Best Cities for Retirees in Ohio
Ohio for Retirees: The Full Picture
At #32 out of 50, Ohio isn't a traditional retirement hotspot β but that doesn't tell the whole story. The state has genuine strengths in affordability, and retirees with specific priorities (safety, low cost of living) may find it suits them better than the aggregate ranking suggests.
For retirees, healthcare access and tax friendliness are non-negotiable. Ohio's health score of 27/100 is a concern β at 76.5 years, life expectancy trails the national average, and access to quality care can be uneven. On the tax front, the overall burden stands at 9.36% of income. The 6% income tax rate is worth factoring into retirement income projections. Property taxes run 1.43% (effective rate), which is above average and can meaningfully affect housing costs for homeowners on fixed incomes.
Housing affordability is a clear draw β the median home price of $241,000 makes it feasible to downsize and free up equity. The state's safety profile is reassuring, with a safety score of 61/100. Livability amenities are more limited compared to top-ranked states, so retirees who value a vibrant social scene should focus their search on the state's larger metro areas.
All 20 Cities Ranked for Retirees
| # | City | Grade | Retirees Score | Overall | Health | Fiscal Health | Affordability | Population |
|---|---|---|---|---|---|---|---|---|
| 1 | Dublin | A+ | 71.4 | 67.7 | 76 | 100 | 66 | 49,031 |
| 2 | Lakewood | B | 58.2 | 56.3 | 67 | 49 | 77 | 50,229 |
| 3 | Kettering | B | 58.0 | 55.0 | 54 | 56 | 81 | 57,442 |
| 4 | Parma | B | 56.9 | 54.6 | 57 | 51 | 74 | 78,952 |
| 5 | Cuyahoga Falls | C+ | 54.2 | 51.6 | 51 | 53 | 74 | 50,864 |
| 6 | Elyria | C | 48.2 | 48.0 | 33 | 31 | 83 | 52,833 |
| 7 | Columbus | C | 48.0 | 48.1 | 47 | 35 | 77 | 909,074 |
| 8 | Newark | C | 47.3 | 46.5 | 38 | 34 | 78 | 50,393 |
| 9 | Euclid | C | 46.4 | 46.0 | 32 | 29 | 76 | 48,991 |
| 10 | Middletown | D | 45.7 | 44.6 | 28 | 29 | 80 | 50,607 |
| 11 | Hamilton | D | 43.9 | 44.5 | 28 | 29 | 75 | 63,124 |
| 12 | Cincinnati | D | 40.5 | 42.2 | 38 | 19 | 80 | 311,112 |
| 13 | Akron | D | 38.5 | 40.2 | 26 | 20 | 84 | 188,692 |
| 14 | Lorain | D | 37.2 | 39.9 | 22 | 8 | 77 | 65,330 |
| 15 | Toledo | F | 36.5 | 35.8 | 32 | 15 | 85 | 265,306 |
| 16 | Springfield | F | 34.1 | 34.6 | 20 | 18 | 86 | 58,410 |
| 17 | Dayton | F | 33.1 | 35.4 | 21 | 10 | 85 | 135,507 |
| 18 | Youngstown | F | 32.4 | 35.4 | 11 | 0 | 88 | 59,605 |
| 19 | Cleveland | F | 32.3 | 34.9 | 26 | 2 | 85 | 362,670 |
| 20 | Canton | F | 31.0 | 32.9 | 17 | 5 | 86 | 69,196 |