 min |
| Keizer, ORPop. 39,082 | #757 | 54.1 | $84,813 | $1,424/mo | 217 | 25 min |
| Spartanburg, SCPop. 38,910 | #1274 | 40.1 | $51,964 | $1,099/mo | 1,478 | 20.2 min |
Rank is overall rank of 1,312. Income is median household income; rent is Census median rent; violent crime is per 100,000 residents as reported to the FBI ("no data" and "incomplete" are explained on each city's page).
How does Georgetown compare with the rest of Kentucky?
Georgetown ranks #4 of the 20 Kentucky cities we track, with a score of 60.3 against Kentucky's statewide 44.8. Its households earn 24% above the Kentucky median. Violent crime is 22% below the statewide rate. Homes are 47% above the typical Kentucky home.
| City | Rank in KY | Score | Income | Rent | Violent crime |
|---|---|---|---|---|---|
| Independence, KYPop. 29,392 | #1 | 64.4 | $102,361 | $1,250/mo | 49 |
| Jeffersontown, KYPop. 29,199 | #2 | 61.1 | $81,506 | $1,320/mo | 65 |
| Florence, KYPop. 32,803 | #3 | 60.5 | $71,003 | $1,329/mo | 199 |
| Georgetown, KYPop. 39,117 | #4 | 60.3 | $80,088 | $1,255/mo | 165 |
| Lexington, KYPop. 323,725 | #5 | 59.9 | $69,479 | $1,164/mo | 228 |
| Erlanger, KYPop. 19,875 | #6 | 58.4 | $75,840 | $970/mo | 69 |
| Nicholasville, KYPop. 32,197 | #7 | 58.0 | $68,503 | $1,147/mo | 197 |
| Covington, KYPop. 41,110 | #8 | 57.5 | $61,166 | $1,006/mo | 290 |
| Elizabethtown, KYPop. 32,576 | #9 | 57.4 | $60,760 | $909/mo | 110 |
| Richmond, KYPop. 37,111 | #10 | 55.5 | $50,870 | $917/mo | 243 |
| Frankfort, KYPop. 28,503 | #11 | 53.8 | $53,073 | $944/mo | 238 |
| Owensboro, KYPop. 60,302 | #12 | 51.6 | $56,357 | $905/mo | 413 |
| Bowling Green, KYPop. 75,388 | #13 | 50.8 | $48,873 | $998/mo | 187 |
| Ashland, KYPop. 21,295 | #14 | 50.8 | $52,715 | $872/mo | 244 |
| Louisville, KYPop. 631,818 | #15 | 50.0 | $66,849 | $1,120/mo | 674 |
| Paducah, KYPop. 26,845 | #16 | 49.8 | $49,915 | $834/mo | 274 |
| Henderson, KYPop. 27,852 | #17 | 49.6 | $48,186 | $771/mo | 278 |
| Madisonville, KYPop. 19,515 | #18 | 46.6 | $53,860 | $838/mo | 149 |
| Hopkinsville, KYPop. 30,906 | #19 | 45.9 | $49,139 | $902/mo | 300 |
| Radcliff, KYPop. 22,864 | #20 | 45.6 | $58,559 | $971/mo | 287 |
All 20 Kentucky cities we track, by overall score. Kentucky statewide: median income $64,526, violent crime 212.1 per 100,000.
How is Georgetown's score calculated?
Georgetown scores 60.3 out of 100, #387 of 1,312 (grade B+, which follows rank). It is scored on the 10 of 11 categories with local data; outdoor access is left out rather than filled with Kentucky's statewide figure, and the other weights are scaled up to fill the gap. Each score is compared with the median of similar-size cities, which are scored the same way.
- EconomyCity data · 16% of score
Median household income and unemployment in Georgetown. Similar-size median 52.9.
56.1 - SafetyCity data · 13% of score
Violent and property crime per 100,000 residents, as reported to the FBI by Georgetown's police agency. Similar-size median 78.4.
88.7 - HealthCity data · 13% of score
Adult obesity, diabetes and frequent mental distress in Georgetown. Similar-size median 52.2.
49.6 - EducationCity data · 13% of score
Graduation rate, students per teacher and spending per pupil in Georgetown's public schools. Similar-size median 59.4.
56.5 - AffordabilityCity data · 11% of score
Georgetown's home values and rents and its metro area's price level. Similar-size median 76.3.
75.5 - Household financesCity data · 9% of score
Median household income and poverty rate in Georgetown. Similar-size median 46.7.
52.8 - GrowthCity data · 7% of score
Population growth and unemployment in Georgetown. Similar-size median 44.2.
49.9 - TransportationCity data · 7% of score
Commute time, long commutes, driving alone, transit, walking, cycling and working from home in Georgetown. Similar-size median 47.3.
46.0 - WalkabilityCity data · 7% of score
The EPA's walkability index across Georgetown's neighborhoods. Similar-size median 41.1.
45.3 - EnvironmentCity data, some inputs missing · 4% of score
Air quality and natural hazard losses in the county. One input is missing, so the score uses the others. Similar-size median 54.8.
80.7 - Outdoor accessNot scored
No city-level park or public land measure exists, so outdoor access is not scored for cities.
—
Bar: Georgetown's category score out of 100. Tick: median of the 208 cities of 25,000 to 50,000 we track. Shares of score are the category weights rescaled over the categories Georgetown has data for. City scores use city formulas and are not on the same scale as state scores. Grades follow rank among the 1,312 cities. Methodology
Frequently asked questions about living in Georgetown
Is Georgetown, KY a good place to live?
Georgetown ranks #387 of the 1,312 US cities we track, #74 of 208 small cities and #4 of 20 in Kentucky. It sits near the middle of similar-size cities on income, costs, crime and commute.
What is the cost of living in Georgetown?
Georgetown's cost of living index is 92.9, 7% below the US level of 100 and #371 of 1,308 cities with data (1 = cheapest). Median rent is $1,255/mo against $1,178/mo in similar-size cities. The typical home is worth $341,864, 47% above the typical Kentucky home ($232,577).
What is the crime rate in Georgetown?
Georgetown recorded 165 violent crimes per 100,000 residents, 50% below the US rate of 328 and 22% below Kentucky's 212. That ranks #270 of 1,085 cities with data (1 = safest) and #53 of 174 small cities, from a full year of reports to the FBI by Georgetown Police Department. Property crime runs 1,058 per 100,000 (US 1,548).
What is the median household income in Georgetown?
The median household in Georgetown earns $80,088, 4% below the US figure of $83,163 and 24% above Kentucky ($64,526). Unemployment is 3.8% (US 4.3%). 12.1% of residents live below the poverty line. The population grew 0.8% in the latest year (US +0.5%).
How much is rent in Georgetown?
Median rent in Georgetown is $1,255/mo (Census), #490 of 1,309 cities with data (1 = cheapest). The typical asking rent for a unit on the market now is $1,567/mo, against $1,948/mo nationally. Median rent takes 18.8% of the median household's income.
How much does a house cost in Georgetown?
The typical home value in Georgetown is $341,864, up 4.1% in a year, against $232,577 for Kentucky and $368,697 nationally. The Census median value of owner-occupied homes is $265,400.
How are the public schools in Georgetown?
Georgetown's 12 public schools graduate 92% of students in four years (Kentucky 90.1%), with 16.8 students per teacher and $12,100 spent per pupil.
How long is the commute in Georgetown?
The average commute is 21.5 minutes, #464 of 1,312 cities (1 = shortest), against 24.5 minutes across Kentucky. 6.2% of workers spend an hour or more getting to work.
What is the weather like in Georgetown?
Georgetown averages 54.8°F over the year, 74.2°F in summer and 34.6°F in winter, with 47.7 inches of precipitation. Figures are NOAA climate normals.
Is Georgetown walkable?
Georgetown scores 9.6 out of 20 on the EPA's National Walkability Index (below average walkable), #729 of 1,312 cities (1 = most walkable). The index weighs street intersection density, distance to transit and the mix of homes and jobs in each neighborhood.
What natural disasters is Georgetown at risk for?
Relative to other US counties, FEMA's National Risk Index puts Scott County's biggest natural hazard losses in strong wind, earthquake, and tornado, with expected yearly losses of 0.11% of building value, lower than 81% of US counties.
Who lives in Georgetown?
Georgetown has 39,117 residents. The median resident of Georgetown is 32.7 years old, against 37.3 in similar-size cities. 34.1% of adults have a bachelor's degree or more, #642 of 1,312 cities (1 = highest). 62.3% of occupied homes are lived in by their owners; the rest are rented.
How does Georgetown compare with the rest of Kentucky?
Georgetown ranks #4 of the 20 Kentucky cities we track, with a score of 60.3 against Kentucky's statewide 44.8. Its households earn 24% above the Kentucky median. Violent crime is 22% below the statewide rate. Homes are 47% above the typical Kentucky home.
What cities are similar in size to Georgetown?
The tracked cities in other states closest to Georgetown's population of 39,117 are Pine Bluff, AR (#1307 overall), Hutchinson, KS (#1003 overall), Bettendorf, IA (#166 overall), Kailua (Honolulu County), HI (#115 overall), and Menomonee Falls, WI (#95 overall). Georgetown is #387.