Best Cities for Retirees in North Carolina
North Carolina for Retirees: The Full Picture
North Carolina sits at #24 out of 50 for retirees β solidly in the middle tier. The state offers healthcare that, while accessible, isn't among the nation's strongest alongside below-average living costs (cost-of-living index: 94). It's a state where retirement can work well with proper planning, though it lacks the standout advantages of top-tier retirement destinations.
For retirees, healthcare access and tax friendliness are non-negotiable. North Carolina's health score of 37/100 is a concern β at 76.9 years, life expectancy trails the national average, and access to quality care can be uneven. On the tax front, the overall burden stands at 8.18% of income. The 4.25% income tax rate is relatively modest. Property taxes run 0.73% (effective rate), which is among the lowest in the nation.
At $368,000, median home prices are above the national average β retirees relocating from lower-cost areas may face sticker shock. Safety is worth researching at the local level β the statewide safety score of 56/100 suggests some areas perform better than others. Livability amenities are more limited compared to top-ranked states, so retirees who value a vibrant social scene should focus their search on the state's larger metro areas.
All 20 Cities Ranked for Retirees
| # | City | Grade | Retirees Score | Overall | Health | Fiscal Health | Affordability | Population |
|---|---|---|---|---|---|---|---|---|
| 1 | Apex | A+ | 75.4 | 73.4 | 78 | 100 | 64 | 72,213 |
| 2 | Cary | A+ | 69.7 | 66.4 | 80 | 87 | 65 | 178,883 |
| 3 | Huntersville | A+ | 68.9 | 65.0 | 76 | 86 | 67 | 62,458 |
| 4 | Concord | B+ | 60.3 | 58.3 | 58 | 60 | 73 | 110,097 |
| 5 | Chapel Hill | B+ | 57.3 | 59.9 | 70 | 41 | 65 | 59,889 |
| 6 | Charlotte | B | 56.7 | 55.2 | 64 | 54 | 71 | 911,307 |
| 7 | Raleigh | B | 56.6 | 56.3 | 64 | 57 | 70 | 482,425 |
| 8 | Jacksonville | C+ | 54.8 | 51.7 | 62 | 41 | 79 | 72,867 |
| 9 | Kannapolis | B | 53.4 | 53.3 | 49 | 49 | 71 | 56,470 |
| 10 | Durham | C+ | 52.4 | 52.0 | 55 | 53 | 72 | 295,845 |
| 11 | Wilmington | C+ | 51.4 | 51.9 | 58 | 41 | 73 | 122,695 |
| 12 | High Point | C | 49.5 | 48.6 | 46 | 38 | 80 | 116,205 |
| 13 | Asheville | C | 47.0 | 45.8 | 62 | 42 | 71 | 95,053 |
| 14 | Gastonia | D | 45.7 | 45.0 | 44 | 42 | 77 | 83,949 |
| 15 | Greensboro | D | 44.5 | 44.8 | 44 | 33 | 79 | 302,307 |
| 16 | Greenville | C | 44.3 | 45.6 | 44 | 17 | 81 | 90,059 |
| 17 | Winston-Salem | D | 43.7 | 44.3 | 39 | 33 | 80 | 252,970 |
| 18 | Burlington | D | 43.1 | 43.4 | 39 | 31 | 81 | 58,599 |
| 19 | Fayetteville | D | 42.7 | 41.5 | 40 | 33 | 80 | 209,751 |
| 20 | Rocky Mount | F | 39.0 | 38.1 | 29 | 24 | 84 | 54,175 |