Florida vs Michigan: Which Is Better to Live In?
Florida ranks #21 of 50 overall and Michigan #45 as of the latest release. Michigan is cheaper to live in (cost of living index 96.2 vs 103.4), carries a 1.8-point higher tax burden, and has a 34% higher violent crime rate. Florida scores higher overall, leading 7 of 11 categories to 3.
- Typical rent, largest metro is 43% lower in Michigan ($1,524 vs. $2,666 in Florida).
- Violent crime rate is 34% lower in Florida (275 vs. 416 in Michigan).
- Income needed to buy the typical home is 32% lower in Michigan ($73,945 vs. $108,280 in Florida).
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| Overall scorecomposite of 100, rank of 50Gap +17.2 pts | 59.9#21 of 50 · B | 42.7#45 of 50 · D | +17.2 pts | — | FL |
| Cost of living indexUS = 100Gap +7.2 pts (+7%) · US 100 | 103.4#40 of 50 | 96.2#24 of 50 | +7.2 pts+7% | 100 | MI |
| Left after costs, family of fourearning $75K a yearGap -$4,852 · US -$11,758 | -$10,486#24 of 50 | -$5,634#17 of 50 | -$4,852 | -$11,758 | MI |
| Typical home valuetypical home, modeled estimateGap +$109,178 (+41%) · US $368,697 | $375,470#28 of 50 | $266,292#12 of 50 | +$109,178+41% | $368,697 | MI |
| Total state and local tax burdenshare of incomeGap -1.76 pts · US 8.74% | 6.49%#6 of 50 | 8.25%#18 of 50 | -1.76 pts | 8.74% | FL |
| Violent crime per 100,000per 100,000 residentsGap -141 (-34%) · US 328 | 275#23 of 50 | 416#40 of 50 | -141-34% | 328 | FL |
| Median household incomeGap +$5,346 (+7%) · US $80,903 | $77,735#26 of 50 | $72,389#37 of 50 | +$5,346+7% | $80,903 | FL |
| High school graduation rateGap +6.3 pts · US 85.62% | 87.3%#19 of 50 | 81%#45 of 50 | +6.3 pts | 85.62% | FL |
| Life expectancyGap +1.1 yrs · US 76.9 | 77.9#19 of 50 | 76.8#29 of 50 | +1.1 yrs | 76.9 | FL |
| Net householdsIRS, householdsGap +64,119 · US -33 | +55,349#2 of 50 | -8,770#42 of 50 | +64,119 | -33 | FL |
Cost of living index from the Bureau of Economic Analysis (US = 100). Left after costs from the America's Dashboard affordability engine for a family of four earning $75,000. Typical home value from Zillow Research. Tax burden from WalletHub. Violent crime from the FBI, per 100,000 residents. Income and graduation from the Census Bureau and NCES. Life expectancy from the CDC. Net households from IRS Statistics of Income. US column is the 50-state average or median.
Is Florida or Michigan better to live in?
Florida scores higher overall: 59.9 to 42.7 out of 100, #21 of 50 against #45. Florida leads 7 of 11 categories, Michigan leads 3, and 1 are within 3 points.
| Category | Weight | FloridaFL | MichiganMI | Gap | Ahead |
|---|---|---|---|---|---|
| Economy15% of scoregap +23.1 | 15% | 45.0#27 · C+ | 21.9#50 · F | +23.1 pts | FL |
| Safety12% of scoregap +9.2 | 12% | 73.1#23 · B | 63.9#31 · C+ | +9.2 pts | FL |
| Health12% of scoregap +5.1 | 12% | 60.5#19 · B | 55.4#27 · C+ | +5.1 pts | FL |
| Education12% of scoregap +18.9 | 12% | 61.1#23 · B | 42.2#44 · D | +18.9 pts | FL |
| Affordability10% of scoregap -11.4 | 10% | 61.9#31 · C+ | 73.3#22 · B | -11.4 pts | MI |
| Fiscal Health8% of scoregap +14 | 8% | 70.2#10 · A | 56.2#32 · C+ | +14 pts | FL |
| Growth7% of scoregap +20.6 | 7% | 44.9#20 · B | 24.3#41 · C | +20.6 pts | FL |
| Transportation7% of scoregap -5.8 | 7% | 43.6#39 · C | 49.4#27 · C+ | -5.8 pts | MI |
| Livability7% of scoregap +2.2 | 7% | 26.9#36 · C | 24.7#41 · C | +2.2 pts | Even |
| Outdoor Access6% of scoregap +10 | 6% | 27.8#24 · B | 17.8#32 · C+ | +10 pts | FL |
| Environment4% of scoregap -8 | 4% | 34.0#36 · C | 42.0#23 · B | -8 pts | MI |
Scores run 0 to 100 within each category; weight is the category's share of the composite. Grades follow rank (1–5 A+, 6–10 A, 11–18 B+, 19–26 B, 27–34 C+, 35–42 C, 43–48 D, 49–50 F). Methodology →
Is Florida cheaper than Michigan?
Michigan is cheaper: cost of living index 96.2 vs 103.4 in Florida (US = 100). A family of four earning $75,000 keeps $4,852 more a year in Michigan after housing, childcare, utilities, groceries, transportation and taxes.
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| Cost of living indexUS = 100Gap +7.2 pts (+7%) · US 100 | 103.4#40 of 50 | 96.2#24 of 50 | +7.2 pts+7% | 100 | MI |
| Price level for goodsUS = 100Gap +2.1 pts (+2%) · US 100 | 98.1#33 of 50 | 96#16 of 50 | +2.1 pts+2% | 100 | MI |
| Residential electricity priceGap -4.77¢ (-24%) · US 17.84¢/kWh | 15.24¢/kWh#23 of 50 | 20.01¢/kWh#39 of 50 | -4.77¢-24% | 17.84¢/kWh | FL |
| Residential natural gas priceGap +$14.56 (+133%) · US $15.83/Mcf | $25.48/Mcf#49 of 50 | $10.92/Mcf#9 of 50 | +$14.56+133% | $15.83/Mcf | MI |
| Gasoline priceGap -$0.02 (-1%) · US $3.32/gal | $3.08/gal#12 of 50 | $3.10/gal#16 of 50 | -$0.02-1% | $3.32/gal | Even |
| Center-based infant care, per yearGap +$166 (+1%) · US $15,633 | $14,230#22 of 50 | $14,064#21 of 50 | +$166+1% | $15,633 | Even |
Cost of living index and the price level for goods from the Bureau of Economic Analysis regional price parities (US = 100). Electricity, natural gas and gasoline prices from the EIA; center-based infant care from Child Care Aware of America. Lower is ahead.
| Measure | FloridaFL | MichiganMI | GapFL−MI | Ahead |
|---|---|---|---|---|
| Single Adultearning $75,000Gap -$1,043 | +$33,384costs $41,617 | +$34,427costs $40,573 | -$1,043 | MI |
| Couple, No Kidsearning $75,000Gap -$2,633 | +$24,059costs $50,942 | +$26,692costs $48,308 | -$2,633 | MI |
| Family of 4earning $75,000Gap -$4,852 | -$10,486costs $85,486 | -$5,634costs $80,634 | -$4,852 | MI |
| Retiree Coupleearning $75,000Gap -$2,008 | +$36,999costs $38,001 | +$39,007costs $35,994 | -$2,008 | MI |
Income left after housing, childcare, utilities, groceries, transportation and state and local taxes for four household types earning $75,000, from the affordability engine. Negative means typical costs exceed take-home pay.
| Measure | FloridaFL | MichiganMI | GapFL−MI | Ahead |
|---|---|---|---|---|
| HousingGap +$6,109 | $25,862 | $19,753 | +$6,109 | MI |
| ChildcareGap +$332 | $28,460 | $28,128 | +$332 | Even |
| UtilitiesGap +$345 | $4,963 | $4,618 | +$345 | Even |
| GroceriesGap +$237 | $11,049 | $10,812 | +$237 | Even |
| TransportationGap -$63 | $9,680 | $9,743 | -$63 | Even |
| State and local taxesGap -$2,108 | $5,472 | $7,580 | -$2,108 | FL |
Annual cost lines for a family of four (two adults, two children). Lower is ahead.
Which has lower taxes, Florida or Michigan?
Florida collects a smaller share of income in state and local taxes: 6.49% vs 8.25%. Florida has no income tax, with property and sales taxes in the middle of the pack; Michigan has low sales tax, with income and property taxes in the middle of the pack.
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| Total state and local tax burdenshare of incomeGap -1.76 pts · US 8.74% | 6.49%#6 of 50 | 8.25%#18 of 50 | -1.76 pts | 8.74% | FL |
| Top state income tax ratetop rateGap -6.65 pts · US 5.46% | none#5 of 50 | 6.65%#36 of 50 | -6.65 pts | 5.46% | FL |
| Effective property tax rateeffective rateGap -0.53 pts · US 1.02% | 0.82%#23 of 50 | 1.35%#37 of 50 | -0.53 pts | 1.02% | FL |
| Combined state and local sales taxstate + localGap +0.98 pts · US 6.66% | 6.98%#24 of 50 | 6%#13 of 50 | +0.98 pts | 6.66% | MI |
Total tax burden (state and local taxes as a share of personal income) from WalletHub; top marginal income tax rate, effective property tax rate and combined state and local sales tax from the Tax Foundation. Lower is ahead.
Are homes more expensive in Florida or Michigan?
Homes cost 41% more in Florida: a typical home value of $375,470 in Florida vs $266,292 in Michigan. Buying the typical home takes about $108,280 of income in Florida and $73,945 in Michigan; the median household earns $77,735 and $72,389.
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| Typical home valuetypical home, modeled estimateGap +$109,178 (+41%) · US $368,697 | $375,470#28 of 50 | $266,292#12 of 50 | +$109,178+41% | $368,697 | MI |
| Home value change, one yearGap -5.5 pts · US +1.2% | -1.5%#48 of 50 | +4%#7 of 50 | -5.5 pts | +1.2% | MI |
| Typical rent, largest metrolargest metro, per monthGap +$1,142 (+75%) · US $1,948 | $2,666#46 of 50 | $1,524#16 of 50 | +$1,142+75% | $1,948 | MI |
| Income needed to buyto buy the typical homeGap +$34,335 (+46%) · US $100,006 | $108,280#31 of 50 | $73,945#12 of 50 | +$34,335+46% | $100,006 | MI |
| Home value to income ratioGap +1.1x (+30%) · US 4.6x | 4.8x#33 of 50 | 3.7x#15 of 50 | +1.1x+30% | 4.6x | MI |
Typical home value, one-year change, largest-metro rent and income needed to buy from Zillow Research (a modeled estimate, not a median). Price-to-income ratio divides that typical home value by ACS median household income. Lower is ahead.
| FL | MI | |
|---|---|---|
| Monthly payment, 20% down | $1,932 | $1,370 |
| Income needed vs. median | +39% | +2% |
| Five-year change | +20.3% | +24.1% |
| Market temperature | Warm | Cool |
| Largest metro | Miami | Detroit |
Income needed vs. median: how far the income required to buy the typical home sits above (+) or below (−) the state's median household income. Temperature blends price cuts, days to pending and inventory against the national market (Zillow).
Do people earn more in Florida or Michigan?
Florida pays more: median household income $77,735 vs $72,389, with unemployment at 3.9% in Florida and 5.2% in Michigan. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 0 after adjusting for local costs and Michigan's in 18.
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| Median household incomeGap +$5,346 (+7%) · US $80,903 | $77,735#26 of 50 | $72,389#37 of 50 | +$5,346+7% | $80,903 | FL |
| Unemployment rateGap -1.3 pts · US 3.95% | 3.9%#24 of 50 | 5.2%#48 of 50 | -1.3 pts | 3.95% | FL |
| GDP per capitaGap +$5,329 (+10%) · US $64,333 | $60,655#29 of 50 | $55,326#40 of 50 | +$5,329+10% | $64,333 | FL |
| Real GDP growthGap +1.7 pts · US +1.91% | +3.5%#4 of 50 | +1.8%#30 of 50 | +1.7 pts | +1.91% | FL |
| Population growthGap +0.57 pts · US +0.51% | +0.85%#13 of 50 | +0.28%#35 of 50 | +0.57 pts | +0.51% | FL |
Median household income from the Census Bureau ACS; unemployment from BLS LAUS; GDP per capita and real GDP growth from the BEA; population growth from Census Bureau estimates.
Show all 20 occupations
| Occupation | FL | MI | Ahead |
|---|---|---|---|
| Family Medicine Physicians | $213,282$219,680 in Miami | $248,727$233,803 in Detroit | MI |
| Software Developers | $126,859$130,665 in Miami | $143,840$135,210 in Detroit | MI |
| Civil Engineers | $92,304$95,073 in Miami | $107,310$100,871 in Detroit | MI |
| Secondary School Teachers | $64,487$66,422 in Miami | $73,631$69,213 in Detroit | MI |
| Police & Sheriff's Patrol Officers | $73,359$75,560 in Miami | $82,057$77,134 in Detroit | MI |
| Heavy & Tractor-Trailer Truck Drivers | $51,587$53,135 in Miami | $60,091$56,486 in Detroit | MI |
| Electricians | $60,481$62,295 in Miami | $68,769$64,643 in Detroit | MI |
| Construction Laborers | $40,921$42,149 in Miami | $48,624$45,707 in Detroit | MI |
| Dietitians & Nutritionists | $66,198$68,184 in Miami | $73,448$69,041 in Detroit | MI |
| Mental Health Counselors | $53,730$55,342 in Miami | $60,529$56,897 in Detroit | MI |
| Computer Systems Analysts | $107,205$110,421 in Miami | $113,783$106,956 in Detroit | MI |
| Sales Representatives (Wholesale/Manufacturing) | $67,113$69,126 in Miami | $73,498$69,088 in Detroit | MI |
| Licensed Practical Nurses (LPN) | $54,421$56,054 in Miami | $59,364$55,802 in Detroit | MI |
| General & Operations Managers | $102,658$105,738 in Miami | $107,373$100,931 in Detroit | MI |
| Lawyers | $147,977$152,416 in Miami | $152,435$143,289 in Detroit | Even |
| Registered Nurses | $85,835$88,410 in Miami | $89,989$84,590 in Detroit | MI |
| Welders, Cutters & Brazers | $48,013$49,453 in Miami | $51,641$48,543 in Detroit | MI |
| HVAC Mechanics & Installers | $58,177$59,922 in Miami | $61,151$57,482 in Detroit | MI |
| Accountants & Auditors | $81,307$83,746 in Miami | $82,872$77,900 in Detroit | Even |
| Cooks, Restaurant | $34,725$35,767 in Miami | $35,851$33,700 in Detroit | MI |
BLS Occupational Employment and Wage Statistics, latest release: the median wage in each state's best-paying metro, adjusted for that metro's cost of living (BEA regional price parities). Sorted by the size of the gap.
Is Florida safer than Michigan?
Florida is safer: 275 violent crimes per 100,000 residents vs 416 in Michigan (FBI). Property crime runs 1,402 and 1,259 per 100,000. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data.
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| Violent crime per 100,000per 100,000 residentsGap -141 (-34%) · US 328 | 275#23 of 50 | 416#40 of 50 | -141-34% | 328 | FL |
| Property crime per 100,000per 100,000 residentsGap +143 (+11%) · US 1,535 | 1,402#20 of 50 | 1,259#13 of 50 | +143+11% | 1,535 | MI |
FBI state crime estimates, offenses per 100,000 residents, latest release. Florida uses the FBI's prior-year estimate because the latest year is based on limited data. Lower is ahead.
- Pembroke Pines, FL42 violent per 100K
- Rochester Hills, MI62 violent per 100K
Among each state's 20 tracked cities, latest FBI release.
Which has better schools and health, Florida or Michigan?
Florida scores higher for education (#23 of 50 vs #44), with high school graduation rates of 87.3% and 81%. Florida scores higher for health (#19 vs #27); life expectancy is 77.9 years in Florida and 76.8 in Michigan.
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| NAEP math score, grade 8Gap -3 · US 273 | 267#41 of 50 | 270#31 of 50 | -3 | 273 | Even |
| NAEP reading score, grade 8Gap -2 · US 257 | 253#43 of 50 | 255#33 of 50 | -2 | 257 | Even |
| High school graduation rateGap +6.3 pts · US 85.62% | 87.3%#19 of 50 | 81%#45 of 50 | +6.3 pts | 85.62% | FL |
| Life expectancyGap +1.1 yrs · US 76.9 | 77.9#19 of 50 | 76.8#29 of 50 | +1.1 yrs | 76.9 | FL |
| Adults with obesityGap -6.5 pts · US 34.03% | 29.6%#8 of 50 | 36.1%#33 of 50 | -6.5 pts | 34.03% | FL |
| Residents without health insuranceGap +5.8 pts · US 7.6% | 10.9%#45 of 50 | 5.1%#8 of 50 | +5.8 pts | 7.6% | MI |
| Median air quality indexmedian AQI, lower is cleanerGap +1 pts (+3%) · US 38.8 | 41#29 of 50 | 40#27 of 50 | +1 pts+3% | 38.8 | Even |
High school graduation rate from NCES; life expectancy from the CDC National Center for Health Statistics; median air quality index from EPA AirData (lower is cleaner).
- Sanford, FLeducation score 95
- Farmington Hills, MIeducation score 94.2
City education scores blend graduation rate, student-teacher ratio and per-pupil spending (NCES). State education scores combine NAEP math and reading with the graduation rate; health scores combine life expectancy, adult obesity and the uninsured rate. Education: Florida #23, Michigan #44. Health: Florida #19, Michigan #27.
Are more people moving from Florida to Michigan, or from Michigan to Florida?
8,263 households moved from Florida to Michigan and 10,659 moved from Michigan to Florida in the latest IRS release, a net gain of 2,396 households for Florida. Movers to Michigan reported an average income of $77,440; movers to Florida reported $118,637. The Census Bureau's American Community Survey, counting people, shows 19,282 people (±4,668) moving from Florida to Michigan and 18,558 (±4,612) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Bars show people (Census ACS, latest release, with 90% margins of error). IRS counts tax-filing households and reports the movers' average income; pairs outside a state's top ten origins and destinations are not published.
| Measure | FloridaFL | MichiganMI | GapFL−MI | Ahead |
|---|---|---|---|---|
| Households moving inIRSGap +282,312 (+393%) | 354,112#1 of 50 | 71,800#20 of 50 | +282,312+393% | FL |
| Households moving outIRSGap +218,193 (+271%) | 298,763#49 of 50 | 80,570#33 of 50 | +218,193+271% | MI |
| Net householdsIRS, householdsGap +64,119 | +55,349#2 of 50 | -8,770#42 of 50 | +64,119 | FL |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.3 | +2.4#9 of 50 | -0.9#38 of 50 | +3.3 | FL |
| Average income of arriving householdsIRSGap +$48,394 (+65%) | $122,539#1 of 50 | $74,145#30 of 50 | +$48,394+65% | FL |
| Average income of departing householdsIRSGap -$1,809 (-2%) | $76,134#20 of 50 | $77,943#18 of 50 | -$1,809-2% | Even |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +0.8 | +1.0#25 of 50 | +0.2#31 of 50 | +0.8 | FL |
Each state's total inbound and outbound households and the movers' average income from IRS Statistics of Income; net domestic migration per 1,000 residents from Census Bureau population estimates. Latest releases.
Which is better for retirees, families or remote workers, Florida or Michigan?
Florida is the better fit for families, retirees, remote workers, young professionals, small business, and outdoor enthusiasts. Each index re-weights the same 11 category scores for one kind of household.
| Measure | FloridaFL | MichiganMI | GapFL−MI | Ahead |
|---|---|---|---|---|
| FamiliesGap -17 places | #24score 65.4 | #41score 53.5 | -17 places | FL |
| RetireesGap -12 places | #18score 66.2 | #30score 59.7 | -12 places | FL |
| Remote WorkersGap -16 places | #27score 51.6 | #43score 41.5 | -16 places | FL |
| Young ProfessionalsGap -23 places | #24score 53.9 | #47score 37.5 | -23 places | FL |
| Small BusinessGap -26 places | #19score 62.4 | #45score 36.9 | -26 places | FL |
| Outdoor EnthusiastsGap -6 places | #26score 44.3 | #32score 36.1 | -6 places | FL |
Rank of 50 on each lifestyle index. A state is called ahead when the ranks are at least 4 places apart.
- FamiliesFlorida (#24 vs #41)
- RetireesFlorida (#18 vs #30)
- Remote WorkersFlorida (#27 vs #43)
- Young ProfessionalsFlorida (#24 vs #47)
- Small BusinessFlorida (#19 vs #45)
- Outdoor EnthusiastsFlorida (#26 vs #32)
Which cities stand out in Florida and Michigan?
Florida has 80 tracked cities and Michigan has 24; the largest are Jacksonville and Detroit. The table picks the best city in each state for one purpose at a time.
| Best for | FloridaFL | MichiganMI |
|---|---|---|
| Largest citypopulation | Jacksonville977,670 people | Detroit638,530 people |
| Highest composite scorecomposite score | Palm Beach Gardensscore 64.8 | Troyscore 69.5 |
| Safest cityviolent crime per 100,000 | Pembroke Pines42 violent per 100K | Rochester Hills62 violent per 100K |
| Cheapest citycost of living index | The Villagescost index 85.4 | Battle Creekcost index 90.5 |
| Most walkableEPA walkability index, 1 to 20 | Westchesterwalkability 15.3 of 20 | Ann Arborwalkability 13.5 of 20 |
| Cleanest airmedian air quality index, county | Port St. Luciecounty median AQI 34 | Lansingcounty median AQI 38 |
| Best schoolsgraduation rate, % | Sanford95% graduation rate | Farmington Hills94.2% graduation rate |
| Richest citymedian household income | Westonmedian income $139,825 | Rochester Hillsmedian income $120,694 |
| Fastest growingpopulation growth, % | St. Cloud+5.7% growth | Grand Rapids+0.9% growth |
Among the 20 tracked cities in each state. Census ACS, FBI, NCES and BEA data, latest releases.
How do Florida and Michigan compare on everything else?
State finances, environment, and getting around. Florida carries AAA credit rating and Michigan AA.
Show fiscal, environment and commuting tables
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| Renewable share of electricityGap -3 pts · US 29.34% | 10%#39 of 50 | 13%#33 of 50 | -3 pts | 29.34% | MI |
| FEMA natural disaster risk indexFEMA index, lower is saferGap +12.0 (+114%) · US 29.6 | 22.5#19 of 50 | 10.5#7 of 50 | +12.0+114% | 29.6 | MI |
| Public land shareGap +12.9 pts · US 17.16% | 26.3%#13 of 50 | 13.4%#18 of 50 | +12.9 pts | 17.16% | FL |
| Mean travel time to workGap +4.6 min · US 25.2 min | 28.9 min#44 of 50 | 24.3 min#20 of 50 | +4.6 min | 25.2 min | MI |
| Commuters using public transitGap +0.3 pts · US 2.29% | 1.3%#21 of 50 | 1%#28 of 50 | +0.3 pts | 2.29% | Even |
| Workers working from homeGap +4.3 pts · US 12.28% | 15.5%#10 of 50 | 11.2%#33 of 50 | +4.3 pts | 12.28% | FL |
| Households with a broadband subscriptionGap +1.5 pts · US 92.67% | 94.3%#9 of 50 | 92.8%#27 of 50 | +1.5 pts | 92.67% | FL |
Renewable share of electricity from the EIA; natural disaster risk from FEMA's National Risk Index; public land share from USGS PAD-US; mean travel time to work, transit and work-from-home shares from the Census Bureau ACS; households with a broadband subscription from the Census Bureau ACS.
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| Credit ratingindex, 100 = AAAGap +10 pts · US 92.7 | 100#8 of 50 | 90#39 of 50 | +10 pts | 92.7 | FL |
| Rainy-day fund, share of spendingGap -1.8 pts · US 12.39% | 11.7%#20 of 50 | 13.5%#13 of 50 | -1.8 pts | 12.39% | MI |
| Pension funded ratioGap +14 pts · US 74.3% | 82%#13 of 50 | 68%#35 of 50 | +14 pts | 74.3% | FL |
| State debt per capitaGap -$1,220 (-38%) · US $3,506 | $1,960#9 of 50 | $3,180#31 of 50 | -$1,220-38% | $3,506 | FL |
| Budget balance, share of spendingGap +0.5 pts · US +4.66% | +4.8%#24 of 50 | +4.3%#29 of 50 | +0.5 pts | +4.66% | FL |
Credit rating index (S&P / Moody's; Florida AAA, Michigan AA), rainy-day fund and budget balance as a share of spending (Pew, NASBO), pension funded ratio (Pew) and state debt per capita (Census Bureau).
Florida vs Michigan: every metric side by side
Every measure behind the category scores, with each state's rank of 50 and the US figure. Florida is ahead on 24 of 51, Michigan on 18, and 9 are even.
Show all 54 metrics
| Measure | FloridaFL | MichiganMI | GapFL−MI | US | Ahead |
|---|---|---|---|---|---|
| PopulationGap +13,334,634 (+132%) · US 6.8 million | 23.5 million#3 of 50 | 10.1 million#10 of 50 | +13,334,634+132% | 6.8 million | FL |
| Median household incomeGap +$5,346 (+7%) · US $80,903 | $77,735#26 of 50 | $72,389#37 of 50 | +$5,346+7% | $80,903 | FL |
| Unemployment rateGap -1.3 pts · US 3.95% | 3.9%#24 of 50 | 5.2%#48 of 50 | -1.3 pts | 3.95% | FL |
| Population growthGap +0.57 pts · US +0.51% | +0.85%#13 of 50 | +0.28%#35 of 50 | +0.57 pts | +0.51% | FL |
| GDP per capitaGap +$5,329 (+10%) · US $64,333 | $60,655#29 of 50 | $55,326#40 of 50 | +$5,329+10% | $64,333 | FL |
| Real GDP growthGap +1.7 pts · US +1.91% | +3.5%#4 of 50 | +1.8%#30 of 50 | +1.7 pts | +1.91% | FL |
| Violent crime per 100,000per 100,000 residentsGap -141 (-34%) · US 328 | 275#23 of 50 | 416#40 of 50 | -141-34% | 328 | FL |
| Property crime per 100,000per 100,000 residentsGap +143 (+11%) · US 1,535 | 1,402#20 of 50 | 1,259#13 of 50 | +143+11% | 1,535 | MI |
| High school graduation rateGap +6.3 pts · US 85.62% | 87.3%#19 of 50 | 81%#45 of 50 | +6.3 pts | 85.62% | FL |
| NAEP math score, grade 4Gap +8 · US 237 | 243#3 of 50 | 235#34 of 50 | +8 | 237 | Even |
| NAEP math score, grade 8Gap -3 · US 273 | 267#41 of 50 | 270#31 of 50 | -3 | 273 | Even |
| NAEP reading score, grade 4Gap +9 · US 214 | 218#10 of 50 | 209#44 of 50 | +9 | 214 | Even |
| NAEP reading score, grade 8Gap -2 · US 257 | 253#43 of 50 | 255#33 of 50 | -2 | 257 | Even |
| Life expectancyGap +1.1 yrs · US 76.9 | 77.9#19 of 50 | 76.8#29 of 50 | +1.1 yrs | 76.9 | FL |
| Adults with obesityGap -6.5 pts · US 34.03% | 29.6%#8 of 50 | 36.1%#33 of 50 | -6.5 pts | 34.03% | FL |
| Residents without health insuranceGap +5.8 pts · US 7.6% | 10.9%#45 of 50 | 5.1%#8 of 50 | +5.8 pts | 7.6% | MI |
| Typical home valuetypical home, modeled estimateGap +$109,178 (+41%) · US $368,697 | $375,470#28 of 50 | $266,292#12 of 50 | +$109,178+41% | $368,697 | MI |
| Home value change, one yearGap -5.5 pts · US +1.2% | -1.5%#48 of 50 | +4%#7 of 50 | -5.5 pts | +1.2% | MI |
| Typical rent, largest metrolargest metro, per monthGap +$1,142 (+75%) · US $1,948 | $2,666#46 of 50 | $1,524#16 of 50 | +$1,142+75% | $1,948 | MI |
| Income needed to buyto buy the typical homeGap +$34,335 (+46%) · US $100,006 | $108,280#31 of 50 | $73,945#12 of 50 | +$34,335+46% | $100,006 | MI |
| Cost of living indexUS = 100Gap +7.2 pts (+7%) · US 100 | 103.4#40 of 50 | 96.2#24 of 50 | +7.2 pts+7% | 100 | MI |
| Home value to income ratioGap +1.1x (+30%) · US 4.6x | 4.8x#33 of 50 | 3.7x#15 of 50 | +1.1x+30% | 4.6x | MI |
| Residential electricity priceGap -4.77¢ (-24%) · US 17.84¢/kWh | 15.24¢/kWh#23 of 50 | 20.01¢/kWh#39 of 50 | -4.77¢-24% | 17.84¢/kWh | FL |
| Residential natural gas priceGap +$14.56 (+133%) · US $15.83/Mcf | $25.48/Mcf#49 of 50 | $10.92/Mcf#9 of 50 | +$14.56+133% | $15.83/Mcf | MI |
| Gasoline priceGap -$0.02 (-1%) · US $3.32/gal | $3.08/gal#12 of 50 | $3.10/gal#16 of 50 | -$0.02-1% | $3.32/gal | Even |
| Price level for goodsUS = 100Gap +2.1 pts (+2%) · US 100 | 98.1#33 of 50 | 96#16 of 50 | +2.1 pts+2% | 100 | MI |
| Center-based infant care, per yearGap +$166 (+1%) · US $15,633 | $14,230#22 of 50 | $14,064#21 of 50 | +$166+1% | $15,633 | Even |
| Total state and local tax burdenshare of incomeGap -1.76 pts · US 8.74% | 6.49%#6 of 50 | 8.25%#18 of 50 | -1.76 pts | 8.74% | FL |
| Top state income tax ratetop rateGap -6.65 pts · US 5.46% | none#5 of 50 | 6.65%#36 of 50 | -6.65 pts | 5.46% | FL |
| Effective property tax rateeffective rateGap -0.53 pts · US 1.02% | 0.82%#23 of 50 | 1.35%#37 of 50 | -0.53 pts | 1.02% | FL |
| Combined state and local sales taxstate + localGap +0.98 pts · US 6.66% | 6.98%#24 of 50 | 6%#13 of 50 | +0.98 pts | 6.66% | MI |
| Credit ratingindex, 100 = AAAGap +10 pts · US 92.7 | 100#8 of 50 | 90#39 of 50 | +10 pts | 92.7 | FL |
| Rainy-day fund, share of spendingGap -1.8 pts · US 12.39% | 11.7%#20 of 50 | 13.5%#13 of 50 | -1.8 pts | 12.39% | MI |
| Pension funded ratioGap +14 pts · US 74.3% | 82%#13 of 50 | 68%#35 of 50 | +14 pts | 74.3% | FL |
| State debt per capitaGap -$1,220 (-38%) · US $3,506 | $1,960#9 of 50 | $3,180#31 of 50 | -$1,220-38% | $3,506 | FL |
| Budget balance, share of spendingGap +0.5 pts · US +4.66% | +4.8%#24 of 50 | +4.3%#29 of 50 | +0.5 pts | +4.66% | FL |
| Median air quality indexmedian AQI, lower is cleanerGap +1 pts (+3%) · US 38.8 | 41#29 of 50 | 40#27 of 50 | +1 pts+3% | 38.8 | Even |
| Renewable share of electricityGap -3 pts · US 29.34% | 10%#39 of 50 | 13%#33 of 50 | -3 pts | 29.34% | MI |
| FEMA natural disaster risk indexFEMA index, lower is saferGap +12.0 (+114%) · US 29.6 | 22.5#19 of 50 | 10.5#7 of 50 | +12.0+114% | 29.6 | MI |
| Public land shareGap +12.9 pts · US 17.16% | 26.3%#13 of 50 | 13.4%#18 of 50 | +12.9 pts | 17.16% | FL |
| Mean travel time to workGap +4.6 min · US 25.2 min | 28.9 min#44 of 50 | 24.3 min#20 of 50 | +4.6 min | 25.2 min | MI |
| Commuters using public transitGap +0.3 pts · US 2.29% | 1.3%#21 of 50 | 1%#28 of 50 | +0.3 pts | 2.29% | Even |
| Workers working from homeGap +4.3 pts · US 12.28% | 15.5%#10 of 50 | 11.2%#33 of 50 | +4.3 pts | 12.28% | FL |
| Households with a broadband subscriptionGap +1.5 pts · US 92.67% | 94.3%#9 of 50 | 92.8%#27 of 50 | +1.5 pts | 92.67% | FL |
| Households moving inIRSGap +282,312 (+393%) · US 78,682 | 354,112#1 of 50 | 71,800#20 of 50 | +282,312+393% | 78,682 | FL |
| Households moving outIRSGap +218,193 (+271%) · US 78,715 | 298,763#49 of 50 | 80,570#33 of 50 | +218,193+271% | 78,715 | MI |
| Net householdsIRS, householdsGap +64,119 · US -33 | +55,349#2 of 50 | -8,770#42 of 50 | +64,119 | -33 | FL |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.3 · US +0.4 | +2.4#9 of 50 | -0.9#38 of 50 | +3.3 | +0.4 | FL |
| Average income of arriving householdsIRSGap +$48,394 (+65%) · US $77,690 | $122,539#1 of 50 | $74,145#30 of 50 | +$48,394+65% | $77,690 | FL |
| Average income of departing householdsIRSGap -$1,809 (-2%) · US $77,024 | $76,134#20 of 50 | $77,943#18 of 50 | -$1,809-2% | $77,024 | Even |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +0.8 · US +1.1 | +1.0#25 of 50 | +0.2#31 of 50 | +0.8 | +1.1 | FL |
| Left after costs, family of fourearning $75K a yearGap -$4,852 · US -$11,758 | -$10,486#24 of 50 | -$5,634#17 of 50 | -$4,852 | -$11,758 | MI |
| Left after costs, single adultearning $75K a yearGap -$1,043 · US +$31,418 | +$33,384#22 of 50 | +$34,427#18 of 50 | -$1,043 | +$31,418 | MI |
| Left after costs, retiree coupleearning $75K a yearGap -$2,008 · US +$35,970 | +$36,999#24 of 50 | +$39,007#19 of 50 | -$2,008 | +$35,970 | MI |
Every metric in the registry, direction-aware: ahead means better for a resident. Ranks are among the states with data. Sources are listed at the foot of the page.
Key takeaways
What the Florida and Michigan numbers say when read together.
Florida ranks higher overall
Florida leads 7 of the 11 categories to Michigan's 3, with 1 even; Michigan is ahead on affordability and environment. Across all 51 measures with data on both sides, Florida is ahead on 24 and Michigan on 18.
Michigan is cheaper day to day
Michigan's cost of living index is 96.2 against 103.4 in Florida (US = 100). The typical home costs $375,470 in Florida and $266,292 in Michigan. A family of four on $75,000 keeps -$10,486 a year after typical costs in Florida and -$5,634 in Michigan.
Florida takes a smaller share in taxes
Florida collects 6.49% of income in state and local taxes (no income tax, with property and sales taxes in the middle of the pack); Michigan collects 8.25% (low sales tax, with income and property taxes in the middle of the pack).
Florida pays more and is safer
Median household income is $77,735 in Florida and $72,389 in Michigan, with unemployment at 3.9% and 5.2%. Violent crime runs 275 per 100,000 residents in Florida and 416 in Michigan.
Moves between the two run about even
19,282 people moved from Florida to Michigan and 18,558 the other way, a gap inside the survey's margin of error.
Florida fits families and retirees better
For families, Florida ranks #24 of 50 and Michigan #41; for retirees, Florida ranks #18 and Michigan #30.
Florida vs Michigan: frequently asked questions
Is Florida or Michigan better to live in?
Florida ranks #21 of 50 overall and Michigan #45 as of the latest release. Michigan is cheaper to live in (cost of living index 96.2 vs 103.4), carries a 1.8-point higher tax burden, and has a 34% higher violent crime rate. Florida scores higher overall, leading 7 of 11 categories to 3.
Is Florida cheaper than Michigan?
Michigan is cheaper than Florida: cost of living index 96.2 vs 103.4 (US = 100). A family of four earning $75,000 would have -$10,486 left after typical housing, childcare, utilities, groceries, transportation and taxes in Florida, and -$5,634 in Michigan. The typical home value is $375,470 in Florida and $266,292 in Michigan.
Which has lower taxes, Florida or Michigan?
Florida has the lower tax burden: 6.49% of income in state and local taxes vs 8.25% in Michigan. Florida's top income tax rate is zero, its effective property tax rate 0.82% and its combined sales tax 6.98%; Michigan's are 6.65%, 1.35% and 6%.
Is Florida safer than Michigan?
Florida is safer: 275 violent crimes per 100,000 residents vs 416 in Michigan, per the FBI. Florida ranks #23 of 50 for violent crime and Michigan #40. Property crime is 1,402 per 100,000 in Florida and 1,259 in Michigan. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data. The safest tracked cities are Pembroke Pines, FL, and Rochester Hills, MI.
Are homes more expensive in Florida or Michigan?
Homes are 41% more expensive in Florida: the typical home value is $375,470 in Florida and $266,292 in Michigan. Buying the typical home takes about $108,280 of household income in Florida and $73,945 in Michigan, against median incomes of $77,735 and $72,389.
Do people earn more in Florida or Michigan?
Florida pays more: median household income is $77,735 vs $72,389 in Michigan, per the Census Bureau. Unemployment is 3.9% in Florida and 5.2% in Michigan. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 0 after adjusting for local costs and Michigan's in 18, with 2 even.
Are more people moving from Florida to Michigan or from Michigan to Florida?
8,263 households moved from Florida to Michigan and 10,659 moved from Michigan to Florida in the latest IRS release, a net gain of 2,396 households for Florida. Movers to Michigan reported an average income of $77,440; movers to Florida reported $118,637. The Census Bureau's American Community Survey, counting people, shows 19,282 people (±4,668) moving from Florida to Michigan and 18,558 (±4,612) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Which is better for retirees, Florida or Michigan?
Florida is the better fit for retirees: #18 of 50 on the retiree index vs #30 for Michigan. Florida has no income tax, with property and sales taxes in the middle of the pack; Michigan has low sales tax, with income and property taxes in the middle of the pack. A retiree couple on $75,000 would have +$36,999 left after typical costs in Florida and +$39,007 in Michigan.
Which is better for families, Florida or Michigan?
Florida is the better fit for families: #24 of 50 on the families index vs #41 for Michigan. Center-based infant care costs $14,230 a year in Florida and $14,064 in Michigan. High school graduation rates are 87.3% and 81%. A family of four on $75,000 keeps -$10,486 after typical costs in Florida and -$5,634 in Michigan.
Is Michigan better than Florida?
No: Florida ranks higher than Michigan overall, #21 of 50 vs #45, with a composite score of 59.9 to 42.7. Florida leads 7 of 11 categories and Michigan leads 3, including affordability and environment. Which is better for you depends on how you weigh cost, safety, schools, taxes and pay.
Compare a different pair
Swap either state, or jump to the matchups people open alongside Florida vs Michigan.
Why this pair is featured: major moving corridor, most-searched matchup (10,659 households moved in the busier direction in the latest IRS release).