Florida vs Pennsylvania: Which Is Better to Live In?
Florida ranks #21 of 50 overall and Pennsylvania #25 as of the latest release. Pennsylvania is cheaper to live in (cost of living index 97.6 vs 103.4), carries a 2.1-point higher tax burden, and has a 18% lower violent crime rate. Florida scores higher overall, leading 4 of 11 categories to 6.
- Typical rent, largest metro is 28% lower in Pennsylvania ($1,911 vs. $2,666 in Florida).
- Total tax burden is 24% lower in Florida (6.49% vs. 8.58% in Pennsylvania).
- Income needed to buy the typical home is 23% lower in Pennsylvania ($82,894 vs. $108,280 in Florida).
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| Overall scorecomposite of 100, rank of 50Gap +3 pts | 59.9#21 of 50 · B | 56.9#25 of 50 · B | +3 pts | — | FL |
| Cost of living indexUS = 100Gap +5.8 pts (+6%) · US 100 | 103.4#40 of 50 | 97.6#28 of 50 | +5.8 pts+6% | 100 | PA |
| Left after costs, family of fourearning $75K a yearGap +$1,139 · US -$11,758 | -$10,486#24 of 50 | -$11,625#25 of 50 | +$1,139 | -$11,758 | FL |
| Typical home valuetypical home, modeled estimateGap +$85,069 (+29%) · US $368,697 | $375,470#28 of 50 | $290,401#15 of 50 | +$85,069+29% | $368,697 | PA |
| Total state and local tax burdenshare of incomeGap -2.09 pts · US 8.74% | 6.49%#6 of 50 | 8.58%#21 of 50 | -2.09 pts | 8.74% | FL |
| Violent crime per 100,000per 100,000 residentsGap +48 (+21%) · US 328 | 275#23 of 50 | 227#14 of 50 | +48+21% | 328 | PA |
| Median household incomeGap +$190 (0%) · US $80,903 | $77,735#26 of 50 | $77,545#27 of 50 | +$1900% | $80,903 | Even |
| High school graduation rateGap +0.3 pts · US 85.62% | 87.3%#19 of 50 | 87%#22 of 50 | +0.3 pts | 85.62% | Even |
| Life expectancyGap +0.6 yrs · US 76.9 | 77.9#19 of 50 | 77.3#26 of 50 | +0.6 yrs | 76.9 | FL |
| Net householdsIRS, householdsGap +67,444 · US -33 | +55,349#2 of 50 | -12,095#44 of 50 | +67,444 | -33 | FL |
Cost of living index from the Bureau of Economic Analysis (US = 100). Left after costs from the America's Dashboard affordability engine for a family of four earning $75,000. Typical home value from Zillow Research. Tax burden from WalletHub. Violent crime from the FBI, per 100,000 residents. Income and graduation from the Census Bureau and NCES. Life expectancy from the CDC. Net households from IRS Statistics of Income. US column is the 50-state average or median.
Is Florida or Pennsylvania better to live in?
Florida scores higher overall: 59.9 to 56.9 out of 100, #21 of 50 against #25. Florida leads 4 of 11 categories, Pennsylvania leads 6, and 1 are within 3 points.
| Category | Weight | FloridaFL | PennsylvaniaPA | Gap | Ahead |
|---|---|---|---|---|---|
| Economy15% of scoregap +5.8 | 15% | 45.0#27 · C+ | 39.2#38 · C | +5.8 pts | FL |
| Safety12% of scoregap -5 | 12% | 73.1#23 · B | 78.1#15 · B+ | -5 pts | PA |
| Health12% of scoregap +0.9 | 12% | 60.5#19 · B | 59.6#21 · B | +0.9 pts | Even |
| Education12% of scoregap -4.3 | 12% | 61.1#23 · B | 65.4#15 · B+ | -4.3 pts | PA |
| Affordability10% of scoregap -4.8 | 10% | 61.9#31 · C+ | 66.7#27 · C+ | -4.8 pts | PA |
| Fiscal Health8% of scoregap +24.6 | 8% | 70.2#10 · A | 45.6#41 · C | +24.6 pts | FL |
| Growth7% of scoregap +18.1 | 7% | 44.9#20 · B | 26.8#39 · C | +18.1 pts | FL |
| Transportation7% of scoregap -12.3 | 7% | 43.6#39 · C | 55.9#9 · A | -12.3 pts | PA |
| Livability7% of scoregap -7.5 | 7% | 26.9#36 · C | 34.4#22 · B | -7.5 pts | PA |
| Outdoor Access6% of scoregap +8 | 6% | 27.8#24 · B | 19.8#31 · C+ | +8 pts | FL |
| Environment4% of scoregap -4 | 4% | 34.0#36 · C | 38.0#30 · C+ | -4 pts | PA |
Scores run 0 to 100 within each category; weight is the category's share of the composite. Grades follow rank (1–5 A+, 6–10 A, 11–18 B+, 19–26 B, 27–34 C+, 35–42 C, 43–48 D, 49–50 F). Methodology →
Is Florida cheaper than Pennsylvania?
Pennsylvania is cheaper: cost of living index 97.6 vs 103.4 in Florida (US = 100). A family of four earning $75,000 keeps $1,139 more a year in Florida after housing, childcare, utilities, groceries, transportation and taxes.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| Cost of living indexUS = 100Gap +5.8 pts (+6%) · US 100 | 103.4#40 of 50 | 97.6#28 of 50 | +5.8 pts+6% | 100 | PA |
| Price level for goodsUS = 100Gap -1.3 pts (-1%) · US 100 | 98.1#33 of 50 | 99.4#39 of 50 | -1.3 pts-1% | 100 | Even |
| Residential electricity priceGap -4.06¢ (-21%) · US 17.84¢/kWh | 15.24¢/kWh#23 of 50 | 19.30¢/kWh#37 of 50 | -4.06¢-21% | 17.84¢/kWh | FL |
| Residential natural gas priceGap +$10.44 (+69%) · US $15.83/Mcf | $25.48/Mcf#49 of 50 | $15.04/Mcf#26 of 50 | +$10.44+69% | $15.83/Mcf | PA |
| Gasoline priceGap -$0.32 (-9%) · US $3.32/gal | $3.08/gal#12 of 50 | $3.40/gal#43 of 50 | -$0.32-9% | $3.32/gal | FL |
| Center-based infant care, per yearGap -$1,072 (-7%) · US $15,633 | $14,230#22 of 50 | $15,302#26 of 50 | -$1,072-7% | $15,633 | FL |
Cost of living index and the price level for goods from the Bureau of Economic Analysis regional price parities (US = 100). Electricity, natural gas and gasoline prices from the EIA; center-based infant care from Child Care Aware of America. Lower is ahead.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | Ahead |
|---|---|---|---|---|
| Single Adultearning $75,000Gap +$182 | +$33,384costs $41,617 | +$33,202costs $41,798 | +$182 | Even |
| Couple, No Kidsearning $75,000Gap -$322 | +$24,059costs $50,942 | +$24,381costs $50,619 | -$322 | Even |
| Family of 4earning $75,000Gap +$1,139 | -$10,486costs $85,486 | -$11,625costs $86,625 | +$1,139 | FL |
| Retiree Coupleearning $75,000Gap -$130 | +$36,999costs $38,001 | +$37,129costs $37,871 | -$130 | Even |
Income left after housing, childcare, utilities, groceries, transportation and state and local taxes for four household types earning $75,000, from the affordability engine. Negative means typical costs exceed take-home pay.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | Ahead |
|---|---|---|---|---|
| HousingGap +$4,146 | $25,862 | $21,716 | +$4,146 | PA |
| ChildcareGap -$2,144 | $28,460 | $30,604 | -$2,144 | FL |
| UtilitiesGap +$278 | $4,963 | $4,685 | +$278 | Even |
| GroceriesGap -$146 | $11,049 | $11,195 | -$146 | Even |
| TransportationGap -$1,006 | $9,680 | $10,686 | -$1,006 | FL |
| State and local taxesGap -$2,267 | $5,472 | $7,739 | -$2,267 | FL |
Annual cost lines for a family of four (two adults, two children). Lower is ahead.
Which has lower taxes, Florida or Pennsylvania?
Florida collects a smaller share of income in state and local taxes: 6.49% vs 8.58%. Florida has no income tax, with property and sales taxes in the middle of the pack; Pennsylvania has high property tax, with income and sales taxes in the middle of the pack.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| Total state and local tax burdenshare of incomeGap -2.09 pts · US 8.74% | 6.49%#6 of 50 | 8.58%#21 of 50 | -2.09 pts | 8.74% | FL |
| Top state income tax ratetop rateGap -6.86 pts · US 5.46% | none#5 of 50 | 6.86%#37 of 50 | -6.86 pts | 5.46% | FL |
| Effective property tax rateeffective rateGap -0.59 pts · US 1.02% | 0.82%#23 of 50 | 1.41%#39 of 50 | -0.59 pts | 1.02% | FL |
| Combined state and local sales taxstate + localGap +0.64 pts · US 6.66% | 6.98%#24 of 50 | 6.34%#17 of 50 | +0.64 pts | 6.66% | PA |
Total tax burden (state and local taxes as a share of personal income) from WalletHub; top marginal income tax rate, effective property tax rate and combined state and local sales tax from the Tax Foundation. Lower is ahead.
Are homes more expensive in Florida or Pennsylvania?
Homes cost 29% more in Florida: a typical home value of $375,470 in Florida vs $290,401 in Pennsylvania. Buying the typical home takes about $108,280 of income in Florida and $82,894 in Pennsylvania; the median household earns $77,735 and $77,545.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| Typical home valuetypical home, modeled estimateGap +$85,069 (+29%) · US $368,697 | $375,470#28 of 50 | $290,401#15 of 50 | +$85,069+29% | $368,697 | PA |
| Home value change, one yearGap -3.9 pts · US +1.2% | -1.5%#48 of 50 | +2.4%#22 of 50 | -3.9 pts | +1.2% | PA |
| Typical rent, largest metrolargest metro, per monthGap +$755 (+40%) · US $1,948 | $2,666#46 of 50 | $1,911#32 of 50 | +$755+40% | $1,948 | PA |
| Income needed to buyto buy the typical homeGap +$25,386 (+31%) · US $100,006 | $108,280#31 of 50 | $82,894#16 of 50 | +$25,386+31% | $100,006 | PA |
| Home value to income ratioGap +1.1x (+30%) · US 4.6x | 4.8x#33 of 50 | 3.7x#13 of 50 | +1.1x+30% | 4.6x | PA |
Typical home value, one-year change, largest-metro rent and income needed to buy from Zillow Research (a modeled estimate, not a median). Price-to-income ratio divides that typical home value by ACS median household income. Lower is ahead.
| FL | PA | |
|---|---|---|
| Monthly payment, 20% down | $1,932 | $1,494 |
| Income needed vs. median | +39% | +7% |
| Five-year change | +20.3% | +22.3% |
| Market temperature | Warm | Warm |
| Largest metro | Miami | Philadelphia |
Income needed vs. median: how far the income required to buy the typical home sits above (+) or below (−) the state's median household income. Temperature blends price cuts, days to pending and inventory against the national market (Zillow).
Do people earn more in Florida or Pennsylvania?
Median household income is about the same, $77,735 in Florida and $77,545 in Pennsylvania, with unemployment at 3.9% and 4.3%. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 0 after adjusting for local costs and Pennsylvania's in 20.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| Median household incomeGap +$190 (0%) · US $80,903 | $77,735#26 of 50 | $77,545#27 of 50 | +$1900% | $80,903 | Even |
| Unemployment rateGap -0.4 pts · US 3.95% | 3.9%#24 of 50 | 4.3%#33 of 50 | -0.4 pts | 3.95% | Even |
| GDP per capitaGap -$4,130 (-6%) · US $64,333 | $60,655#29 of 50 | $64,785#20 of 50 | -$4,130-6% | $64,333 | PA |
| Real GDP growthGap +1.5 pts · US +1.91% | +3.5%#4 of 50 | +2%#23 of 50 | +1.5 pts | +1.91% | FL |
| Population growthGap +0.75 pts · US +0.51% | +0.85%#13 of 50 | +0.1%#42 of 50 | +0.75 pts | +0.51% | FL |
Median household income from the Census Bureau ACS; unemployment from BLS LAUS; GDP per capita and real GDP growth from the BEA; population growth from Census Bureau estimates.
Show all 20 occupations
| Occupation | FL | PA | Ahead |
|---|---|---|---|
| Family Medicine Physicians | $213,282$219,680 in Miami | $242,841$237,984 in Philadelphia | PA |
| Lawyers | $147,977$152,416 in Miami | $167,174$163,831 in Philadelphia | PA |
| Civil Engineers | $92,304$95,073 in Miami | $107,139$104,996 in Philadelphia | PA |
| Software Developers | $126,859$130,665 in Miami | $140,923$138,105 in Philadelphia | PA |
| Computer Systems Analysts | $107,205$110,421 in Miami | $118,034$115,673 in Philadelphia | PA |
| Secondary School Teachers | $64,487$66,422 in Miami | $74,861$73,364 in Philadelphia | PA |
| Dietitians & Nutritionists | $66,198$68,184 in Miami | $76,220$74,696 in Philadelphia | PA |
| Licensed Practical Nurses (LPN) | $54,421$56,054 in Miami | $63,266$62,001 in Philadelphia | PA |
| Sales Representatives (Wholesale/Manufacturing) | $67,113$69,126 in Miami | $75,371$73,864 in Philadelphia | PA |
| Registered Nurses | $85,835$88,410 in Miami | $93,714$91,840 in Philadelphia | PA |
| Electricians | $60,481$62,295 in Miami | $68,229$66,864 in Philadelphia | PA |
| Police & Sheriff's Patrol Officers | $73,359$75,560 in Miami | $81,004$79,384 in Philadelphia | PA |
| Construction Laborers | $40,921$42,149 in Miami | $48,322$47,356 in Philadelphia | PA |
| Heavy & Tractor-Trailer Truck Drivers | $51,587$53,135 in Miami | $58,469$57,300 in Philadelphia | PA |
| General & Operations Managers | $102,658$105,738 in Miami | $107,178$105,034 in Philadelphia | PA |
| HVAC Mechanics & Installers | $58,177$59,922 in Miami | $62,440$61,191 in Philadelphia | PA |
| Cooks, Restaurant | $34,725$35,767 in Miami | $38,397$37,629 in Philadelphia | PA |
| Welders, Cutters & Brazers | $48,013$49,453 in Miami | $51,640$50,607 in Philadelphia | PA |
| Mental Health Counselors | $53,730$55,342 in Miami | $57,212$56,068 in Philadelphia | PA |
| Accountants & Auditors | $81,307$83,746 in Miami | $84,184$82,500 in Philadelphia | PA |
BLS Occupational Employment and Wage Statistics, latest release: the median wage in each state's best-paying metro, adjusted for that metro's cost of living (BEA regional price parities). Sorted by the size of the gap.
Is Florida safer than Pennsylvania?
Pennsylvania is safer: 227 violent crimes per 100,000 residents vs 275 in Florida (FBI). Property crime runs 1,402 and 1,324 per 100,000. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| Violent crime per 100,000per 100,000 residentsGap +48 (+21%) · US 328 | 275#23 of 50 | 227#14 of 50 | +48+21% | 328 | PA |
| Property crime per 100,000per 100,000 residentsGap +78 (+6%) · US 1,535 | 1,402#20 of 50 | 1,324#17 of 50 | +78+6% | 1,535 | PA |
FBI state crime estimates, offenses per 100,000 residents, latest release. Florida uses the FBI's prior-year estimate because the latest year is based on limited data. Lower is ahead.
- Pembroke Pines, FL42 violent per 100K
- Bethel Park, PA44 violent per 100K
Among each state's 20 tracked cities, latest FBI release.
Which has better schools and health, Florida or Pennsylvania?
Pennsylvania scores higher for education (#15 of 50 vs #23), with high school graduation rates of 87.3% and 87%. They are close on health (#19 and #21); life expectancy is 77.9 years in Florida and 77.3 in Pennsylvania.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| NAEP math score, grade 8Gap -9 · US 273 | 267#41 of 50 | 276#18 of 50 | -9 | 273 | Even |
| NAEP reading score, grade 8Gap -6 · US 257 | 253#43 of 50 | 259#19 of 50 | -6 | 257 | Even |
| High school graduation rateGap +0.3 pts · US 85.62% | 87.3%#19 of 50 | 87%#22 of 50 | +0.3 pts | 85.62% | Even |
| Life expectancyGap +0.6 yrs · US 76.9 | 77.9#19 of 50 | 77.3#26 of 50 | +0.6 yrs | 76.9 | FL |
| Adults with obesityGap -4.6 pts · US 34.03% | 29.6%#8 of 50 | 34.2%#24 of 50 | -4.6 pts | 34.03% | FL |
| Residents without health insuranceGap +5.1 pts · US 7.6% | 10.9%#45 of 50 | 5.8%#14 of 50 | +5.1 pts | 7.6% | PA |
| Median air quality indexmedian AQI, lower is cleanerGap +1 pts (+3%) · US 38.8 | 41#29 of 50 | 40#22 of 50 | +1 pts+3% | 38.8 | Even |
High school graduation rate from NCES; life expectancy from the CDC National Center for Health Statistics; median air quality index from EPA AirData (lower is cleaner).
- Sanford, FLeducation score 95
- State College, PAeducation score 96
City education scores blend graduation rate, student-teacher ratio and per-pupil spending (NCES). State education scores combine NAEP math and reading with the graduation rate; health scores combine life expectancy, adult obesity and the uninsured rate. Education: Florida #23, Pennsylvania #15. Health: Florida #19, Pennsylvania #21.
Are more people moving from Florida to Pennsylvania, or from Pennsylvania to Florida?
11,056 households moved from Florida to Pennsylvania and 16,395 moved from Pennsylvania to Florida in the latest IRS release, a net gain of 5,339 households for Florida. Movers to Pennsylvania reported an average income of $72,512; movers to Florida reported $120,372. The Census Bureau's American Community Survey, counting people, shows 25,048 people (±7,963) moving from Florida to Pennsylvania and 33,530 (±6,458) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Bars show people (Census ACS, latest release, with 90% margins of error). IRS counts tax-filing households and reports the movers' average income; pairs outside a state's top ten origins and destinations are not published.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | Ahead |
|---|---|---|---|---|
| Households moving inIRSGap +230,487 (+186%) | 354,112#1 of 50 | 123,625#8 of 50 | +230,487+186% | FL |
| Households moving outIRSGap +163,043 (+120%) | 298,763#49 of 50 | 135,720#45 of 50 | +163,043+120% | PA |
| Net householdsIRS, householdsGap +67,444 | +55,349#2 of 50 | -12,095#44 of 50 | +67,444 | FL |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.3 | +2.4#9 of 50 | -0.9#37 of 50 | +3.3 | FL |
| Average income of arriving householdsIRSGap +$46,173 (+60%) | $122,539#1 of 50 | $76,366#28 of 50 | +$46,173+60% | FL |
| Average income of departing householdsIRSGap -$9,508 (-11%) | $76,134#20 of 50 | $85,642#12 of 50 | -$9,508-11% | PA |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +1.2 | +1.0#25 of 50 | -0.2#33 of 50 | +1.2 | FL |
Each state's total inbound and outbound households and the movers' average income from IRS Statistics of Income; net domestic migration per 1,000 residents from Census Bureau population estimates. Latest releases.
Which is better for retirees, families or remote workers, Florida or Pennsylvania?
Florida is the better fit for retirees, remote workers, young professionals, and small business; Pennsylvania is the better fit for families; 1 of the six lifestyle indexes are within 4 places. Each index re-weights the same 11 category scores for one kind of household.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | Ahead |
|---|---|---|---|---|
| FamiliesGap +5 places | #24score 65.4 | #19score 71.8 | +5 places | PA |
| RetireesGap -8 places | #18score 66.2 | #26score 61.5 | -8 places | FL |
| Remote WorkersGap -11 places | #27score 51.6 | #38score 46 | -11 places | FL |
| Young ProfessionalsGap -9 places | #24score 53.9 | #33score 49.4 | -9 places | FL |
| Small BusinessGap -19 places | #19score 62.4 | #38score 46.1 | -19 places | FL |
| Outdoor EnthusiastsGap -1 places | #26score 44.3 | #27score 43.3 | -1 places | Even |
Rank of 50 on each lifestyle index. A state is called ahead when the ranks are at least 4 places apart.
- FamiliesPennsylvania (#19 vs #24)
- RetireesFlorida (#18 vs #26)
- Remote WorkersFlorida (#27 vs #38)
- Young ProfessionalsFlorida (#24 vs #33)
- Small BusinessFlorida (#19 vs #38)
- Outdoor EnthusiastsEven (#26 vs #27)
Which cities stand out in Florida and Pennsylvania?
Florida has 80 tracked cities and Pennsylvania has 20; the largest are Jacksonville and Philadelphia. The table picks the best city in each state for one purpose at a time.
| Best for | FloridaFL | PennsylvaniaPA |
|---|---|---|
| Largest citypopulation | Jacksonville977,670 people | Philadelphia1,579,706 people |
| Highest composite scorecomposite score | Palm Beach Gardensscore 64.8 | Bethel Parkscore 72.4 |
| Safest cityviolent crime per 100,000 | Pembroke Pines42 violent per 100K | Bethel Park44 violent per 100K |
| Cheapest citycost of living index | The Villagescost index 85.4 | Altoonacost index 89.5 |
| Most walkableEPA walkability index, 1 to 20 | Westchesterwalkability 15.3 of 20 | Harrisburgwalkability 15.9 of 20 |
| Cleanest airmedian air quality index, county | Port St. Luciecounty median AQI 34 | Eriecounty median AQI 34 |
| Best schoolsgraduation rate, % | Sanford95% graduation rate | State College96% graduation rate |
| Richest citymedian household income | Westonmedian income $139,825 | Bethel Parkmedian income $107,090 |
| Fastest growingpopulation growth, % | St. Cloud+5.7% growth | York+0.6% growth |
Among the 20 tracked cities in each state. Census ACS, FBI, NCES and BEA data, latest releases.
How do Florida and Pennsylvania compare on everything else?
State finances, environment, and getting around. Florida carries AAA credit rating and Pennsylvania AA-.
Show fiscal, environment and commuting tables
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| Renewable share of electricityGap +4 pts · US 29.34% | 10%#39 of 50 | 6%#45 of 50 | +4 pts | 29.34% | FL |
| FEMA natural disaster risk indexFEMA index, lower is saferGap +9.1 (+68%) · US 29.6 | 22.5#19 of 50 | 13.4#9 of 50 | +9.1+68% | 29.6 | PA |
| Public land shareGap +20.7 pts · US 17.16% | 26.3%#13 of 50 | 5.6%#33 of 50 | +20.7 pts | 17.16% | FL |
| Mean travel time to workGap +1.8 min · US 25.2 min | 28.9 min#44 of 50 | 27.1 min#38 of 50 | +1.8 min | 25.2 min | PA |
| Commuters using public transitGap -2.9 pts · US 2.29% | 1.3%#21 of 50 | 4.2%#8 of 50 | -2.9 pts | 2.29% | PA |
| Workers working from homeGap +1.7 pts · US 12.28% | 15.5%#10 of 50 | 13.8%#17 of 50 | +1.7 pts | 12.28% | FL |
| Households with a broadband subscriptionGap +2.2 pts · US 92.67% | 94.3%#9 of 50 | 92.1%#34 of 50 | +2.2 pts | 92.67% | FL |
Renewable share of electricity from the EIA; natural disaster risk from FEMA's National Risk Index; public land share from USGS PAD-US; mean travel time to work, transit and work-from-home shares from the Census Bureau ACS; households with a broadband subscription from the Census Bureau ACS.
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| Credit ratingindex, 100 = AAAGap +15 pts · US 92.7 | 100#8 of 50 | 85#42 of 50 | +15 pts | 92.7 | FL |
| Rainy-day fund, share of spendingGap +7.2 pts · US 12.39% | 11.7%#20 of 50 | 4.5%#46 of 50 | +7.2 pts | 12.39% | FL |
| Pension funded ratioGap +20 pts · US 74.3% | 82%#13 of 50 | 62%#42 of 50 | +20 pts | 74.3% | FL |
| State debt per capitaGap -$2,160 (-52%) · US $3,506 | $1,960#9 of 50 | $4,120#38 of 50 | -$2,160-52% | $3,506 | FL |
| Budget balance, share of spendingGap +2.3 pts · US +4.66% | +4.8%#24 of 50 | +2.5%#42 of 50 | +2.3 pts | +4.66% | FL |
Credit rating index (S&P / Moody's; Florida AAA, Pennsylvania AA-), rainy-day fund and budget balance as a share of spending (Pew, NASBO), pension funded ratio (Pew) and state debt per capita (Census Bureau).
Florida vs Pennsylvania: every metric side by side
Every measure behind the category scores, with each state's rank of 50 and the US figure. Florida is ahead on 24 of 51, Pennsylvania on 16, and 11 are even.
Show all 54 metrics
| Measure | FloridaFL | PennsylvaniaPA | GapFL−PA | US | Ahead |
|---|---|---|---|---|---|
| PopulationGap +10,403,086 (+80%) · US 6.8 million | 23.5 million#3 of 50 | 13.1 million#5 of 50 | +10,403,086+80% | 6.8 million | FL |
| Median household incomeGap +$190 (0%) · US $80,903 | $77,735#26 of 50 | $77,545#27 of 50 | +$1900% | $80,903 | Even |
| Unemployment rateGap -0.4 pts · US 3.95% | 3.9%#24 of 50 | 4.3%#33 of 50 | -0.4 pts | 3.95% | Even |
| Population growthGap +0.75 pts · US +0.51% | +0.85%#13 of 50 | +0.1%#42 of 50 | +0.75 pts | +0.51% | FL |
| GDP per capitaGap -$4,130 (-6%) · US $64,333 | $60,655#29 of 50 | $64,785#20 of 50 | -$4,130-6% | $64,333 | PA |
| Real GDP growthGap +1.5 pts · US +1.91% | +3.5%#4 of 50 | +2%#23 of 50 | +1.5 pts | +1.91% | FL |
| Violent crime per 100,000per 100,000 residentsGap +48 (+21%) · US 328 | 275#23 of 50 | 227#14 of 50 | +48+21% | 328 | PA |
| Property crime per 100,000per 100,000 residentsGap +78 (+6%) · US 1,535 | 1,402#20 of 50 | 1,324#17 of 50 | +78+6% | 1,535 | PA |
| High school graduation rateGap +0.3 pts · US 85.62% | 87.3%#19 of 50 | 87%#22 of 50 | +0.3 pts | 85.62% | Even |
| NAEP math score, grade 4Gap +5 · US 237 | 243#3 of 50 | 238#23 of 50 | +5 | 237 | Even |
| NAEP math score, grade 8Gap -9 · US 273 | 267#41 of 50 | 276#18 of 50 | -9 | 273 | Even |
| NAEP reading score, grade 4Gap +2 · US 214 | 218#10 of 50 | 216#17 of 50 | +2 | 214 | Even |
| NAEP reading score, grade 8Gap -6 · US 257 | 253#43 of 50 | 259#19 of 50 | -6 | 257 | Even |
| Life expectancyGap +0.6 yrs · US 76.9 | 77.9#19 of 50 | 77.3#26 of 50 | +0.6 yrs | 76.9 | FL |
| Adults with obesityGap -4.6 pts · US 34.03% | 29.6%#8 of 50 | 34.2%#24 of 50 | -4.6 pts | 34.03% | FL |
| Residents without health insuranceGap +5.1 pts · US 7.6% | 10.9%#45 of 50 | 5.8%#14 of 50 | +5.1 pts | 7.6% | PA |
| Typical home valuetypical home, modeled estimateGap +$85,069 (+29%) · US $368,697 | $375,470#28 of 50 | $290,401#15 of 50 | +$85,069+29% | $368,697 | PA |
| Home value change, one yearGap -3.9 pts · US +1.2% | -1.5%#48 of 50 | +2.4%#22 of 50 | -3.9 pts | +1.2% | PA |
| Typical rent, largest metrolargest metro, per monthGap +$755 (+40%) · US $1,948 | $2,666#46 of 50 | $1,911#32 of 50 | +$755+40% | $1,948 | PA |
| Income needed to buyto buy the typical homeGap +$25,386 (+31%) · US $100,006 | $108,280#31 of 50 | $82,894#16 of 50 | +$25,386+31% | $100,006 | PA |
| Cost of living indexUS = 100Gap +5.8 pts (+6%) · US 100 | 103.4#40 of 50 | 97.6#28 of 50 | +5.8 pts+6% | 100 | PA |
| Home value to income ratioGap +1.1x (+30%) · US 4.6x | 4.8x#33 of 50 | 3.7x#13 of 50 | +1.1x+30% | 4.6x | PA |
| Residential electricity priceGap -4.06¢ (-21%) · US 17.84¢/kWh | 15.24¢/kWh#23 of 50 | 19.30¢/kWh#37 of 50 | -4.06¢-21% | 17.84¢/kWh | FL |
| Residential natural gas priceGap +$10.44 (+69%) · US $15.83/Mcf | $25.48/Mcf#49 of 50 | $15.04/Mcf#26 of 50 | +$10.44+69% | $15.83/Mcf | PA |
| Gasoline priceGap -$0.32 (-9%) · US $3.32/gal | $3.08/gal#12 of 50 | $3.40/gal#43 of 50 | -$0.32-9% | $3.32/gal | FL |
| Price level for goodsUS = 100Gap -1.3 pts (-1%) · US 100 | 98.1#33 of 50 | 99.4#39 of 50 | -1.3 pts-1% | 100 | Even |
| Center-based infant care, per yearGap -$1,072 (-7%) · US $15,633 | $14,230#22 of 50 | $15,302#26 of 50 | -$1,072-7% | $15,633 | FL |
| Total state and local tax burdenshare of incomeGap -2.09 pts · US 8.74% | 6.49%#6 of 50 | 8.58%#21 of 50 | -2.09 pts | 8.74% | FL |
| Top state income tax ratetop rateGap -6.86 pts · US 5.46% | none#5 of 50 | 6.86%#37 of 50 | -6.86 pts | 5.46% | FL |
| Effective property tax rateeffective rateGap -0.59 pts · US 1.02% | 0.82%#23 of 50 | 1.41%#39 of 50 | -0.59 pts | 1.02% | FL |
| Combined state and local sales taxstate + localGap +0.64 pts · US 6.66% | 6.98%#24 of 50 | 6.34%#17 of 50 | +0.64 pts | 6.66% | PA |
| Credit ratingindex, 100 = AAAGap +15 pts · US 92.7 | 100#8 of 50 | 85#42 of 50 | +15 pts | 92.7 | FL |
| Rainy-day fund, share of spendingGap +7.2 pts · US 12.39% | 11.7%#20 of 50 | 4.5%#46 of 50 | +7.2 pts | 12.39% | FL |
| Pension funded ratioGap +20 pts · US 74.3% | 82%#13 of 50 | 62%#42 of 50 | +20 pts | 74.3% | FL |
| State debt per capitaGap -$2,160 (-52%) · US $3,506 | $1,960#9 of 50 | $4,120#38 of 50 | -$2,160-52% | $3,506 | FL |
| Budget balance, share of spendingGap +2.3 pts · US +4.66% | +4.8%#24 of 50 | +2.5%#42 of 50 | +2.3 pts | +4.66% | FL |
| Median air quality indexmedian AQI, lower is cleanerGap +1 pts (+3%) · US 38.8 | 41#29 of 50 | 40#22 of 50 | +1 pts+3% | 38.8 | Even |
| Renewable share of electricityGap +4 pts · US 29.34% | 10%#39 of 50 | 6%#45 of 50 | +4 pts | 29.34% | FL |
| FEMA natural disaster risk indexFEMA index, lower is saferGap +9.1 (+68%) · US 29.6 | 22.5#19 of 50 | 13.4#9 of 50 | +9.1+68% | 29.6 | PA |
| Public land shareGap +20.7 pts · US 17.16% | 26.3%#13 of 50 | 5.6%#33 of 50 | +20.7 pts | 17.16% | FL |
| Mean travel time to workGap +1.8 min · US 25.2 min | 28.9 min#44 of 50 | 27.1 min#38 of 50 | +1.8 min | 25.2 min | PA |
| Commuters using public transitGap -2.9 pts · US 2.29% | 1.3%#21 of 50 | 4.2%#8 of 50 | -2.9 pts | 2.29% | PA |
| Workers working from homeGap +1.7 pts · US 12.28% | 15.5%#10 of 50 | 13.8%#17 of 50 | +1.7 pts | 12.28% | FL |
| Households with a broadband subscriptionGap +2.2 pts · US 92.67% | 94.3%#9 of 50 | 92.1%#34 of 50 | +2.2 pts | 92.67% | FL |
| Households moving inIRSGap +230,487 (+186%) · US 78,682 | 354,112#1 of 50 | 123,625#8 of 50 | +230,487+186% | 78,682 | FL |
| Households moving outIRSGap +163,043 (+120%) · US 78,715 | 298,763#49 of 50 | 135,720#45 of 50 | +163,043+120% | 78,715 | PA |
| Net householdsIRS, householdsGap +67,444 · US -33 | +55,349#2 of 50 | -12,095#44 of 50 | +67,444 | -33 | FL |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.3 · US +0.4 | +2.4#9 of 50 | -0.9#37 of 50 | +3.3 | +0.4 | FL |
| Average income of arriving householdsIRSGap +$46,173 (+60%) · US $77,690 | $122,539#1 of 50 | $76,366#28 of 50 | +$46,173+60% | $77,690 | FL |
| Average income of departing householdsIRSGap -$9,508 (-11%) · US $77,024 | $76,134#20 of 50 | $85,642#12 of 50 | -$9,508-11% | $77,024 | PA |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +1.2 · US +1.1 | +1.0#25 of 50 | -0.2#33 of 50 | +1.2 | +1.1 | FL |
| Left after costs, family of fourearning $75K a yearGap +$1,139 · US -$11,758 | -$10,486#24 of 50 | -$11,625#25 of 50 | +$1,139 | -$11,758 | FL |
| Left after costs, single adultearning $75K a yearGap +$182 · US +$31,418 | +$33,384#22 of 50 | +$33,202#23 of 50 | +$182 | +$31,418 | Even |
| Left after costs, retiree coupleearning $75K a yearGap -$130 · US +$35,970 | +$36,999#24 of 50 | +$37,129#23 of 50 | -$130 | +$35,970 | Even |
Every metric in the registry, direction-aware: ahead means better for a resident. Ranks are among the states with data. Sources are listed at the foot of the page.
Key takeaways
What the Florida and Pennsylvania numbers say when read together.
Florida ranks higher overall
Florida leads 4 of the 11 categories to Pennsylvania's 6, with 1 even; Pennsylvania is ahead on transportation and livability. Across all 51 measures with data on both sides, Florida is ahead on 24 and Pennsylvania on 16.
Pennsylvania is cheaper day to day
Pennsylvania's cost of living index is 97.6 against 103.4 in Florida (US = 100). The typical home costs $375,470 in Florida and $290,401 in Pennsylvania. A family of four on $75,000 keeps -$10,486 a year after typical costs in Florida and -$11,625 in Pennsylvania.
Florida takes a smaller share in taxes
Florida collects 6.49% of income in state and local taxes (no income tax, with property and sales taxes in the middle of the pack); Pennsylvania collects 8.58% (high property tax, with income and sales taxes in the middle of the pack).
Pennsylvania is safer
Median household income is $77,735 in Florida and $77,545 in Pennsylvania, with unemployment at 3.9% and 4.3%. Violent crime runs 275 per 100,000 residents in Florida and 227 in Pennsylvania.
Moves between the two run about even
25,048 people moved from Florida to Pennsylvania and 33,530 the other way, a gap inside the survey's margin of error.
Pennsylvania for families, Florida for retirees
For families, Florida ranks #24 of 50 and Pennsylvania #19; for retirees, Florida ranks #18 and Pennsylvania #26.
Florida vs Pennsylvania: frequently asked questions
Is Florida or Pennsylvania better to live in?
Florida ranks #21 of 50 overall and Pennsylvania #25 as of the latest release. Pennsylvania is cheaper to live in (cost of living index 97.6 vs 103.4), carries a 2.1-point higher tax burden, and has a 18% lower violent crime rate. Florida scores higher overall, leading 4 of 11 categories to 6.
Is Florida cheaper than Pennsylvania?
Pennsylvania is cheaper than Florida: cost of living index 97.6 vs 103.4 (US = 100). A family of four earning $75,000 would have -$10,486 left after typical housing, childcare, utilities, groceries, transportation and taxes in Florida, and -$11,625 in Pennsylvania. The typical home value is $375,470 in Florida and $290,401 in Pennsylvania.
Which has lower taxes, Florida or Pennsylvania?
Florida has the lower tax burden: 6.49% of income in state and local taxes vs 8.58% in Pennsylvania. Florida's top income tax rate is zero, its effective property tax rate 0.82% and its combined sales tax 6.98%; Pennsylvania's are 6.86%, 1.41% and 6.34%.
Is Florida safer than Pennsylvania?
Pennsylvania is safer: 227 violent crimes per 100,000 residents vs 275 in Florida, per the FBI. Florida ranks #23 of 50 for violent crime and Pennsylvania #14. Property crime is 1,402 per 100,000 in Florida and 1,324 in Pennsylvania. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data. The safest tracked cities are Pembroke Pines, FL, and Bethel Park, PA.
Are homes more expensive in Florida or Pennsylvania?
Homes are 29% more expensive in Florida: the typical home value is $375,470 in Florida and $290,401 in Pennsylvania. Buying the typical home takes about $108,280 of household income in Florida and $82,894 in Pennsylvania, against median incomes of $77,735 and $77,545.
Do people earn more in Florida or Pennsylvania?
Florida and Pennsylvania pay about the same: median household income is $77,735 vs $77,545, per the Census Bureau. Unemployment is 3.9% in Florida and 4.3% in Pennsylvania. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 0 after adjusting for local costs and Pennsylvania's in 20.
Are more people moving from Florida to Pennsylvania or from Pennsylvania to Florida?
11,056 households moved from Florida to Pennsylvania and 16,395 moved from Pennsylvania to Florida in the latest IRS release, a net gain of 5,339 households for Florida. Movers to Pennsylvania reported an average income of $72,512; movers to Florida reported $120,372. The Census Bureau's American Community Survey, counting people, shows 25,048 people (±7,963) moving from Florida to Pennsylvania and 33,530 (±6,458) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Which is better for retirees, Florida or Pennsylvania?
Florida is the better fit for retirees: #18 of 50 on the retiree index vs #26 for Pennsylvania. Florida has no income tax, with property and sales taxes in the middle of the pack; Pennsylvania has high property tax, with income and sales taxes in the middle of the pack. A retiree couple on $75,000 would have +$36,999 left after typical costs in Florida and +$37,129 in Pennsylvania.
Which is better for families, Florida or Pennsylvania?
Pennsylvania is the better fit for families: #19 of 50 on the families index vs #24 for Florida. Center-based infant care costs $14,230 a year in Florida and $15,302 in Pennsylvania. High school graduation rates are 87.3% and 87%. A family of four on $75,000 keeps -$10,486 after typical costs in Florida and -$11,625 in Pennsylvania.
Is Pennsylvania better than Florida?
No: Florida ranks higher than Pennsylvania overall, #21 of 50 vs #25, with a composite score of 59.9 to 56.9. Florida leads 4 of 11 categories and Pennsylvania leads 6, including transportation and livability. Which is better for you depends on how you weigh cost, safety, schools, taxes and pay.
Compare a different pair
Swap either state, or jump to the matchups people open alongside Florida vs Pennsylvania.
Why this pair is featured: major moving corridor, most-searched matchup (16,395 households moved in the busier direction in the latest IRS release).