Georgetown

Georgetown, Kentucky Overview

Georgetown ranks #3 of 20 cities in Kentucky, earning a C+ grade with a composite score of 50.4/100. The city stands out in Safety (89/100) and Affordability (79/100), placing it among the state’s strongest performers across the metrics we track.

Income & Employment in Georgetown

Georgetown’s median household income of $78,373 is 30% above the Kentucky median of $60,407, and its 4.3% unemployment rate undercuts the state’s 4.5%. That economic strength is drawing residents — the population grew 1.7% recently.

Safety in Georgetown

Georgetown’s violent crime rate of 124.7 per 100,000 is well below both the Kentucky rate of 218 and national norms, making safety one of the city’s defining features. The property crime rate is 1333.7 per 100,000.

Cost of Living in Georgetown

Georgetown has a cost of living index of 97.6 (where 100 equals the national average), slightly below the national benchmark. The median home value is $244,200. Median monthly rent is $1,199. Renters spend 18.4% of income on rent, well within the 30% affordability guideline.

Education & Schools in Georgetown

Georgetown’s high school graduation rate of 92% is well above average, reflecting strong local school performance. The student-teacher ratio is 16.7:1. Per-pupil spending is $12,100. The city has 14 public schools serving 9,361 students. School data is sourced from the NCES Common Core of Data and EDFacts.

Climate in Georgetown

Georgetown enjoys a moderate climate with an annual average of 55.6°F. Summers average 73.2°F. Winters average 39.2°F. Annual precipitation is 38.8 inches.

Frequently Asked Questions