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Georgia vs Maryland: Which Is Better to Live In?

Georgia ranks #26 of 50 overall and Maryland #31 as of the latest release. Georgia is cheaper to live in (cost of living index 96.3 vs 105), has a 1.6-point lower tax burden, and has a 17% lower violent crime rate. Overall they are 1.8 points apart, too close to call: Georgia leads 5 of 11 categories, Maryland leads 4.

The biggest differences
  • Center-based infant care, per year is 45% lower in Georgia ($11,066 vs. $20,124 in Maryland).
  • Residential electricity price is 24% lower in Georgia (14.73¢/kWh vs. 19.48¢/kWh in Maryland).
  • Typical home value is 23% lower in Georgia ($330,817 vs. $428,308 in Maryland).
Headline measures: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
Overall scorecomposite of 100, rank of 50Gap +1.8 pts55.4#26 of 50 · B53.6#31 of 50 · C++1.8 pts—Even
Cost of living indexUS = 100Gap -8.7 pts (-8%) · US 10096.3#25 of 50105#44 of 50-8.7 pts-8%100GA
Left after costs, family of fourearning $75K a yearGap +$27,884 · US -$11,758-$2,800#14 of 50-$30,684#39 of 50+$27,884-$11,758GA
Typical home valuetypical home, modeled estimateGap -$97,491 (-23%) · US $368,697$330,817#22 of 50$428,308#35 of 50-$97,491-23%$368,697GA
Total state and local tax burdenshare of incomeGap -1.57 pts · US 8.74%8.47%#20 of 5010.04%#42 of 50-1.57 pts8.74%GA
Violent crime per 100,000per 100,000 residentsGap -61 (-17%) · US 328297#26 of 50358#34 of 50-61-17%328GA
Median household incomeGap -$22,914 (-22%) · US $80,903$79,991#23 of 50$102,905#3 of 50-$22,914-22%$80,903MD
High school graduation rateGap -2.2 pts · US 85.62%84.1%#33 of 5086.3%#26 of 50-2.2 pts85.62%MD
Life expectancyGap -1.9 yrs · US 76.975.9#36 of 5077.8#20 of 50-1.9 yrs76.9MD
Net householdsIRS, householdsGap +28,299 · US -33+14,671#7 of 50-13,628#45 of 50+28,299-33GA

Cost of living index from the Bureau of Economic Analysis (US = 100). Left after costs from the America's Dashboard affordability engine for a family of four earning $75,000. Typical home value from Zillow Research. Tax burden from WalletHub. Violent crime from the FBI, per 100,000 residents. Income and graduation from the Census Bureau and NCES. Life expectancy from the CDC. Net households from IRS Statistics of Income. US column is the 50-state average or median.

Is Georgia or Maryland better to live in?

Georgia scores 55.4 and Maryland scores 53.6 out of 100, a 1.8-point gap this site treats as even. Georgia leads 5 of 11 categories, Maryland leads 4, and 2 are within 3 points.

Category scores: Georgia vs Maryland
CategoryWeightGeorgiaGAMarylandMDGapAhead
Economy15% of scoregap -11.215%54.1#14 · B+65.3#6 · A-11.2 ptsMD
Safety12% of scoregap +10.912%71.2#26 · B60.3#37 · C+10.9 ptsGA
Health12% of scoregap -24.112%39.5#40 · C63.6#15 · B+-24.1 ptsMD
Education12% of scoregap -2.412%53.1#34 · C+55.5#31 · C+-2.4 ptsEven
Affordability10% of scoregap +22.810%73.1#23 · B50.3#39 · C+22.8 ptsGA
Fiscal Health8% of scoregap +14.78%69.7#12 · B+55.0#35 · C+14.7 ptsGA
Growth7% of scoregap +21.77%51.5#10 · A29.8#37 · C+21.7 ptsGA
Transportation7% of scoregap -2.27%38.7#47 · D40.9#45 · D-2.2 ptsEven
Livability7% of scoregap +6.47%28.1#33 · C+21.7#46 · D+6.4 ptsGA
Outdoor Access6% of scoregap -4.26%7.6#46 · D11.8#40 · C-4.2 ptsMD
Environment4% of scoregap -144%32.1#38 · C46.1#19 · B-14 ptsMD

Scores run 0 to 100 within each category; weight is the category's share of the composite. Grades follow rank (1–5 A+, 6–10 A, 11–18 B+, 19–26 B, 27–34 C+, 35–42 C, 43–48 D, 49–50 F). Methodology →

Category overlay
GeorgiaMaryland

Is Georgia cheaper than Maryland?

Georgia is cheaper: cost of living index 96.3 vs 105 in Maryland (US = 100). A family of four earning $75,000 keeps $27,884 more a year in Georgia after housing, childcare, utilities, groceries, transportation and taxes.

Cost of living: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
Cost of living indexUS = 100Gap -8.7 pts (-8%) · US 10096.3#25 of 50105#44 of 50-8.7 pts-8%100GA
Price level for goodsUS = 100Gap -3.6 pts (-4%) · US 10098.9#38 of 50102.5#42 of 50-3.6 pts-4%100GA
Residential electricity priceGap -4.75¢ (-24%) · US 17.84¢/kWh14.73¢/kWh#20 of 5019.48¢/kWh#38 of 50-4.75¢-24%17.84¢/kWhGA
Residential natural gas priceGap +$4.28 (+27%) · US $15.83/Mcf$20.42/Mcf#45 of 50$16.14/Mcf#28 of 50+$4.28+27%$15.83/McfMD
Gasoline priceGap -$0.37 (-11%) · US $3.32/gal$2.95/gal#6 of 50$3.32/gal#33 of 50-$0.37-11%$3.32/galGA
Center-based infant care, per yearGap -$9,058 (-45%) · US $15,633$11,066#10 of 50$20,124#40 of 50-$9,058-45%$15,633GA

Cost of living index and the price level for goods from the Bureau of Economic Analysis regional price parities (US = 100). Electricity, natural gas and gasoline prices from the EIA; center-based infant care from Child Care Aware of America. Lower is ahead.

Left after typical costs at $75,000: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDAhead
Single Adultearning $75,000Gap +$5,315+$32,185costs $42,816+$26,870costs $48,131+$5,315GA
Couple, No Kidsearning $75,000Gap +$7,714+$24,250costs $50,750+$16,536costs $58,463+$7,714GA
Family of 4earning $75,000Gap +$27,884-$2,800costs $77,800-$30,684costs $105,684+$27,884GA
Retiree Coupleearning $75,000Gap +$6,674+$36,785costs $38,215+$30,111costs $44,889+$6,674GA

Income left after housing, childcare, utilities, groceries, transportation and state and local taxes for four household types earning $75,000, from the affordability engine. Negative means typical costs exceed take-home pay.

Annual costs for a family of four: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDAhead
HousingGap -$7,539$22,819$30,358-$7,539GA
ChildcareGap -$18,116$22,132$40,248-$18,116GA
UtilitiesGap -$418$4,622$5,040-$418Even
GroceriesGap -$406$11,139$11,545-$406Even
TransportationGap -$1,163$9,271$10,434-$1,163GA
State and local taxesGap -$242$7,817$8,059-$242Even

Annual cost lines for a family of four (two adults, two children). Lower is ahead.

Which has lower taxes, Georgia or Maryland?

Georgia collects a smaller share of income in state and local taxes: 8.47% vs 10.04%. Georgia has middle of the pack on income, property and sales taxes; Maryland has high income tax, low sales tax, with property tax in the middle of the pack.

Taxes: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
Total state and local tax burdenshare of incomeGap -1.57 pts · US 8.74%8.47%#20 of 5010.04%#42 of 50-1.57 pts8.74%GA
Top state income tax ratetop rateGap -3.56 pts · US 5.46%5.39%#25 of 508.95%#43 of 50-3.56 pts5.46%GA
Effective property tax rateeffective rateGap -0.19 pts · US 1.02%0.83%#24 of 501.02%#30 of 50-0.19 pts1.02%Even
Combined state and local sales taxstate + localGap +1.49 pts · US 6.66%7.49%#32 of 506%#11 of 50+1.49 pts6.66%MD

Total tax burden (state and local taxes as a share of personal income) from WalletHub; top marginal income tax rate, effective property tax rate and combined state and local sales tax from the Tax Foundation. Lower is ahead.

Are homes more expensive in Georgia or Maryland?

Homes cost 29% more in Maryland: a typical home value of $330,817 in Georgia vs $428,308 in Maryland. Buying the typical home takes about $90,495 of income in Georgia and $116,485 in Maryland; the median household earns $79,991 and $102,905.

Housing: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
Typical home valuetypical home, modeled estimateGap -$97,491 (-23%) · US $368,697$330,817#22 of 50$428,308#35 of 50-$97,491-23%$368,697GA
Home value change, one yearGap -0.5 pts · US +1.2%-0.5%#45 of 500%#41 of 50-0.5 pts+1.2%MD
Typical rent, largest metrolargest metro, per monthGap -$95 (-5%) · US $1,948$1,853#30 of 50$1,948#35 of 50-$95-5%$1,948GA
Income needed to buyto buy the typical homeGap -$25,990 (-22%) · US $100,006$90,495#23 of 50$116,485#36 of 50-$25,990-22%$100,006GA
Home value to income ratioGap -0.1x (-2%) · US 4.6x4.1x#20 of 504.2x#22 of 50-0.1x-2%4.6xEven

Typical home value, one-year change, largest-metro rent and income needed to buy from Zillow Research (a modeled estimate, not a median). Price-to-income ratio divides that typical home value by ACS median household income. Lower is ahead.

Market snapshot
Housing market snapshot: Georgia vs Maryland
GAMD
Monthly payment, 20% down$1,702$2,204
Income needed vs. median+13%+13%
Five-year change+22.2%+13.5%
Market temperatureColdCool
Largest metroAtlantaBaltimore

Income needed vs. median: how far the income required to buy the typical home sits above (+) or below (−) the state's median household income. Temperature blends price cuts, days to pending and inventory against the national market (Zillow).

Do people earn more in Georgia or Maryland?

Maryland pays more: median household income $102,905 vs $79,991, with unemployment at 3.4% in Georgia and 4% in Maryland. Across 20 occupations with BLS wage data in both states, Georgia's best-paying metro comes out ahead in 18 after adjusting for local costs and Maryland's in 0.

Economy: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
Median household incomeGap -$22,914 (-22%) · US $80,903$79,991#23 of 50$102,905#3 of 50-$22,914-22%$80,903MD
Unemployment rateGap -0.6 pts · US 3.95%3.4%#13 of 504%#27 of 50-0.6 pts3.95%GA
GDP per capitaGap -$4,688 (-7%) · US $64,333$63,669#22 of 50$68,357#16 of 50-$4,688-7%$64,333MD
Real GDP growthGap +0.9 pts · US +1.91%+3.2%#6 of 50+2.3%#18 of 50+0.9 pts+1.91%GA
Population growthGap +0.56 pts · US +0.51%+0.88%#10 of 50+0.32%#34 of 50+0.56 pts+0.51%GA

Median household income from the Census Bureau ACS; unemployment from BLS LAUS; GDP per capita and real GDP growth from the BEA; population growth from Census Bureau estimates.

Same job, best-paying metro in each state · cost-adjusted wage
Show all 20 occupations
Occupation wages: Georgia vs Maryland
OccupationGAMDAhead
Software Developers$142,793$138,509 in Atlanta$129,584$134,767 in BaltimoreGA
Civil Engineers$108,289$105,040 in Atlanta$95,492$99,312 in BaltimoreGA
General & Operations Managers$110,012$106,712 in Atlanta$97,222$101,111 in BaltimoreGA
Registered Nurses$96,146$93,262 in Atlanta$84,077$87,440 in BaltimoreGA
Dietitians & Nutritionists$78,184$75,838 in Atlanta$70,989$73,829 in BaltimoreGA
Sales Representatives (Wholesale/Manufacturing)$73,694$71,483 in Atlanta$66,648$69,314 in BaltimoreGA
Licensed Practical Nurses (LPN)$62,489$60,614 in Atlanta$55,883$58,118 in BaltimoreGA
Lawyers$158,875$154,109 in Atlanta$152,749$158,859 in BaltimoreGA
Secondary School Teachers$69,526$67,440 in Atlanta$63,485$66,024 in BaltimoreGA
Computer Systems Analysts$112,123$108,759 in Atlanta$106,653$110,919 in BaltimoreGA
Mental Health Counselors$60,923$59,095 in Atlanta$55,677$57,904 in BaltimoreGA
HVAC Mechanics & Installers$65,046$63,095 in Atlanta$59,982$62,381 in BaltimoreGA
Heavy & Tractor-Trailer Truck Drivers$59,648$57,859 in Atlanta$54,859$57,053 in BaltimoreGA
Accountants & Auditors$87,791$85,157 in Atlanta$84,061$87,423 in BaltimoreGA
Police & Sheriff's Patrol Officers$80,115$77,712 in Atlanta$76,611$79,675 in BaltimoreGA
Electricians$65,406$63,444 in Atlanta$62,449$64,947 in BaltimoreGA
Construction Laborers$45,318$43,958 in Atlanta$43,559$45,301 in BaltimoreGA
Cooks, Restaurant$35,181$34,126 in Atlanta$33,743$35,093 in BaltimoreGA
Welders, Cutters & Brazers$50,626$49,107 in Atlanta$49,774$51,765 in BaltimoreEven
Family Medicine Physicians$235,200$228,144 in Atlanta$235,537$244,958 in BaltimoreEven

BLS Occupational Employment and Wage Statistics, latest release: the median wage in each state's best-paying metro, adjusted for that metro's cost of living (BEA regional price parities). Sorted by the size of the gap.

Is Georgia safer than Maryland?

Georgia is safer: 297 violent crimes per 100,000 residents vs 358 in Maryland (FBI). Property crime runs 1,409 and 1,820 per 100,000.

Crime: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
Violent crime per 100,000per 100,000 residentsGap -61 (-17%) · US 328297#26 of 50358#34 of 50-61-17%328GA
Property crime per 100,000per 100,000 residentsGap -410 (-23%) · US 1,5351,409#21 of 501,820#43 of 50-410-23%1,535GA

FBI state crime estimates, offenses per 100,000 residents, latest release. Florida and North Dakota use the FBI's prior-year estimate because the latest year is based on limited data. Lower is ahead.

Safest tracked city in each state

Among each state's 20 tracked cities, latest FBI release.

Which has better schools and health, Georgia or Maryland?

Georgia and Maryland are close on education (#34 and #31 of 50), with high school graduation rates of 84.1% and 86.3%. Maryland scores higher for health (#15 vs #40); life expectancy is 75.9 years in Georgia and 77.8 in Maryland.

Schools and health: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
NAEP math score, grade 8Gap +1 · US 273269#37 of 50268#38 of 50+1273Even
NAEP reading score, grade 8Gap +1 · US 257259#18 of 50258#21 of 50+1257Even
High school graduation rateGap -2.2 pts · US 85.62%84.1%#33 of 5086.3%#26 of 50-2.2 pts85.62%MD
Life expectancyGap -1.9 yrs · US 76.975.9#36 of 5077.8#20 of 50-1.9 yrs76.9MD
Adults with obesityGap +2.7 pts · US 34.03%35.4%#31 of 5032.7%#19 of 50+2.7 pts34.03%MD
Residents without health insuranceGap +5.7 pts · US 7.6%12%#49 of 506.3%#18 of 50+5.7 pts7.6%MD
Median air quality indexmedian AQI, lower is cleanerGap +5 pts (+13%) · US 38.845#47 of 5040#25 of 50+5 pts+13%38.8MD

High school graduation rate from NCES; life expectancy from the CDC National Center for Health Statistics; median air quality index from EPA AirData (lower is cleaner).

Best school metrics, tracked cities

City education scores blend graduation rate, student-teacher ratio and per-pupil spending (NCES). State education scores combine NAEP math and reading with the graduation rate; health scores combine life expectancy, adult obesity and the uninsured rate. Education: Georgia #34, Maryland #31. Health: Georgia #40, Maryland #15.

Are more people moving from Georgia to Maryland, or from Maryland to Georgia?

3,112 households moved from Maryland to Georgia in the latest IRS release (average income $73,929); the flow from Georgia to Maryland is too small to appear among Maryland's top origin states. The Census Bureau's American Community Survey, counting people, shows 5,702 people (±2,720) moving from Georgia to Maryland and 6,199 (±1,461) the other way, a gap inside the margin of error, so the flows are roughly balanced.

Moves between Georgia and Maryland
Roughly balanced
Georgia MarylandBelow the IRS top-10 cutoff
5,702 people ±2,720
Maryland Georgia3,112 households · avg income $73,929 (IRS)
6,199 people ±1,461

Bars show people (Census ACS, latest release, with 90% margins of error). IRS counts tax-filing households and reports the movers' average income; pairs outside a state's top ten origins and destinations are not published.

Overall migration: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDAhead
Households moving inIRSGap +64,963 (+78%)148,244#6 of 5083,281#18 of 50+64,963+78%GA
Households moving outIRSGap +36,664 (+38%)133,573#43 of 5096,909#35 of 50+36,664+38%MD
Net householdsIRS, householdsGap +28,299+14,671#7 of 50-13,628#45 of 50+28,299GA
Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.5+1.3#16 of 50-2.2#46 of 50+3.5GA
Average income of arriving householdsIRSGap -$10,652 (-13%)$70,169#34 of 50$80,821#20 of 50-$10,652-13%MD
Average income of departing householdsIRSGap -$15,963 (-18%)$72,288#27 of 50$88,251#10 of 50-$15,963-18%MD
Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +4.3+2.4#16 of 50-1.9#41 of 50+4.3GA

Each state's total inbound and outbound households and the movers' average income from IRS Statistics of Income; net domestic migration per 1,000 residents from Census Bureau population estimates. Latest releases.

Which is better for retirees, families or remote workers, Georgia or Maryland?

Georgia is the better fit for families, retirees, remote workers, young professionals, and small business; Maryland is the better fit for outdoor enthusiasts. Each index re-weights the same 11 category scores for one kind of household.

Lifestyle fit: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDAhead
FamiliesGap -5 places#33score 60.1#38score 56.3-5 placesGA
RetireesGap -9 places#27score 60.4#36score 55.8-9 placesGA
Remote WorkersGap -20 places#20score 54.6#40score 43.6-20 placesGA
Young ProfessionalsGap -17 places#17score 58.9#34score 49.1-17 placesGA
Small BusinessGap -18 places#13score 66.7#31score 52-18 placesGA
Outdoor EnthusiastsGap +4 places#40score 29.7#36score 33.6+4 placesMD

Rank of 50 on each lifestyle index. A state is called ahead when the ranks are at least 4 places apart.

Where each index leads

Which cities stand out in Georgia and Maryland?

Georgia has 20 tracked cities and Maryland has 20; the largest are Atlanta and Baltimore. The table picks the best city in each state for one purpose at a time.

Standout cities: Georgia vs Maryland
Best forGeorgiaGAMarylandMD
Largest citypopulationAtlanta505,268 peopleBaltimore573,243 people
Highest composite scorecomposite scoreJohns Creekscore 73.4Bethesdascore 76.7
Safest cityviolent crime per 100,000Johns Creek40 violent per 100KRockville108 violent per 100K
Cheapest citycost of living indexAlbanycost index 87.7Baltimorecost index 104.5
Most walkableEPA walkability index, 1 to 20Atlantawalkability 13.3 of 20Bethesdawalkability 14.3 of 20
Cleanest airmedian air quality index, countyMariettacounty median AQI 35Columbiacounty median AQI 33
Best schoolsgraduation rate, %Valdosta92.3% graduation rateWaldorf94% graduation rate
Richest citymedian household incomeJohns Creekmedian income $160,093Potomacmedian income $236,675
Fastest growingpopulation growth, %Gainesville+2.4% growthFrederick+3% growth

Among the 20 tracked cities in each state. Census ACS, FBI, NCES and BEA data, latest releases.

How do Georgia and Maryland compare on everything else?

State finances, environment, and getting around. Georgia carries AAA credit rating and Maryland AAA.

Show fiscal, environment and commuting tables
Environment and getting around: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
Renewable share of electricityGap 0 pts · US 29.34%12%#35 of 5012%#36 of 500 pts29.34%Even
FEMA natural disaster risk indexFEMA index, lower is saferGap +13.4 · US 29.613.4#10 of 500.0#1 of 50+13.429.6MD
Public land shareGap -1.8 pts · US 17.16%6.1%#29 of 507.9%#24 of 50-1.8 pts17.16%MD
Mean travel time to workGap -2.9 min · US 25.2 min29.4 min#45 of 5032.3 min#49 of 50-2.9 min25.2 minGA
Commuters using public transitGap -3.8 pts · US 2.29%1.2%#22 of 505%#5 of 50-3.8 pts2.29%MD
Workers working from homeGap -0.7 pts · US 12.28%14.9%#12 of 5015.6%#9 of 50-0.7 pts12.28%MD
Households with a broadband subscriptionGap -1 pts · US 92.67%93.4%#18 of 5094.4%#8 of 50-1 pts92.67%MD

Renewable share of electricity from the EIA; natural disaster risk from FEMA's National Risk Index; public land share from USGS PAD-US; mean travel time to work, transit and work-from-home shares from the Census Bureau ACS; households with a broadband subscription from the Census Bureau ACS.

State finances: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
Credit ratingindex, 100 = AAAGap 0 pts · US 92.7100#12 of 50100#14 of 500 pts92.7Even
Rainy-day fund, share of spendingGap +8.9 pts · US 12.39%16.4%#7 of 507.5%#39 of 50+8.9 pts12.39%GA
Pension funded ratioGap +2 pts · US 74.3%77%#21 of 5075%#25 of 50+2 pts74.3%GA
State debt per capitaGap -$2,660 (-61%) · US $3,506$1,690#6 of 50$4,350#40 of 50-$2,660-61%$3,506GA
Budget balance, share of spendingGap +3.8 pts · US +4.66%+5.6%#19 of 50+1.8%#44 of 50+3.8 pts+4.66%GA

Credit rating index (S&P / Moody's; Georgia AAA, Maryland AAA), rainy-day fund and budget balance as a share of spending (Pew, NASBO), pension funded ratio (Pew) and state debt per capita (Census Bureau).

Georgia vs Maryland: every metric side by side

Every measure behind the category scores, with each state's rank of 50 and the US figure. Georgia is ahead on 26 of 51, Maryland on 17, and 8 are even.

Show all 54 metrics
All metrics: Georgia vs Maryland
MeasureGeorgiaGAMarylandMDGapGA−MDUSAhead
PopulationGap +5,037,401 (+80%) · US 6.8 million11.3 million#8 of 506.3 million#19 of 50+5,037,401+80%6.8 millionGA
Median household incomeGap -$22,914 (-22%) · US $80,903$79,991#23 of 50$102,905#3 of 50-$22,914-22%$80,903MD
Unemployment rateGap -0.6 pts · US 3.95%3.4%#13 of 504%#27 of 50-0.6 pts3.95%GA
Population growthGap +0.56 pts · US +0.51%+0.88%#10 of 50+0.32%#34 of 50+0.56 pts+0.51%GA
GDP per capitaGap -$4,688 (-7%) · US $64,333$63,669#22 of 50$68,357#16 of 50-$4,688-7%$64,333MD
Real GDP growthGap +0.9 pts · US +1.91%+3.2%#6 of 50+2.3%#18 of 50+0.9 pts+1.91%GA
Violent crime per 100,000per 100,000 residentsGap -61 (-17%) · US 328297#26 of 50358#34 of 50-61-17%328GA
Property crime per 100,000per 100,000 residentsGap -410 (-23%) · US 1,5351,409#21 of 501,820#43 of 50-410-23%1,535GA
High school graduation rateGap -2.2 pts · US 85.62%84.1%#33 of 5086.3%#26 of 50-2.2 pts85.62%MD
NAEP math score, grade 4Gap +2 · US 237236#32 of 50234#39 of 50+2237Even
NAEP math score, grade 8Gap +1 · US 273269#37 of 50268#38 of 50+1273Even
NAEP reading score, grade 4Gap -1 · US 214214#28 of 50216#20 of 50-1214Even
NAEP reading score, grade 8Gap +1 · US 257259#18 of 50258#21 of 50+1257Even
Life expectancyGap -1.9 yrs · US 76.975.9#36 of 5077.8#20 of 50-1.9 yrs76.9MD
Adults with obesityGap +2.7 pts · US 34.03%35.4%#31 of 5032.7%#19 of 50+2.7 pts34.03%MD
Residents without health insuranceGap +5.7 pts · US 7.6%12%#49 of 506.3%#18 of 50+5.7 pts7.6%MD
Typical home valuetypical home, modeled estimateGap -$97,491 (-23%) · US $368,697$330,817#22 of 50$428,308#35 of 50-$97,491-23%$368,697GA
Home value change, one yearGap -0.5 pts · US +1.2%-0.5%#45 of 500%#41 of 50-0.5 pts+1.2%MD
Typical rent, largest metrolargest metro, per monthGap -$95 (-5%) · US $1,948$1,853#30 of 50$1,948#35 of 50-$95-5%$1,948GA
Income needed to buyto buy the typical homeGap -$25,990 (-22%) · US $100,006$90,495#23 of 50$116,485#36 of 50-$25,990-22%$100,006GA
Cost of living indexUS = 100Gap -8.7 pts (-8%) · US 10096.3#25 of 50105#44 of 50-8.7 pts-8%100GA
Home value to income ratioGap -0.1x (-2%) · US 4.6x4.1x#20 of 504.2x#22 of 50-0.1x-2%4.6xEven
Residential electricity priceGap -4.75¢ (-24%) · US 17.84¢/kWh14.73¢/kWh#20 of 5019.48¢/kWh#38 of 50-4.75¢-24%17.84¢/kWhGA
Residential natural gas priceGap +$4.28 (+27%) · US $15.83/Mcf$20.42/Mcf#45 of 50$16.14/Mcf#28 of 50+$4.28+27%$15.83/McfMD
Gasoline priceGap -$0.37 (-11%) · US $3.32/gal$2.95/gal#6 of 50$3.32/gal#33 of 50-$0.37-11%$3.32/galGA
Price level for goodsUS = 100Gap -3.6 pts (-4%) · US 10098.9#38 of 50102.5#42 of 50-3.6 pts-4%100GA
Center-based infant care, per yearGap -$9,058 (-45%) · US $15,633$11,066#10 of 50$20,124#40 of 50-$9,058-45%$15,633GA
Total state and local tax burdenshare of incomeGap -1.57 pts · US 8.74%8.47%#20 of 5010.04%#42 of 50-1.57 pts8.74%GA
Top state income tax ratetop rateGap -3.56 pts · US 5.46%5.39%#25 of 508.95%#43 of 50-3.56 pts5.46%GA
Effective property tax rateeffective rateGap -0.19 pts · US 1.02%0.83%#24 of 501.02%#30 of 50-0.19 pts1.02%Even
Combined state and local sales taxstate + localGap +1.49 pts · US 6.66%7.49%#32 of 506%#11 of 50+1.49 pts6.66%MD
Credit ratingindex, 100 = AAAGap 0 pts · US 92.7100#12 of 50100#14 of 500 pts92.7Even
Rainy-day fund, share of spendingGap +8.9 pts · US 12.39%16.4%#7 of 507.5%#39 of 50+8.9 pts12.39%GA
Pension funded ratioGap +2 pts · US 74.3%77%#21 of 5075%#25 of 50+2 pts74.3%GA
State debt per capitaGap -$2,660 (-61%) · US $3,506$1,690#6 of 50$4,350#40 of 50-$2,660-61%$3,506GA
Budget balance, share of spendingGap +3.8 pts · US +4.66%+5.6%#19 of 50+1.8%#44 of 50+3.8 pts+4.66%GA
Median air quality indexmedian AQI, lower is cleanerGap +5 pts (+13%) · US 38.845#47 of 5040#25 of 50+5 pts+13%38.8MD
Renewable share of electricityGap 0 pts · US 29.34%12%#35 of 5012%#36 of 500 pts29.34%Even
FEMA natural disaster risk indexFEMA index, lower is saferGap +13.4 · US 29.613.4#10 of 500.0#1 of 50+13.429.6MD
Public land shareGap -1.8 pts · US 17.16%6.1%#29 of 507.9%#24 of 50-1.8 pts17.16%MD
Mean travel time to workGap -2.9 min · US 25.2 min29.4 min#45 of 5032.3 min#49 of 50-2.9 min25.2 minGA
Commuters using public transitGap -3.8 pts · US 2.29%1.2%#22 of 505%#5 of 50-3.8 pts2.29%MD
Workers working from homeGap -0.7 pts · US 12.28%14.9%#12 of 5015.6%#9 of 50-0.7 pts12.28%MD
Households with a broadband subscriptionGap -1 pts · US 92.67%93.4%#18 of 5094.4%#8 of 50-1 pts92.67%MD
Households moving inIRSGap +64,963 (+78%) · US 78,682148,244#6 of 5083,281#18 of 50+64,963+78%78,682GA
Households moving outIRSGap +36,664 (+38%) · US 78,715133,573#43 of 5096,909#35 of 50+36,664+38%78,715MD
Net householdsIRS, householdsGap +28,299 · US -33+14,671#7 of 50-13,628#45 of 50+28,299-33GA
Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.5 · US +0.4+1.3#16 of 50-2.2#46 of 50+3.5+0.4GA
Average income of arriving householdsIRSGap -$10,652 (-13%) · US $77,690$70,169#34 of 50$80,821#20 of 50-$10,652-13%$77,690MD
Average income of departing householdsIRSGap -$15,963 (-18%) · US $77,024$72,288#27 of 50$88,251#10 of 50-$15,963-18%$77,024MD
Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +4.3 · US +1.1+2.4#16 of 50-1.9#41 of 50+4.3+1.1GA
Left after costs, family of fourearning $75K a yearGap +$27,884 · US -$11,758-$2,800#14 of 50-$30,684#39 of 50+$27,884-$11,758GA
Left after costs, single adultearning $75K a yearGap +$5,315 · US +$31,418+$32,185#25 of 50+$26,870#36 of 50+$5,315+$31,418GA
Left after costs, retiree coupleearning $75K a yearGap +$6,674 · US +$35,970+$36,785#25 of 50+$30,111#38 of 50+$6,674+$35,970GA

Every metric in the registry, direction-aware: ahead means better for a resident. Ranks are among the states with data. Sources are listed at the foot of the page.

Key takeaways

What the Georgia and Maryland numbers say when read together.

  1. Neither state is better overall

    Georgia (55.4, #26) and Maryland (53.6, #31) are within 2 composite points. Georgia leads 5 categories, Maryland leads 4, and 2 are even. The answer depends on which categories matter to you.

  2. Georgia is cheaper day to day

    Georgia's cost of living index is 96.3 against 105 in Maryland (US = 100). The typical home costs $330,817 in Georgia and $428,308 in Maryland. A family of four on $75,000 keeps -$2,800 a year after typical costs in Georgia and -$30,684 in Maryland.

  3. Georgia takes a smaller share in taxes

    Georgia collects 8.47% of income in state and local taxes (middle of the pack on income, property and sales taxes); Maryland collects 10.04% (high income tax, low sales tax, with property tax in the middle of the pack).

  4. Maryland pays more

    Median household income is $79,991 in Georgia and $102,905 in Maryland, with unemployment at 3.4% and 4%. Violent crime runs 297 per 100,000 residents in Georgia and 358 in Maryland.

  5. Moves between the two run about even

    5,702 people moved from Georgia to Maryland and 6,199 the other way, a gap inside the survey's margin of error.

  6. Georgia fits families and retirees better

    For families, Georgia ranks #33 of 50 and Maryland #38; for retirees, Georgia ranks #27 and Maryland #36.

Georgia vs Maryland: frequently asked questions

Is Georgia or Maryland better to live in?

Georgia ranks #26 of 50 overall and Maryland #31 as of the latest release. Georgia is cheaper to live in (cost of living index 96.3 vs 105), has a 1.6-point lower tax burden, and has a 17% lower violent crime rate. Overall they are 1.8 points apart, too close to call: Georgia leads 5 of 11 categories, Maryland leads 4.

Is Georgia cheaper than Maryland?

Georgia is cheaper than Maryland: cost of living index 96.3 vs 105 (US = 100). A family of four earning $75,000 would have -$2,800 left after typical housing, childcare, utilities, groceries, transportation and taxes in Georgia, and -$30,684 in Maryland. The typical home value is $330,817 in Georgia and $428,308 in Maryland.

Which has lower taxes, Georgia or Maryland?

Georgia has the lower tax burden: 8.47% of income in state and local taxes vs 10.04% in Maryland. Georgia's top income tax rate is 5.39%, its effective property tax rate 0.83% and its combined sales tax 7.49%; Maryland's are 8.95%, 1.02% and 6%.

Is Georgia safer than Maryland?

Georgia is safer: 297 violent crimes per 100,000 residents vs 358 in Maryland, per the FBI. Georgia ranks #26 of 50 for violent crime and Maryland #34. Property crime is 1,409 per 100,000 in Georgia and 1,820 in Maryland. The safest tracked cities are Johns Creek, GA, and Rockville, MD.

Are homes more expensive in Georgia or Maryland?

Homes are 29% more expensive in Maryland: the typical home value is $330,817 in Georgia and $428,308 in Maryland. Buying the typical home takes about $90,495 of household income in Georgia and $116,485 in Maryland, against median incomes of $79,991 and $102,905.

Do people earn more in Georgia or Maryland?

Maryland pays more: median household income is $102,905 vs $79,991 in Georgia, per the Census Bureau. Unemployment is 3.4% in Georgia and 4% in Maryland. Across 20 occupations with BLS wage data in both states, Georgia's best-paying metro comes out ahead in 18 after adjusting for local costs and Maryland's in 0, with 2 even.

Are more people moving from Georgia to Maryland or from Maryland to Georgia?

3,112 households moved from Maryland to Georgia in the latest IRS release (average income $73,929); the flow from Georgia to Maryland is too small to appear among Maryland's top origin states. The Census Bureau's American Community Survey, counting people, shows 5,702 people (±2,720) moving from Georgia to Maryland and 6,199 (±1,461) the other way, a gap inside the margin of error, so the flows are roughly balanced.

Which is better for retirees, Georgia or Maryland?

Georgia is the better fit for retirees: #27 of 50 on the retiree index vs #36 for Maryland. Georgia has middle of the pack on income, property and sales taxes; Maryland has high income tax, low sales tax, with property tax in the middle of the pack. A retiree couple on $75,000 would have +$36,785 left after typical costs in Georgia and +$30,111 in Maryland.

Which is better for families, Georgia or Maryland?

Georgia is the better fit for families: #33 of 50 on the families index vs #38 for Maryland. Center-based infant care costs $11,066 a year in Georgia and $20,124 in Maryland. High school graduation rates are 84.1% and 86.3%. A family of four on $75,000 keeps -$2,800 after typical costs in Georgia and -$30,684 in Maryland.

Which has better schools, Georgia or Maryland?

Georgia and Maryland are close on education: #34 and #31 of 50 in the education category. Eighth graders average 269 in NAEP math in Georgia and 268 in Maryland. High school graduation rates are 84.1% in Georgia and 86.3% in Maryland, and the education category scores are 53.1 and 55.5 out of 100. Among tracked cities, Valdosta and Waldorf have the strongest school metrics.

Compare a different pair

Swap either state, or jump to the matchups people open alongside Georgia vs Maryland.

Why this pair is featured: major moving corridor (3,112 households moved in the busier direction in the latest IRS release).