Best Cities for Retirees in California
What Retirees Should Know About California
At #47 out of 50, California isn't a traditional retirement hotspot β but that doesn't tell the whole story. The state has genuine strengths in health, and retirees with specific priorities (established communities) may find it suits them better than the aggregate ranking suggests.
For retirees, healthcare access and tax friendliness are non-negotiable. California's health score of 69/100 reflects strong medical infrastructure β life expectancy here is 79.8 years, above the national average. On the tax front, the overall burden stands at 11% of income. The 14.4% income tax rate is worth factoring into retirement income projections. Property taxes run 0.71% (effective rate), which is among the lowest in the nation.
At $833,000, median home prices are above the national average β retirees relocating from lower-cost areas may face sticker shock. Safety is worth researching at the local level β the statewide safety score of 48/100 suggests some areas perform better than others. Livability amenities are more limited compared to top-ranked states, so retirees who value a vibrant social scene should focus their search on the state's larger metro areas.
All 20 Cities Ranked for Retirees
| # | City | Grade | Retirees Score | Overall | Health | Fiscal Health | Affordability | Population |
|---|---|---|---|---|---|---|---|---|
| 1 | Fremont | B+ | 61.3 | 59.8 | 85 | 96 | 18 | 226,211 |
| 2 | Irvine | A | 59.2 | 60.2 | 83 | 74 | 19 | 314,615 |
| 3 | Santa Clarita | B | 56.0 | 54.2 | 72 | 78 | 28 | 224,039 |
| 4 | San Jose | B | 54.6 | 55.5 | 73 | 85 | 22 | 969,615 |
| 5 | Chula Vista | B | 54.2 | 53.8 | 66 | 71 | 32 | 274,344 |
| 6 | San Diego | B | 53.2 | 54.7 | 73 | 66 | 27 | 1,388,312 |
| 7 | San Francisco | B | 52.3 | 54.6 | 82 | 76 | 22 | 808,988 |
| 8 | Fontana | B | 52.0 | 53.4 | 54 | 65 | 40 | 215,485 |
| 9 | Santa Ana | C+ | 47.2 | 50.4 | 55 | 57 | 34 | 310,523 |
| 10 | Sacramento | C | 45.9 | 46.8 | 59 | 51 | 43 | 526,383 |
| 11 | Anaheim | C | 45.5 | 48.1 | 61 | 54 | 29 | 340,505 |
| 12 | Riverside | C | 44.6 | 46.2 | 48 | 56 | 40 | 318,855 |
| 13 | Modesto | D | 43.9 | 42.9 | 46 | 51 | 46 | 218,909 |
| 14 | Long Beach | D | 43.5 | 43.0 | 62 | 48 | 32 | 449,496 |
| 15 | Bakersfield | D | 43.1 | 43.0 | 47 | 45 | 51 | 413,376 |
| 16 | Los Angeles | D | 41.9 | 44.0 | 62 | 44 | 28 | 3,820,963 |
| 17 | Oakland | D | 41.6 | 43.4 | 62 | 57 | 26 | 436,508 |
| 18 | Stockton | F | 39.9 | 38.5 | 51 | 45 | 47 | 319,537 |
| 19 | Fresno | D | 39.0 | 41.4 | 43 | 31 | 51 | 545,717 |
| 20 | San Bernardino | F | 35.5 | 38.5 | 40 | 32 | 48 | 223,706 |