Best Cities for Retirees in Delaware
Delaware for Retirees: The Full Picture
Delaware sits at #22 out of 50 for retirees β solidly in the middle tier. The state offers healthcare that, while accessible, isn't among the nation's strongest alongside below-average living costs (cost-of-living index: 99). It's a state where retirement can work well with proper planning, though it lacks the standout advantages of top-tier retirement destinations.
For retirees, healthcare access and tax friendliness are non-negotiable. Delaware's health score of 45/100 is a concern β at 77.4 years, life expectancy trails the national average, and access to quality care can be uneven. On the tax front, the overall burden stands at 6.52% of income. The 7.85% income tax rate is worth factoring into retirement income projections. Property taxes run 0.55% (effective rate), which is among the lowest in the nation.
At $352,000, median home prices are above the national average β retirees relocating from lower-cost areas may face sticker shock. Safety is worth researching at the local level β the statewide safety score of 50/100 suggests some areas perform better than others. Community amenities like restaurants, cultural venues, and social organizations score well, suggesting an engaged and active retirement lifestyle is within reach.
All 20 Cities Ranked for Retirees
| # | City | Grade | Retirees Score | Overall | Health | Fiscal Health | Affordability | Population |
|---|---|---|---|---|---|---|---|---|
| 1 | North Star | A | 66.6 | 60.2 | 79 | 100 | 58 | 8,178 |
| 2 | Hockessin | A | 64.5 | 62.3 | 79 | 100 | 44 | 13,608 |
| 3 | Pike Creek | B+ | 63.0 | 57.3 | 73 | 94 | 53 | 7,185 |
| 4 | Middletown | A | 62.7 | 63.3 | 59 | 78 | 65 | 24,071 |
| 5 | Pike Creek Valley | B | 57.9 | 53.0 | 67 | 69 | 63 | 11,992 |
| 6 | Glasgow | C+ | 57.2 | 52.9 | 61 | 75 | 59 | 16,095 |
| 7 | Millsboro | B | 55.3 | 54.1 | 55 | 56 | 66 | 7,152 |
| 8 | Claymont | C+ | 53.2 | 49.7 | 57 | 54 | 66 | 9,543 |
| 9 | Bear | C+ | 52.1 | 52.4 | 49 | 61 | 63 | 22,604 |
| 10 | Wilmington Manor | C | 51.4 | 48.3 | 50 | 51 | 69 | 8,030 |
| 11 | Newark | B | 50.8 | 55.8 | 60 | 21 | 64 | 30,309 |
| 12 | Edgemoor | C | 49.9 | 48.3 | 52 | 45 | 64 | 6,671 |
| 13 | Elsmere | C | 49.2 | 48.0 | 44 | 39 | 68 | 6,189 |
| 14 | Brookside | C | 48.9 | 47.3 | 49 | 42 | 65 | 15,262 |
| 15 | Smyrna | C | 48.6 | 47.2 | 37 | 55 | 65 | 13,031 |
| 16 | Milford | C | 44.3 | 46.7 | 40 | 27 | 72 | 12,193 |
| 17 | Georgetown | D | 42.8 | 43.7 | 38 | 32 | 72 | 7,456 |
| 18 | Seaford | D | 40.5 | 41.0 | 43 | 29 | 68 | 8,255 |
| 19 | Wilmington | D | 39.1 | 43.5 | 33 | 19 | 73 | 71,672 |
| 20 | Dover | D | 37.9 | 40.3 | 29 | 33 | 75 | 39,491 |