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Rankings are computed from publicly available federal and state government datasets, supplemented by a handful of published indexes (such as the Tax Foundation, Child Care Aware of America and Zillow Research). Figures are used as each source publishes them, including the FBI's own state crime estimates; nothing is synthetic or modeled by us, and every source is cited below.

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  • Bureau of Labor Statistics, OES·
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Home/ME/Best for Retirees
Maine · best for retirees · #9 of 50 states

Best Cities for Retirees in Maine

Maine ranks #9 of 50 for retirees, with a retirees score of 77.5. South Portland is its best city for retirees at 69.7.

See all 50 states for retirees →

#1 city in ME for retirees
South Portland69.7
Retirees score out of 100
Maine, all states
#9 of 50
Population
26,930
Open South Portland →
Tax burden
10.64%
% of income
Income tax
7.15%
State + local
Life expectancy
76.6 yr
CDC NCHS
Home value
$415,552
Typical home value
Cost of living
97.1
BEA RPP · 100 = avg

Why Maine Works for Retirees

Maine ranks #9 nationally for retirees, making it a top-ten destination for those entering their next chapter. The state's moderate fiscal health (57/100) and heavier overall tax burden of 10.64% help retirement savings go further.

For retirees, healthcare access and tax friendliness are non-negotiable. Maine's health score of 58/100 is middling — life expectancy of 76.6 years is roughly in line with national norms, but healthcare quality varies by region. On the tax front, the overall burden stands at 10.64% of income. The 7.15% income tax rate is worth factoring into retirement income projections. Property taxes run 1.17% (effective rate), which is near the national average.

At $415,552, the typical home is worth more than the 50-state average — retirees relocating from lower-cost areas may face sticker shock. The state's safety profile is reassuring, with a safety score of 95/100. Community amenities like restaurants, cultural venues, and social organizations score well, suggesting an engaged and active retirement lifestyle is within reach.

All 20 Cities Ranked for Retirees

#  CityGradeRetirees scoreOverallHealthHousehold financesAffordabilityPopulation
1South PortlandA+69.769.168655626,930
2SacoA67.765.861696420,819
3WestbrookA+67.268.165636420,775
4BrunswickA+67.068.871556417,652
5PortlandA+66.067.168545768,854
6EllsworthB+65.661.56457808,657
7BathA64.664.55948718,815
8CaribouB62.756.54235887,382
9Old Orchard BeachB+62.062.25539669,244
10SanfordB59.657.848537122,247
11BrewerB59.657.74246769,652
12AuburnB59.656.947447624,602
13Presque IsleC+58.854.84136868,736
14BiddefordB+57.059.153436422,498
15Old TownB56.658.54523797,470
16WatervilleB55.957.846268317,077
17AugustaC+55.954.746288319,077
18BangorC+55.855.044337831,938
19LewistonC+54.854.238277938,324
20OronoB50.457.757167311,151

City retirees scores use each city's own data, with the category weights rescaled over the categories the city has; outdoor access has no city-level measure and is left out. City scores for retirees also weigh the county's expected yearly building losses from natural hazards (FEMA), lower is better; the share of adults without health insurance (CDC PLACES), a sign of local healthcare access, lower is better; the median age of residents (Census ACS), older is better: more peers and retiree services.

Compare: States with Similar Retirees Rankings

  • North DakotaRetirees score 79.1#4
  • VermontRetirees score 78.9#5
  • New HampshireRetirees score 78.7#6
  • NebraskaRetirees score 78.2#7

Also See: Maine for Other Lifestyles

  • FamiliesFamilies score 78.6#14
  • Remote WorkersRemote Workers score 71.9#6
  • Young ProfessionalsYoung Professionals score 66.4#9
  • Small BusinessSmall Business score 63.8#16
  • Outdoor EnthusiastsOutdoor Enthusiasts score 75.7#5

Frequently Asked Questions

Is Maine a good state for retirees?

Maine ranks #9 out of 50 for retirees with a persona-weighted score of 77.5/100. Its strongest relevant category is Safety (95/100) and its weakest is Outdoor Access (45/100).

What is the best city for retirees in Maine?

South Portland ranks #1 in Maine for retirees with a score of 69.7/100, followed by Saco and Westbrook.

What factors are most important for retirees in Maine?

Rankings weighted toward low taxes, quality healthcare, affordable living, safety, community livability, and pleasant environment — the priorities for retirement years.