Carmel

Carmel, Indiana Overview

Carmel ranks #2 of 20 cities in Indiana, earning a A+ grade with a composite score of 67.4/100. The city stands out in Safety (97/100) and Fiscal Health (96/100), placing it among the state’s strongest performers across the metrics we track.

Income & Employment in Carmel

Carmel’s median household income of $143,676 is 118% above the Indiana median of $65,870, and its 3.3% unemployment rate undercuts the state’s 3.5%.

Safety in Carmel

Carmel’s violent crime rate of 63.1 per 100,000 is well below both the Indiana rate of 361 and national norms, making safety one of the city’s defining features. The property crime rate is 850.4 per 100,000.

Cost of Living in Carmel

Carmel has a cost of living index of 94.6 (where 100 equals the national average), slightly below the national benchmark. The median home value is $455,500. Median monthly rent is $1,607. Renters spend 13.4% of income on rent, well within the 30% affordability guideline.

Health & Wellness in Carmel

The adult obesity rate in Carmel is 30.8% (CDC PLACES). The diabetes prevalence rate is 9.6%. Residents average 12.5 poor mental health days per month. Indiana ranks #40 nationally for overall health.

Education & Schools in Carmel

Carmel’s high school graduation rate of 92.8% is well above average, reflecting strong local school performance. The student-teacher ratio is 16.3:1. Per-pupil spending is $13,284. The city has 17 public schools serving 16,741 students. School data is sourced from the NCES Common Core of Data and EDFacts.

Climate & Commute in Carmel

The annual average temperature in Carmel is 54.7°F. Summers average 72.6°F. Winters average 38.1°F. Annual precipitation is 39.2 inches. 21.3% of workers in Carmel work from home, well above the national average.

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