Florida vs Illinois: Which Is Better to Live In?
Florida ranks #21 of 50 overall and Illinois #39 as of the latest release. Illinois is cheaper to live in (cost of living index 100 vs 103.4), carries a 3.7-point higher tax burden, and has a 9% lower violent crime rate. Florida scores higher overall, leading 5 of 11 categories to 3.
- Total tax burden is 36% lower in Florida (6.49% vs. 10.22% in Illinois).
- Center-based infant care, per year is 27% lower in Florida ($14,230 vs. $19,601 in Illinois).
- Typical home value is 21% lower in Illinois ($297,573 vs. $375,470 in Florida).
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| Overall scorecomposite of 100, rank of 50Gap +12.3 pts | 59.9#21 of 50 · B | 47.6#39 of 50 · C | +12.3 pts | — | FL |
| Cost of living indexUS = 100Gap +3.4 pts (+3%) · US 100 | 103.4#40 of 50 | 100#33 of 50 | +3.4 pts+3% | 100 | IL |
| Left after costs, family of fourearning $75K a yearGap +$13,348 · US -$11,758 | -$10,486#24 of 50 | -$23,834#35 of 50 | +$13,348 | -$11,758 | FL |
| Typical home valuetypical home, modeled estimateGap +$77,897 (+26%) · US $368,697 | $375,470#28 of 50 | $297,573#17 of 50 | +$77,897+26% | $368,697 | IL |
| Total state and local tax burdenshare of incomeGap -3.73 pts · US 8.74% | 6.49%#6 of 50 | 10.22%#44 of 50 | -3.73 pts | 8.74% | FL |
| Violent crime per 100,000per 100,000 residentsGap +24 (+10%) · US 328 | 275#23 of 50 | 251#20 of 50 | +24+10% | 328 | IL |
| Median household incomeGap -$5,476 (-7%) · US $80,903 | $77,735#26 of 50 | $83,211#18 of 50 | -$5,476-7% | $80,903 | IL |
| High school graduation rateGap 0 pts · US 85.62% | 87.3%#19 of 50 | 87.3%#20 of 50 | 0 pts | 85.62% | Even |
| Life expectancyGap +0.4 yrs · US 76.9 | 77.9#19 of 50 | 77.5#23 of 50 | +0.4 yrs | 76.9 | FL |
| Net householdsIRS, householdsGap +83,958 · US -33 | +55,349#2 of 50 | -28,609#48 of 50 | +83,958 | -33 | FL |
Cost of living index from the Bureau of Economic Analysis (US = 100). Left after costs from the America's Dashboard affordability engine for a family of four earning $75,000. Typical home value from Zillow Research. Tax burden from WalletHub. Violent crime from the FBI, per 100,000 residents. Income and graduation from the Census Bureau and NCES. Life expectancy from the CDC. Net households from IRS Statistics of Income. US column is the 50-state average or median.
Is Florida or Illinois better to live in?
Florida scores higher overall: 59.9 to 47.6 out of 100, #21 of 50 against #39. Florida leads 5 of 11 categories, Illinois leads 3, and 3 are within 3 points.
| Category | Weight | FloridaFL | IllinoisIL | Gap | Ahead |
|---|---|---|---|---|---|
| Economy15% of scoregap +5.2 | 15% | 45.0#27 · C+ | 39.8#37 · C | +5.2 pts | FL |
| Safety12% of scoregap -0.3 | 12% | 73.1#23 · B | 73.4#22 · B | -0.3 pts | Even |
| Health12% of scoregap +1.7 | 12% | 60.5#19 · B | 58.8#24 · B | +1.7 pts | Even |
| Education12% of scoregap -4.8 | 12% | 61.1#23 · B | 65.9#13 · B+ | -4.8 pts | IL |
| Affordability10% of scoregap +0.1 | 10% | 61.9#31 · C+ | 61.8#32 · C+ | +0.1 pts | Even |
| Fiscal Health8% of scoregap +48.3 | 8% | 70.2#10 · A | 21.9#50 · F | +48.3 pts | FL |
| Growth7% of scoregap +24.9 | 7% | 44.9#20 · B | 20.0#45 · D | +24.9 pts | FL |
| Transportation7% of scoregap -10.6 | 7% | 43.6#39 · C | 54.2#17 · B+ | -10.6 pts | IL |
| Livability7% of scoregap -4.5 | 7% | 26.9#36 · C | 31.4#28 · C+ | -4.5 pts | IL |
| Outdoor Access6% of scoregap +22 | 6% | 27.8#24 · B | 5.8#49 · F | +22 pts | FL |
| Environment4% of scoregap +3 | 4% | 34.0#36 · C | 31.0#39 · C | +3 pts | FL |
Scores run 0 to 100 within each category; weight is the category's share of the composite. Grades follow rank (1–5 A+, 6–10 A, 11–18 B+, 19–26 B, 27–34 C+, 35–42 C, 43–48 D, 49–50 F). Methodology →
Is Florida cheaper than Illinois?
Illinois is cheaper: cost of living index 100 vs 103.4 in Florida (US = 100). A family of four earning $75,000 keeps $13,348 more a year in Florida after housing, childcare, utilities, groceries, transportation and taxes.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| Cost of living indexUS = 100Gap +3.4 pts (+3%) · US 100 | 103.4#40 of 50 | 100#33 of 50 | +3.4 pts+3% | 100 | IL |
| Price level for goodsUS = 100Gap -5.7 pts (-5%) · US 100 | 98.1#33 of 50 | 103.8#43 of 50 | -5.7 pts-5% | 100 | FL |
| Residential electricity priceGap -2.45¢ (-14%) · US 17.84¢/kWh | 15.24¢/kWh#23 of 50 | 17.69¢/kWh#35 of 50 | -2.45¢-14% | 17.84¢/kWh | FL |
| Residential natural gas priceGap +$14.23 (+126%) · US $15.83/Mcf | $25.48/Mcf#49 of 50 | $11.25/Mcf#12 of 50 | +$14.23+126% | $15.83/Mcf | IL |
| Gasoline priceGap -$0.10 (-3%) · US $3.32/gal | $3.08/gal#12 of 50 | $3.18/gal#24 of 50 | -$0.10-3% | $3.32/gal | FL |
| Center-based infant care, per yearGap -$5,371 (-27%) · US $15,633 | $14,230#22 of 50 | $19,601#39 of 50 | -$5,371-27% | $15,633 | FL |
Cost of living index and the price level for goods from the Bureau of Economic Analysis regional price parities (US = 100). Electricity, natural gas and gasoline prices from the EIA; center-based infant care from Child Care Aware of America. Lower is ahead.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | Ahead |
|---|---|---|---|---|
| Single Adultearning $75,000Gap +$3,043 | +$33,384costs $41,617 | +$30,341costs $44,659 | +$3,043 | FL |
| Couple, No Kidsearning $75,000Gap +$2,936 | +$24,059costs $50,942 | +$21,123costs $53,877 | +$2,936 | FL |
| Family of 4earning $75,000Gap +$13,348 | -$10,486costs $85,486 | -$23,834costs $98,834 | +$13,348 | FL |
| Retiree Coupleearning $75,000Gap +$2,983 | +$36,999costs $38,001 | +$34,016costs $40,985 | +$2,983 | FL |
Income left after housing, childcare, utilities, groceries, transportation and state and local taxes for four household types earning $75,000, from the affordability engine. Negative means typical costs exceed take-home pay.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | Ahead |
|---|---|---|---|---|
| HousingGap +$1,527 | $25,862 | $24,335 | +$1,527 | IL |
| ChildcareGap -$10,742 | $28,460 | $39,202 | -$10,742 | FL |
| UtilitiesGap +$163 | $4,963 | $4,800 | +$163 | Even |
| GroceriesGap -$642 | $11,049 | $11,691 | -$642 | FL |
| TransportationGap -$314 | $9,680 | $9,994 | -$314 | Even |
| State and local taxesGap -$3,340 | $5,472 | $8,812 | -$3,340 | FL |
Annual cost lines for a family of four (two adults, two children). Lower is ahead.
Which has lower taxes, Florida or Illinois?
Florida collects a smaller share of income in state and local taxes: 6.49% vs 10.22%. Florida has no income tax, with property and sales taxes in the middle of the pack; Illinois has high property tax, high sales tax, with income tax in the middle of the pack.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| Total state and local tax burdenshare of incomeGap -3.73 pts · US 8.74% | 6.49%#6 of 50 | 10.22%#44 of 50 | -3.73 pts | 8.74% | FL |
| Top state income tax ratetop rateGap -4.95 pts · US 5.46% | none#5 of 50 | 4.95%#22 of 50 | -4.95 pts | 5.46% | FL |
| Effective property tax rateeffective rateGap -1.29 pts · US 1.02% | 0.82%#23 of 50 | 2.11%#49 of 50 | -1.29 pts | 1.02% | FL |
| Combined state and local sales taxstate + localGap -1.98 pts · US 6.66% | 6.98%#24 of 50 | 8.96%#43 of 50 | -1.98 pts | 6.66% | FL |
Total tax burden (state and local taxes as a share of personal income) from WalletHub; top marginal income tax rate, effective property tax rate and combined state and local sales tax from the Tax Foundation. Lower is ahead.
Are homes more expensive in Florida or Illinois?
Homes cost 26% more in Florida: a typical home value of $375,470 in Florida vs $297,573 in Illinois. Buying the typical home takes about $108,280 of income in Florida and $93,442 in Illinois; the median household earns $77,735 and $83,211.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| Typical home valuetypical home, modeled estimateGap +$77,897 (+26%) · US $368,697 | $375,470#28 of 50 | $297,573#17 of 50 | +$77,897+26% | $368,697 | IL |
| Home value change, one yearGap -6.8 pts · US +1.2% | -1.5%#48 of 50 | +5.3%#3 of 50 | -6.8 pts | +1.2% | IL |
| Typical rent, largest metrolargest metro, per monthGap +$456 (+21%) · US $1,948 | $2,666#46 of 50 | $2,210#40 of 50 | +$456+21% | $1,948 | IL |
| Income needed to buyto buy the typical homeGap +$14,838 (+16%) · US $100,006 | $108,280#31 of 50 | $93,442#24 of 50 | +$14,838+16% | $100,006 | IL |
| Home value to income ratioGap +1.2x (+33%) · US 4.6x | 4.8x#33 of 50 | 3.6x#9 of 50 | +1.2x+33% | 4.6x | IL |
Typical home value, one-year change, largest-metro rent and income needed to buy from Zillow Research (a modeled estimate, not a median). Price-to-income ratio divides that typical home value by ACS median household income. Lower is ahead.
| FL | IL | |
|---|---|---|
| Monthly payment, 20% down | $1,932 | $1,531 |
| Income needed vs. median | +39% | +12% |
| Five-year change | +20.3% | +29.1% |
| Market temperature | Warm | Warm |
| Largest metro | Miami | Chicago |
Income needed vs. median: how far the income required to buy the typical home sits above (+) or below (−) the state's median household income. Temperature blends price cuts, days to pending and inventory against the national market (Zillow).
Do people earn more in Florida or Illinois?
Illinois pays more: median household income $83,211 vs $77,735, with unemployment at 3.9% in Florida and 4.6% in Illinois. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 0 after adjusting for local costs and Illinois's in 20.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| Median household incomeGap -$5,476 (-7%) · US $80,903 | $77,735#26 of 50 | $83,211#18 of 50 | -$5,476-7% | $80,903 | IL |
| Unemployment rateGap -0.7 pts · US 3.95% | 3.9%#24 of 50 | 4.6%#41 of 50 | -0.7 pts | 3.95% | FL |
| GDP per capitaGap -$13,498 (-18%) · US $64,333 | $60,655#29 of 50 | $74,153#8 of 50 | -$13,498-18% | $64,333 | IL |
| Real GDP growthGap +1.9 pts · US +1.91% | +3.5%#4 of 50 | +1.6%#33 of 50 | +1.9 pts | +1.91% | FL |
| Population growthGap +0.72 pts · US +0.51% | +0.85%#13 of 50 | +0.13%#41 of 50 | +0.72 pts | +0.51% | FL |
Median household income from the Census Bureau ACS; unemployment from BLS LAUS; GDP per capita and real GDP growth from the BEA; population growth from Census Bureau estimates.
Show all 20 occupations
| Occupation | FL | IL | Ahead |
|---|---|---|---|
| Family Medicine Physicians | $213,282$219,680 in Miami | $253,714$251,177 in Chicago | IL |
| Lawyers | $147,977$152,416 in Miami | $184,326$182,483 in Chicago | IL |
| Police & Sheriff's Patrol Officers | $73,359$75,560 in Miami | $94,467$93,522 in Chicago | IL |
| Software Developers | $126,859$130,665 in Miami | $146,220$144,758 in Chicago | IL |
| Civil Engineers | $92,304$95,073 in Miami | $110,197$109,095 in Chicago | IL |
| Electricians | $60,481$62,295 in Miami | $77,683$76,906 in Chicago | IL |
| General & Operations Managers | $102,658$105,738 in Miami | $117,716$116,539 in Chicago | IL |
| Dietitians & Nutritionists | $66,198$68,184 in Miami | $80,526$79,721 in Chicago | IL |
| Heavy & Tractor-Trailer Truck Drivers | $51,587$53,135 in Miami | $63,082$62,451 in Chicago | IL |
| Computer Systems Analysts | $107,205$110,421 in Miami | $118,487$117,302 in Chicago | IL |
| Licensed Practical Nurses (LPN) | $54,421$56,054 in Miami | $64,823$64,175 in Chicago | IL |
| Registered Nurses | $85,835$88,410 in Miami | $96,004$95,044 in Chicago | IL |
| Secondary School Teachers | $64,487$66,422 in Miami | $74,526$73,781 in Chicago | IL |
| Mental Health Counselors | $53,730$55,342 in Miami | $62,409$61,785 in Chicago | IL |
| Sales Representatives (Wholesale/Manufacturing) | $67,113$69,126 in Miami | $75,004$74,254 in Chicago | IL |
| Accountants & Auditors | $81,307$83,746 in Miami | $88,923$88,034 in Chicago | IL |
| Welders, Cutters & Brazers | $48,013$49,453 in Miami | $53,463$52,928 in Chicago | IL |
| Construction Laborers | $40,921$42,149 in Miami | $45,892$45,433 in Chicago | IL |
| HVAC Mechanics & Installers | $58,177$59,922 in Miami | $60,610$60,004 in Chicago | IL |
| Cooks, Restaurant | $34,725$35,767 in Miami | $36,241$35,879 in Chicago | IL |
BLS Occupational Employment and Wage Statistics, latest release: the median wage in each state's best-paying metro, adjusted for that metro's cost of living (BEA regional price parities). Sorted by the size of the gap.
Is Florida safer than Illinois?
Illinois is safer: 251 violent crimes per 100,000 residents vs 275 in Florida (FBI). Property crime runs 1,402 and 1,508 per 100,000. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| Violent crime per 100,000per 100,000 residentsGap +24 (+10%) · US 328 | 275#23 of 50 | 251#20 of 50 | +24+10% | 328 | IL |
| Property crime per 100,000per 100,000 residentsGap -106 (-7%) · US 1,535 | 1,402#20 of 50 | 1,508#28 of 50 | -106-7% | 1,535 | FL |
FBI state crime estimates, offenses per 100,000 residents, latest release. Florida uses the FBI's prior-year estimate because the latest year is based on limited data. Lower is ahead.
- Pembroke Pines, FL42 violent per 100K
- Orland Park, IL9 violent per 100K
Among each state's 20 tracked cities, latest FBI release.
Which has better schools and health, Florida or Illinois?
Illinois scores higher for education (#13 of 50 vs #23), with high school graduation rates of 87.3% and 87.3%. They are close on health (#19 and #24); life expectancy is 77.9 years in Florida and 77.5 in Illinois.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| NAEP math score, grade 8Gap -10 · US 273 | 267#41 of 50 | 277#16 of 50 | -10 | 273 | Even |
| NAEP reading score, grade 8Gap -9 · US 257 | 253#43 of 50 | 262#7 of 50 | -9 | 257 | Even |
| High school graduation rateGap 0 pts · US 85.62% | 87.3%#19 of 50 | 87.3%#20 of 50 | 0 pts | 85.62% | Even |
| Life expectancyGap +0.4 yrs · US 76.9 | 77.9#19 of 50 | 77.5#23 of 50 | +0.4 yrs | 76.9 | FL |
| Adults with obesityGap -4.6 pts · US 34.03% | 29.6%#8 of 50 | 34.2%#25 of 50 | -4.6 pts | 34.03% | FL |
| Residents without health insuranceGap +4 pts · US 7.6% | 10.9%#45 of 50 | 6.9%#24 of 50 | +4 pts | 7.6% | IL |
| Median air quality indexmedian AQI, lower is cleanerGap -2 pts (-5%) · US 38.8 | 41#29 of 50 | 43#42 of 50 | -2 pts-5% | 38.8 | FL |
High school graduation rate from NCES; life expectancy from the CDC National Center for Health Statistics; median air quality index from EPA AirData (lower is cleaner).
- Sanford, FLeducation score 95
- No city school data
City education scores blend graduation rate, student-teacher ratio and per-pupil spending (NCES). State education scores combine NAEP math and reading with the graduation rate; health scores combine life expectancy, adult obesity and the uninsured rate. Education: Florida #23, Illinois #13. Health: Florida #19, Illinois #24.
Are more people moving from Florida to Illinois, or from Illinois to Florida?
9,299 households moved from Florida to Illinois and 14,834 moved from Illinois to Florida in the latest IRS release, a net gain of 5,535 households for Florida. Movers to Illinois reported an average income of $96,665; movers to Florida reported $223,120. The Census Bureau's American Community Survey, counting people, shows 12,751 people (±2,882) moving from Florida to Illinois and 24,410 (±4,381) the other way, a net gain of about 11,659 people for Florida beyond the margin of error.
Bars show people (Census ACS, latest release, with 90% margins of error). IRS counts tax-filing households and reports the movers' average income; pairs outside a state's top ten origins and destinations are not published.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | Ahead |
|---|---|---|---|---|
| Households moving inIRSGap +236,815 (+202%) | 354,112#1 of 50 | 117,297#12 of 50 | +236,815+202% | FL |
| Households moving outIRSGap +152,857 (+105%) | 298,763#49 of 50 | 145,906#46 of 50 | +152,857+105% | IL |
| Net householdsIRS, householdsGap +83,958 | +55,349#2 of 50 | -28,609#48 of 50 | +83,958 | FL |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap +4.6 | +2.4#9 of 50 | -2.2#47 of 50 | +4.6 | FL |
| Average income of arriving householdsIRSGap +$43,719 (+55%) | $122,539#1 of 50 | $78,820#26 of 50 | +$43,719+55% | FL |
| Average income of departing householdsIRSGap -$28,309 (-27%) | $76,134#20 of 50 | $104,443#5 of 50 | -$28,309-27% | IL |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +4.1 | +1.0#25 of 50 | -3.1#43 of 50 | +4.1 | FL |
Each state's total inbound and outbound households and the movers' average income from IRS Statistics of Income; net domestic migration per 1,000 residents from Census Bureau population estimates. Latest releases.
Which is better for retirees, families or remote workers, Florida or Illinois?
Florida is the better fit for retirees, remote workers, young professionals, small business, and outdoor enthusiasts; 1 of the six lifestyle indexes are within 4 places. Each index re-weights the same 11 category scores for one kind of household.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | Ahead |
|---|---|---|---|---|
| FamiliesGap +1 places | #24score 65.4 | #23score 66.1 | +1 places | Even |
| RetireesGap -29 places | #18score 66.2 | #47score 46.6 | -29 places | FL |
| Remote WorkersGap -21 places | #27score 51.6 | #48score 31.9 | -21 places | FL |
| Young ProfessionalsGap -18 places | #24score 53.9 | #42score 41.6 | -18 places | FL |
| Small BusinessGap -29 places | #19score 62.4 | #48score 30.3 | -29 places | FL |
| Outdoor EnthusiastsGap -13 places | #26score 44.3 | #39score 29.9 | -13 places | FL |
Rank of 50 on each lifestyle index. A state is called ahead when the ranks are at least 4 places apart.
- FamiliesEven (#24 vs #23)
- RetireesFlorida (#18 vs #47)
- Remote WorkersFlorida (#27 vs #48)
- Young ProfessionalsFlorida (#24 vs #42)
- Small BusinessFlorida (#19 vs #48)
- Outdoor EnthusiastsFlorida (#26 vs #39)
Which cities stand out in Florida and Illinois?
Florida has 80 tracked cities and Illinois has 29; the largest are Jacksonville and Chicago. The table picks the best city in each state for one purpose at a time.
| Best for | FloridaFL | IllinoisIL |
|---|---|---|
| Largest citypopulation | Jacksonville977,670 people | Chicago2,711,226 people |
| Highest composite scorecomposite score | Palm Beach Gardensscore 64.8 | Napervillescore 73.2 |
| Safest cityviolent crime per 100,000 | Pembroke Pines42 violent per 100K | Orland Park9 violent per 100K |
| Cheapest citycost of living index | The Villagescost index 85.4 | Decaturcost index 88.4 |
| Most walkableEPA walkability index, 1 to 20 | Westchesterwalkability 15.3 of 20 | Skokiewalkability 16 of 20 |
| Cleanest airmedian air quality index, county | Port St. Luciecounty median AQI 34 | Waukegancounty median AQI 39 |
| Best schoolsgraduation rate, % | Sanford95% graduation rate | — |
| Richest citymedian household income | Westonmedian income $139,825 | Napervillemedian income $155,105 |
| Fastest growingpopulation growth, % | St. Cloud+5.7% growth | Wheaton+1.3% growth |
Among the 20 tracked cities in each state. Census ACS, FBI, NCES and BEA data, latest releases.
How do Florida and Illinois compare on everything else?
State finances, environment, and getting around. Florida carries AAA credit rating and Illinois BBB+.
Show fiscal, environment and commuting tables
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| Renewable share of electricityGap -10 pts · US 29.34% | 10%#39 of 50 | 20%#24 of 50 | -10 pts | 29.34% | IL |
| FEMA natural disaster risk indexFEMA index, lower is saferGap -8.7 (-28%) · US 29.6 | 22.5#19 of 50 | 31.2#29 of 50 | -8.7-28% | 29.6 | FL |
| Public land shareGap +23.9 pts · US 17.16% | 26.3%#13 of 50 | 2.4%#42 of 50 | +23.9 pts | 17.16% | FL |
| Mean travel time to workGap +0.6 min · US 25.2 min | 28.9 min#44 of 50 | 28.3 min#43 of 50 | +0.6 min | 25.2 min | Even |
| Commuters using public transitGap -5.7 pts · US 2.29% | 1.3%#21 of 50 | 7%#4 of 50 | -5.7 pts | 2.29% | IL |
| Workers working from homeGap +1.9 pts · US 12.28% | 15.5%#10 of 50 | 13.6%#18 of 50 | +1.9 pts | 12.28% | FL |
| Households with a broadband subscriptionGap +1.4 pts · US 92.67% | 94.3%#9 of 50 | 92.9%#24 of 50 | +1.4 pts | 92.67% | FL |
Renewable share of electricity from the EIA; natural disaster risk from FEMA's National Risk Index; public land share from USGS PAD-US; mean travel time to work, transit and work-from-home shares from the Census Bureau ACS; households with a broadband subscription from the Census Bureau ACS.
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| Credit ratingindex, 100 = AAAGap +35 pts · US 92.7 | 100#8 of 50 | 65#50 of 50 | +35 pts | 92.7 | FL |
| Rainy-day fund, share of spendingGap +10.8 pts · US 12.39% | 11.7%#20 of 50 | 0.9%#50 of 50 | +10.8 pts | 12.39% | FL |
| Pension funded ratioGap +37 pts · US 74.3% | 82%#13 of 50 | 45%#50 of 50 | +37 pts | 74.3% | FL |
| State debt per capitaGap -$4,790 (-71%) · US $3,506 | $1,960#9 of 50 | $6,750#46 of 50 | -$4,790-71% | $3,506 | FL |
| Budget balance, share of spendingGap +6.9 pts · US +4.66% | +4.8%#24 of 50 | -2.1%#49 of 50 | +6.9 pts | +4.66% | FL |
Credit rating index (S&P / Moody's; Florida AAA, Illinois BBB+), rainy-day fund and budget balance as a share of spending (Pew, NASBO), pension funded ratio (Pew) and state debt per capita (Census Bureau).
Florida vs Illinois: every metric side by side
Every measure behind the category scores, with each state's rank of 50 and the US figure. Florida is ahead on 31 of 51, Illinois on 14, and 6 are even.
Show all 54 metrics
| Measure | FloridaFL | IllinoisIL | GapFL−IL | US | Ahead |
|---|---|---|---|---|---|
| PopulationGap +10,743,377 (+84%) · US 6.8 million | 23.5 million#3 of 50 | 12.7 million#6 of 50 | +10,743,377+84% | 6.8 million | FL |
| Median household incomeGap -$5,476 (-7%) · US $80,903 | $77,735#26 of 50 | $83,211#18 of 50 | -$5,476-7% | $80,903 | IL |
| Unemployment rateGap -0.7 pts · US 3.95% | 3.9%#24 of 50 | 4.6%#41 of 50 | -0.7 pts | 3.95% | FL |
| Population growthGap +0.72 pts · US +0.51% | +0.85%#13 of 50 | +0.13%#41 of 50 | +0.72 pts | +0.51% | FL |
| GDP per capitaGap -$13,498 (-18%) · US $64,333 | $60,655#29 of 50 | $74,153#8 of 50 | -$13,498-18% | $64,333 | IL |
| Real GDP growthGap +1.9 pts · US +1.91% | +3.5%#4 of 50 | +1.6%#33 of 50 | +1.9 pts | +1.91% | FL |
| Violent crime per 100,000per 100,000 residentsGap +24 (+10%) · US 328 | 275#23 of 50 | 251#20 of 50 | +24+10% | 328 | IL |
| Property crime per 100,000per 100,000 residentsGap -106 (-7%) · US 1,535 | 1,402#20 of 50 | 1,508#28 of 50 | -106-7% | 1,535 | FL |
| High school graduation rateGap 0 pts · US 85.62% | 87.3%#19 of 50 | 87.3%#20 of 50 | 0 pts | 85.62% | Even |
| NAEP math score, grade 4Gap +7 · US 237 | 243#3 of 50 | 236#33 of 50 | +7 | 237 | Even |
| NAEP math score, grade 8Gap -10 · US 273 | 267#41 of 50 | 277#16 of 50 | -10 | 273 | Even |
| NAEP reading score, grade 4Gap +4 · US 214 | 218#10 of 50 | 214#29 of 50 | +4 | 214 | Even |
| NAEP reading score, grade 8Gap -9 · US 257 | 253#43 of 50 | 262#7 of 50 | -9 | 257 | Even |
| Life expectancyGap +0.4 yrs · US 76.9 | 77.9#19 of 50 | 77.5#23 of 50 | +0.4 yrs | 76.9 | FL |
| Adults with obesityGap -4.6 pts · US 34.03% | 29.6%#8 of 50 | 34.2%#25 of 50 | -4.6 pts | 34.03% | FL |
| Residents without health insuranceGap +4 pts · US 7.6% | 10.9%#45 of 50 | 6.9%#24 of 50 | +4 pts | 7.6% | IL |
| Typical home valuetypical home, modeled estimateGap +$77,897 (+26%) · US $368,697 | $375,470#28 of 50 | $297,573#17 of 50 | +$77,897+26% | $368,697 | IL |
| Home value change, one yearGap -6.8 pts · US +1.2% | -1.5%#48 of 50 | +5.3%#3 of 50 | -6.8 pts | +1.2% | IL |
| Typical rent, largest metrolargest metro, per monthGap +$456 (+21%) · US $1,948 | $2,666#46 of 50 | $2,210#40 of 50 | +$456+21% | $1,948 | IL |
| Income needed to buyto buy the typical homeGap +$14,838 (+16%) · US $100,006 | $108,280#31 of 50 | $93,442#24 of 50 | +$14,838+16% | $100,006 | IL |
| Cost of living indexUS = 100Gap +3.4 pts (+3%) · US 100 | 103.4#40 of 50 | 100#33 of 50 | +3.4 pts+3% | 100 | IL |
| Home value to income ratioGap +1.2x (+33%) · US 4.6x | 4.8x#33 of 50 | 3.6x#9 of 50 | +1.2x+33% | 4.6x | IL |
| Residential electricity priceGap -2.45¢ (-14%) · US 17.84¢/kWh | 15.24¢/kWh#23 of 50 | 17.69¢/kWh#35 of 50 | -2.45¢-14% | 17.84¢/kWh | FL |
| Residential natural gas priceGap +$14.23 (+126%) · US $15.83/Mcf | $25.48/Mcf#49 of 50 | $11.25/Mcf#12 of 50 | +$14.23+126% | $15.83/Mcf | IL |
| Gasoline priceGap -$0.10 (-3%) · US $3.32/gal | $3.08/gal#12 of 50 | $3.18/gal#24 of 50 | -$0.10-3% | $3.32/gal | FL |
| Price level for goodsUS = 100Gap -5.7 pts (-5%) · US 100 | 98.1#33 of 50 | 103.8#43 of 50 | -5.7 pts-5% | 100 | FL |
| Center-based infant care, per yearGap -$5,371 (-27%) · US $15,633 | $14,230#22 of 50 | $19,601#39 of 50 | -$5,371-27% | $15,633 | FL |
| Total state and local tax burdenshare of incomeGap -3.73 pts · US 8.74% | 6.49%#6 of 50 | 10.22%#44 of 50 | -3.73 pts | 8.74% | FL |
| Top state income tax ratetop rateGap -4.95 pts · US 5.46% | none#5 of 50 | 4.95%#22 of 50 | -4.95 pts | 5.46% | FL |
| Effective property tax rateeffective rateGap -1.29 pts · US 1.02% | 0.82%#23 of 50 | 2.11%#49 of 50 | -1.29 pts | 1.02% | FL |
| Combined state and local sales taxstate + localGap -1.98 pts · US 6.66% | 6.98%#24 of 50 | 8.96%#43 of 50 | -1.98 pts | 6.66% | FL |
| Credit ratingindex, 100 = AAAGap +35 pts · US 92.7 | 100#8 of 50 | 65#50 of 50 | +35 pts | 92.7 | FL |
| Rainy-day fund, share of spendingGap +10.8 pts · US 12.39% | 11.7%#20 of 50 | 0.9%#50 of 50 | +10.8 pts | 12.39% | FL |
| Pension funded ratioGap +37 pts · US 74.3% | 82%#13 of 50 | 45%#50 of 50 | +37 pts | 74.3% | FL |
| State debt per capitaGap -$4,790 (-71%) · US $3,506 | $1,960#9 of 50 | $6,750#46 of 50 | -$4,790-71% | $3,506 | FL |
| Budget balance, share of spendingGap +6.9 pts · US +4.66% | +4.8%#24 of 50 | -2.1%#49 of 50 | +6.9 pts | +4.66% | FL |
| Median air quality indexmedian AQI, lower is cleanerGap -2 pts (-5%) · US 38.8 | 41#29 of 50 | 43#42 of 50 | -2 pts-5% | 38.8 | FL |
| Renewable share of electricityGap -10 pts · US 29.34% | 10%#39 of 50 | 20%#24 of 50 | -10 pts | 29.34% | IL |
| FEMA natural disaster risk indexFEMA index, lower is saferGap -8.7 (-28%) · US 29.6 | 22.5#19 of 50 | 31.2#29 of 50 | -8.7-28% | 29.6 | FL |
| Public land shareGap +23.9 pts · US 17.16% | 26.3%#13 of 50 | 2.4%#42 of 50 | +23.9 pts | 17.16% | FL |
| Mean travel time to workGap +0.6 min · US 25.2 min | 28.9 min#44 of 50 | 28.3 min#43 of 50 | +0.6 min | 25.2 min | Even |
| Commuters using public transitGap -5.7 pts · US 2.29% | 1.3%#21 of 50 | 7%#4 of 50 | -5.7 pts | 2.29% | IL |
| Workers working from homeGap +1.9 pts · US 12.28% | 15.5%#10 of 50 | 13.6%#18 of 50 | +1.9 pts | 12.28% | FL |
| Households with a broadband subscriptionGap +1.4 pts · US 92.67% | 94.3%#9 of 50 | 92.9%#24 of 50 | +1.4 pts | 92.67% | FL |
| Households moving inIRSGap +236,815 (+202%) · US 78,682 | 354,112#1 of 50 | 117,297#12 of 50 | +236,815+202% | 78,682 | FL |
| Households moving outIRSGap +152,857 (+105%) · US 78,715 | 298,763#49 of 50 | 145,906#46 of 50 | +152,857+105% | 78,715 | IL |
| Net householdsIRS, householdsGap +83,958 · US -33 | +55,349#2 of 50 | -28,609#48 of 50 | +83,958 | -33 | FL |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap +4.6 · US +0.4 | +2.4#9 of 50 | -2.2#47 of 50 | +4.6 | +0.4 | FL |
| Average income of arriving householdsIRSGap +$43,719 (+55%) · US $77,690 | $122,539#1 of 50 | $78,820#26 of 50 | +$43,719+55% | $77,690 | FL |
| Average income of departing householdsIRSGap -$28,309 (-27%) · US $77,024 | $76,134#20 of 50 | $104,443#5 of 50 | -$28,309-27% | $77,024 | IL |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +4.1 · US +1.1 | +1.0#25 of 50 | -3.1#43 of 50 | +4.1 | +1.1 | FL |
| Left after costs, family of fourearning $75K a yearGap +$13,348 · US -$11,758 | -$10,486#24 of 50 | -$23,834#35 of 50 | +$13,348 | -$11,758 | FL |
| Left after costs, single adultearning $75K a yearGap +$3,043 · US +$31,418 | +$33,384#22 of 50 | +$30,341#27 of 50 | +$3,043 | +$31,418 | FL |
| Left after costs, retiree coupleearning $75K a yearGap +$2,983 · US +$35,970 | +$36,999#24 of 50 | +$34,016#28 of 50 | +$2,983 | +$35,970 | FL |
Every metric in the registry, direction-aware: ahead means better for a resident. Ranks are among the states with data. Sources are listed at the foot of the page.
Key takeaways
What the Florida and Illinois numbers say when read together.
Florida ranks higher overall
Florida leads 5 of the 11 categories to Illinois's 3, with 3 even; Illinois is ahead on transportation and education. Across all 51 measures with data on both sides, Florida is ahead on 31 and Illinois on 14.
Illinois is cheaper day to day
Illinois's cost of living index is 100 against 103.4 in Florida (US = 100). The typical home costs $375,470 in Florida and $297,573 in Illinois. A family of four on $75,000 keeps -$10,486 a year after typical costs in Florida and -$23,834 in Illinois.
Florida takes a smaller share in taxes
Florida collects 6.49% of income in state and local taxes (no income tax, with property and sales taxes in the middle of the pack); Illinois collects 10.22% (high property tax, high sales tax, with income tax in the middle of the pack).
Illinois pays more and is safer
Median household income is $77,735 in Florida and $83,211 in Illinois, with unemployment at 3.9% and 4.6%. Violent crime runs 275 per 100,000 residents in Florida and 251 in Illinois.
People move to Florida on net
24,410 people moved to Florida from Illinois in the latest Census release, against 12,751 going the other way.
Florida is the better fit for retirees
For families, Florida ranks #24 of 50 and Illinois #23; for retirees, Florida ranks #18 and Illinois #47.
Florida vs Illinois: frequently asked questions
Is Florida or Illinois better to live in?
Florida ranks #21 of 50 overall and Illinois #39 as of the latest release. Illinois is cheaper to live in (cost of living index 100 vs 103.4), carries a 3.7-point higher tax burden, and has a 9% lower violent crime rate. Florida scores higher overall, leading 5 of 11 categories to 3.
Is Florida cheaper than Illinois?
Illinois is cheaper than Florida: cost of living index 100 vs 103.4 (US = 100). A family of four earning $75,000 would have -$10,486 left after typical housing, childcare, utilities, groceries, transportation and taxes in Florida, and -$23,834 in Illinois. The typical home value is $375,470 in Florida and $297,573 in Illinois.
Which has lower taxes, Florida or Illinois?
Florida has the lower tax burden: 6.49% of income in state and local taxes vs 10.22% in Illinois. Florida's top income tax rate is zero, its effective property tax rate 0.82% and its combined sales tax 6.98%; Illinois's are 4.95%, 2.11% and 8.96%.
Is Florida safer than Illinois?
Illinois is safer: 251 violent crimes per 100,000 residents vs 275 in Florida, per the FBI. Florida ranks #23 of 50 for violent crime and Illinois #20. Property crime is 1,402 per 100,000 in Florida and 1,508 in Illinois. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data. The safest tracked cities are Pembroke Pines, FL, and Orland Park, IL.
Are homes more expensive in Florida or Illinois?
Homes are 26% more expensive in Florida: the typical home value is $375,470 in Florida and $297,573 in Illinois. Buying the typical home takes about $108,280 of household income in Florida and $93,442 in Illinois, against median incomes of $77,735 and $83,211.
Do people earn more in Florida or Illinois?
Illinois pays more: median household income is $83,211 vs $77,735 in Florida, per the Census Bureau. Unemployment is 3.9% in Florida and 4.6% in Illinois. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 0 after adjusting for local costs and Illinois's in 20.
Are more people moving from Florida to Illinois or from Illinois to Florida?
9,299 households moved from Florida to Illinois and 14,834 moved from Illinois to Florida in the latest IRS release, a net gain of 5,535 households for Florida. Movers to Illinois reported an average income of $96,665; movers to Florida reported $223,120. The Census Bureau's American Community Survey, counting people, shows 12,751 people (±2,882) moving from Florida to Illinois and 24,410 (±4,381) the other way, a net gain of about 11,659 people for Florida beyond the margin of error.
Which is better for retirees, Florida or Illinois?
Florida is the better fit for retirees: #18 of 50 on the retiree index vs #47 for Illinois. Florida has no income tax, with property and sales taxes in the middle of the pack; Illinois has high property tax, high sales tax, with income tax in the middle of the pack. A retiree couple on $75,000 would have +$36,999 left after typical costs in Florida and +$34,016 in Illinois.
Which is better for families, Florida or Illinois?
Florida and Illinois are close for families: #24 and #23 of 50 on the families index. Center-based infant care costs $14,230 a year in Florida and $19,601 in Illinois. High school graduation rates are 87.3% and 87.3%. A family of four on $75,000 keeps -$10,486 after typical costs in Florida and -$23,834 in Illinois.
Is Illinois better than Florida?
No: Florida ranks higher than Illinois overall, #21 of 50 vs #39, with a composite score of 59.9 to 47.6. Florida leads 5 of 11 categories and Illinois leads 3, including transportation and education. Which is better for you depends on how you weigh cost, safety, schools, taxes and pay.
Compare a different pair
Swap either state, or jump to the matchups people open alongside Florida vs Illinois.
Why this pair is featured: major moving corridor, most-searched matchup (14,834 households moved in the busier direction in the latest IRS release).