St. Charles

St. Charles, Missouri Overview

With a composite score of 57.9/100 and a B+ grade, St. Charles ranks #7 of 20 cities in Missouri. Its strongest showing is in Safety (87/100), while Outdoor Access (15/100) represents its largest gap.

Income & Employment in St. Charles

Households in St. Charles earn a median of $78,359 — 21% above the state median — but the 3.3% unemployment rate sits above the statewide 3.2%, suggesting the job market doesn’t match the income figures.

Safety in St. Charles

At 205.9 violent crimes per 100,000 residents, St. Charles sits meaningfully below the Missouri average of 495 — a 140% lower gap. The property crime rate is 984.5 per 100,000.

Cost of Living in St. Charles

St. Charles has a cost of living index of 96.3 (where 100 equals the national average), slightly below the national benchmark. The median home value is $280,800. Median monthly rent is $1,186. Renters spend 18.2% of income on rent, well within the 30% affordability guideline.

Health & Wellness in St. Charles

The adult obesity rate in St. Charles is 35.9%, above the national average and a factor in the city’s health profile. The diabetes prevalence rate is 10.4%. Residents report an average of 16 poor mental health days per month, above the typical range. Missouri ranks #35 nationally for overall health.

Education & Schools in St. Charles

St. Charles has a high school graduation rate of 89.7%. The student-teacher ratio of 13.3:1 indicates smaller class sizes. Per-pupil spending is $14,805. The city has 6 public schools serving 2,483 students. School data is sourced from the NCES Common Core of Data and EDFacts.

Climate in St. Charles

St. Charles enjoys a moderate climate with an annual average of 55.3°F. Summers average 74.2°F. Winters average 36.9°F. Annual precipitation is 35.2 inches.

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