Texas vs Arizona: Which Is Better to Live In?
Texas ranks #32 of 50 overall and Arizona #38 as of the latest release. Texas is cheaper to live in (cost of living index 97.1 vs 100.7), has no income tax, and has a 9% lower violent crime rate. Texas scores higher overall, leading 5 of 11 categories to 3.
- Center-based infant care, per year is 34% lower in Texas ($10,894 vs. $16,384 in Arizona).
- Typical home value is 28% lower in Texas ($299,367 vs. $417,990 in Arizona).
- Property crime rate is 15% lower in Arizona (1,514 vs. 1,786 in Texas).
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| Overall scorecomposite of 100, rank of 50Gap +4.4 pts | 52.2#32 of 50 · C+ | 47.8#38 of 50 · C | +4.4 pts | — | TX |
| Cost of living indexUS = 100Gap -3.6 pts (-4%) · US 100 | 97.1#27 of 50 | 100.7#35 of 50 | -3.6 pts-4% | 100 | TX |
| Left after costs, family of fourearning $75K a yearGap +$19,429 · US -$11,758 | -$144#9 of 50 | -$19,573#29 of 50 | +$19,429 | -$11,758 | TX |
| Typical home valuetypical home, modeled estimateGap -$118,623 (-28%) · US $368,697 | $299,367#18 of 50 | $417,990#34 of 50 | -$118,623-28% | $368,697 | TX |
| Total state and local tax burdenshare of incomeGap -0.45 pts · US 8.74% | 7.77%#11 of 50 | 8.22%#17 of 50 | -0.45 pts | 8.74% | Even |
| Violent crime per 100,000per 100,000 residentsGap -33 (-9%) · US 328 | 345#31 of 50 | 378#36 of 50 | -33-9% | 328 | TX |
| Median household incomeGap -$1,765 (-2%) · US $80,903 | $79,721#24 of 50 | $81,486#20 of 50 | -$1,765-2% | $80,903 | Even |
| High school graduation rateGap +12.4 pts · US 85.62% | 89.7%#8 of 50 | 77.3%#49 of 50 | +12.4 pts | 85.62% | TX |
| Life expectancyGap +0.4 yrs · US 76.9 | 77.1#27 of 50 | 76.7#30 of 50 | +0.4 yrs | 76.9 | TX |
| Net householdsIRS, householdsGap +39,157 · US -33 | +56,473#1 of 50 | +17,316#6 of 50 | +39,157 | -33 | TX |
Cost of living index from the Bureau of Economic Analysis (US = 100). Left after costs from the America's Dashboard affordability engine for a family of four earning $75,000. Typical home value from Zillow Research. Tax burden from WalletHub. Violent crime from the FBI, per 100,000 residents. Income and graduation from the Census Bureau and NCES. Life expectancy from the CDC. Net households from IRS Statistics of Income. US column is the 50-state average or median.
Is Texas or Arizona better to live in?
Texas scores higher overall: 52.2 to 47.8 out of 100, #32 of 50 against #38. Texas leads 5 of 11 categories, Arizona leads 3, and 3 are within 3 points.
| Category | Weight | TexasTX | ArizonaAZ | Gap | Ahead |
|---|---|---|---|---|---|
| Economy15% of scoregap -0.1 | 15% | 42.5#32 · C+ | 42.6#31 · C+ | -0.1 pts | Even |
| Safety12% of scoregap -1.4 | 12% | 61.8#35 · C | 63.2#32 · C+ | -1.4 pts | Even |
| Health12% of scoregap -12 | 12% | 37.7#41 · C | 49.7#31 · C+ | -12 pts | AZ |
| Education12% of scoregap +28.1 | 12% | 60.7#24 · B | 32.6#47 · D | +28.1 pts | TX |
| Affordability10% of scoregap +14.1 | 10% | 74.4#20 · B | 60.3#35 · C | +14.1 pts | TX |
| Fiscal Health8% of scoregap +12.8 | 8% | 72.2#5 · A+ | 59.4#25 · B | +12.8 pts | TX |
| Growth7% of scoregap +3.4 | 7% | 51.7#9 · A | 48.3#16 · B+ | +3.4 pts | TX |
| Transportation7% of scoregap -9.7 | 7% | 43.7#38 · C | 53.4#18 · B+ | -9.7 pts | AZ |
| Livability7% of scoregap -0.7 | 7% | 23.6#43 · D | 24.3#42 · C | -0.7 pts | Even |
| Outdoor Access6% of scoregap -33 | 6% | 4.7#50 · F | 37.7#16 · B+ | -33 pts | AZ |
| Environment4% of scoregap +14.9 | 4% | 40.8#25 · B | 25.9#44 · D | +14.9 pts | TX |
Scores run 0 to 100 within each category; weight is the category's share of the composite. Grades follow rank (1–5 A+, 6–10 A, 11–18 B+, 19–26 B, 27–34 C+, 35–42 C, 43–48 D, 49–50 F). Methodology →
Is Texas cheaper than Arizona?
Texas is cheaper: cost of living index 97.1 vs 100.7 in Arizona (US = 100). A family of four earning $75,000 keeps $19,429 more a year in Texas after housing, childcare, utilities, groceries, transportation and taxes.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| Cost of living indexUS = 100Gap -3.6 pts (-4%) · US 100 | 97.1#27 of 50 | 100.7#35 of 50 | -3.6 pts-4% | 100 | TX |
| Price level for goodsUS = 100Gap +2.7 pts (+3%) · US 100 | 98.1#34 of 50 | 95.4#10 of 50 | +2.7 pts+3% | 100 | AZ |
| Residential electricity priceGap +0.15¢ (+1%) · US 17.84¢/kWh | 15.47¢/kWh#28 of 50 | 15.32¢/kWh#25 of 50 | +0.15¢+1% | 17.84¢/kWh | Even |
| Residential natural gas priceGap +$0.84 (+5%) · US $15.83/Mcf | $19.42/Mcf#44 of 50 | $18.58/Mcf#40 of 50 | +$0.84+5% | $15.83/Mcf | AZ |
| Gasoline priceGap -$0.92 (-24%) · US $3.32/gal | $2.88/gal#1 of 50 | $3.80/gal#44 of 50 | -$0.92-24% | $3.32/gal | TX |
| Center-based infant care, per yearGap -$5,490 (-34%) · US $15,633 | $10,894#8 of 50 | $16,384#30 of 50 | -$5,490-34% | $15,633 | TX |
Cost of living index and the price level for goods from the Bureau of Economic Analysis regional price parities (US = 100). Electricity, natural gas and gasoline prices from the EIA; center-based infant care from Child Care Aware of America. Lower is ahead.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | Ahead |
|---|---|---|---|---|
| Single Adultearning $75,000Gap +$5,784 | +$35,541costs $39,459 | +$29,757costs $45,244 | +$5,784 | TX |
| Couple, No Kidsearning $75,000Gap +$7,219 | +$26,994costs $48,006 | +$19,775costs $55,225 | +$7,219 | TX |
| Family of 4earning $75,000Gap +$19,429 | -$144costs $75,145 | -$19,573costs $94,573 | +$19,429 | TX |
| Retiree Coupleearning $75,000Gap +$6,079 | +$39,506costs $35,494 | +$33,427costs $41,573 | +$6,079 | TX |
Income left after housing, childcare, utilities, groceries, transportation and state and local taxes for four household types earning $75,000, from the affordability engine. Negative means typical costs exceed take-home pay.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | Ahead |
|---|---|---|---|---|
| HousingGap -$4,659 | $23,045 | $27,704 | -$4,659 | TX |
| ChildcareGap -$10,980 | $21,788 | $32,768 | -$10,980 | TX |
| UtilitiesGap -$173 | $4,661 | $4,834 | -$173 | Even |
| GroceriesGap +$304 | $11,049 | $10,745 | +$304 | Even |
| TransportationGap -$2,892 | $9,051 | $11,943 | -$2,892 | TX |
| State and local taxesGap -$1,028 | $5,551 | $6,579 | -$1,028 | TX |
Annual cost lines for a family of four (two adults, two children). Lower is ahead.
Which has lower taxes, Texas or Arizona?
Texas and Arizona collect a similar share of income in state and local taxes: 7.77% vs 8.22%. Texas has no income tax, high property tax, with sales tax in the middle of the pack; Arizona has low income tax, low property tax, high sales tax.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| Total state and local tax burdenshare of incomeGap -0.45 pts · US 8.74% | 7.77%#11 of 50 | 8.22%#17 of 50 | -0.45 pts | 8.74% | Even |
| Top state income tax ratetop rateGap -2.5 pts · US 5.46% | none#7 of 50 | 2.5%#11 of 50 | -2.5 pts | 5.46% | TX |
| Effective property tax rateeffective rateGap +1.07 pts · US 1.02% | 1.63%#44 of 50 | 0.56%#11 of 50 | +1.07 pts | 1.02% | AZ |
| Combined state and local sales taxstate + localGap -0.32 pts · US 6.66% | 8.2%#37 of 50 | 8.52%#40 of 50 | -0.32 pts | 6.66% | Even |
Total tax burden (state and local taxes as a share of personal income) from WalletHub; top marginal income tax rate, effective property tax rate and combined state and local sales tax from the Tax Foundation. Lower is ahead.
Are homes more expensive in Texas or Arizona?
Homes cost 40% more in Arizona: a typical home value of $299,367 in Texas vs $417,990 in Arizona. Buying the typical home takes about $88,061 of income in Texas and $104,042 in Arizona; the median household earns $79,721 and $81,486.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| Typical home valuetypical home, modeled estimateGap -$118,623 (-28%) · US $368,697 | $299,367#18 of 50 | $417,990#34 of 50 | -$118,623-28% | $368,697 | TX |
| Home value change, one yearGap -0.5 pts · US +1.2% | -1.6%#49 of 50 | -1.1%#46 of 50 | -0.5 pts | +1.2% | AZ |
| Typical rent, largest metrolargest metro, per monthGap -$63 (-4%) · US $1,948 | $1,659#23 of 50 | $1,722#25 of 50 | -$63-4% | $1,948 | TX |
| Income needed to buyto buy the typical homeGap -$15,981 (-15%) · US $100,006 | $88,061#21 of 50 | $104,042#30 of 50 | -$15,981-15% | $100,006 | TX |
| Home value to income ratioGap -1.3x (-25%) · US 4.6x | 3.8x#18 of 50 | 5.1x#35 of 50 | -1.3x-25% | 4.6x | TX |
Typical home value, one-year change, largest-metro rent and income needed to buy from Zillow Research (a modeled estimate, not a median). Price-to-income ratio divides that typical home value by ACS median household income. Lower is ahead.
| TX | AZ | |
|---|---|---|
| Monthly payment, 20% down | $1,540 | $2,151 |
| Income needed vs. median | +11% | +28% |
| Five-year change | +11.1% | +9.1% |
| Market temperature | Cool | Cold |
| Largest metro | Dallas | Phoenix |
Income needed vs. median: how far the income required to buy the typical home sits above (+) or below (−) the state's median household income. Temperature blends price cuts, days to pending and inventory against the national market (Zillow).
Do people earn more in Texas or Arizona?
Median household income is about the same, $79,721 in Texas and $81,486 in Arizona, with unemployment at 4.2% and 4.3%. Across 20 occupations with BLS wage data in both states, Texas's best-paying metro comes out ahead in 20 after adjusting for local costs and Arizona's in 0.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| Median household incomeGap -$1,765 (-2%) · US $80,903 | $79,721#24 of 50 | $81,486#20 of 50 | -$1,765-2% | $80,903 | Even |
| Unemployment rateGap -0.1 pts · US 3.95% | 4.2%#30 of 50 | 4.3%#35 of 50 | -0.1 pts | 3.95% | Even |
| GDP per capitaGap +$9,997 (+17%) · US $64,333 | $68,820#14 of 50 | $58,823#33 of 50 | +$9,997+17% | $64,333 | TX |
| Real GDP growthGap +0.7 pts · US +1.91% | +3.8%#2 of 50 | +3.1%#7 of 50 | +0.7 pts | +1.91% | TX |
| Population growthGap +0.36 pts · US +0.51% | +1.25%#4 of 50 | +0.89%#8 of 50 | +0.36 pts | +0.51% | Even |
Median household income from the Census Bureau ACS; unemployment from BLS LAUS; GDP per capita and real GDP growth from the BEA; population growth from Census Bureau estimates.
Show all 20 occupations
| Occupation | TX | AZ | Ahead |
|---|---|---|---|
| Software Developers | $162,398$157,526 in Austin | $125,121$126,372 in Phoenix | TX |
| Family Medicine Physicians | $254,682$247,042 in Dallas | $221,024$223,234 in Phoenix | TX |
| Lawyers | $166,195$161,209 in Austin | $142,521$143,946 in Phoenix | TX |
| General & Operations Managers | $116,809$113,305 in Houston | $94,277$95,220 in Phoenix | TX |
| Accountants & Auditors | $91,851$89,095 in Houston | $75,251$76,004 in Phoenix | TX |
| Heavy & Tractor-Trailer Truck Drivers | $67,574$65,547 in Houston | $53,275$53,808 in Phoenix | TX |
| Sales Representatives (Wholesale/Manufacturing) | $75,335$73,075 in Austin | $61,348$61,961 in Phoenix | TX |
| Civil Engineers | $111,191$107,855 in Houston | $97,481$98,456 in Phoenix | TX |
| Electricians | $70,287$68,178 in Austin | $57,147$57,718 in Phoenix | TX |
| Registered Nurses | $97,479$94,555 in Austin | $84,378$85,222 in Phoenix | TX |
| Secondary School Teachers | $75,412$73,150 in Austin | $64,308$64,951 in Phoenix | TX |
| Computer Systems Analysts | $114,573$111,136 in Austin | $103,475$104,510 in Phoenix | TX |
| Dietitians & Nutritionists | $79,535$77,149 in Houston | $68,674$69,361 in Phoenix | TX |
| Police & Sheriff's Patrol Officers | $82,647$80,168 in Houston | $73,518$74,253 in Phoenix | TX |
| HVAC Mechanics & Installers | $64,425$62,492 in Austin | $55,599$56,155 in Phoenix | TX |
| Welders, Cutters & Brazers | $54,440$52,807 in Houston | $45,927$46,386 in Phoenix | TX |
| Mental Health Counselors | $58,474$56,720 in Houston | $51,113$51,624 in Phoenix | TX |
| Licensed Practical Nurses (LPN) | $63,209$61,313 in Austin | $56,367$56,931 in Phoenix | TX |
| Construction Laborers | $48,596$47,138 in Dallas | $42,890$43,319 in Phoenix | TX |
| Cooks, Restaurant | $37,618$36,489 in Austin | $32,432$32,756 in Phoenix | TX |
BLS Occupational Employment and Wage Statistics, latest release: the median wage in each state's best-paying metro, adjusted for that metro's cost of living (BEA regional price parities). Sorted by the size of the gap.
Is Texas safer than Arizona?
Texas is safer: 345 violent crimes per 100,000 residents vs 378 in Arizona (FBI). Property crime runs 1,786 and 1,514 per 100,000.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| Violent crime per 100,000per 100,000 residentsGap -33 (-9%) · US 328 | 345#31 of 50 | 378#36 of 50 | -33-9% | 328 | TX |
| Property crime per 100,000per 100,000 residentsGap +273 (+18%) · US 1,535 | 1,786#39 of 50 | 1,514#29 of 50 | +273+18% | 1,535 | AZ |
FBI state crime estimates, offenses per 100,000 residents, latest release. Florida and North Dakota use the FBI's prior-year estimate because the latest year is based on limited data. Lower is ahead.
- Flower Mound, TX42 violent per 100K
- Marana, AZ61 violent per 100K
Among each state's 20 tracked cities, latest FBI release.
Which has better schools and health, Texas or Arizona?
Texas scores higher for education (#24 of 50 vs #47), with high school graduation rates of 89.7% and 77.3%. Arizona scores higher for health (#31 vs #41); life expectancy is 77.1 years in Texas and 76.7 in Arizona.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| NAEP math score, grade 8Gap -0 · US 273 | 269#34 of 50 | 270#33 of 50 | -0 | 273 | Even |
| NAEP reading score, grade 8Gap -2 · US 257 | 252#44 of 50 | 254#39 of 50 | -2 | 257 | Even |
| High school graduation rateGap +12.4 pts · US 85.62% | 89.7%#8 of 50 | 77.3%#49 of 50 | +12.4 pts | 85.62% | TX |
| Life expectancyGap +0.4 yrs · US 76.9 | 77.1#27 of 50 | 76.7#30 of 50 | +0.4 yrs | 76.9 | TX |
| Adults with obesityGap +2.3 pts · US 34.03% | 35.6%#32 of 50 | 33.3%#21 of 50 | +2.3 pts | 34.03% | AZ |
| Residents without health insuranceGap +6.4 pts · US 7.6% | 16.7%#50 of 50 | 10.3%#44 of 50 | +6.4 pts | 7.6% | AZ |
| Median air quality indexmedian AQI, lower is cleanerGap -2 pts (-4%) · US 38.8 | 43#40 of 50 | 45#48 of 50 | -2 pts-4% | 38.8 | TX |
High school graduation rate from NCES; life expectancy from the CDC National Center for Health Statistics; median air quality index from EPA AirData (lower is cleaner).
- No city school data
- Peoria, AZeducation score 95.1
City education scores blend graduation rate, student-teacher ratio and per-pupil spending (NCES). State education scores combine NAEP math and reading with the graduation rate; health scores combine life expectancy, adult obesity and the uninsured rate. Education: Texas #24, Arizona #47. Health: Texas #41, Arizona #31.
Are more people moving from Texas to Arizona, or from Arizona to Texas?
8,463 households moved from Texas to Arizona and 9,966 moved from Arizona to Texas in the latest IRS release, a net gain of 1,503 households for Texas. Movers to Arizona reported an average income of $84,018; movers to Texas reported $80,303. The Census Bureau's American Community Survey, counting people, shows 10,306 people (±2,404) moving from Texas to Arizona and 13,503 (±3,464) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Bars show people (Census ACS, latest release, with 90% margins of error). IRS counts tax-filing households and reports the movers' average income; pairs outside a state's top ten origins and destinations are not published.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | Ahead |
|---|---|---|---|---|
| Households moving inIRSGap +185,565 (+153%) | 307,240#2 of 50 | 121,675#10 of 50 | +185,565+153% | TX |
| Households moving outIRSGap +146,408 (+140%) | 250,767#47 of 50 | 104,359#38 of 50 | +146,408+140% | AZ |
| Net householdsIRS, householdsGap +39,157 | +56,473#1 of 50 | +17,316#6 of 50 | +39,157 | TX |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap -0.5 | +1.8#12 of 50 | +2.3#10 of 50 | -0.5 | AZ |
| Average income of arriving householdsIRSGap -$3,865 (-4%) | $83,632#14 of 50 | $87,497#11 of 50 | -$3,865-4% | AZ |
| Average income of departing householdsIRSGap +$4,766 (+6%) | $80,359#15 of 50 | $75,593#21 of 50 | +$4,766+6% | TX |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap -2.0 | +2.1#19 of 50 | +4.1#12 of 50 | -2.0 | AZ |
Each state's total inbound and outbound households and the movers' average income from IRS Statistics of Income; net domestic migration per 1,000 residents from Census Bureau population estimates. Latest releases.
Which is better for retirees, families or remote workers, Texas or Arizona?
Texas is the better fit for families, retirees, remote workers, and small business; Arizona is the better fit for outdoor enthusiasts; 1 of the six lifestyle indexes are within 4 places. Each index re-weights the same 11 category scores for one kind of household.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | Ahead |
|---|---|---|---|---|
| FamiliesGap -10 places | #35score 57.5 | #45score 47.8 | -10 places | TX |
| RetireesGap -4 places | #33score 58.8 | #37score 54.6 | -4 places | TX |
| Remote WorkersGap -10 places | #25score 52 | #35score 47.2 | -10 places | TX |
| Young ProfessionalsGap -3 places | #28score 53 | #31score 51 | -3 places | Even |
| Small BusinessGap -15 places | #15score 64.3 | #30score 52.2 | -15 places | TX |
| Outdoor EnthusiastsGap +17 places | #45score 26.6 | #28score 42.7 | +17 places | AZ |
Rank of 50 on each lifestyle index. A state is called ahead when the ranks are at least 4 places apart.
- FamiliesTexas (#35 vs #45)
- RetireesTexas (#33 vs #37)
- Remote WorkersTexas (#25 vs #35)
- Young ProfessionalsEven (#28 vs #31)
- Small BusinessTexas (#15 vs #30)
- Outdoor EnthusiastsArizona (#28 vs #45)
Which cities stand out in Texas and Arizona?
Texas has 74 tracked cities and Arizona has 23; the largest are Houston and Phoenix. The table picks the best city in each state for one purpose at a time.
| Best for | TexasTX | ArizonaAZ |
|---|---|---|
| Largest citypopulation | Houston2,328,253 people | Phoenix1,642,323 people |
| Highest composite scorecomposite score | Flower Moundscore 67.4 | Queen Creekscore 66.2 |
| Safest cityviolent crime per 100,000 | Flower Mound42 violent per 100K | Marana61 violent per 100K |
| Cheapest citycost of living index | McAllencost index 85.9 | Yumacost index 92.7 |
| Most walkableEPA walkability index, 1 to 20 | Richardsonwalkability 13 of 20 | Tempewalkability 14.2 of 20 |
| Cleanest airmedian air quality index, county | Amarillocounty median AQI 16 | Lake Havasu Citycounty median AQI 17 |
| Best schoolsgraduation rate, % | — | Peoria95.1% graduation rate |
| Richest citymedian household income | Flower Moundmedian income $161,235 | Queen Creekmedian income $141,978 |
| Fastest growingpopulation growth, % | Kyle+6.1% growth | Queen Creek+8.2% growth |
Among the 20 tracked cities in each state. Census ACS, FBI, NCES and BEA data, latest releases.
How do Texas and Arizona compare on everything else?
State finances, environment, and getting around. Texas carries AAA credit rating and Arizona AA.
Show fiscal, environment and commuting tables
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| Renewable share of electricityGap +21 pts · US 29.34% | 37%#15 of 50 | 16%#26 of 50 | +21 pts | 29.34% | TX |
| FEMA natural disaster risk indexFEMA index, lower is saferGap -7.5 (-24%) · US 29.6 | 24.0#21 of 50 | 31.5#30 of 50 | -7.5-24% | 29.6 | TX |
| Public land shareGap -36.8 pts · US 17.16% | 1.8%#45 of 50 | 38.6%#8 of 50 | -36.8 pts | 17.16% | AZ |
| Mean travel time to workGap +1.1 min · US 25.2 min | 27.5 min#41 of 50 | 26.4 min#31 of 50 | +1.1 min | 25.2 min | AZ |
| Commuters using public transitGap -0.1 pts · US 2.29% | 1%#25 of 50 | 1.1%#24 of 50 | -0.1 pts | 2.29% | Even |
| Workers working from homeGap -3.4 pts · US 12.28% | 12.9%#22 of 50 | 16.3%#4 of 50 | -3.4 pts | 12.28% | AZ |
| Households with a broadband subscriptionGap +0.1 pts · US 92.67% | 93.7%#13 of 50 | 93.6%#15 of 50 | +0.1 pts | 92.67% | Even |
Renewable share of electricity from the EIA; natural disaster risk from FEMA's National Risk Index; public land share from USGS PAD-US; mean travel time to work, transit and work-from-home shares from the Census Bureau ACS; households with a broadband subscription from the Census Bureau ACS.
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| Credit ratingindex, 100 = AAAGap +10 pts · US 92.7 | 100#15 of 50 | 90#35 of 50 | +10 pts | 92.7 | TX |
| Rainy-day fund, share of spendingGap +6.3 pts · US 12.39% | 17.8%#6 of 50 | 11.5%#21 of 50 | +6.3 pts | 12.39% | TX |
| Pension funded ratioGap +4 pts · US 74.3% | 76%#22 of 50 | 72%#30 of 50 | +4 pts | 74.3% | TX |
| State debt per capitaGap -$340 (-16%) · US $3,506 | $1,850#8 of 50 | $2,190#14 of 50 | -$340-16% | $3,506 | TX |
| Budget balance, share of spendingGap +0.4 pts · US +4.66% | +5.2%#22 of 50 | +4.8%#25 of 50 | +0.4 pts | +4.66% | Even |
Credit rating index (S&P / Moody's; Texas AAA, Arizona AA), rainy-day fund and budget balance as a share of spending (Pew, NASBO), pension funded ratio (Pew) and state debt per capita (Census Bureau).
Texas vs Arizona: every metric side by side
Every measure behind the category scores, with each state's rank of 50 and the US figure. Texas is ahead on 25 of 51, Arizona on 13, and 13 are even.
Show all 54 metrics
| Measure | TexasTX | ArizonaAZ | GapTX−AZ | US | Ahead |
|---|---|---|---|---|---|
| PopulationGap +24,086,003 (+316%) · US 6.8 million | 31.7 million#2 of 50 | 7.6 million#14 of 50 | +24,086,003+316% | 6.8 million | TX |
| Median household incomeGap -$1,765 (-2%) · US $80,903 | $79,721#24 of 50 | $81,486#20 of 50 | -$1,765-2% | $80,903 | Even |
| Unemployment rateGap -0.1 pts · US 3.95% | 4.2%#30 of 50 | 4.3%#35 of 50 | -0.1 pts | 3.95% | Even |
| Population growthGap +0.36 pts · US +0.51% | +1.25%#4 of 50 | +0.89%#8 of 50 | +0.36 pts | +0.51% | Even |
| GDP per capitaGap +$9,997 (+17%) · US $64,333 | $68,820#14 of 50 | $58,823#33 of 50 | +$9,997+17% | $64,333 | TX |
| Real GDP growthGap +0.7 pts · US +1.91% | +3.8%#2 of 50 | +3.1%#7 of 50 | +0.7 pts | +1.91% | TX |
| Violent crime per 100,000per 100,000 residentsGap -33 (-9%) · US 328 | 345#31 of 50 | 378#36 of 50 | -33-9% | 328 | TX |
| Property crime per 100,000per 100,000 residentsGap +273 (+18%) · US 1,535 | 1,786#39 of 50 | 1,514#29 of 50 | +273+18% | 1,535 | AZ |
| High school graduation rateGap +12.4 pts · US 85.62% | 89.7%#8 of 50 | 77.3%#49 of 50 | +12.4 pts | 85.62% | TX |
| NAEP math score, grade 4Gap +8 · US 237 | 241#8 of 50 | 232#45 of 50 | +8 | 237 | Even |
| NAEP math score, grade 8Gap -0 · US 273 | 269#34 of 50 | 270#33 of 50 | -0 | 273 | Even |
| NAEP reading score, grade 4Gap +4 · US 214 | 212#37 of 50 | 208#45 of 50 | +4 | 214 | Even |
| NAEP reading score, grade 8Gap -2 · US 257 | 252#44 of 50 | 254#39 of 50 | -2 | 257 | Even |
| Life expectancyGap +0.4 yrs · US 76.9 | 77.1#27 of 50 | 76.7#30 of 50 | +0.4 yrs | 76.9 | TX |
| Adults with obesityGap +2.3 pts · US 34.03% | 35.6%#32 of 50 | 33.3%#21 of 50 | +2.3 pts | 34.03% | AZ |
| Residents without health insuranceGap +6.4 pts · US 7.6% | 16.7%#50 of 50 | 10.3%#44 of 50 | +6.4 pts | 7.6% | AZ |
| Typical home valuetypical home, modeled estimateGap -$118,623 (-28%) · US $368,697 | $299,367#18 of 50 | $417,990#34 of 50 | -$118,623-28% | $368,697 | TX |
| Home value change, one yearGap -0.5 pts · US +1.2% | -1.6%#49 of 50 | -1.1%#46 of 50 | -0.5 pts | +1.2% | AZ |
| Typical rent, largest metrolargest metro, per monthGap -$63 (-4%) · US $1,948 | $1,659#23 of 50 | $1,722#25 of 50 | -$63-4% | $1,948 | TX |
| Income needed to buyto buy the typical homeGap -$15,981 (-15%) · US $100,006 | $88,061#21 of 50 | $104,042#30 of 50 | -$15,981-15% | $100,006 | TX |
| Cost of living indexUS = 100Gap -3.6 pts (-4%) · US 100 | 97.1#27 of 50 | 100.7#35 of 50 | -3.6 pts-4% | 100 | TX |
| Home value to income ratioGap -1.3x (-25%) · US 4.6x | 3.8x#18 of 50 | 5.1x#35 of 50 | -1.3x-25% | 4.6x | TX |
| Residential electricity priceGap +0.15¢ (+1%) · US 17.84¢/kWh | 15.47¢/kWh#28 of 50 | 15.32¢/kWh#25 of 50 | +0.15¢+1% | 17.84¢/kWh | Even |
| Residential natural gas priceGap +$0.84 (+5%) · US $15.83/Mcf | $19.42/Mcf#44 of 50 | $18.58/Mcf#40 of 50 | +$0.84+5% | $15.83/Mcf | AZ |
| Gasoline priceGap -$0.92 (-24%) · US $3.32/gal | $2.88/gal#1 of 50 | $3.80/gal#44 of 50 | -$0.92-24% | $3.32/gal | TX |
| Price level for goodsUS = 100Gap +2.7 pts (+3%) · US 100 | 98.1#34 of 50 | 95.4#10 of 50 | +2.7 pts+3% | 100 | AZ |
| Center-based infant care, per yearGap -$5,490 (-34%) · US $15,633 | $10,894#8 of 50 | $16,384#30 of 50 | -$5,490-34% | $15,633 | TX |
| Total state and local tax burdenshare of incomeGap -0.45 pts · US 8.74% | 7.77%#11 of 50 | 8.22%#17 of 50 | -0.45 pts | 8.74% | Even |
| Top state income tax ratetop rateGap -2.5 pts · US 5.46% | none#7 of 50 | 2.5%#11 of 50 | -2.5 pts | 5.46% | TX |
| Effective property tax rateeffective rateGap +1.07 pts · US 1.02% | 1.63%#44 of 50 | 0.56%#11 of 50 | +1.07 pts | 1.02% | AZ |
| Combined state and local sales taxstate + localGap -0.32 pts · US 6.66% | 8.2%#37 of 50 | 8.52%#40 of 50 | -0.32 pts | 6.66% | Even |
| Credit ratingindex, 100 = AAAGap +10 pts · US 92.7 | 100#15 of 50 | 90#35 of 50 | +10 pts | 92.7 | TX |
| Rainy-day fund, share of spendingGap +6.3 pts · US 12.39% | 17.8%#6 of 50 | 11.5%#21 of 50 | +6.3 pts | 12.39% | TX |
| Pension funded ratioGap +4 pts · US 74.3% | 76%#22 of 50 | 72%#30 of 50 | +4 pts | 74.3% | TX |
| State debt per capitaGap -$340 (-16%) · US $3,506 | $1,850#8 of 50 | $2,190#14 of 50 | -$340-16% | $3,506 | TX |
| Budget balance, share of spendingGap +0.4 pts · US +4.66% | +5.2%#22 of 50 | +4.8%#25 of 50 | +0.4 pts | +4.66% | Even |
| Median air quality indexmedian AQI, lower is cleanerGap -2 pts (-4%) · US 38.8 | 43#40 of 50 | 45#48 of 50 | -2 pts-4% | 38.8 | TX |
| Renewable share of electricityGap +21 pts · US 29.34% | 37%#15 of 50 | 16%#26 of 50 | +21 pts | 29.34% | TX |
| FEMA natural disaster risk indexFEMA index, lower is saferGap -7.5 (-24%) · US 29.6 | 24.0#21 of 50 | 31.5#30 of 50 | -7.5-24% | 29.6 | TX |
| Public land shareGap -36.8 pts · US 17.16% | 1.8%#45 of 50 | 38.6%#8 of 50 | -36.8 pts | 17.16% | AZ |
| Mean travel time to workGap +1.1 min · US 25.2 min | 27.5 min#41 of 50 | 26.4 min#31 of 50 | +1.1 min | 25.2 min | AZ |
| Commuters using public transitGap -0.1 pts · US 2.29% | 1%#25 of 50 | 1.1%#24 of 50 | -0.1 pts | 2.29% | Even |
| Workers working from homeGap -3.4 pts · US 12.28% | 12.9%#22 of 50 | 16.3%#4 of 50 | -3.4 pts | 12.28% | AZ |
| Households with a broadband subscriptionGap +0.1 pts · US 92.67% | 93.7%#13 of 50 | 93.6%#15 of 50 | +0.1 pts | 92.67% | Even |
| Households moving inIRSGap +185,565 (+153%) · US 78,682 | 307,240#2 of 50 | 121,675#10 of 50 | +185,565+153% | 78,682 | TX |
| Households moving outIRSGap +146,408 (+140%) · US 78,715 | 250,767#47 of 50 | 104,359#38 of 50 | +146,408+140% | 78,715 | AZ |
| Net householdsIRS, householdsGap +39,157 · US -33 | +56,473#1 of 50 | +17,316#6 of 50 | +39,157 | -33 | TX |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap -0.5 · US +0.4 | +1.8#12 of 50 | +2.3#10 of 50 | -0.5 | +0.4 | AZ |
| Average income of arriving householdsIRSGap -$3,865 (-4%) · US $77,690 | $83,632#14 of 50 | $87,497#11 of 50 | -$3,865-4% | $77,690 | AZ |
| Average income of departing householdsIRSGap +$4,766 (+6%) · US $77,024 | $80,359#15 of 50 | $75,593#21 of 50 | +$4,766+6% | $77,024 | TX |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap -2.0 · US +1.1 | +2.1#19 of 50 | +4.1#12 of 50 | -2.0 | +1.1 | AZ |
| Left after costs, family of fourearning $75K a yearGap +$19,429 · US -$11,758 | -$144#9 of 50 | -$19,573#29 of 50 | +$19,429 | -$11,758 | TX |
| Left after costs, single adultearning $75K a yearGap +$5,784 · US +$31,418 | +$35,541#13 of 50 | +$29,757#30 of 50 | +$5,784 | +$31,418 | TX |
| Left after costs, retiree coupleearning $75K a yearGap +$6,079 · US +$35,970 | +$39,506#15 of 50 | +$33,427#29 of 50 | +$6,079 | +$35,970 | TX |
Every metric in the registry, direction-aware: ahead means better for a resident. Ranks are among the states with data. Sources are listed at the foot of the page.
Key takeaways
What the Texas and Arizona numbers say when read together.
Texas ranks higher overall
Texas leads 5 of the 11 categories to Arizona's 3, with 3 even; Arizona is ahead on outdoor access and health. Across all 51 measures with data on both sides, Texas is ahead on 25 and Arizona on 13.
Texas is cheaper day to day
Texas's cost of living index is 97.1 against 100.7 in Arizona (US = 100). The typical home costs $299,367 in Texas and $417,990 in Arizona. A family of four on $75,000 keeps -$144 a year after typical costs in Texas and -$19,573 in Arizona.
Tax burdens are close
Texas collects 7.77% of income in state and local taxes (no income tax, high property tax, with sales tax in the middle of the pack); Arizona collects 8.22% (low income tax, low property tax, high sales tax).
Texas is safer
Median household income is $79,721 in Texas and $81,486 in Arizona, with unemployment at 4.2% and 4.3%. Violent crime runs 345 per 100,000 residents in Texas and 378 in Arizona.
Moves between the two run about even
10,306 people moved from Texas to Arizona and 13,503 the other way, a gap inside the survey's margin of error.
Texas fits families and retirees better
For families, Texas ranks #35 of 50 and Arizona #45; for retirees, Texas ranks #33 and Arizona #37.
Texas vs Arizona: frequently asked questions
Is Texas or Arizona better to live in?
Texas ranks #32 of 50 overall and Arizona #38 as of the latest release. Texas is cheaper to live in (cost of living index 97.1 vs 100.7), has no income tax, and has a 9% lower violent crime rate. Texas scores higher overall, leading 5 of 11 categories to 3.
Is Texas cheaper than Arizona?
Texas is cheaper than Arizona: cost of living index 97.1 vs 100.7 (US = 100). A family of four earning $75,000 would have -$144 left after typical housing, childcare, utilities, groceries, transportation and taxes in Texas, and -$19,573 in Arizona. The typical home value is $299,367 in Texas and $417,990 in Arizona.
Which has lower taxes, Texas or Arizona?
Texas and Arizona have similar tax burdens: 7.77% vs 8.22% of income in state and local taxes. Texas's top income tax rate is zero, its effective property tax rate 1.63% and its combined sales tax 8.2%; Arizona's are 2.5%, 0.56% and 8.52%.
Is Texas safer than Arizona?
Texas is safer: 345 violent crimes per 100,000 residents vs 378 in Arizona, per the FBI. Texas ranks #31 of 50 for violent crime and Arizona #36. Property crime is 1,786 per 100,000 in Texas and 1,514 in Arizona. The safest tracked cities are Flower Mound, TX, and Marana, AZ.
Are homes more expensive in Texas or Arizona?
Homes are 40% more expensive in Arizona: the typical home value is $299,367 in Texas and $417,990 in Arizona. Buying the typical home takes about $88,061 of household income in Texas and $104,042 in Arizona, against median incomes of $79,721 and $81,486.
Do people earn more in Texas or Arizona?
Texas and Arizona pay about the same: median household income is $79,721 vs $81,486, per the Census Bureau. Unemployment is 4.2% in Texas and 4.3% in Arizona. Across 20 occupations with BLS wage data in both states, Texas's best-paying metro comes out ahead in 20 after adjusting for local costs and Arizona's in 0.
Are more people moving from Texas to Arizona or from Arizona to Texas?
8,463 households moved from Texas to Arizona and 9,966 moved from Arizona to Texas in the latest IRS release, a net gain of 1,503 households for Texas. Movers to Arizona reported an average income of $84,018; movers to Texas reported $80,303. The Census Bureau's American Community Survey, counting people, shows 10,306 people (±2,404) moving from Texas to Arizona and 13,503 (±3,464) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Which is better for retirees, Texas or Arizona?
Texas is the better fit for retirees: #33 of 50 on the retiree index vs #37 for Arizona. Texas has no income tax, high property tax, with sales tax in the middle of the pack; Arizona has low income tax, low property tax, high sales tax. A retiree couple on $75,000 would have +$39,506 left after typical costs in Texas and +$33,427 in Arizona.
Which is better for families, Texas or Arizona?
Texas is the better fit for families: #35 of 50 on the families index vs #45 for Arizona. Center-based infant care costs $10,894 a year in Texas and $16,384 in Arizona. High school graduation rates are 89.7% and 77.3%. A family of four on $75,000 keeps -$144 after typical costs in Texas and -$19,573 in Arizona.
Is Arizona better than Texas?
No: Texas ranks higher than Arizona overall, #32 of 50 vs #38, with a composite score of 52.2 to 47.8. Texas leads 5 of 11 categories and Arizona leads 3, including outdoor access and health. Which is better for you depends on how you weigh cost, safety, schools, taxes and pay.
Compare a different pair
Swap either state, or jump to the matchups people open alongside Texas vs Arizona.
Why this pair is featured: major moving corridor, most-searched matchup (9,966 households moved in the busier direction in the latest IRS release).