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Rankings are computed from publicly available federal and state government datasets, supplemented by a handful of published indexes (such as the Tax Foundation, Child Care Aware of America and Zillow Research). Figures are used as each source publishes them, including the FBI's own state crime estimates; nothing is synthetic or modeled by us, and every source is cited below.

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  • Bureau of Labor Statistics, OES·
  • IRS Statistics of Income, State-to-State Migration·
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Home/VA/Best for Retirees
Virginia · best for retirees · #15 of 50 states

Best Cities for Retirees in Virginia

Virginia ranks #15 of 50 for retirees, with a retirees score of 68.4. Reston is its best city for retirees at 72.8.

See all 50 states for retirees →

#1 city in VA for retirees
Reston72.8
Retirees score out of 100
Virginia, all states
#15 of 50
Population
64,414
Open Reston →
Tax burden
8.86%
% of income
Income tax
5.75%
State + local
Life expectancy
77.5 yr
CDC NCHS
Home value
$414,662
Typical home value
Cost of living
101.1
BEA RPP · 100 = avg

Why Virginia Works for Retirees

Virginia ranks #15 nationally for retirees, making it a strong destination for those entering their next chapter. The state's strong fiscal health (63/100) and moderate overall tax burden of 8.86% help retirement savings go further.

For retirees, healthcare access and tax friendliness are non-negotiable. Virginia's health score of 61/100 is middling — life expectancy of 77.5 years is roughly in line with national norms, but healthcare quality varies by region. On the tax front, the overall burden stands at 8.86% of income. The 5.75% income tax rate is worth factoring into retirement income projections. Property taxes run 0.76% (effective rate), which is among the lowest in the nation.

At $414,662, the typical home is worth more than the 50-state average — retirees relocating from lower-cost areas may face sticker shock. The state's safety profile is reassuring, with a safety score of 79/100. Livability amenities are more limited compared to top-ranked states, so retirees who value a vibrant social scene should focus their search on the state's larger metro areas.

All 20 Cities Ranked for Retirees

#  CityGradeRetirees scoreOverallHealthHousehold financesAffordabilityPopulation
1RestonA+72.875.880943864,414
2McLeanA+72.872.6881001849,627
3ArlingtonA+69.975.0818827236,254
4CentrevilleA+69.071.579884071,706
5LeesburgA+66.769.766913949,171
6AlexandriaA+65.868.9667836156,976
7TuckahoeB+65.861.865716149,183
8Virginia BeachA65.063.1516562456,349
9CharlottesvilleA60.363.358375945,437
10ChesapeakeB+59.759.4446464252,583
11Dale CityB58.257.252765271,016
12LynchburgB+57.958.845318179,497
13SuffolkB57.556.038636598,796
14HarrisonburgB+57.359.450207451,392
15HamptonC+56.955.0364771137,557
16RichmondB55.956.5463567229,359
17NorfolkC+54.854.1403971233,596
18RoanokeC+54.353.434318198,355
19Newport NewsC54.352.0394472184,216
20PortsmouthD50.348.432357397,190

City retirees scores use each city's own data, with the category weights rescaled over the categories the city has; outdoor access has no city-level measure and is left out. City scores for retirees also weigh the county's expected yearly building losses from natural hazards (FEMA), lower is better; the share of adults without health insurance (CDC PLACES), a sign of local healthcare access, lower is better; the median age of residents (Census ACS), older is better: more peers and retiree services.

Compare: States with Similar Retirees Rankings

  • MontanaRetirees score 76.8#10
  • MinnesotaRetirees score 75.6#11
  • UtahRetirees score 72.7#12
  • WisconsinRetirees score 72.5#13

Also See: Virginia for Other Lifestyles

  • FamiliesFamilies score 72.9#17
  • Remote WorkersRemote Workers score 58.3#16
  • Young ProfessionalsYoung Professionals score 63.4#13
  • Small BusinessSmall Business score 68.0#12
  • Outdoor EnthusiastsOutdoor Enthusiasts score 48.0#23

Frequently Asked Questions

Is Virginia a good state for retirees?

Virginia ranks #15 out of 50 for retirees with a persona-weighted score of 68.4/100. Its strongest relevant category is Safety (79/100) and its weakest is Outdoor Access (20/100).

What is the best city for retirees in Virginia?

Reston ranks #1 in Virginia for retirees with a score of 72.8/100, followed by McLean and Arlington.

What factors are most important for retirees in Virginia?

Rankings weighted toward low taxes, quality healthcare, affordable living, safety, community livability, and pleasant environment — the priorities for retirement years.