Best Cities for Retirees in Texas

At #35 out of 50, Texas isn't a traditional retirement hotspot — but that doesn't tell the whole story. The state has genuine strengths in affordability, and retirees with specific priorities (established communities) may find it suits them better than the aggregate ranking suggests.

For retirees, healthcare access and tax friendliness are non-negotiable. Texas's health score of 18/100 is a concern — at 77 years, life expectancy trails the national average, and access to quality care can be uneven. On the tax front, the overall burden stands at 7.77% of income. The absence of state income tax is a meaningful benefit for retirees living on fixed incomes. Property taxes run 1.63% (effective rate), which is above average and can meaningfully affect housing costs for homeowners on fixed incomes.

The median home price of $338,000 is manageable for retirees selling homes in higher-cost markets. Safety is worth researching at the local level — the statewide safety score of 53/100 suggests some areas perform better than others. Livability amenities are more limited compared to top-ranked states, so retirees who value a vibrant social scene should focus their search on the state's larger metro areas.