Best Cities for Retirees in Ohio
Ohio for Retirees: The Full Picture
Ohio sits at #29 out of 50 for retirees β solidly in the middle tier. The state offers healthcare that, while accessible, isn't among the nation's strongest alongside below-average living costs (cost-of-living index: 92). It's a state where retirement can work well with proper planning, though it lacks the standout advantages of top-tier retirement destinations.
For retirees, healthcare access and tax friendliness are non-negotiable. Ohio's health score of 27/100 is a concern β at 76.5 years, life expectancy trails the national average, and access to quality care can be uneven. On the tax front, the overall burden stands at 9.36% of income. The 6% income tax rate is worth factoring into retirement income projections. Property taxes run 1.43% (effective rate), which is above average and can meaningfully affect housing costs for homeowners on fixed incomes.
Housing affordability is a clear draw β the median home price of $241,000 makes it feasible to downsize and free up equity. The state's safety profile is reassuring, with a safety score of 66/100. Livability amenities are more limited compared to top-ranked states, so retirees who value a vibrant social scene should focus their search on the state's larger metro areas.
All 20 Cities Ranked for Retirees
| # | City | Grade | Retirees Score | Overall | Health | Fiscal Health | Affordability | Population |
|---|---|---|---|---|---|---|---|---|
| 1 | Dublin | A+ | 71.4 | 67.7 | 76 | 100 | 66 | 49,031 |
| 2 | Lakewood | B | 58.2 | 56.3 | 67 | 49 | 77 | 50,229 |
| 3 | Kettering | B | 58.0 | 55.0 | 54 | 56 | 81 | 57,442 |
| 4 | Parma | B | 56.9 | 54.6 | 57 | 51 | 74 | 78,952 |
| 5 | Cuyahoga Falls | C+ | 54.2 | 51.6 | 51 | 53 | 74 | 50,864 |
| 6 | Elyria | C | 48.2 | 48.0 | 33 | 31 | 83 | 52,833 |
| 7 | Columbus | C | 48.0 | 48.1 | 47 | 35 | 77 | 909,074 |
| 8 | Newark | C | 47.3 | 46.5 | 38 | 34 | 78 | 50,393 |
| 9 | Euclid | C | 46.4 | 46.0 | 32 | 29 | 76 | 48,991 |
| 10 | Middletown | D | 45.7 | 44.6 | 28 | 29 | 80 | 50,607 |
| 11 | Hamilton | D | 43.9 | 44.5 | 28 | 29 | 75 | 63,124 |
| 12 | Cincinnati | D | 40.5 | 42.2 | 38 | 19 | 80 | 311,112 |
| 13 | Akron | D | 38.5 | 40.2 | 26 | 20 | 84 | 188,692 |
| 14 | Lorain | D | 37.2 | 39.9 | 22 | 8 | 77 | 65,330 |
| 15 | Toledo | F | 36.5 | 35.8 | 32 | 15 | 85 | 265,306 |
| 16 | Springfield | F | 34.1 | 34.6 | 20 | 18 | 86 | 58,410 |
| 17 | Dayton | F | 33.1 | 35.4 | 21 | 10 | 85 | 135,507 |
| 18 | Youngstown | F | 32.4 | 35.4 | 11 | 0 | 88 | 59,605 |
| 19 | Cleveland | F | 32.3 | 34.9 | 26 | 2 | 85 | 362,670 |
| 20 | Canton | F | 31.0 | 32.9 | 17 | 5 | 86 | 69,196 |