St. Cloud

St. Cloud, Minnesota Overview

St. Cloud faces challenges across several categories, earning a C grade (49.6/100) and ranking #20 of 20 cities in Minnesota. Even so, the city scores 75/100 in Affordability — a relative bright spot compared to its Outdoor Access score of 31/100.

Income & Employment in St. Cloud

St. Cloud’s median income of $60,782 is 29% below the state median, but positive population growth of 1% signals that affordability or other factors are still attracting residents. The local unemployment rate is 3.4%.

Safety in St. Cloud

St. Cloud’s violent crime rate of 347.5 per 100,000 runs above the Minnesota average of 256. The property crime rate is 3535.4 per 100,000.

Cost of Living in St. Cloud

With a cost of living index of 89.3, St. Cloud is well below the national average of 100, offering meaningful savings on everyday expenses. The median home value is $212,800. Median monthly rent is $1,005. Renters spend 19.8% of income on rent, well within the 30% affordability guideline.

Health & Wellness in St. Cloud

The adult obesity rate in St. Cloud is 38.9%, above the national average and a factor in the city’s health profile. The diabetes prevalence rate is 10.5%. Residents report an average of 18.3 poor mental health days per month, above the typical range. Minnesota ranks #6 nationally for overall health.

Education & Schools in St. Cloud

The high school graduation rate in St. Cloud is 64%, below the national average and a challenge for the community. The student-teacher ratio of 14:1 indicates smaller class sizes. Local districts invest $16,374 per student, well above the national median. The city has 14 public schools serving 8,569 students. School data is sourced from the NCES Common Core of Data and EDFacts.

Climate in St. Cloud

The annual average temperature in St. Cloud is 48.7°F. Summers average 72.3°F. Winters average 25°F. Annual precipitation is 38.3 inches.

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