50
States ranked
1,312
Cities scored
49
Data sources
11
Scoring categories
America’s Dashboard

America's Dashboard ranks and scores all 50 US states and1,312 cities using real government data. Compare economy, safety, health, education, affordability, and more — free, transparent, and updated with the latest federal statistics.

Updated as each source publishes its latest release

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Data sources

Rankings are computed from publicly available federal and state government datasets, supplemented by a handful of published indexes (such as the Tax Foundation, Child Care Aware of America and Zillow Research). Figures are used as each source publishes them, including the FBI's own state crime estimates; nothing is synthetic or modeled by us, and every source is cited below.

  • Bureau of Labor Statistics, LAUS annual averages·
  • U.S. Census Bureau, ACS 1-year·
  • FBI Crime Data Explorer, estimated crimes by state·
  • CDC NCHS U.S. State Life Tables·
  • CDC BRFSS·
  • U.S. Census Bureau, ACS (table S2701)·
  • NAEP, The Nation's Report Card·
  • EDFacts adjusted cohort graduation rate (NCES)·
  • U.S. Census Bureau, Population Estimates·
  • Cook Political Report, PVI·
  • Tax Foundation, Facts & Figures·
  • ALEC Rich States Poor States·
  • WalletHub Tax Burden Study·
  • Zillow Research, Zillow Home Value Index·
  • BEA Regional Price Parities·
  • EPA AirData, Median AQI by County·
  • EIA State Electricity Profiles·
  • FEMA National Risk Index·
  • U.S. Census Bureau, Net Domestic Migration·
  • U.S. Census Bureau, ACS Broadband Subscriptions·
  • National Park Service API·
  • USGS Protected Areas Database (PAD-US)·
  • U.S. Census Bureau, County Business Patterns·
  • U.S. Census Bureau, ACS 1-year Commuting·
  • FHWA Highway Statistics·
  • U.S. Census Bureau, County Business Patterns·
  • EIA residential electricity prices·
  • EIA State Energy Data System, motor gasoline prices·
  • EIA Natural Gas Prices, residential·
  • Child Care Aware of America, Price & Supply·
  • Tax Foundation, State Income Tax Rates and Brackets·
  • BEA Regional Price Parities, goods·
  • NCES Common Core of Data (CCD)·
  • EDFacts ACGR Graduation Rates·
  • NCES School District Finance Survey (F-33)·
  • BEA GDP by State (SAGDP9)·
  • NASBO Fiscal Survey of States·
  • Census Bureau State Government Finances·
  • Pew Charitable Trusts Fiscal 50·
  • Pew Charitable Trusts, State Pension Funding·
  • S&P/Moody's via Ballotpedia·
  • Bureau of Labor Statistics, OES·
  • IRS Statistics of Income, State-to-State Migration·
  • U.S. Census Bureau, ACS State-to-State Migration Flows·
  • Zillow Research, Home Values, Rents & Market Metrics·
  • FBI Crime Data Explorer, city police agency reports·
  • CDC PLACES, city health estimates·
  • NOAA U.S. Climate Normals·
  • EPA National Walkability Index
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Home/States/New York

2026 edition·Northeast·Pop. 20,002,427·Capital Albany·11th state, admitted 1788·Cook PVI D+15

Is New York a Good Place to Live? New York Rankings, Cost of Living, Crime & Taxes

New York ranks #29 of 50 with a composite score of 54.9 and a C+ grade, strongest in health (#3) and weakest in growth (#48). The median household earns $85,820 (6% above the national median), homes typically cost $526,714 (43% above the national average), and violent crime is 368 per 100,000 (12% above the national average).

Editor's verdict
The New York deal is a tax burden of 13.56%, second-highest in the country, in exchange for the only state where 24.2% of commuters can skip the car. It fits people whose careers only exist here and whose salary clears the rent; it does not fit anyone hoping upstate bargains will cancel downstate taxes.
Compare New York with its neighbors →Best cities in New York →How the score works →
Composite score
54.9C+
#29 of 50 · #9 in the Northeast
Top 10 in
Health #3, Livability #5, Environment #7
Middle of the pack
Transportation #20, Outdoor Access #23, Economy #25, Education #30, Safety #34
Bottom 10 in
Fiscal Health #42, Affordability #47, Growth #48
NumbersNumbersScorecardScoresCostCostTaxesTaxesSafetySafetyJobsJobsSchools & healthSchoolsMovingMovingCitiesCitiesBest forBest forNeighborsNeighborsFAQFAQ
Top ↑

New York by the numbers

Six measures every state is judged on, each with New York's rank of 50 and the national figure beside it.

Median household income
$85,820
#15 of 50, 1 = highest · US $80,903
Typical home value
$526,714
#43 of 50, 1 = cheapest · US $368,697
Cost of living index
107.9
#47 of 50, 1 = cheapest · US 100
Violent crime per 100K
368
#35 of 50, 1 = safest · US 328
Unemployment rate
4.3%
#34 of 50, 1 = lowest · US 3.95%
Total tax burden
13.56%
#49 of 50, 1 = lowest · US 8.74%

Sources, latest releases: Census Bureau ACS (income), Zillow Research (home value), BEA Regional Price Parities (cost index), FBI state crime estimates (crime), BLS LAUS (unemployment), WalletHub tax burden study (taxes). Rank 1 is the best value in each measure: highest income, lowest cost, lowest crime.

→Read the New York overview

New York scores above the national average in 5 of 11 categories and ranks #9 of 11 states in the Northeast, behind 8 regional neighbors. Its biggest edge over the country is median household income ($85,820, 6% above the national median); its biggest shortfall is total tax burden (13.56%, 4.8 points above the national average). That mix of top-10 finishes (3) and bottom-10 finishes (3) is why the composite alone undersells the tradeoffs a mover here faces.

What stands out
  • 24.2% of workers commute by transit, #1 of 50 and ten times the national rate, nearly all in the city and its rail suburbs.
  • No state loses more households to the rest of the country: -71,987 net, with New Jersey the top destination and Florida close behind.
  • Upstate homes cost a fraction of Westchester's; the statewide $526,714 averages Binghamton, the cheapest tracked city, with White Plains, the priciest.

Where does New York rank in each category?

All 11 categories that make up the composite, heaviest weight first. New York is top 10 in 3 and bottom 10 in 3.

CategoryScoreRankGradeWeightUS avgThe numbers behind it
Economy46.3#25 of 50B15%47.1Its unemployment rate is 4.3% and median household income is $85,820.
Safety63.0#34 of 50C+12%68.9The FBI estimates 368.4 violent crimes and 1,574.8 property crimes per 100,000 residents.
Health79.7#3 of 50A+12%54.4Life expectancy is 79.5 years, 29.5% of adults have obesity, and 5% of residents are uninsured.
Education56.6#30 of 50C+12%57.5Eighth graders average 271 in NAEP math and 257 in reading, and the high school graduation rate is 86.7%.
Affordability37.2#47 of 50D10%65.2Typical home value $526,714 (6.1x median income); cost of living index 107.9 (100 = US); center-based infant care $20,978 a year.
Fiscal Health44.5#42 of 50C8%58.1It carries $8,130 of debt per resident, has 90% of pensions funded, and holds a AA credit rating.
Growth14.0#48 of 50D7%38.8Population grew 0.01% last year; Census net domestic migration is -6.9 per 1,000 residents (the Moving section below uses IRS household counts, a different series).
Transportation52.6#20 of 50B7%49.8The average commute is 33.2 minutes, 24.2% of workers use public transit, and 11.8% work from home.
Livability49.4#5 of 50A+7%34.3It has 2.243 restaurants and 0.078 arts venues per 1,000 residents, plus 0.166 bars and 0.071 social associations per 1,000.
Outdoor Access30.2#23 of 50B6%29.415.1% of its land is public, with 3.33 recreation facilities per 10,000 residents.
Environment58.4#7 of 50A4%42.5Its median air quality index is 36, 30% of its electricity is renewable, and its FEMA disaster risk score is 3.8.

Weight, US average and the evidence sentence for each category are shown on wider screens.

Grades follow rank, not score: A+ for ranks 1–5, A for 6–10, B+ for 11–18, B for 19–26, C+ for 27–34, C for 35–42, D for 43–48, F for 49–50. US avg is the mean score of the 50 states. Click a category for its 50-state ranking.

Category shape

New York's 11 category scores. A balanced state fills the wheel evenly; New York bulges toward health and dips at growth.

How expensive is New York?

New York's cost of living index is 107.9 against a national baseline of 100, 8% above the national average and #47 of 50 (1 = cheapest). The typical home is worth $526,714 (43% above the national average); buying it takes an income of about $140,709, $54,889 more than the median household earns. Inside the state the spread is wide: among tracked cities, Utica is cheapest (index 92.7) and Levittown priciest (112.6).

Housing market snapshot · August

Warm market
Typical home value
$526,714
+5.6% in 1 yr · +29.5% in 5 yr · national $369K
Mortgage payment
$2,710/mo
P&I, 20% down, current rates
Income needed
$141K
median earns $86K (+64%)
Rent, New York
$3,615/mo
renting cheaper by $167 vs. a $3,782 metro payment
Price cuts · days
17% · 51
national 26% · 53 days

Ranked #8 of 50 most expensive by typical value and #46 on price relative to income (1 = most affordable). The median household is $54,889 short of the income needed to buy the typical home.

Full New York housing market: 26-year chart, rent vs. buy, cities →

What a household keeps at $75,000

HouseholdNew YorkMedian stateRank
Family of fourTwo adults, two kids, one in daycare−$43,228−$11,758#45 of 50
Single adultOne-bedroom rent, no childcare+$20,271+$31,418#46 of 50
Retiree coupleOwn the home, no payroll tax+$22,648+$35,970#46 of 50

Take-home pay minus housing, childcare, utilities, groceries and transport for a $75,000 household, from the affordability engine. Positive = money left over; negative = costs exceed take-home. Rank 1 = most left over.

Electricity price
26.39¢/kWh
#44 of 50 · US 17.84¢/kWh
Natural gas price
$17.58/Mcf
#37 of 50 · US $15.83/Mcf
Gasoline price
$3.17/gal
#21 of 50 · US $3.32/gal
Price level for goods
107.3
#49 of 50 · US 100
Center-based infant care, per year
$20,978
#43 of 50 · US $15,633
Editor's note

There are two New Yorks, and the cost index of 107.9 averages them into a number nobody pays. Downstate, metro rent runs $3,615, the typical home is $526,714, and price to income of 6.1x is the region's worst. Upstate, Binghamton, Utica and Rochester cost less than the national average. Newcomers miss the city income tax in the five boroughs, the Hudson tolls, and heating a drafty upstate house all winter. A family of four on $75,000 comes out at a $43,228 shortfall, #45 of 50.

  • Run your own budget for New York →
  • New York housing market →
  • Housing rankings →

What are taxes like in New York?

New York's tax mix is high across the board. The total state and local tax burden comes to 13.56% of income, 4.8 points above the national average (#49 of 50, 1 = lightest). Property tax is 1.64% of home value (#45), and combined sales tax averages 8.54% (#41).

Total tax burden
13.56%
#49 of 50 · US 8.74%
Top income tax rate
14.78%
#50 of 50 · US avg 5.46%
Effective property tax
1.64%
#45 of 50 · US 1.02%
Combined sales tax
8.54%
#41 of 50 · US 6.66%

Tax Foundation (rates) and WalletHub tax burden study (burden as a share of income), latest releases. Rank 1 = lowest. Income tax is the top marginal rate including typical local taxes where they apply.

Can the state pay its bills?

Credit rating
AA
S&P / Moody's
Rainy-day fund
3.8%
of spending · #48 of 50
Pensions funded
90%
of obligations · #7 of 50
Debt per resident
$8,130
state debt · #47 of 50

Fiscal health scores 44.5 out of 100, #42 of 50. Pew Fiscal 50, Census state finances and the rating agencies, latest releases.

Editor's note

New York taxes everything, and where you live decides how hard. The top income rate is 14.78%, combined sales tax 8.54%, effective property tax 1.64%; the total burden is 13.56%, 4.8 points above the national average. Five-borough residents pay a separate city income tax on top, the biggest reason high earners move to New Jersey and keep the job. Homeowners get the STAR exemption on a primary residence. For a retiree, Social Security is not taxed and a slice of pension income is excluded after fifty-nine and a half.

  • Fiscal health rankings →
  • Best states for retirees →

Is New York safe?

New York reports 368 violent crimes per 100,000 residents, 12% above the national average and #35 of 50 (1 = safest). Property crime runs 1,575 per 100,000, 3% above the national average (#31 of 50). The safety score is 63 out of 100, #34 of 50; among tracked cities, White Plains has the lowest violent crime rate.

New York vs. the United States, per 100,000 residents

Violent crime#35 of 50
NY
368
US
328
Property crime#31 of 50
NY
1,575
US
1,535

FBI state crime estimates, latest release. US is the mean of the 50 states; blue = below it, terracotta = above it. Florida and North Dakota use the FBI's prior-year estimate because their latest year is based on limited data.

Safest tracked cities in New York

CityPopulationViolent / 100KProperty / 100K
White Plains60,6661151,439
Tonawanda Town56,8061401,839
New Rochelle82,7691541,234
Yonkers209,978263878
Troy51,0333452,304

Lowest violent crime among the 20 New York cities we track with 50,000 or more residents. City rates come from each city's police agency and are not strictly comparable across agencies.

Editor's note

New York's violent crime rate of 368 per hundred thousand is 12% above the national average, while property crime is 3% above the national average. The city's rate is moderate for its size; Albany, Syracuse, Rochester and Buffalo run well above it, which the state figure disguises. White Plains is the safest tracked city, and the Long Island and Westchester suburbs sit near it. Compare upstate to Brooklyn by reputation and you get it backwards.

  • Safety rankings →
  • Best states for families →

What is the job market like in New York?

New York's unemployment rate is 4.3%, 0.3 points above the national average and #34 of 50 (1 = lowest), and the median household earns $85,820, 6% above the national median. Real GDP grew +2.5% in the latest year (#12 of 50) and GDP per capita is $102,027, 59% above the national average. The population is growing 0.01% a year, 0.5 points below the national average. The economy score is 46.3 out of 100, #25 of 50.

Median household income
$85,820
#15 of 50 · US $80,903
Unemployment rate
4.3%
#34 of 50 · US 3.95%
GDP per capita
$102,027
#1 of 50 · US $64,333
Real GDP growth
+2.5%
#12 of 50 · US +1.91%
Population growth
+0.01%
#45 of 50 · US +0.51%

Census Bureau ACS (income), BLS LAUS (unemployment), BEA (GDP), Census population estimates (growth), latest releases.

Highest-paying tracked occupations in New York, adjusted for cost of living

OccupationCost-adjustedMedian wageMetro
Family Medicine Physicians$267,162$288,535New York-Newark-Jersey City
Lawyers$231,909$250,462New York-Newark-Jersey City
Software Developers$191,445$206,761New York-Newark-Jersey City
Computer Systems Analysts$122,114$131,883New York-Newark-Jersey City
General & Operations Managers$117,051$126,415New York-Newark-Jersey City

BLS Occupational Employment and Wage Statistics, latest release, for the 20 occupations we track. Cost-adjusted wage divides the metro median by its cost of living index.

Editor's note

Finance, law, media, health care and the universities produce $102,027 per resident, #1, almost all from the city metro. Median household income of $85,820 is 6% above the national median, which understates Manhattan and overstates Utica. Adjusted for cost, the best-paid tracked occupation is family medicine physicians in New York-Newark-Jersey City, at $288,535. Upstate runs on different engines: state government and chip fabs around Albany, the Micron project outside Syracuse, universities in Rochester and Buffalo, and hospitals everywhere. If your industry is downstate, so is your paycheck, and so is your rent.

  • Economy rankings →
  • Wages by occupation and metro →

How are New York's schools and healthcare?

New York's education score is 56.6 out of 100, #30 of 50. Eighth graders average 271 in NAEP math (#27 of 50) and 257 in reading (#27 of 50), and the high school graduation rate is 86.7%, 1.1 points above the national average (#24 of 50).

Education score
56.6
#30 of 50 · US 57.5
Graduation rate
86.7%
#24 of 50 · US 85.6%
NAEP math, grade 8
271
#27 of 50 · US 273 · grade 4: 234
NAEP reading, grade 8
257
#27 of 50 · US 257 · grade 4: 215

Best public school cities we track, by graduation rate

CityGrad rateStudents / teacherPer pupil
Levittown94.2%11.5$30,211
West Seneca90%11.5$22,179
White Plains89.6%11.2$33,712

NCES Common Core of Data and School District Finance Survey, latest release. Cities with at least three schools.

Editor's note

New York's graduation rate is 86.7%, 1.1 points above the national average, and the state ranks #30 for education, middling for the highest per-pupil spending anywhere. Districts run on local property tax, so Long Island and Westchester suburbs graduate in the nineties while the big-city districts and Mount Vernon sit far lower. Levittown, on Long Island, tops the tracked cities for graduation. An upstate house in a strong district is the Northeast's cheapest top school.

  • Education rankings →

New York is #3 of 50 for health, with a life expectancy of 79.5 years, 2.6 years above the national average. 29.5% of adults have obesity (#7 of 50) and 5% of residents have no health insurance (#6 of 50). The health score is 79.7 out of 100, weighted 12% of the composite.

Health score
79.7
#3 of 50 · US 54.4
Life expectancy
79.5 years
#4 of 50 · US 76.9 years
Adults with obesity
29.5%
#7 of 50 · US 34%
Uninsured
5%
#6 of 50 · US 7.6%

CDC National Center for Health Statistics (state life tables), CDC Behavioral Risk Factor Surveillance System (obesity), and Census Bureau American Community Survey (health insurance), latest releases.

Editor's note

Life expectancy is 79.5 years, 2.6 years above the national average, and the state ranks #3 for health. Downstate has the country's densest hospital and specialist coverage, and coverage rates are high. Upstate is a different map: the North Country, the Southern Tier and the western hills have lost hospitals and drive far to Albany, Syracuse, Rochester or Buffalo. For anyone with a chronic condition, distance to a tertiary hospital matters more upstate than any ranking.

  • Health rankings →

Who is moving to New York, and who is leaving?

New York lost a net 71,987 households to other states in the latest IRS release: 192,240 moved in and 264,227 moved out, -3.6 per 1,000 residents (#50 of 50). Arriving households report an average income of $94,202 against $105,983 for those leaving. The Census Bureau's American Community Survey, which counts people rather than households, shows a net -130.4K people (284.9K in, 415.3K out, ±23.3K), consistent with the IRS direction.

Households moving in
192,240
top origin New Jersey
Households moving out
264,227
top destination New Jersey
Net per 1,000 residents
-3.6
#50 of 50 · -71,987 households
Avg income, arrivals
$94,202
leavers $105,983 · leavers earn more

Where they come from

  1. 1New Jersey26,793 · $110,796
  2. 2Florida22,011 · $89,835
  3. 3California20,595 · $137,456
  4. 4Pennsylvania14,412 · $75,262
  5. 5Massachusetts11,027 · $96,387

Households and their average income. Click a state to compare it head to head; households arrived from these states in the latest IRS release.

Where they go

  1. 1New Jersey43,699 · $116,966
  2. 2Florida43,187 · $133,218
  3. 3Pennsylvania20,643 · $70,945
  4. 4California18,440 · $153,927
  5. 5Connecticut15,535 · $155,260

Households and their average income. Click a state to compare it head to head; households left for these states in the latest IRS release.

Editor's note

New York loses more households than any state, -71,987 net, though it still attracts 192,240 arrivals, fourth-most anywhere. New Jersey sends the most and takes the most back, with Florida a close second destination. Departing households earn $105,983 against $94,202 for arrivals, a gap consistent with settled high earners leaving for lower-tax states while younger and immigrant households arrive to start out. The churn is downstate; upstate mostly holds steady.

  • All New York migration flows →
  • State-by-state migration →

Where should you live in New York?

By composite score, the best of the 20 New York cities we track are Levittown (74.8), White Plains (70.8), and New Rochelle (67.5). Utica is the cheapest (cost index 92.7), Levittown the richest ($146,068), and Yonkers the fastest growing (+0.5% a year). City ranks are among the 20 New York cities we cover, not every city in the state.

Standout cities in New York

Best forCityMeasure
SafestWhite Plains115 violent crimes per 100K
CheapestUticacost of living index 92.7
Most walkableHempsteadwalkability 15 of 20
Cleanest airUticamedian AQI 27 (county)
Best schoolsLevittown94.2% graduation rate
RichestLevittown$146,068

Among the 20 New York cities we track. Safest uses a full year of FBI reports from the city's own police agency; air quality is measured by county, so cities in the same county share a reading.

Editor's note

Regions of New York

New York City

Five boroughs where the subway replaces the car, rent is the country's highest and a city income tax sits on top of the state's; the salaries exist nowhere else.

New York
Long Island

Suburban, car-and-LIRR, with some of the highest property tax bills in the country and graduation rates to match; Nassau costs more, Suffolk gives you space.

LevittownHempstead
Westchester and the Hudson Valley

Metro-North commuter towns from Yonkers north; expensive close to the city, cheaper and more rural past Poughkeepsie, with the Catskills beyond that.

White PlainsNew RochelleYonkersMount Vernon
Capital Region

State government payrolls, cheap old housing stock and winters that arrive early; Albany carries the highest violent crime rate among tracked cities.

AlbanySchenectadyTroy
Western New York, Central New York and the Southern Tier

Lake-effect snow, homes under half the state's typical value, and universities and hospitals as the big employers; slow-growing, but the cheapest housing in the Northeast.

BuffaloRochesterSyracuseUticaBinghamtonNiagara FallsTonawanda TownCheektowagaWest SenecaIrondequoit

All 20 tracked cities, best to worst

#CityGradeScorePopulationIncomeViolent / 100KCost index
1Levittown
A+
74.851,904$146,068—112.6
2White Plains
A+
70.860,666$110,763115112.6
3New Rochelle
A+
67.582,769$109,167154112.6
4Tonawanda Town
A
65.456,806$77,67914095.8
5West Seneca
A
63.745,303$79,709—95.8
6Yonkers
A
62.9209,978$83,549263112.6
7Irondequoit
B+
62.050,657$79,162—97
8Cheektowaga
B+
60.976,056$68,613—95.8
9Troy
B
58.651,033$58,47734599.6
10Mount Vernon
B
57.372,427$78,779496112.6
11Hempstead
C+
55.358,801$90,420—112.6
12Albany
C+
54.9100,492$61,98683299.6
13New York
C+
54.88,483,844$80,483660112.6
14Schenectady
C
51.668,847$58,39970599.6
15Utica
C
50.764,217$52,48445592.7
16Rochester
C
50.3208,772$47,21357297
17Syracuse
C
49.8146,384$47,81961295.7
18Binghamton
C
49.347,151$45,57855992.9
19Buffalo
D
48.8276,854$50,04172995.8
20Niagara Falls
D
47.447,987$49,10147895.8

Swipe the table sideways for more columns. Rank is among the 20 New York cities we track: every city of 50,000 or more, plus the state's other largest places. City scores use city-level Census, FBI, BLS, CDC, EPA and NCES data, and a category with no city data is left out of the score rather than filled with the state's figure.

Best cities in New York for…

#CityScoreEducationSafetyAffordability
1White Plains71.688.089.136.7
2Levittown70.992.1—33.3
3Tonawanda Town69.1—84.677.8
4New Rochelle68.775.788.137.4
5West Seneca67.582.8—77.0
All New York cities for families →Best states for families →
  • All 1,312 cities →

Who is New York best for?

The same 11 category scores, re-weighted for six kinds of household. Rank is among the 50 states; click through for the best New York cities for each.

Families
#29of 50
Best New York cities →
Retirees
#25of 50
Best New York cities →
Remote Workers
#44of 50
Best New York cities →
Young Professionals
#40of 50
Best New York cities →
Small Business
#44of 50
Best New York cities →
Outdoor Enthusiasts
#21of 50
Best New York cities →
New York fits
  • Careers that only exist here: finance, media, law and medicine in the New York metro produce $102,027 per resident.
  • Car-free households: 24.2% of commuters ride transit, and the city and its rail suburbs are built for it.
  • Bargain hunters who can work remotely upstate: Binghamton, Utica and Rochester have tracked home values far under the state's $526,714.
New York does not fit
  • A family of four on $75,000: the household budget comes out at a $43,228 shortfall, #45 of 50.
  • Retirees on a modest fixed income who want to stay downstate: a couple on $75,000 ends the year at a $22,648 surplus, $13,322 below the national median.
  • Small business owners: the state ranks #44 for them, with high taxes and a permitting culture to match.

Weights differ by household: families lean on education, safety and housing; retirees on fiscal health, healthcare and cost. See the weights →

How does New York compare with its neighbors?

New York ranks #29. Among its bordering states, Vermont ranks highest (#8) and New Jersey lowest (#28). New Jersey is the most similar on the composite score and Vermont the most different. Bordering states are listed best to worst; the national line is the mean of the 50 states.

StateOverallScoreMedian incomeTypical homeCost indexViolent crimeTax burdenCompare
New York#2954.9$85,820$526,714107.936813.56%
Vermont#874.0$82,730$399,0539821411.53%Compare →
Massachusetts#1370.0$104,828$661,896105.83039.57%Compare →
Connecticut#1666.9$96,049$450,873103.61109.9%Compare →
Pennsylvania#2556.9$77,545$290,40197.62278.58%Compare →
New Jersey#2855.0$104,294$580,353108.819410.3%Compare →
United States—57.9$80,903$368,6971003288.74%

Overall rank, median income, cost index and tax burden columns are shown on wider screens.

People also compare
New York vs. Florida →New York vs. California →
Other Northeast states
  • New Hampshire#1
  • Maine#9
  • Rhode Island#19
  • Delaware#30
  • Maryland#31
Editor's note

New York versus New Jersey is about the city tax. A New Jersey resident working in Manhattan owes New York tax on those wages but escapes the city tax. Pennsylvania has a flat income tax and does not tax retirement income, which is why the Poconos fill with New Yorkers.

  • Compare New York with any state →

How the score works

Eleven categories, each scored 0–100 and weighted into one composite. Grades follow rank.

The weights

Economy 15% · Safety 12% · Health 12% · Education 12% · Affordability 10% · Fiscal Health 8% · Growth 7% · Transportation 7% · Livability 7% · Outdoor Access 6% · Environment 4%. The composite is the weighted sum, stretched linearly so states spread across most of the 0–100 range.

From raw numbers to scores

Every raw measure is placed on a 0–100 scale between a fixed floor and ceiling, inverted where lower is better (crime, cost, taxes), then combined within its category. The same scale applies to every state.

Letter grades

Grades follow rank, not score: A+ for ranks 1–5, A for 6–10, B+ for 11–18, B for 19–26, C+ for 27–34, C for 35–42, D for 43–48, F for 49–50. A C+ state is not failing; it is in the middle third.

Cities, budgets and neighbors

The 20 New York city scores, the household budgets and the neighbor table on this page are computed from the same sources as the state score. City ranks are among the cities we track, not all cities in the state.

Editor's notes

Passages marked as editor's notes are written for this state and add context the numbers cannot: regions, tradeoffs, who the state fits. Every figure inside them is pulled from the data at build time, so the words cannot drift from the numbers.

Always the latest release

Each source is the most recent release its agency has published. The page is rebuilt when a source updates, so the score can move without any change in the state itself.

What the score cannot tell you

Weather and climate, culture and pace, politics beyond the Cook index shown for context, the quality of a specific school, hospital or neighborhood, job prospects in your field, and anything without a public, comparable, 50-state source. Statewide averages also hide the metro-versus-rural split, which is why the editor's notes name places.

Category briefs

Economy: Unemployment rate and median household income. Safety: Violent and property crime rates per 100,000 residents. Health: Health outcomes, behaviors, and access to care. Education: K-12 school quality, test scores, and graduation rates. Full methodology →

Key takeaways

What the New York numbers say when read together.

  1. 01

    Health is New York's strongest suit

    New York is a #29 state overall but #3 of 50 for health, 26 places better than its composite rank, with a score of 79.7 against a national average of 54.4. Livability (#5) is next. Health carries 12% of the composite.

  2. 02

    Growth is where New York falls furthest behind

    New York ranks #48 of 50 for growth, 19 places below its overall #29, with a score of 14 against a national average of 38.8. At 7% of the composite, it is the category holding the overall score down most.

  3. 03

    Median household income is 6% above the national median

    New York's median household income is $85,820, 6% above the national median of $80,903, #15 of 50 (1 = highest). The largest gap in the other direction is total tax burden: 13.56%, 4.8 points above the national average. Source: Census Bureau ACS, latest release.

  4. 04

    More households leave than arrive

    New York ranks #50 of 50 on net household flow per 1,000 residents (-3.6). The households arriving report $11,781 less in average income than those leaving ($94,202 against $105,983), so the state is trading down on income even as the headcount shrinks. New Jersey is both the largest source and the largest destination.

  5. 05

    A middle income is squeezed harder here than in most states

    A family of four earning $75,000 ends the year at a $43,228 shortfall after housing, childcare, utilities, groceries, transport and taxes, against a $11,758 shortfall in the median state (#45 of 50). A single adult on the same income comes out at a $20,271 surplus; a retiree couple at a $22,648 surplus. Infant childcare runs $20,978 a year, 34% above the national average.

  6. 06

    Every bordering state outranks New York

    All 5 of New York's bordering states rank above its #29; the closest match on the composite is New Jersey. Median income among them runs from $77,545 in Pennsylvania to $104,828 in Massachusetts; New York is at $85,820.

Editor's note

The tradeoff

+Transit at 24.2% of commuters means a household in the city or its rail suburbs can skip owning a car.

−The mean commute is 33.2 minutes, the longest in the country, because the trains are full and the roads are worse.

+GDP per resident is $102,027, the highest in the country, and the salaries follow it.

−The tax burden of 13.56% is second-highest, and city residents pay a local income tax on top.

+State pensions are 90% funded, #7 nationally, so the retirement promise is real.

−The rainy-day fund covers only 3.8% of spending and the budget ran -1.5%, so there is little cushion.

Frequently asked questions about living in New York

Is New York a good place to live?

New York ranks #29 of 50 with a C+ grade, #9 of 11 in the Northeast. It is top 10 in health, livability, and environment and bottom 10 in fiscal health, affordability, and growth. On the six headline measures it beats the national figure on 1 of 6 (income) and trails on home prices, cost of living, violent crime, unemployment, and tax burden. Whether that adds up to a good place to live depends on what you weigh; the household rankings below re-weight the same numbers for families, retirees and remote workers.

Where does New York rank among US states?

New York ranks #29 of 50 overall with a composite score of 54.9 (grade C+), and #9 of 11 states in the Northeast. Its best category rank is #3 (health) and its worst #48 (growth). The composite weights eleven categories, with economy, safety, health and education counting most; grades follow rank, so C+ means rank 27–34.

Is it expensive to live in New York?

At #47 of 50 for cost of living (1 = cheapest), New York is 8% above the national average: its index is 107.9 against a national baseline of 100. The typical home value is $526,714 (43% above the national average), and buying it takes an income of about $140,709 against a median household income of $85,820. At $75,000, a family of four comes out at a $43,228 shortfall after all costs, #45 of 50 (1 = most left over).

Does New York have a state income tax?

Yes. New York's top state income tax rate is 14.78% (#50 of 50, 1 = lowest), and the total state and local tax burden is 13.56% of income, 4.8 points above the national average. Property tax is 1.64% of home value and combined sales tax 8.54%.

What is the crime rate in New York?

New York reports 368 violent crimes per 100,000 residents, 12% above the national average and #35 of 50 (1 = safest), and 1,575 property crimes per 100,000, 3% above the national average (#31). Its safety score is 63 out of 100, #34 of 50. Figures are FBI estimates from the latest release.

Does New York have good schools?

New York is #30 of 50 for education (score 56.6 out of 100). Its public school students average 271 in eighth-grade math on NAEP (#27) and 257 in eighth-grade reading (#27), and the high school graduation rate is 86.7%, 1.1 points above the national average (#24). Among tracked cities with at least three schools, Levittown has the highest graduation rate at 94.2%.

Why are people leaving New York?

New York lost a net 71,987 households in the latest IRS release: 192,240 moved in and 264,227 moved out, -3.6 per 1,000 residents (#50 of 50). The largest source of arrivals is New Jersey (26,793 households) and the most common destination is New Jersey (43,699). Arriving households report an average income of $94,202 against $105,983 for those leaving, so movers out earn more than movers in. The IRS files count tax returns and say nothing about motives.

Is New York a red or blue state?

New York is a solidly blue state: its Cook Partisan Voting Index is D+15, meaning it votes about 15 points more Democratic than the country as a whole. The political lean is shown for context and is not part of the composite score.

Is New York tax-friendly for retirees?

More than its reputation. Social Security is not taxed, government pensions are exempt, and residents past fifty-nine and a half can exclude a fixed amount of pension income each year. Property tax at 1.64% and sales tax at 8.54% stay high. A retiree couple on $75,000 ends the year at a $22,648 surplus in the typical metro; the same couple in a paid-off Rochester house does better.

What are the downsides of living in New York?

Taxes, commutes and the exodus. The tax burden is 13.56%, 4.8 points above the national average, the mean commute is 33.2 minutes, the longest in the country, and the state loses -71,987 households on net. Upstate adds lake-effect winters and slow job growth; downstate adds rent of $3,615. The consolation is a disaster risk index of 3.8, #4 lowest, so insurance is not the surprise bill it is in Florida.

Do I need a car in New York?

In the city, no. On Long Island and in Westchester you need one for everything except the commute, which the LIRR and Metro-North handle. Upstate, yes, everywhere; Buffalo and Rochester have bus systems, but the metros are built for driving and commutes are short because of it. The statewide 24.2% transit share is a New York City number wearing a state flag.

Why is housing so expensive in New York?

Because downstate never builds enough and the jobs keep coming anyway. The price-to-income ratio is 6.1x, #46 of 50, and typical values rose +5.6% in a year against +1.2% nationally even as households left. Zoning, rent stabilization and the premium on a short commute keep the metro tight; upstate prices are flat because population is. The statewide figure of $526,714 averages two different markets.

Where in New York should I live?

Match the region to the paycheck. City salaries justify Brooklyn, Queens or a Metro-North town like Levittown, the top-scoring tracked city. Families wanting yards and top districts pick Long Island, where Levittown has the highest tracked graduation rate. State workers pick Albany. Anyone remote, or in health care, can live well in Rochester, Buffalo or Syracuse for a fraction of the cost, snow included.

What is the weather like in New York year-round?

Two climates. Downstate has humid summers, mild coastal winters and the occasional nor'easter or tropical-storm remnant. Upstate is continental: real winters, and Buffalo, Syracuse and Rochester sit in the lake-effect snow belts off Erie and Ontario, among the snowiest cities anywhere. The FEMA risk index of 3.8 is #4 lowest, so the weather is a nuisance, not a hazard.

All the numbers

Every metric behind New York's 11 category scores, with the national figure beside each. Pick a category.

Median Household Income
$85,820
Census ACS · Nat'l avg: $80,903
Unemployment Rate
4.3%
BLS LAUS · Nat'l avg: 3.9%
Population Growth
+0.01%
Census, year over year · Nat'l avg: +0.5%
46.3Economy Score · National avg: 47.1
Violent Crime Rate
368.4
per 100K · FBI estimate · Nat'l avg: 313
Property Crime Rate
1,574.8
per 100K · FBI estimate · Nat'l avg: 1,475
63.0Safety Score · National avg: 68.9
Life Expectancy
79.5 yr
CDC NCHS · Nat'l avg: 76.9 yr
Adults With Obesity
29.5%
CDC BRFSS · Nat'l avg: 34%
Uninsured
5%
Census ACS · Nat'l avg: 7.6%
79.7Health Score · National avg: 54.4
HS Graduation Rate
86.7%
EDFacts · Nat'l avg: 85.6%
NAEP Math, 8th Grade
271
Nation's Report Card · Nat'l avg: 273
NAEP Reading, 8th Grade
257
Nation's Report Card · Nat'l avg: 257
56.6Education Score · National avg: 57.5
GDP Per Capita
$102,027
BEA · Nat'l avg: $64,333
GDP Growth Rate
+2.5%
Real, year over year · Nat'l avg: +1.9%
Credit Rating
AA
S&P / Moody's, latest
Fiscal Score
44.5
of 100 · Nat'l avg: 58.1
Budget Balance
-1.5%
Deficit · % of revenue · NASBO
State Debt Per Capita
$8,130
Census state finances · Nat'l avg: $3,506
Rainy Day Fund
3.8%
of expenditures · Pew Fiscal 50
Pension Funded Ratio
90%
Pew · Nat'l avg: 74.3%
Tax Burden
13.56%
of income · Nat'l avg: 8.74%
Income Tax Rate
14.78%
Top rate, state + local
Property Tax Rate
1.64%
Effective rate · Nat'l avg: 1.02%
Sales Tax Rate
8.54%
State + local avg · Nat'l avg: 6.66%
44.5Fiscal Health Score · National avg: 58.1
Typical Home Value
$526,714
Latest month · Nat'l avg: $383,360
Cost of Living Index
107.9
BEA Regional Price Parity · National = 100
Price-to-Income Ratio
6.1x
Home value ÷ median income · Nat'l avg: 4.6x
Electricity
26.39¢/kWh
EIA
Natural Gas
$17.58/Mcf
EIA
Gasoline
$3.17/gal
EIA
Infant Care (Center)
$20,978/yr
Child Care Aware of America
Goods Prices
107.3
BEA price level for goods · US = 100
37.2Affordability Score · National avg: 65.2
Air Quality Index
36
EPA annual median · Nat'l avg: 38.8
Renewable Energy
30%
EIA, % of electricity · Nat'l avg: 29%
Natural Disaster Risk
3.8
FEMA NRI per capita · Nat'l avg: 30
58.4Environment Score · National avg: 42.5
Public Land
15.1%
of state area · USGS PAD-US
Recreation Facilities
3.33
per 10K residents · Census CBP
Park Acreage per Capita
0
NPS acres per resident
30.2Outdoor Access Score · National avg: 29.4
Mean Commute Time
33.2 min
Mean travel time to work · Census ACS
60+ Min Commute
17.2%
of workers · Census ACS
Drive Alone
48.7%
of commuters · Census ACS
Public Transit Use
24.2%
of commuters · Census ACS
Walk / Bicycle
6.7%
active commuters · Census ACS
Work From Home
11.8%
of workers · Census ACS
Vehicle Miles Traveled
6,043
per capita · FHWA
Carpool Rate
6.7%
of commuters · Census ACS
52.6Transportation Score · National avg: 49.8
Restaurants per 1K
2.243
Census County Business Patterns
Arts & Entertainment
0.078
per 1K residents · Census CBP
Social Associations
0.071
per 1K residents · Census CBP
Bars & Breweries
0.166
per 1K residents · Census CBP
49.4Livability Score · National avg: 34.3
Net Domestic Migration
-6.9
per 1,000 residents · Nat'l avg: +1.1
Migration Trend
Losing
Significant outward migration
Broadband Subscription
93.1%
Households, any type · Census ACS · Nat'l avg: 92.7%
Households Moving In
192.2K
Top origin: New Jersey
Households Moving Out
264.2K
Top destination: New Jersey
14.0Growth Score · National avg: 38.8

Also consulted for the New York editor's notes

  • New York State Department of Taxation and Finance: information for retired persons ↗