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Is Loveland a Good Place to Live? Loveland, Colorado: cost of living, crime, schools and rankings
Loveland ranks #397 of the 1,312 US cities we track, #188 of 524 smaller cities and #8 of 20 in Colorado. Against similar-size cities it has no measure in the top quarter and trails on low graduation rates (83.3%, #336 of 437).
Loveland by the numbers
The measures people check first, each with Loveland's rank among the tracked cities and the US figure (or the similar-size median where there is no national figure).
What is the cost of living in Loveland?
Loveland's cost of living index is 101.1, 1% above the US level of 100 and #753 of 1,308 cities with data (1 = cheapest). Median rent is $1,730/mo against $1,633/mo in similar-size cities. The typical home is worth $496,109, 7% below the typical Colorado home ($532,748).
| Measure | Loveland | ColoradoCO | Similar-size cities | US |
|---|---|---|---|---|
| Cost of living indexBEA Regional Price Parities, metro area · rank 1 = cheapestSimilar-size 102.4 · US 100 | 101.1#753 of 1,308 | 103.1 | 102.4 | 100 |
| Typical home valueZillow Home Value Index · rank 1 = cheapestSimilar-size $431,438 · US $368,697 | $496,109#808 of 1,187 | $532,748 | $431,438 | $368,697 |
| Typical asking rentZillow Observed Rent Index · rank 1 = cheapestSimilar-size $1,884/mo · US $1,948/mo | $1,925/mo#668 of 1,115 | — | $1,884/mo | $1,948/mo |
| Median home value (Census)Census ACS · rank 1 = cheapestSimilar-size $401,950 | $479,000#945 of 1,309 | — | $401,950 | — |
| Median rent (Census)Census ACS · rank 1 = cheapestSimilar-size $1,633/mo | $1,730/mo#899 of 1,309 | — | $1,633/mo | — |
| Home value to incomeCensus ACS · rank 1 = lowestSimilar-size 4.5x | 5.7x#982 of 1,309 | — | 4.5x | — |
| Rent as a share of incomeCensus ACS · rank 1 = lowestSimilar-size 22.2% | 24.5%#945 of 1,309 | — | 22.2% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Colorado is the statewide figure. — means our sources have no statewide or national figure for that measure. Zillow figures track homes and rentals on the market now; Census figures are survey medians of all homes and leases, so the two differ.
Loveland housing market · August
Typical home value is a monthly index of homes in the middle third of the market; the Census figures above are survey medians and will differ. Source in the data sources list below. Loveland is in the Fort Collins, CO metro.
Colorado housing market →Is Loveland safe?
Loveland recorded 163 violent crimes per 100,000 residents, 50% below the US rate of 328 and 61% below Colorado's 422. That ranks #262 of 1,085 cities with data (1 = safest) and #121 of 444 smaller cities, from a full year of reports to the FBI by Loveland Police Department. Property crime runs 1,442 per 100,000 (US 1,548).
| Measure | Loveland | ColoradoCO | Similar-size cities | US |
|---|---|---|---|---|
| Violent crime per 100,000FBI Crime Data Explorer · rank 1 = safestSimilar-size 264 · US 328 | 163#262 of 1,085 | 422 | 264 | 328 |
| Property crime per 100,000FBI Crime Data Explorer · rank 1 = safestSimilar-size 1,550 · US 1,548 | 1,442#445 of 1,085 | 2,144 | 1,550 | 1,548 |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Colorado is the statewide figure. — means our sources have no statewide or national figure for that measure. City rates come from each police agency's report to the FBI and are not strictly comparable across agencies.
What do people earn in Loveland?
The median household in Loveland earns $84,604, 2% above the US figure of $83,163 and 13% below Colorado ($97,113). Unemployment is 4.2% (US 4.3%). 8.5% of residents live below the poverty line. The population grew 0.5% in the latest year (US +0.5%).
| Measure | Loveland | ColoradoCO | Similar-size cities | US |
|---|---|---|---|---|
| Median household incomeCensus ACS · rank 1 = highestSimilar-size $83,646 · US $83,163 | $84,604#544 of 1,312 | $97,113 | $83,646 | $83,163 |
| Unemployment rateBLS LAUS · rank 1 = lowestSimilar-size 4.2% · US 4.3% | 4.2%#576 of 1,058 | 4% | 4.2% | 4.3% |
| Poverty rateCensus ACS · rank 1 = lowestSimilar-size 10.8% | 8.5%#366 of 1,312 | — | 10.8% | — |
| Population growth, one yearCensus population estimates · rank 1 = fastestSimilar-size +0.2% · US +0.5% | +0.5%#391 of 1,132 | +0.4% | +0.2% | +0.5% |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Colorado is the statewide figure. — means our sources have no statewide or national figure for that measure.
Who lives in Loveland?
The median resident of Loveland is 40.7 years old, against 37.7 in similar-size cities. 39% of adults have a bachelor's degree or more, #488 of 1,312 cities (1 = highest). 62.2% of occupied homes are lived in by their owners; the rest are rented.
| Measure | Loveland | Similar-size cities | US |
|---|---|---|---|
| Median ageCensus ACSSimilar-size 37.7 | 40.7 | 37.7 | — |
| Adults with a bachelor's degree or moreCensus ACS · rank 1 = highestSimilar-size 35.1% | 39%#488 of 1,312 | 35.1% | — |
| Homes lived in by their ownerCensus ACSSimilar-size 61.7% | 62.2% | 61.7% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). — means our sources have no national figure for that measure.
How are Loveland's schools and health?
Loveland's 22 public schools graduate 83.3% of students in four years (Colorado 82.3%), with 16.8 students per teacher and $14,686 spent per pupil. 24.5% of adults are obese and 8.5% have diabetes, against similar-size city medians of 31.9% and 11%.
| Measure | Loveland | ColoradoCO | Similar-size cities | US |
|---|---|---|---|---|
| High school graduation rateDepartment of Education EDFacts · rank 1 = highestSimilar-size 89% | 83.3%#772 of 1,063 | 82.3% | 89% | — |
| Students per teacherNCES Common Core of Data · rank 1 = fewestSimilar-size 16.4 | 16.8#712 of 1,188 | — | 16.4 | — |
| Spending per pupilNCES school finance survey · rank 1 = mostSimilar-size $15,354 | $14,686#623 of 1,188 | — | $15,354 | — |
| Adult obesityCDC PLACES · rank 1 = lowestSimilar-size 31.9% | 24.5%#121 of 1,311 | — | 31.9% | — |
| Adult diabetesCDC PLACES · rank 1 = lowestSimilar-size 11% | 8.5%#145 of 1,311 | — | 11% | — |
| Adults with frequent mental distressCDC PLACES · rank 1 = lowestSimilar-size 16.7% | 16.3%#477 of 1,311 | — | 16.7% | — |
| Adults without health insuranceCDC PLACES · rank 1 = lowestSimilar-size 10.1% | 9.3%#557 of 1,311 | — | 10.1% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Colorado is the statewide figure. — means our sources have no statewide or national figure for that measure. 11,199 students are enrolled in Loveland's public schools.
What are the commute and weather like in Loveland?
The average commute in Loveland is 26.2 minutes (Colorado 25.7); 0.2% of workers take transit and 19.5% work from home. On the EPA's walkability index Loveland scores 9.6 of 20 (below average walkable), #729 of 1,312 cities (1 = most walkable). Summers average 69.2°F and winters 29.2°F, with 15.6 inches of precipitation a year.
| Measure | Loveland | ColoradoCO | Similar-size cities | US |
|---|---|---|---|---|
| Average commuteCensus ACS · rank 1 = shortestSimilar-size 25.1 min | 26.2 min#876 of 1,312 | 25.7 min | 25.1 min | — |
| Commutes of an hour or moreCensus ACS · rank 1 = fewestSimilar-size 6.5% | 7.8%#903 of 1,312 | 7.1% | 6.5% | — |
| Drive alone to workCensus ACSSimilar-size 70.8% | 71.8% | 65.4% | 70.8% | — |
| Take transit to workCensus ACSSimilar-size 1.1% | 0.2% | 1.7% | 1.1% | — |
| Walk to workCensus ACSSimilar-size 1.4% | 1.2% | 2.7% | 1.4% | — |
| Bike to workCensus ACSSimilar-size 0.2% | 0.6% | 1% | 0.2% | — |
| Work from homeCensus ACSSimilar-size 13.7% | 19.5% | 19.9% | 13.7% | — |
| Walkability index (1 to 20)EPA National Walkability Index · rank 1 = most walkableSimilar-size 11.1 | 9.6#729 of 1,312 | — | 11.1 | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Colorado is the statewide figure. — means our sources have no statewide or national figure for that measure. The walkability index is the EPA's, averaged over the city's neighborhoods by population.
| Month | Average high (°F) | Average low (°F) | Precipitation (inches) |
|---|---|---|---|
| Jan | 43.9 | 12.9 | 0.5 |
| Feb | 46.2 | 15.4 | 0.6 |
| Mar | 56.1 | 23 | 1.3 |
| Apr | 62.4 | 30.6 | 2.2 |
| May | 71 | 39.8 | 2.7 |
| Jun | 82.7 | 49.2 | 1.6 |
| Jul | 88.6 | 55.1 | 1.5 |
| Aug | 86.7 | 52.9 | 1.3 |
| Sep | 78.9 | 44.2 | 1.4 |
| Oct | 65.2 | 32.2 | 1.2 |
| Nov | 52.8 | 21.1 | 0.8 |
| Dec | 43.6 | 13.4 | 0.6 |
Top: average low to average high, °F. Bottom: precipitation, inches. NOAA 30-year climate normals at Loveland 2n.
| Measure | Loveland | Similar-size cities | US |
|---|---|---|---|
| Average temperatureNOAA climate normalsSimilar-size 58.1°F | 48.7°F | 58.1°F | — |
| Summer average (Jun–Aug)NOAA climate normalsSimilar-size 74.2°F | 69.2°F | 74.2°F | — |
| Winter average (Dec–Feb)NOAA climate normalsSimilar-size 40.8°F | 29.2°F | 40.8°F | — |
| Precipitation a yearNOAA climate normalsSimilar-size 38.3 in | 15.6 in | 38.3 in | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). — means our sources have no national figure for that measure. NOAA 30-year climate normals at Loveland 2n.
What are the air quality and natural hazard risks in Loveland?
Larimer County's air had a median air quality index of 50, and 51% of measured days were rated good; 11 days were unhealthy for sensitive groups or worse, mostly from ozone. Relative to other US counties, FEMA's National Risk Index puts Larimer County's biggest natural hazard losses in wildfire, hail, and tornado, with expected yearly losses of 0.13% of building value, lower than 67% of US counties.
| Measure | Loveland | Similar-size cities | US |
|---|---|---|---|
| Median air quality index (county)EPA Air Quality System · rank 1 = cleanestSimilar-size 44 | 50#854 of 1,138 | 44 | — |
| Unhealthy air days a year (county)EPA Air Quality System · rank 1 = fewestSimilar-size 3 | 11#882 of 1,138 | 3 | — |
| Yearly hazard losses, share of building value (county)FEMA National Risk Index · rank 1 = lowestSimilar-size 0.15% | 0.13%#466 of 1,312 | 0.15% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). — means our sources have no national figure for that measure. County figures for Larimer County: the EPA measures air at monitors and FEMA estimates hazard losses by county, not by city.
Natural hazard losses, Larimer County
| Hazard | Yearly loss | Higher than |
|---|---|---|
| Wildfire | 0.02% | 90% of counties |
| Hail | 0.013% | 89% of counties |
| Tornado | 0.01% | 55% of counties |
| Earthquake | 0.0033% | 54% of counties |
| Inland flooding | 0.065% | 29% of counties |
FEMA National Risk Index: expected yearly building losses from each hazard as a share of the county's building value, compared with every US county exposed to that hazard. Loss rates, unlike FEMA's risk ratings, do not rise just because a county has more property.
How does Loveland compare with similar-size cities?
Loveland is one of 524 cities of 50,000 to 100,000 we track and ranks #188 of them on overall score. The table sets it beside the 8 cities in other states closest to its population of 78,410.
| City | Rank | Score | Income | Rent | Violent crime | Commute |
|---|---|---|---|---|---|---|
| Loveland, COPop. 78,410 | #397 | 60.1 | $84,604 | $1,730/mo | 163 | 26.2 min |
| Daytona Beach, FLPop. 78,992 | #1114 | 47.6 | $52,058 | $1,328/mo | part year | 21.4 min |
| Bloomington, ILPop. 78,907 | #290 | 62.2 | $77,384 | $1,050/mo | 318 | 16.8 min |
| Milpitas, CAPop. 78,578 | #468 | 58.6 | $178,798 | $3,120/mo | 237 | 25.8 min |
| Flower Mound, TXPop. 78,389 | #126 | 67.4 | $161,235 | $2,231/mo | 42 | 26 min |
| Woodbury, MNPop. 78,305 | #99 | 68.4 | $125,310 | $1,908/mo | 75 | 23.9 min |
| Bethlehem, PAPop. 77,956 | #365 | 60.7 | $68,879 | $1,382/mo | 197 | 22.1 min |
| Rapid City, SDPop. 77,946 | #875 | 52.1 | $70,870 | $1,109/mo | 767 | 17.5 min |
| Racine, WIPop. 77,633 | #810 | 53.2 | $57,740 | $1,033/mo | 418 | 22.5 min |
Rank is overall rank of 1,312. Income is median household income; rent is Census median rent; violent crime is per 100,000 residents as reported to the FBI ("no data" and "incomplete" are explained on each city's page).
How does Loveland compare with the rest of Colorado?
Loveland ranks #8 of the 20 Colorado cities we track, with a score of 60.1 against Colorado's statewide 64.7. Its households earn 13% below the Colorado median. Violent crime is 61% below the statewide rate. Homes are 7% below the typical Colorado home.
| City | Rank in CO | Score | Income | Rent | Violent crime |
|---|---|---|---|---|---|
| Broomfield, COPop. 76,304 | #1 | 68.1 | $123,874 | $2,126/mo | 152 |
| Highlands Ranch, COPop. 102,257 | #2 | 68.0 | $159,307 | $2,531/mo | no data |
| Castle Rock, COPop. 79,123 | #3 | 66.8 | $145,197 | $2,000/mo | 30 |
| Centennial, COPop. 108,201 | #4 | 65.5 | $131,928 | $2,148/mo | 192 |
| Parker, COPop. 61,783 | #5 | 63.3 | $133,369 | $2,096/mo | 192 |
| Arvada, COPop. 122,634 | #6 | 62.1 | $117,348 | $1,888/mo | 307 |
| Longmont, COPop. 99,406 | #7 | 60.8 | $90,671 | $1,816/mo | 350 |
| Loveland, COPop. 78,410 | #8 | 60.1 | $84,604 | $1,730/mo | 163 |
| Fort Collins, COPop. 170,229 | #9 | 59.7 | $85,070 | $1,690/mo | 289 |
| Boulder, COPop. 106,433 | #10 | 59.0 | $87,493 | $2,018/mo | 354 |
| Thornton, COPop. 144,187 | #11 | 58.5 | $103,088 | $1,895/mo | 251 |
| Westminster, COPop. 115,484 | #12 | 58.5 | $100,272 | $1,882/mo | 288 |
| Commerce City, COPop. 66,445 | #13 | 54.8 | $111,972 | $1,880/mo | 742 |
| Denver, COPop. 718,877 | #14 | 54.6 | $94,718 | $1,831/mo | 882 |
| Grand Junction, COPop. 68,142 | #15 | 54.5 | $70,080 | $1,142/mo | 536 |
| Lakewood, COPop. 156,583 | #16 | 53.7 | $89,792 | $1,806/mo | 675 |
| Aurora, COPop. 394,432 | #17 | 51.5 | $88,368 | $1,835/mo | 763 |
| Colorado Springs, COPop. 487,887 | #18 | 51.2 | $84,818 | $1,648/mo | 690 |
| Greeley, COPop. 110,806 | #19 | 46.4 | $69,881 | $1,388/mo | 630 |
| Pueblo, COPop. 111,561 | #20 | 42.6 | $56,664 | $1,082/mo | 1,177 |
All 20 Colorado cities we track, by overall score. Colorado statewide: median income $97,113, violent crime 421.7 per 100,000.
How is Loveland's score calculated?
Loveland scores 60.1 out of 100, #397 of 1,312 (grade B+, which follows rank). It is scored on the 10 of 11 categories with local data; outdoor access is left out rather than filled with Colorado's statewide figure, and the other weights are scaled up to fill the gap. Each score is compared with the median of similar-size cities, which are scored the same way.
- EconomyCity data · 16% of score
Median household income and unemployment in Loveland. Similar-size median 55.5.
55.7 - SafetyCity data · 13% of score
Violent and property crime per 100,000 residents, as reported to the FBI by Loveland's police agency. Similar-size median 77.8.
86.0 - HealthCity data · 13% of score
Adult obesity, diabetes and frequent mental distress in Loveland. Similar-size median 58.9.
74.4 - EducationCity data · 13% of score
Graduation rate, students per teacher and spending per pupil in Loveland's public schools. Similar-size median 55.2.
52.1 - AffordabilityCity data · 11% of score
Loveland's home values and rents and its metro area's price level. Similar-size median 59.3.
55.9 - Household financesCity data · 9% of score
Median household income and poverty rate in Loveland. Similar-size median 56.1.
61.4 - GrowthCity data · 7% of score
Population growth and unemployment in Loveland. Similar-size median 42.4.
45.5 - TransportationCity data · 7% of score
Commute time, long commutes, driving alone, transit, walking, cycling and working from home in Loveland. Similar-size median 50.0.
51.4 - WalkabilityCity data · 7% of score
The EPA's walkability index across Loveland's neighborhoods. Similar-size median 53.2.
45.3 - EnvironmentCounty data · 4% of score
Air quality and natural hazard losses in the county. Similar-size median 50.8.
53.4 - Outdoor accessNot scored
No city-level park or public land measure exists, so outdoor access is not scored for cities.
—
Bar: Loveland's category score out of 100. Tick: median of the 524 cities of 50,000 to 100,000 we track. Shares of score are the category weights rescaled over the categories Loveland has data for. City scores use city formulas and are not on the same scale as state scores. Grades follow rank among the 1,312 cities. Methodology
Frequently asked questions about living in Loveland
Is Loveland, CO a good place to live?
Loveland ranks #397 of the 1,312 US cities we track, #188 of 524 smaller cities and #8 of 20 in Colorado. Against similar-size cities it has no measure in the top quarter and trails on low graduation rates (83.3%, #336 of 437).
What is the cost of living in Loveland?
Loveland's cost of living index is 101.1, 1% above the US level of 100 and #753 of 1,308 cities with data (1 = cheapest). Median rent is $1,730/mo against $1,633/mo in similar-size cities. The typical home is worth $496,109, 7% below the typical Colorado home ($532,748).
What is the crime rate in Loveland?
Loveland recorded 163 violent crimes per 100,000 residents, 50% below the US rate of 328 and 61% below Colorado's 422. That ranks #262 of 1,085 cities with data (1 = safest) and #121 of 444 smaller cities, from a full year of reports to the FBI by Loveland Police Department. Property crime runs 1,442 per 100,000 (US 1,548).
What is the median household income in Loveland?
The median household in Loveland earns $84,604, 2% above the US figure of $83,163 and 13% below Colorado ($97,113). Unemployment is 4.2% (US 4.3%). 8.5% of residents live below the poverty line. The population grew 0.5% in the latest year (US +0.5%).
How much is rent in Loveland?
Median rent in Loveland is $1,730/mo (Census), #899 of 1,309 cities with data (1 = cheapest). The typical asking rent for a unit on the market now is $1,925/mo, against $1,948/mo nationally. Median rent takes 24.5% of the median household's income.
How much does a house cost in Loveland?
The typical home value in Loveland is $496,109, down 0.8% in a year, against $532,748 for Colorado and $368,697 nationally. The Census median value of owner-occupied homes is $479,000.
How are the public schools in Loveland?
Loveland's 22 public schools graduate 83.3% of students in four years (Colorado 82.3%), with 16.8 students per teacher and $14,686 spent per pupil.
How long is the commute in Loveland?
The average commute is 26.2 minutes, #876 of 1,312 cities (1 = shortest), against 25.7 minutes across Colorado. 7.8% of workers spend an hour or more getting to work.
What is the weather like in Loveland?
Loveland averages 48.7°F over the year, 69.2°F in summer and 29.2°F in winter, with 15.6 inches of precipitation. Figures are NOAA climate normals.
Is Loveland walkable?
Loveland scores 9.6 out of 20 on the EPA's National Walkability Index (below average walkable), #729 of 1,312 cities (1 = most walkable). The index weighs street intersection density, distance to transit and the mix of homes and jobs in each neighborhood.
What natural disasters is Loveland at risk for?
Relative to other US counties, FEMA's National Risk Index puts Larimer County's biggest natural hazard losses in wildfire, hail, and tornado, with expected yearly losses of 0.13% of building value, lower than 67% of US counties.
How is the air quality in Loveland?
Larimer County's air had a median air quality index of 50, and 51% of measured days were rated good; 11 days were unhealthy for sensitive groups or worse, mostly from ozone.
Who lives in Loveland?
Loveland has 78,410 residents. The median resident of Loveland is 40.7 years old, against 37.7 in similar-size cities. 39% of adults have a bachelor's degree or more, #488 of 1,312 cities (1 = highest). 62.2% of occupied homes are lived in by their owners; the rest are rented.
How does Loveland compare with the rest of Colorado?
Loveland ranks #8 of the 20 Colorado cities we track, with a score of 60.1 against Colorado's statewide 64.7. Its households earn 13% below the Colorado median. Violent crime is 61% below the statewide rate. Homes are 7% below the typical Colorado home.
What cities are similar in size to Loveland?
The tracked cities in other states closest to Loveland's population of 78,410 are Daytona Beach, FL (#1114 overall), Bloomington, IL (#290 overall), Milpitas, CA (#468 overall), Flower Mound, TX (#126 overall), and Woodbury, MN (#99 overall). Loveland is #397.