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Is Palm Harbor a Good Place to Live? Palm Harbor, Florida: cost of living, crime, schools and rankings
Palm Harbor ranks #843 of the 1,312 US cities we track, #357 of 524 smaller cities and #39 of 80 in Florida. Against similar-size cities it stands out for high graduation rates (92%, #103 of 437), with no measure in the bottom quarter.
Palm Harbor by the numbers
The measures people check first, each with Palm Harbor's rank among the tracked cities and the US figure (or the similar-size median where there is no national figure).
No crime figure is shown for Palm Harbor: no police agency reports to the FBI for it alone. See Is Palm Harbor safe?
What is the cost of living in Palm Harbor?
Palm Harbor's cost of living index is 100.9, 1% above the US level of 100 and #710 of 1,308 cities with data (1 = cheapest). Median rent is $1,806/mo against $1,633/mo in similar-size cities. The typical home is worth $404,931, 8% above the typical Florida home ($375,470).
| Measure | Palm Harbor | FloridaFL | Similar-size cities | US |
|---|---|---|---|---|
| Cost of living indexBEA Regional Price Parities, metro area · rank 1 = cheapestSimilar-size 102.4 · US 100 | 100.9#710 of 1,308 | 103 | 102.4 | 100 |
| Typical home value (Zillow)Zillow Home Value Index · rank 1 = cheapestSimilar-size $431,438 · US $368,697 | $404,931#640 of 1,187 | $375,470 | $431,438 | $368,697 |
| Typical asking rent (Zillow)Zillow Observed Rent Index · rank 1 = cheapestSimilar-size $1,884/mo · US $1,948/mo | $1,952/mo#683 of 1,115 | — | $1,884/mo | $1,948/mo |
| Median home value (Census)Census ACS · rank 1 = cheapestSimilar-size $401,950 | $405,300#798 of 1,309 | — | $401,950 | — |
| Median rent (Census)Census ACS · rank 1 = cheapestSimilar-size $1,633/mo | $1,806/mo#967 of 1,309 | — | $1,633/mo | — |
| Home value to incomeCensus ACS · rank 1 = lowestSimilar-size 4.5x | 5.1x#864 of 1,309 | — | 4.5x | — |
| Rent as a share of incomeCensus ACS · rank 1 = lowestSimilar-size 22.2% | 27.5%#1168 of 1,309 | — | 22.2% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Florida is the statewide figure. — means our sources have no statewide or national figure for that measure. Zillow figures track homes and rentals on the market now; Census figures are survey medians of all homes and leases, so the two differ.
Palm Harbor housing market · August
Typical home value is a monthly index of homes in the middle third of the market; the Census figures above are survey medians and will differ. Source in the data sources list below. Palm Harbor is in the Tampa-St. Petersburg-Clearwater, FL metro.
Florida housing market →Is Palm Harbor safe?
No police agency reports crime to the FBI for Palm Harbor alone, which is typical of places policed by a county sheriff, so we don't publish a Palm Harbor crime rate or rank it on safety. Florida as a whole records 384 violent crimes per 100,000 residents against 373 nationally.
What do people earn in Palm Harbor?
The median household in Palm Harbor earns $78,935, 3% above the US figure of $76,827 and 10% above Florida ($71,516). 10.3% of residents live below the poverty line.
| Measure | Palm Harbor | FloridaFL | Similar-size cities | US |
|---|---|---|---|---|
| Median household incomeCensus ACS · rank 1 = highestSimilar-size $83,646 · US $76,827 | $78,935#636 of 1,312 | $71,516 | $83,646 | $76,827 |
| Poverty rateCensus ACS · rank 1 = lowestSimilar-size 10.8% | 10.3%#526 of 1,312 | — | 10.8% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Florida is the statewide figure. — means our sources have no statewide or national figure for that measure.
Who lives in Palm Harbor?
The median resident of Palm Harbor is 50.9 years old, against 37.7 in similar-size cities. 40.6% of adults have a bachelor's degree or more, #453 of 1,312 cities (1 = highest). 77.9% of occupied homes are lived in by their owners; the rest are rented.
| Measure | Palm Harbor | Similar-size cities | US |
|---|---|---|---|
| Median ageCensus ACSSimilar-size 37.7 | 50.9 | 37.7 | — |
| Adults with a bachelor's degree or moreCensus ACS · rank 1 = highestSimilar-size 35.1% | 40.6%#453 of 1,312 | 35.1% | — |
| Homes lived in by their ownerCensus ACSSimilar-size 61.7% | 77.9% | 61.7% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). — means our sources have no national figure for that measure.
How are Palm Harbor's schools and health?
Palm Harbor's 10 public schools graduate 92% of students in four years (Florida 87%), with 17.4 students per teacher and $12,514 spent per pupil. 30.4% of adults are obese and 12.6% have diabetes, against similar-size city medians of 31.9% and 11%.
| Measure | Palm Harbor | FloridaFL | Similar-size cities | US |
|---|---|---|---|---|
| High school graduation rateDepartment of Education EDFacts · rank 1 = highestSimilar-size 89% | 92%#222 of 1,063 | 87% | 89% | — |
| Students per teacherNCES Common Core of Data · rank 1 = fewestSimilar-size 16.4 | 17.4#782 of 1,188 | — | 16.4 | — |
| Spending per pupilNCES school finance survey · rank 1 = mostSimilar-size $15,354 | $12,514#873 of 1,188 | — | $15,354 | — |
| Adult obesityCDC PLACES · rank 1 = lowestSimilar-size 31.9% | 30.4%#418 of 1,311 | — | 31.9% | — |
| Adult diabetesCDC PLACES · rank 1 = lowestSimilar-size 11% | 12.6%#885 of 1,311 | — | 11% | — |
| Adults with frequent mental distressCDC PLACES · rank 1 = lowestSimilar-size 16.7% | 15%#262 of 1,311 | — | 16.7% | — |
| Adults without health insuranceCDC PLACES · rank 1 = lowestSimilar-size 10.1% | 9.4%#575 of 1,311 | — | 10.1% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Florida is the statewide figure. — means our sources have no statewide or national figure for that measure. 8,336 students are enrolled in Palm Harbor's public schools.
What are the commute and weather like in Palm Harbor?
The average commute in Palm Harbor is 26.7 minutes (Florida 24.6); 0.2% of workers take transit and 23.3% work from home. On the EPA's walkability index Palm Harbor scores 10.7 of 20 (above average walkable), #624 of 1,312 cities (1 = most walkable). Summers average 82.8°F and winters 61.8°F, with 54.3 inches of precipitation a year.
| Measure | Palm Harbor | FloridaFL | Similar-size cities | US |
|---|---|---|---|---|
| Average commuteCensus ACS · rank 1 = shortestSimilar-size 25.1 min | 26.7 min#908 of 1,312 | 24.6 min | 25.1 min | — |
| Commutes of an hour or moreCensus ACS · rank 1 = fewestSimilar-size 6.5% | 7.1%#843 of 1,312 | 8.5% | 6.5% | — |
| Drive alone to workCensus ACSSimilar-size 70.8% | 68% | 74.1% | 70.8% | — |
| Take transit to workCensus ACSSimilar-size 1.1% | 0.2% | 1.3% | 1.1% | — |
| Walk to workCensus ACSSimilar-size 1.4% | 0.6% | 1.4% | 1.4% | — |
| Bike to workCensus ACSSimilar-size 0.2% | 0.7% | 0.5% | 0.2% | — |
| Work from homeCensus ACSSimilar-size 13.7% | 23.3% | 11.9% | 13.7% | — |
| Walkability index (1 to 20)EPA National Walkability Index · rank 1 = most walkableSimilar-size 11.1 | 10.7#624 of 1,312 | — | 11.1 | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). Florida is the statewide figure. — means our sources have no statewide or national figure for that measure. The walkability index is the EPA's, averaged over the city's neighborhoods by population.
| Month | Average high (°F) | Average low (°F) | Precipitation (inches) |
|---|---|---|---|
| Jan | 69.3 | 50.7 | 3 |
| Feb | 72 | 53.8 | 2.5 |
| Mar | 76 | 57.6 | 3.1 |
| Apr | 81.1 | 63.2 | 2.7 |
| May | 86.2 | 69.1 | 2.4 |
| Jun | 89.7 | 74.4 | 7.1 |
| Jul | 90.6 | 75.6 | 9.1 |
| Aug | 90.8 | 75.7 | 9.7 |
| Sep | 88.9 | 73.6 | 7 |
| Oct | 83.8 | 67.3 | 3.2 |
| Nov | 76.3 | 58.6 | 1.9 |
| Dec | 71.4 | 53.5 | 2.7 |
Top: average low to average high, °F. Bottom: precipitation, inches. NOAA 30-year climate normals at Tarpon Spgs Sewage Plt.
| Measure | Palm Harbor | Similar-size cities | US |
|---|---|---|---|
| Average temperatureNOAA climate normalsSimilar-size 58.1°F | 72.9°F | 58.1°F | — |
| Summer average (Jun–Aug)NOAA climate normalsSimilar-size 74.2°F | 82.8°F | 74.2°F | — |
| Winter average (Dec–Feb)NOAA climate normalsSimilar-size 40.8°F | 61.8°F | 40.8°F | — |
| Precipitation a yearNOAA climate normalsSimilar-size 38.3 in | 54.3 in | 38.3 in | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). — means our sources have no national figure for that measure. NOAA 30-year climate normals at Tarpon Spgs Sewage Plt.
What are the air quality and natural hazard risks in Palm Harbor?
Pinellas County's air had a median air quality index of 44, and 70% of measured days were rated good; 1 day was unhealthy for sensitive groups or worse, mostly from fine particles. Relative to other US counties, FEMA's National Risk Index puts Pinellas County's biggest natural hazard losses in hurricane, coastal flooding, and hail, with expected yearly losses of 0.16% of building value, higher than 53% of US counties.
| Measure | Palm Harbor | Similar-size cities | US |
|---|---|---|---|
| Median air quality index (county)EPA Air Quality System · rank 1 = cleanestSimilar-size 44 | 44#571 of 1,138 | 44 | — |
| Unhealthy air days a year (county)EPA Air Quality System · rank 1 = fewestSimilar-size 3 | 1#309 of 1,138 | 3 | — |
| Yearly hazard losses, share of building value (county)FEMA National Risk Index · rank 1 = lowestSimilar-size 0.15% | 0.16%#710 of 1,312 | 0.15% | — |
Rank is among the tracked cities with data for that measure. Similar-size cities are the 524 cities of 50,000 to 100,000 we track (median). — means our sources have no national figure for that measure. County figures for Pinellas County: the EPA measures air at monitors and FEMA estimates hazard losses by county, not by city.
Natural hazard losses, Pinellas County
| Hazard | Yearly loss | Higher than |
|---|---|---|
| Hurricane | 0.063% | 88% of counties |
| Coastal flooding | 0.013% | 87% of counties |
| Hail | 0.0014% | 41% of counties |
| Tornado | 0.0053% | 38% of counties |
| Inland flooding | 0.056% | 16% of counties |
FEMA National Risk Index: expected yearly building losses from each hazard as a share of the county's building value, compared with every US county exposed to that hazard. Loss rates, unlike FEMA's risk ratings, do not rise just because a county has more property.
How does Palm Harbor compare with similar-size cities?
Palm Harbor is one of 524 cities of 50,000 to 100,000 we track and ranks #357 of them on overall score. The table sets it beside the 8 cities in other states closest to its population of 61,512.
| City | Rank | Score | Income | Rent | Violent crime | Commute |
|---|---|---|---|---|---|---|
| Palm Harbor, FLPop. 61,512 | #843 | 52.6 | $78,935 | $1,806/mo | no data | 26.7 min |
| Parker, COPop. 61,783 | #245 | 63.3 | $133,369 | $2,096/mo | 192 | 26.1 min |
| Dearborn Heights, MIPop. 61,771 | #955 | 50.8 | $60,391 | $1,331/mo | 387 | 23.9 min |
| Chapel Hill, NCPop. 61,607 | #176 | 65.1 | $85,989 | $1,613/mo | 86 | 19.5 min |
| Springfield, ORPop. 61,499 | #964 | 50.7 | $68,761 | $1,258/mo | 285 | 19.4 min |
| Encinitas, CAPop. 61,480 | #177 | 65.1 | $162,229 | $2,886/mo | 108 | 24.7 min |
| Bristol, CTPop. 61,462 | #271 | 62.7 | $79,076 | $1,338/mo | 53 | 23.7 min |
| Shoreline, WAPop. 61,431 | #181 | 64.9 | $112,751 | $1,985/mo | 138 | 27.2 min |
| Vineland, NJPop. 61,006 | #965 | 50.7 | $67,860 | $1,233/mo | 408 | 23.7 min |
Rank is overall rank of 1,312. Income is median household income; rent is Census median rent; violent crime is per 100,000 residents as reported to the FBI ("no data" and "incomplete" are explained on each city's page).
How does Palm Harbor compare with the rest of Florida?
Palm Harbor ranks #39 of the 80 Florida cities we track, with a score of 52.6 against Florida's statewide 52.8. Its households earn 10% above the Florida median. Homes are 8% above the typical Florida home.
| City | Rank in FL | Score | Income | Rent | Violent crime |
|---|---|---|---|---|---|
| Palm Beach Gardens, FLPop. 60,959 | #1 | 64.8 | $106,947 | $2,417/mo | 72 |
| Horizon West, FLPop. 67,416 | #2 | 64.0 | $127,335 | $2,464/mo | no data |
| Jupiter, FLPop. 61,883 | #3 | 62.6 | $110,240 | $2,381/mo | 126 |
| Doral, FLPop. 79,216 | #4 | 61.5 | $94,164 | $2,669/mo | 79 |
| North Port, FLPop. 84,605 | #5 | 61.2 | $84,049 | $1,894/mo | 102 |
| Wellington, FLPop. 62,146 | #6 | 61.1 | $115,632 | $2,562/mo | 90 |
| Boca Raton, FLPop. 100,234 | #7 | 61.0 | $106,273 | $2,508/mo | 113 |
| Apopka, FLPop. 58,232 | #8 | 59.4 | $96,884 | $1,969/mo | 408 |
| St. Cloud, FLPop. 65,130 | #9 | 58.8 | $83,174 | $1,683/mo | 141 |
| Delray Beach, FLPop. 67,979 | #10 | 58.5 | $82,041 | $1,961/mo | 292 |
| Riverview, FLPop. 113,697 | … #35 | 53.3 | $100,438 | $2,002/mo | no data |
| Kendall, FLPop. 79,562 | #36 | 53.2 | $87,325 | $1,905/mo | no data |
| Palm Coast, FLPop. 98,258 | #37 | 52.8 | $77,350 | $1,782/mo | no data |
| Pensacola, FLPop. 54,036 | #38 | 52.7 | $74,212 | $1,322/mo | part year |
| Palm Harbor, FLPop. 61,512 | #39 | 52.6 | $78,935 | $1,806/mo | no data |
| Lakeland, FLPop. 119,961 | #40 | 52.5 | $64,185 | $1,395/mo | 370 |
| Melbourne, FLPop. 86,576 | #41 | 52.2 | $66,991 | $1,525/mo | 452 |
| Davie, FLPop. 108,346 | #42 | 51.6 | $87,250 | $2,066/mo | part year |
| Fort Myers, FLPop. 95,051 | #43 | 51.5 | $63,732 | $1,580/mo | 444 |
The top 10 of the 80 and the cities ranked either side of Palm Harbor among the Florida cities we track, by overall score. Florida statewide: median income $71,516, violent crime 384 per 100,000.
How is Palm Harbor's score calculated?
Palm Harbor scores 52.6 out of 100, #843 of 1,312 (grade C+, which follows rank). It is scored on the 8 of 11 categories with local data; safety, growth, and outdoor access are left out rather than filled with Florida's statewide figure, and the other weights are scaled up to fill the gap. Each score is compared with the median of similar-size cities, which are scored the same way.
- EconomyCity data, some inputs missing · 20% of score
Median household income and unemployment in Palm Harbor. One input is missing, so the score uses the others. Similar-size median 55.5.
38.2 - HealthCity data · 16% of score
Adult obesity, diabetes and frequent mental distress in Palm Harbor. Similar-size median 58.9.
60.9 - EducationCity data · 16% of score
Graduation rate, students per teacher and spending per pupil in Palm Harbor's public schools. Similar-size median 55.2.
56.0 - AffordabilityCity data · 13% of score
Palm Harbor's home values and rents and its metro area's price level. Similar-size median 59.3.
58.3 - Household financesCity data · 11% of score
Median household income and poverty rate in Palm Harbor. Similar-size median 56.1.
55.6 - TransportationCity data · 9% of score
Commute time, long commutes, driving alone, transit, walking, cycling and working from home in Palm Harbor. Similar-size median 50.0.
55.6 - WalkabilityCity data · 9% of score
The EPA's walkability index across Palm Harbor's neighborhoods. Similar-size median 53.2.
51.1 - EnvironmentCounty data · 5% of score
Air quality and natural hazard losses in the county. Similar-size median 50.8.
49.4 - SafetyNot scored
No FBI figures from a police agency serving Palm Harbor alone.
— - GrowthNot scored
The Census does not estimate yearly population for Palm Harbor.
— - Outdoor accessNot scored
No city-level park or public land measure exists, so outdoor access is not scored for cities.
—
Bar: Palm Harbor's category score out of 100. Tick: median of the 524 cities of 50,000 to 100,000 we track. Shares of score are the category weights rescaled over the categories Palm Harbor has data for. City scores use city formulas and are not on the same scale as state scores. Grades follow rank among the 1,312 cities. Methodology
Frequently asked questions about living in Palm Harbor
Is Palm Harbor, FL a good place to live?
Palm Harbor ranks #843 of the 1,312 US cities we track, #357 of 524 smaller cities and #39 of 80 in Florida. Against similar-size cities it stands out for high graduation rates (92%, #103 of 437), with no measure in the bottom quarter.
What is the cost of living in Palm Harbor?
Palm Harbor's cost of living index is 100.9, 1% above the US level of 100 and #710 of 1,308 cities with data (1 = cheapest). Median rent is $1,806/mo against $1,633/mo in similar-size cities. The typical home is worth $404,931, 8% above the typical Florida home ($375,470).
Is Palm Harbor safe?
No police agency reports crime to the FBI for Palm Harbor alone, which is typical of places policed by a county sheriff, so we don't publish a Palm Harbor crime rate or rank it on safety. Florida as a whole records 384 violent crimes per 100,000 residents against 373 nationally.
What is the median household income in Palm Harbor?
The median household in Palm Harbor earns $78,935, 3% above the US figure of $76,827 and 10% above Florida ($71,516). 10.3% of residents live below the poverty line.
How much is rent in Palm Harbor?
Median rent in Palm Harbor is $1,806/mo (Census), #967 of 1,309 cities with data (1 = cheapest). Zillow's typical asking rent for a unit on the market now is $1,952/mo, against $1,948/mo nationally. Median rent takes 27.5% of the median household's income.
How much does a house cost in Palm Harbor?
Zillow's typical home value in Palm Harbor is $404,931, down 1.3% in a year, against $375,470 for Florida and $368,697 nationally. The Census median value of owner-occupied homes is $405,300.
How are the public schools in Palm Harbor?
Palm Harbor's 10 public schools graduate 92% of students in four years (Florida 87%), with 17.4 students per teacher and $12,514 spent per pupil.
How long is the commute in Palm Harbor?
The average commute is 26.7 minutes, #908 of 1,312 cities (1 = shortest), against 24.6 minutes across Florida. 7.1% of workers spend an hour or more getting to work.
What is the weather like in Palm Harbor?
Palm Harbor averages 72.9°F over the year, 82.8°F in summer and 61.8°F in winter, with 54.3 inches of precipitation. Figures are NOAA climate normals.
Is Palm Harbor walkable?
Palm Harbor scores 10.7 out of 20 on the EPA's National Walkability Index (above average walkable), #624 of 1,312 cities (1 = most walkable). The index weighs street intersection density, distance to transit and the mix of homes and jobs in each neighborhood.
What natural disasters is Palm Harbor at risk for?
Relative to other US counties, FEMA's National Risk Index puts Pinellas County's biggest natural hazard losses in hurricane, coastal flooding, and hail, with expected yearly losses of 0.16% of building value, higher than 53% of US counties.
How is the air quality in Palm Harbor?
Pinellas County's air had a median air quality index of 44, and 70% of measured days were rated good; 1 day was unhealthy for sensitive groups or worse, mostly from fine particles.
Who lives in Palm Harbor?
Palm Harbor has 61,512 residents. The median resident of Palm Harbor is 50.9 years old, against 37.7 in similar-size cities. 40.6% of adults have a bachelor's degree or more, #453 of 1,312 cities (1 = highest). 77.9% of occupied homes are lived in by their owners; the rest are rented.
How does Palm Harbor compare with the rest of Florida?
Palm Harbor ranks #39 of the 80 Florida cities we track, with a score of 52.6 against Florida's statewide 52.8. Its households earn 10% above the Florida median. Homes are 8% above the typical Florida home.
What cities are similar in size to Palm Harbor?
The tracked cities in other states closest to Palm Harbor's population of 61,512 are Parker, CO (#245 overall), Dearborn Heights, MI (#955 overall), Chapel Hill, NC (#176 overall), Springfield, OR (#964 overall), and Encinitas, CA (#177 overall). Palm Harbor is #843.