50
States ranked
1,312
Cities scored
49
Data sources
11
Scoring categories
America’s Dashboard

America's Dashboard ranks and scores all 50 US states and1,312 cities using real government data. Compare economy, safety, health, education, affordability, and more — free, transparent, and updated with the latest federal statistics.

Updated as each source publishes its latest release

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Data sources

Rankings are computed from publicly available federal and state government datasets, supplemented by a handful of published indexes (such as the Tax Foundation, Child Care Aware of America and Zillow Research). Figures are used as each source publishes them, including the FBI's own state crime estimates; nothing is synthetic or modeled by us, and every source is cited below.

  • Bureau of Labor Statistics, LAUS annual averages·
  • U.S. Census Bureau, ACS 1-year·
  • FBI Crime Data Explorer, estimated crimes by state·
  • CDC NCHS U.S. State Life Tables·
  • CDC BRFSS·
  • U.S. Census Bureau, ACS (table S2701)·
  • NAEP, The Nation's Report Card·
  • EDFacts adjusted cohort graduation rate (NCES)·
  • U.S. Census Bureau, Population Estimates·
  • Cook Political Report, PVI·
  • Tax Foundation, Facts & Figures·
  • ALEC Rich States Poor States·
  • WalletHub Tax Burden Study·
  • Zillow Research, Zillow Home Value Index·
  • BEA Regional Price Parities·
  • EPA AirData, Median AQI by County·
  • EIA State Electricity Profiles·
  • FEMA National Risk Index·
  • U.S. Census Bureau, Net Domestic Migration·
  • U.S. Census Bureau, ACS Broadband Subscriptions·
  • National Park Service API·
  • USGS Protected Areas Database (PAD-US)·
  • U.S. Census Bureau, County Business Patterns·
  • U.S. Census Bureau, ACS 1-year Commuting·
  • FHWA Highway Statistics·
  • U.S. Census Bureau, County Business Patterns·
  • EIA residential electricity prices·
  • EIA State Energy Data System, motor gasoline prices·
  • EIA Natural Gas Prices, residential·
  • Child Care Aware of America, Price & Supply·
  • Tax Foundation, State Income Tax Rates and Brackets·
  • BEA Regional Price Parities, goods·
  • NCES Common Core of Data (CCD)·
  • EDFacts ACGR Graduation Rates·
  • NCES School District Finance Survey (F-33)·
  • BEA GDP by State (SAGDP9)·
  • NASBO Fiscal Survey of States·
  • Census Bureau State Government Finances·
  • Pew Charitable Trusts Fiscal 50·
  • Pew Charitable Trusts, State Pension Funding·
  • S&P/Moody's via Ballotpedia·
  • Bureau of Labor Statistics, OES·
  • IRS Statistics of Income, State-to-State Migration·
  • U.S. Census Bureau, ACS State-to-State Migration Flows·
  • Zillow Research, Home Values, Rents & Market Metrics·
  • FBI Crime Data Explorer, city police agency reports·
  • CDC PLACES, city health estimates·
  • NOAA U.S. Climate Normals·
  • EPA National Walkability Index
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Home/States/Massachusetts

2026 edition·Northeast·Pop. 7,154,084·Capital Boston·6th state, admitted 1788·Cook PVI D+20

Is Massachusetts a Good Place to Live? Massachusetts Rankings, Cost of Living, Crime & Taxes

Massachusetts ranks #13 of 50 with a composite score of 70 and a B+ grade, strongest in health (#1) and weakest in affordability (#48). The median household earns $104,828 (30% above the national median), homes typically cost $661,896 (80% above the national average), and violent crime is 303 per 100,000 (8% below the national average).

Editor's verdict
High earners with school-age children who can buy inside the beltway get the best schools and hospitals in the country, where median household income is $104,828, first of 50. Everyone else is doing the math on a typical home at $661,896 and infant childcare at $27,067, the most expensive in the nation.
Compare Massachusetts with its neighbors →Best cities in Massachusetts →How the score works →
Composite score
70B+
#13 of 50 · #4 in the Northeast
Top 10 in
Health #1, Education #1, Environment #9, Economy #10
Middle of the pack
Safety #19, Outdoor Access #20, Livability #23, Transportation #24, Fiscal Health #39
Bottom 10 in
Growth #47, Affordability #48
NumbersNumbersScorecardScoresCostCostTaxesTaxesSafetySafetyJobsJobsSchools & healthSchoolsMovingMovingCitiesCitiesBest forBest forNeighborsNeighborsFAQFAQ
Top ↑

Massachusetts by the numbers

Six measures every state is judged on, each with Massachusetts's rank of 50 and the national figure beside it.

Median household income
$104,828
#1 of 50, 1 = highest · US $80,903
Typical home value
$661,896
#48 of 50, 1 = cheapest · US $368,697
Cost of living index
105.8
#45 of 50, 1 = cheapest · US 100
Violent crime per 100K
303
#27 of 50, 1 = safest · US 328
Unemployment rate
4.5%
#37 of 50, 1 = lowest · US 3.95%
Total tax burden
9.57%
#38 of 50, 1 = lowest · US 8.74%

Sources, latest releases: Census Bureau ACS (income), Zillow Research (home value), BEA Regional Price Parities (cost index), FBI state crime estimates (crime), BLS LAUS (unemployment), WalletHub tax burden study (taxes). Rank 1 is the best value in each measure: highest income, lowest cost, lowest crime.

→Read the Massachusetts overview

Massachusetts scores above the national average in 7 of 11 categories and ranks #4 of 11 states in the Northeast, behind 3 regional neighbors. Its biggest edge over the country is median household income ($104,828, 30% above the national median); its biggest shortfall is typical home value ($661,896, 80% above the national average). That mix of top-10 finishes (4) and bottom-10 finishes (2) is why the composite alone undersells the tradeoffs a mover here faces.

What stands out
  • Education ranks #1 and health #1 of 50, with life expectancy of 79.8 years, 2.9 years above the national average.
  • Households leaving report $116,609 in income, the highest of any state's departures, and Florida takes the most of them.
  • Infant childcare costs $27,067 a year, the highest in the country, and a family of four on $75,000 ends the year at a $62,221 shortfall.

Where does Massachusetts rank in each category?

All 11 categories that make up the composite, heaviest weight first. Massachusetts is top 10 in 4 and bottom 10 in 2.

CategoryScoreRankGradeWeightUS avgThe numbers behind it
Economy59.8#10 of 50A15%47.1Its unemployment rate is 4.5% and median household income is $104,828.
Safety76.4#19 of 50B12%68.9The FBI estimates 302.7 violent crimes and 1,031.2 property crimes per 100,000 residents.
Health88.6#1 of 50A+12%54.4Life expectancy is 79.8 years, 27% of adults have obesity, and 2.8% of residents are uninsured.
Education92.0#1 of 50A+12%57.5Eighth graders average 284 in NAEP math and 268 in reading, and the high school graduation rate is 90.1%.
Affordability29.3#48 of 50D10%65.2Typical home value $661,896 (6.3x median income); cost of living index 105.8 (100 = US); center-based infant care $27,067 a year.
Fiscal Health50.1#39 of 50C8%58.1It carries $9,680 of debt per resident, has 63% of pensions funded, and holds a AA+ credit rating.
Growth19.4#47 of 50D7%38.8Population grew 0.22% last year; Census net domestic migration is -4.7 per 1,000 residents (the Moving section below uses IRS household counts, a different series).
Transportation51.7#24 of 50B7%49.8The average commute is 30.6 minutes, 7.8% of workers use public transit, and 14.8% work from home.
Livability34.3#23 of 50B7%34.3It has 2.042 restaurants and 0.031 arts venues per 1,000 residents, plus 0.084 bars and 0.116 social associations per 1,000.
Outdoor Access32.0#20 of 50B6%29.47.7% of its land is public, with 4.3 recreation facilities per 10,000 residents.
Environment54.4#9 of 50A4%42.5Its median air quality index is 37, 24% of its electricity is renewable, and its FEMA disaster risk score is 3.6.

Weight, US average and the evidence sentence for each category are shown on wider screens.

Grades follow rank, not score: A+ for ranks 1–5, A for 6–10, B+ for 11–18, B for 19–26, C+ for 27–34, C for 35–42, D for 43–48, F for 49–50. US avg is the mean score of the 50 states. Click a category for its 50-state ranking.

Category shape

Massachusetts's 11 category scores. A balanced state fills the wheel evenly; Massachusetts bulges toward health and dips at affordability.

How expensive is Massachusetts?

Massachusetts's cost of living index is 105.8 against a national baseline of 100, 6% above the national average and #45 of 50 (1 = cheapest). The typical home is worth $661,896 (80% above the national average); buying it takes an income of about $177,190, $72,362 more than the median household earns. Inside the state the spread is wide: among tracked cities, Springfield is cheapest (index 96.1) and Methuen Town priciest (108.3).

Housing market snapshot · August

Warm market
Typical home value
$661,896
+2.3% in 1 yr · +25.3% in 5 yr · national $369K
Mortgage payment
$3,405/mo
P&I, 20% down, current rates
Income needed
$177K
median earns $105K (+69%)
Rent, Boston
$3,074/mo
renting cheaper by $700 vs. a $3,774 metro payment
Price cuts · days
23% · 32
national 26% · 53 days

Ranked #3 of 50 most expensive by typical value and #48 on price relative to income (1 = most affordable). The median household is $72,362 short of the income needed to buy the typical home.

Full Massachusetts housing market: 26-year chart, rent vs. buy, cities →

What a household keeps at $75,000

HouseholdMassachusettsMedian stateRank
Family of fourTwo adults, two kids, one in daycare−$62,221−$11,758#49 of 50
Single adultOne-bedroom rent, no childcare+$16,230+$31,418#48 of 50
Retiree coupleOwn the home, no payroll tax+$17,779+$35,970#48 of 50

Take-home pay minus housing, childcare, utilities, groceries and transport for a $75,000 household, from the affordability engine. Positive = money left over; negative = costs exceed take-home. Rank 1 = most left over.

Electricity price
30.48¢/kWh
#48 of 50 · US 17.84¢/kWh
Natural gas price
$25.06/Mcf
#48 of 50 · US $15.83/Mcf
Gasoline price
$3.33/gal
#36 of 50 · US $3.32/gal
Price level for goods
98.8
#37 of 50 · US 100
Center-based infant care, per year
$27,067
#49 of 50 · US $15,633
Editor's note

Massachusetts has three price zones. Inside the beltway, Newton, Brookline and Cambridge cost the most; the Gateway Cities, Worcester, Springfield, Lowell and Fall River, cost half as much and are where working families buy; the Berkshires are cheaper still and far from the jobs. Electricity at 30.48 cents per kWh, 71% above the national average, and gas heat through a long season hit every zone. Childcare at $27,067 is the bill that breaks a two-earner budget. On $75,000, a family of four ends the year at a $62,221 shortfall, #49 of 50.

  • Run your own budget for Massachusetts →
  • Massachusetts housing market →
  • Housing rankings →

What are taxes like in Massachusetts?

Massachusetts's tax mix is high income tax, with property and sales taxes in the middle of the pack. The total state and local tax burden comes to 9.57% of income, 0.8 points above the national average (#38 of 50, 1 = lightest). Property tax is 1.15% of home value (#33), and combined sales tax averages 6.25% (#16).

Total tax burden
9.57%
#38 of 50 · US 8.74%
Top income tax rate
9%
#44 of 50 · US avg 5.46%
Effective property tax
1.15%
#33 of 50 · US 1.02%
Combined sales tax
6.25%
#16 of 50 · US 6.66%

Tax Foundation (rates) and WalletHub tax burden study (burden as a share of income), latest releases. Rank 1 = lowest. Income tax is the top marginal rate including typical local taxes where they apply.

Can the state pay its bills?

Credit rating
AA+
S&P / Moody's
Rainy-day fund
12.8%
of spending · #17 of 50
Pensions funded
63%
of obligations · #41 of 50
Debt per resident
$9,680
state debt · #49 of 50

Fiscal health scores 50.1 out of 100, #39 of 50. Pew Fiscal 50, Census state finances and the rating agencies, latest releases.

Editor's note

Massachusetts taxes most earnings at a flat rate, plus a surtax above one million dollars producing the 9% top figure. For a high earner below the surtax line, the flat rate beats New York's or Vermont's brackets; above it, New Hampshire becomes arithmetic. For a homeowner, the effective 1.15% is moderate because a decades-old cap limits how fast a town's levy grows. For a fixed-income retiree, Social Security is exempt but pensions and withdrawals are taxed; groceries and clothing avoid the 6.25% sales tax.

  • Fiscal health rankings →
  • Best states for retirees →

Is Massachusetts safe?

Massachusetts reports 303 violent crimes per 100,000 residents, 8% below the national average and #27 of 50 (1 = safest). Property crime runs 1,031 per 100,000, 33% below the national average (#6 of 50). The safety score is 76.4 out of 100, #19 of 50; among tracked cities, Newton has the lowest violent crime rate.

Massachusetts vs. the United States, per 100,000 residents

Violent crime#27 of 50
MA
303
US
328
Property crime#6 of 50
MA
1,031
US
1,535

FBI state crime estimates, latest release. US is the mean of the 50 states; blue = below it, terracotta = above it. Florida and North Dakota use the FBI's prior-year estimate because their latest year is based on limited data.

Safest tracked cities in Massachusetts

CityPopulationViolent / 100KProperty / 100K
Newton89,04456525
Methuen Town53,475114592
Brookline63,266124724
Medford59,354181933
Somerville81,0361951,581

Lowest violent crime among the 25 Massachusetts cities we track with 50,000 or more residents. City rates come from each city's police agency and are not strictly comparable across agencies.

Editor's note

Massachusetts violent crime, 303 per hundred thousand, sits 8% below the national average, while property crime, at 1,031, ranks #6 lowest. Newton, Brookline and the western suburbs report rates near zero; the safest tracked city is Newton. Springfield, Fall River, Worcester and Brockton run two to three times the state figure, and Boston's rate is nearly double it. A mover choosing a Gateway City for its prices should read the numbers by neighborhood.

  • Safety rankings →
  • Best states for families →

What is the job market like in Massachusetts?

Massachusetts's unemployment rate is 4.5%, 0.5 points above the national average and #37 of 50 (1 = lowest), and the median household earns $104,828, 30% above the national median. Real GDP grew +2.4% in the latest year (#14 of 50) and GDP per capita is $99,274, 54% above the national average. The population is growing 0.22% a year, 0.3 points below the national average. The economy score is 59.8 out of 100, #10 of 50.

Median household income
$104,828
#1 of 50 · US $80,903
Unemployment rate
4.5%
#37 of 50 · US 3.95%
GDP per capita
$99,274
#2 of 50 · US $64,333
Real GDP growth
+2.4%
#14 of 50 · US +1.91%
Population growth
+0.22%
#38 of 50 · US +0.51%

Census Bureau ACS (income), BLS LAUS (unemployment), BEA (GDP), Census population estimates (growth), latest releases.

Highest-paying tracked occupations in Massachusetts, adjusted for cost of living

OccupationCost-adjustedMedian wageMetro
Family Medicine Physicians$259,917$280,710Boston-Cambridge-Nashua
Lawyers$193,357$208,826Boston-Cambridge-Nashua
Software Developers$178,718$193,015Boston-Cambridge-Nashua
General & Operations Managers$115,418$124,651Boston-Cambridge-Nashua
Computer Systems Analysts$109,994$118,793Boston-Cambridge-Nashua

BLS Occupational Employment and Wage Statistics, latest release, for the 20 occupations we track. Cost-adjusted wage divides the metro median by its cost of living index.

Editor's note

Health care, biotech, higher education, finance and software drive Massachusetts, and nearly all of it sits inside the beltway, with the Kendall Square cluster in Cambridge, the Longwood hospitals and the university payrolls as the largest employers. family medicine physicians in Boston-Cambridge-Nashua earn a median $280,710. GDP per capita is $99,274, 54% above the national average. Outside the metro, Worcester has its own hospital and college base, Springfield runs on health care and insurance, and the South Coast and Berkshires have never fully replaced their mills. Unemployment is 4.5%, 0.5 points above the national average.

  • Economy rankings →
  • Wages by occupation and metro →

How are Massachusetts's schools and healthcare?

Massachusetts's education score is 92 out of 100, #1 of 50. Eighth graders average 284 in NAEP math (#1 of 50) and 268 in reading (#1 of 50), and the high school graduation rate is 90.1%, 4.5 points above the national average (#4 of 50).

Education score
92
#1 of 50 · US 57.5
Graduation rate
90.1%
#4 of 50 · US 85.6%
NAEP math, grade 8
284
#1 of 50 · US 273 · grade 4: 247
NAEP reading, grade 8
268
#1 of 50 · US 257 · grade 4: 225

Best public school cities we track, by graduation rate

CityGrad rateStudents / teacherPer pupil
Newton96%10.4$26,981
Brookline94%12.2$27,892
Quincy93%13$20,051

NCES Common Core of Data and School District Finance Survey, latest release. Cities with at least three schools.

Editor's note

Massachusetts schools rank first, and the state's formula sends extra money to poorer districts, but outcomes still track the town. Newton, Brookline, Lexington and the western suburbs graduate nearly everyone; Newton leads the tracked cities. Fall River, Lawrence, Boston and Revere run below the statewide 90.1%. Every district is its own town, so one exit down the highway changes the school. Buy the district, not the state ranking.

  • Education rankings →

Massachusetts is #1 of 50 for health, with a life expectancy of 79.8 years, 2.9 years above the national average. 27% of adults have obesity (#2 of 50) and 2.8% of residents have no health insurance (#1 of 50). The health score is 88.6 out of 100, weighted 12% of the composite.

Health score
88.6
#1 of 50 · US 54.4
Life expectancy
79.8 years
#2 of 50 · US 76.9 years
Adults with obesity
27%
#2 of 50 · US 34%
Uninsured
2.8%
#1 of 50 · US 7.6%

CDC National Center for Health Statistics (state life tables), CDC Behavioral Risk Factor Surveillance System (obesity), and Census Bureau American Community Survey (health insurance), latest releases.

Editor's note

Massachusetts ranks #1 of 50 for health, and life expectancy of 79.8 years is second longest. Nearly everyone is insured, with 2.8% uncovered; the state required coverage before Washington did. Boston's teaching hospitals draw patients from across New England, so primary care waits are long, and the Berkshires and the Cape each depend on one regional hospital. Out west, the drive to a specialist is longer than the ranking suggests.

  • Health rankings →

Who is moving to Massachusetts, and who is leaving?

Massachusetts lost a net 15,378 households to other states in the latest IRS release: 83,296 moved in and 98,674 moved out, -2.1 per 1,000 residents (#45 of 50). Arriving households report an average income of $89,890 against $116,609 for those leaving. The Census Bureau's American Community Survey, which counts people rather than households, shows a net -30.6K people (151.8K in, 182.3K out, ±15.1K), consistent with the IRS direction.

Households moving in
83,296
top origin New York
Households moving out
98,674
top destination Florida
Net per 1,000 residents
-2.1
#45 of 50 · -15,378 households
Avg income, arrivals
$89,890
leavers $116,609 · leavers earn more

Where they come from

  1. 1New York10,479 · $99,918
  2. 2Florida8,058 · $82,662
  3. 3New Hampshire6,594 · $84,561
  4. 4California6,565 · $125,742
  5. 5Connecticut6,467 · $86,034

Households and their average income. Click a state to compare it head to head; households arrived from these states in the latest IRS release.

Where they go

  1. 1Florida12,159 · $209,015
  2. 2New York11,027 · $96,387
  3. 3New Hampshire10,603 · $134,698
  4. 4California7,767 · $116,291
  5. 5Rhode Island6,510 · $87,849

Households and their average income. Click a state to compare it head to head; households left for these states in the latest IRS release.

Editor's note

Massachusetts loses households on net, -15,378, #45 of 50 per capita. Departing households report $116,609, the highest outbound figure of any state, against $89,890 for arrivals. The largest flows go to Florida, New York and New Hampshire, and the Florida movers earn the most, consistent with retirees cashing out a house and leaving the surtax. Arrivals come from New York, Florida and California, consistent with hospitals and labs hiring nationally.

  • All Massachusetts migration flows →
  • State-by-state migration →

Where should you live in Massachusetts?

By composite score, the best of the 25 Massachusetts cities we track are Brookline (79.5), Newton (78.3), and Somerville (72.4). Springfield is the cheapest (cost index 96.1), Newton the richest ($190,304), and Worcester the fastest growing (+0.9% a year). City ranks are among the 25 Massachusetts cities we cover, not every city in the state.

Standout cities in Massachusetts

Best forCityMeasure
SafestNewton56 violent crimes per 100K
CheapestSpringfieldcost of living index 96.1
Most walkableCambridgewalkability 15.8 of 20
Cleanest airBostonmedian AQI 37 (county)
Best schoolsNewton96% graduation rate
RichestNewton$190,304

Among the 25 Massachusetts cities we track. Safest uses a full year of FBI reports from the city's own police agency; air quality is measured by county, so cities in the same county share a reading.

Editor's note

Regions of Massachusetts

Greater Boston inside the beltway

Boston, Cambridge, Somerville and the inner suburbs: the jobs, the transit, the hospitals and the highest housing costs in New England. Walkable, dense, and priced for two professional incomes.

BostonCambridgeSomervilleBrooklineNewtonWalthamQuincyMaldenRevere
MetroWest and the Merrimack Valley

Framingham, Lowell, Lawrence and Haverhill: the commuter belt where prices drop with each exit, older mill cities beside expensive suburbs, and the New Hampshire line within reach.

FraminghamLowellLawrenceHaverhillLynn
Central Massachusetts

Worcester and its ring of towns. The state's second city runs on hospitals and colleges, costs far less than Boston, and sends commuters east on a slow train.

Worcester
South Coast and the South Shore

Brockton, Taunton, New Bedford and Fall River: the cheapest cities in the eastern half of the state, working ports and former mills, with Providence as close as Boston for jobs.

BrocktonTauntonNew BedfordFall River
Western Massachusetts

Springfield and the Pioneer Valley colleges, then the Berkshires. The lowest home prices in the state, the weakest job market, and a culture closer to Vermont than to Boston.

Springfield

All 25 tracked cities, best to worst

#CityGradeScorePopulationIncomeViolent / 100KCost index
1Brookline
A+
79.563,266$142,101124108.3
2Newton
A+
78.389,044$190,30456108.3
3Somerville
A+
72.481,036$132,572195108.3
4Medford
A+
71.959,354$129,540181108.3
5Cambridge
A+
70.4118,796$130,748436108.3
6Waltham
A+
69.364,902$120,216224108.3
7Quincy
A
66.1102,114$98,882302108.3
8Methuen Town
A
65.353,475$113,310114108.3
9Framingham
A
64.572,399$107,419264108.3
10Malden
A
64.065,906$100,606203108.3
11Weymouth Town
B+
62.258,505$102,714237108.3
12Peabody
B+
61.654,695$96,657292108.3
13Boston
B+
61.1666,442$97,344583108.3
14Revere
B+
60.260,012$86,969314108.3
15Haverhill
B+
59.167,698$88,326330108.3
16Lowell
B
56.5118,368$78,658505108.3
17Taunton
B
56.560,433$79,283386101.8
18Worcester
B
56.0207,055$70,102602102.5
19Lynn
C+
55.6101,709$75,043561108.3
20Chicopee
C+
55.155,295$62,61548296.1
21New Bedford
C+
52.5100,998$56,981345101.8
22Brockton
C
52.3105,386$80,115538108.3
23Lawrence
C
52.188,736$60,433361108.3
24Fall River
D
48.294,082$56,673768101.8
25Springfield
D
45.5154,749$52,65687196.1

Swipe the table sideways for more columns. Rank is among the 25 Massachusetts cities we track: every city of 50,000 or more, plus the state's other largest places. City scores use city-level Census, FBI, BLS, CDC, EPA and NCES data, and a category with no city data is left out of the score rather than filled with the state's figure.

Best cities in Massachusetts for…

#CityScoreEducationSafetyAffordability
1Newton78.196.199.426.1
2Brookline75.190.593.720.5
3Medford71.587.888.630.6
4Somerville69.585.383.024.3
5Waltham69.580.787.233.7
All Massachusetts cities for families →Best states for families →
  • All 1,312 cities →

Who is Massachusetts best for?

The same 11 category scores, re-weighted for six kinds of household. Rank is among the 50 states; click through for the best Massachusetts cities for each.

Families
#9of 50
Best Massachusetts cities →
Retirees
#19of 50
Best Massachusetts cities →
Remote Workers
#42of 50
Best Massachusetts cities →
Young Professionals
#35of 50
Best Massachusetts cities →
Small Business
#29of 50
Best Massachusetts cities →
Outdoor Enthusiasts
#16of 50
Best Massachusetts cities →
Massachusetts fits
  • Two-professional households with kids in school: #9 of 50 for families, schools ranked #1, and salaries that make a $661,896 home reachable.
  • Anyone whose career lives in labs or hospitals: family medicine physicians earn $280,710 in Boston-Cambridge-Nashua and the cluster hires nationally.
  • Car-free city dwellers: 7.8% of commuters ride transit, and Boston, Cambridge and Somerville are among the few places in the country where that works.
Massachusetts does not fit
  • Middle-income families with children under five: $27,067 for one infant, and a $75,000 family budget that ends $50,463 below the national median.
  • Remote workers shopping on cost: the state ranks #42 of 50 for them, because the housing premium is paid without the Boston salary.
  • Retirees on a fixed income: a couple on $75,000 ends the year at a $17,779 surplus, $18,191 below the national median.

Weights differ by household: families lean on education, safety and housing; retirees on fiscal health, healthcare and cost. See the weights →

How does Massachusetts compare with its neighbors?

Massachusetts ranks #13. Among its bordering states, New Hampshire ranks highest (#1) and New York lowest (#29). Connecticut is the most similar on the composite score and New York the most different. Bordering states are listed best to worst; the national line is the mean of the 50 states.

StateOverallScoreMedian incomeTypical homeCost indexViolent crimeTax burdenCompare
Massachusetts#1370.0$104,828$661,896105.83039.57%
New Hampshire#183.4$99,782$516,306104.21185.94%Compare →
Vermont#874.0$82,730$399,0539821411.53%Compare →
Connecticut#1666.9$96,049$450,873103.61109.9%Compare →
Rhode Island#1962.0$83,504$511,233102.314410.08%Compare →
New York#2954.9$85,820$526,714107.936813.56%Compare →
United States—57.9$80,903$368,6971003288.74%

Overall rank, median income, cost index and tax burden columns are shown on wider screens.

People also compare
Massachusetts vs. Florida →Massachusetts vs. California →
Other Northeast states
  • Maine#9
  • Pennsylvania#25
  • New Jersey#28
  • Delaware#30
  • Maryland#31
Editor's note

New Hampshire is the comparison that matters. Massachusetts households move north for no income tax and cheaper houses, then keep paying Massachusetts tax on wages earned in the state, so the saving is real only for remote days or a New Hampshire employer. Rhode Island is the cheaper commute for the South Coast.

  • Compare Massachusetts with any state →

How the score works

Eleven categories, each scored 0–100 and weighted into one composite. Grades follow rank.

The weights

Economy 15% · Safety 12% · Health 12% · Education 12% · Affordability 10% · Fiscal Health 8% · Growth 7% · Transportation 7% · Livability 7% · Outdoor Access 6% · Environment 4%. The composite is the weighted sum, stretched linearly so states spread across most of the 0–100 range.

From raw numbers to scores

Every raw measure is placed on a 0–100 scale between a fixed floor and ceiling, inverted where lower is better (crime, cost, taxes), then combined within its category. The same scale applies to every state.

Letter grades

Grades follow rank, not score: A+ for ranks 1–5, A for 6–10, B+ for 11–18, B for 19–26, C+ for 27–34, C for 35–42, D for 43–48, F for 49–50. A C+ state is not failing; it is in the middle third.

Cities, budgets and neighbors

The 25 Massachusetts city scores, the household budgets and the neighbor table on this page are computed from the same sources as the state score. City ranks are among the cities we track, not all cities in the state.

Editor's notes

Passages marked as editor's notes are written for this state and add context the numbers cannot: regions, tradeoffs, who the state fits. Every figure inside them is pulled from the data at build time, so the words cannot drift from the numbers.

Always the latest release

Each source is the most recent release its agency has published. The page is rebuilt when a source updates, so the score can move without any change in the state itself.

What the score cannot tell you

Weather and climate, culture and pace, politics beyond the Cook index shown for context, the quality of a specific school, hospital or neighborhood, job prospects in your field, and anything without a public, comparable, 50-state source. Statewide averages also hide the metro-versus-rural split, which is why the editor's notes name places.

Category briefs

Economy: Unemployment rate and median household income. Safety: Violent and property crime rates per 100,000 residents. Health: Health outcomes, behaviors, and access to care. Education: K-12 school quality, test scores, and graduation rates. Full methodology →

Key takeaways

What the Massachusetts numbers say when read together.

  1. 01

    Health is Massachusetts's strongest suit

    Massachusetts is a #13 state overall but #1 of 50 for health, 12 places better than its composite rank, with a score of 88.6 against a national average of 54.4. Education (#1) is next. Health carries 12% of the composite.

  2. 02

    Affordability is where Massachusetts falls furthest behind

    Massachusetts ranks #48 of 50 for affordability, 35 places below its overall #13, with a score of 29.3 against a national average of 65.2. At 10% of the composite, it is the category holding the overall score down most.

  3. 03

    Median household income is 30% above the national median

    Massachusetts's median household income is $104,828, 30% above the national median of $80,903, #1 of 50 (1 = highest). The largest gap in the other direction is typical home value: $661,896, 80% above the national average. Source: Census Bureau ACS, latest release.

  4. 04

    More households leave than arrive

    Massachusetts ranks #45 of 50 on net household flow per 1,000 residents (-2.1). The households arriving report $26,719 less in average income than those leaving ($89,890 against $116,609), so the state is trading down on income even as the headcount shrinks. The largest source is New York; the largest destination is Florida.

  5. 05

    A middle income is squeezed harder here than in most states

    A family of four earning $75,000 ends the year at a $62,221 shortfall after housing, childcare, utilities, groceries, transport and taxes, against a $11,758 shortfall in the median state (#49 of 50). A single adult on the same income comes out at a $16,230 surplus; a retiree couple at a $17,779 surplus. Infant childcare runs $27,067 a year, 73% above the national average.

  6. 06

    Massachusetts sits 3rd among its 6-state neighborhood

    2 of Massachusetts's 5 bordering states rank above its #13; the closest match on the composite is Connecticut. Median income among them runs from $82,730 in Vermont to $99,782 in New Hampshire; Massachusetts is at $104,828.

Editor's note

The tradeoff

+Median income of $104,828 and GDP per capita of $99,274 are both near the top of the country.

−Buying the typical home takes $177,190, 77% above the national average, so the median household cannot buy the median house.

+Schools and health both rank first of 50, with a graduation rate of 90.1%.

−Infant childcare at $27,067 means the years before kindergarten cost as much as a second mortgage.

+Transit carries 7.8% of commuters, third highest in the country, and broadband reaches 94.4% of households.

−The mean commute is still 30.6 minutes, #47 of 50, because the roads and the trains are both full.

Frequently asked questions about living in Massachusetts

Is Massachusetts a good place to live?

Massachusetts ranks #13 of 50 with a B+ grade, #4 of 11 in the Northeast. It is top 10 in health, education, environment, and economy and bottom 10 in growth and affordability. On the six headline measures it beats the national figure on 2 of 6 (income and violent crime) and trails on home prices, cost of living, unemployment, and tax burden. Whether that adds up to a good place to live depends on what you weigh; the household rankings below re-weight the same numbers for families, retirees and remote workers.

Where does Massachusetts rank among US states?

Massachusetts ranks #13 of 50 overall with a composite score of 70 (grade B+), and #4 of 11 states in the Northeast. Its best category rank is #1 (health) and its worst #48 (affordability). The composite weights eleven categories, with economy, safety, health and education counting most; grades follow rank, so B+ means rank 11–18.

Is it expensive to live in Massachusetts?

At #45 of 50 for cost of living (1 = cheapest), Massachusetts is 6% above the national average: its index is 105.8 against a national baseline of 100. The typical home value is $661,896 (80% above the national average), and buying it takes an income of about $177,190 against a median household income of $104,828. At $75,000, a family of four comes out at a $62,221 shortfall after all costs, #49 of 50 (1 = most left over).

Does Massachusetts have a state income tax?

Yes. Massachusetts's top state income tax rate is 9% (#44 of 50, 1 = lowest), and the total state and local tax burden is 9.57% of income, 0.8 points above the national average. Property tax is 1.15% of home value and combined sales tax 6.25%.

What is the crime rate in Massachusetts?

Massachusetts reports 303 violent crimes per 100,000 residents, 8% below the national average and #27 of 50 (1 = safest), and 1,031 property crimes per 100,000, 33% below the national average (#6). Its safety score is 76.4 out of 100, #19 of 50. Figures are FBI estimates from the latest release.

Does Massachusetts have good schools?

Massachusetts is #1 of 50 for education (score 92 out of 100). Its public school students average 284 in eighth-grade math on NAEP (#1) and 268 in eighth-grade reading (#1), and the high school graduation rate is 90.1%, 4.5 points above the national average (#4). Among tracked cities with at least three schools, Newton has the highest graduation rate at 96%.

Why are people leaving Massachusetts?

Massachusetts lost a net 15,378 households in the latest IRS release: 83,296 moved in and 98,674 moved out, -2.1 per 1,000 residents (#45 of 50). The largest source of arrivals is New York (10,479 households) and the most common destination is Florida (12,159). Arriving households report an average income of $89,890 against $116,609 for those leaving, so movers out earn more than movers in. The IRS files count tax returns and say nothing about motives.

Is Massachusetts a red or blue state?

Massachusetts is a solidly blue state: its Cook Partisan Voting Index is D+20, meaning it votes about 20 points more Democratic than the country as a whole. The political lean is shown for context and is not part of the composite score.

What are the downsides of living in Massachusetts?

Price, in every form. The typical home costs $661,896, 80% above the national average, and Boston rent runs $3,074. Infant childcare is $27,067, the highest in the country, and electricity is 71% above the national average. The commute is 30.6 minutes on average and worse on the Pike. What you get is the best schools and hospitals in the country and a job market that pays.

How much money do you need to live comfortably in Massachusetts?

More than the median household earns, if you want to buy. Purchasing the typical home requires $177,190 against a median income of $104,828. A single adult on $75,000 ends the year at a $16,230 surplus, $15,188 below the national median; a family of four at the same income comes out at a $62,221 shortfall. Worcester, Springfield and the South Coast cut housing roughly in half and change that answer.

Where in Massachusetts should I live?

Depends on the paycheck and the kids. A family buying on schools looks at Newton, Brookline and the western suburbs. A car-free couple looks at Cambridge, Somerville or Quincy. A household on one income looks at Worcester, Lowell, Taunton or Haverhill for half of Boston's price and an hour's commute. The top tracked city by composite is Brookline; the cheapest is Springfield.

Is Massachusetts tax-friendly for retirees?

Middling. Social Security is exempt, but pensions and retirement withdrawals are taxed at the flat rate, and the surtax reaches anyone whose house sale pushes income past a million dollars. Property tax is a moderate 1.15%, with senior exemptions that vary by town. Retirees rank #19 of 50 here, on hospitals and life expectancy of 79.8 years. Cost, not tax, sends Massachusetts retirees to Florida.

Do I need a car in Massachusetts?

Not inside the T's reach, and yes everywhere else. Transit carries 7.8% of commuters, #3 of 50, and Boston, Cambridge, Somerville, Brookline and parts of Quincy are built for living without a car. Commuter rail extends that to Framingham, Lowell and Worcester for the work trip only. The Cape and Central and Western Massachusetts assume a car per adult.

What should I know about Massachusetts culture before moving?

Town lines matter more than newcomers expect: schools, taxes, trash pickup and politics all change at the border. Boston sports are a civic religion. Driving is aggressive and rotaries are unmarked tests. The state is secular now and Catholic in memory, with Irish, Italian and Portuguese roots and Latin American and Southeast Asian communities in the Gateway Cities. Residents are blunt and not unkind.

All the numbers

Every metric behind Massachusetts's 11 category scores, with the national figure beside each. Pick a category.

Median Household Income
$104,828
Census ACS · Nat'l avg: $80,903
Unemployment Rate
4.5%
BLS LAUS · Nat'l avg: 3.9%
Population Growth
+0.22%
Census, year over year · Nat'l avg: +0.5%
59.8Economy Score · National avg: 47.1
Violent Crime Rate
302.7
per 100K · FBI estimate · Nat'l avg: 313
Property Crime Rate
1,031.2
per 100K · FBI estimate · Nat'l avg: 1,475
76.4Safety Score · National avg: 68.9
Life Expectancy
79.8 yr
CDC NCHS · Nat'l avg: 76.9 yr
Adults With Obesity
27%
CDC BRFSS · Nat'l avg: 34%
Uninsured
2.8%
Census ACS · Nat'l avg: 7.6%
88.6Health Score · National avg: 54.4
HS Graduation Rate
90.1%
EDFacts · Nat'l avg: 85.6%
NAEP Math, 8th Grade
284
Nation's Report Card · Nat'l avg: 273
NAEP Reading, 8th Grade
268
Nation's Report Card · Nat'l avg: 257
92.0Education Score · National avg: 57.5
GDP Per Capita
$99,274
BEA · Nat'l avg: $64,333
GDP Growth Rate
+2.4%
Real, year over year · Nat'l avg: +1.9%
Credit Rating
AA+
S&P / Moody's, latest
Fiscal Score
50.1
of 100 · Nat'l avg: 58.1
Budget Balance
+1.2%
Surplus · % of revenue · NASBO
State Debt Per Capita
$9,680
Census state finances · Nat'l avg: $3,506
Rainy Day Fund
12.8%
of expenditures · Pew Fiscal 50
Pension Funded Ratio
63%
Pew · Nat'l avg: 74.3%
Tax Burden
9.57%
of income · Nat'l avg: 8.74%
Income Tax Rate
9%
Top rate, state + local
Property Tax Rate
1.15%
Effective rate · Nat'l avg: 1.02%
Sales Tax Rate
6.25%
State + local avg · Nat'l avg: 6.66%
50.1Fiscal Health Score · National avg: 58.1
Typical Home Value
$661,896
Latest month · Nat'l avg: $383,360
Cost of Living Index
105.8
BEA Regional Price Parity · National = 100
Price-to-Income Ratio
6.3x
Home value ÷ median income · Nat'l avg: 4.6x
Electricity
30.48¢/kWh
EIA
Natural Gas
$25.06/Mcf
EIA
Gasoline
$3.33/gal
EIA
Infant Care (Center)
$27,067/yr
Child Care Aware of America
Goods Prices
98.8
BEA price level for goods · US = 100
29.3Affordability Score · National avg: 65.2
Air Quality Index
37
EPA annual median · Nat'l avg: 38.8
Renewable Energy
24%
EIA, % of electricity · Nat'l avg: 29%
Natural Disaster Risk
3.6
FEMA NRI per capita · Nat'l avg: 30
54.4Environment Score · National avg: 42.5
Public Land
7.7%
of state area · USGS PAD-US
Recreation Facilities
4.3
per 10K residents · Census CBP
Park Acreage per Capita
0.01
NPS acres per resident
32.0Outdoor Access Score · National avg: 29.4
Mean Commute Time
30.6 min
Mean travel time to work · Census ACS
60+ Min Commute
13.3%
of workers · Census ACS
Drive Alone
62%
of commuters · Census ACS
Public Transit Use
7.8%
of commuters · Census ACS
Walk / Bicycle
5.2%
active commuters · Census ACS
Work From Home
14.8%
of workers · Census ACS
Vehicle Miles Traveled
8,687
per capita · FHWA
Carpool Rate
8%
of commuters · Census ACS
51.7Transportation Score · National avg: 49.8
Restaurants per 1K
2.042
Census County Business Patterns
Arts & Entertainment
0.031
per 1K residents · Census CBP
Social Associations
0.116
per 1K residents · Census CBP
Bars & Breweries
0.084
per 1K residents · Census CBP
34.3Livability Score · National avg: 34.3
Net Domestic Migration
-4.7
per 1,000 residents · Nat'l avg: +1.1
Migration Trend
Losing
Significant outward migration
Broadband Subscription
94.4%
Households, any type · Census ACS · Nat'l avg: 92.7%
Households Moving In
83.3K
Top origin: New York
Households Moving Out
98.7K
Top destination: Florida
19.4Growth Score · National avg: 38.8

Also consulted for the Massachusetts editor's notes

  • Mass.gov, Massachusetts surtax on taxable income over one million dollars ↗