Florida vs Minnesota: Which Is Better to Live In?
Florida ranks #21 of 50 overall and Minnesota #12 as of the latest release. Minnesota is cheaper to live in (cost of living index 98.6 vs 103.4), carries a 3.2-point higher tax burden, and has a 19% lower violent crime rate. Minnesota scores higher overall, leading 7 of 11 categories to 2.
- Typical rent, largest metro is 36% lower in Minnesota ($1,719 vs. $2,666 in Florida).
- Total tax burden is 33% lower in Florida (6.49% vs. 9.72% in Minnesota).
- Center-based infant care, per year is 31% lower in Florida ($14,230 vs. $20,592 in Minnesota).
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| Overall scorecomposite of 100, rank of 50Gap -10.5 pts | 59.9#21 of 50 · B | 70.4#12 of 50 · B+ | -10.5 pts | — | MN |
| Cost of living indexUS = 100Gap +4.8 pts (+5%) · US 100 | 103.4#40 of 50 | 98.6#30 of 50 | +4.8 pts+5% | 100 | MN |
| Left after costs, family of fourearning $75K a yearGap +$14,050 · US -$11,758 | -$10,486#24 of 50 | -$24,536#37 of 50 | +$14,050 | -$11,758 | FL |
| Typical home valuetypical home, modeled estimateGap +$24,718 (+7%) · US $368,697 | $375,470#28 of 50 | $350,752#26 of 50 | +$24,718+7% | $368,697 | MN |
| Total state and local tax burdenshare of incomeGap -3.23 pts · US 8.74% | 6.49%#6 of 50 | 9.72%#40 of 50 | -3.23 pts | 8.74% | FL |
| Violent crime per 100,000per 100,000 residentsGap +52 (+23%) · US 328 | 275#23 of 50 | 224#13 of 50 | +52+23% | 328 | MN |
| Median household incomeGap -$9,382 (-11%) · US $80,903 | $77,735#26 of 50 | $87,117#14 of 50 | -$9,382-11% | $80,903 | MN |
| High school graduation rateGap +3.7 pts · US 85.62% | 87.3%#19 of 50 | 83.6%#35 of 50 | +3.7 pts | 85.62% | FL |
| Life expectancyGap -1.4 yrs · US 76.9 | 77.9#19 of 50 | 79.3#6 of 50 | -1.4 yrs | 76.9 | MN |
| Net householdsIRS, householdsGap +60,455 · US -33 | +55,349#2 of 50 | -5,106#39 of 50 | +60,455 | -33 | FL |
Cost of living index from the Bureau of Economic Analysis (US = 100). Left after costs from the America's Dashboard affordability engine for a family of four earning $75,000. Typical home value from Zillow Research. Tax burden from WalletHub. Violent crime from the FBI, per 100,000 residents. Income and graduation from the Census Bureau and NCES. Life expectancy from the CDC. Net households from IRS Statistics of Income. US column is the 50-state average or median.
Is Florida or Minnesota better to live in?
Minnesota scores higher overall: 70.4 to 59.9 out of 100, #12 of 50 against #21. Florida leads 2 of 11 categories, Minnesota leads 7, and 2 are within 3 points.
| Category | Weight | FloridaFL | MinnesotaMN | Gap | Ahead |
|---|---|---|---|---|---|
| Economy15% of scoregap -8.1 | 15% | 45.0#27 · C+ | 53.1#15 · B+ | -8.1 pts | MN |
| Safety12% of scoregap -4 | 12% | 73.1#23 · B | 77.1#18 · B+ | -4 pts | MN |
| Health12% of scoregap -14 | 12% | 60.5#19 · B | 74.5#9 · A | -14 pts | MN |
| Education12% of scoregap -3.6 | 12% | 61.1#23 · B | 64.7#19 · B | -3.6 pts | MN |
| Affordability10% of scoregap -1.2 | 10% | 61.9#31 · C+ | 63.1#29 · C+ | -1.2 pts | Even |
| Fiscal Health8% of scoregap +11 | 8% | 70.2#10 · A | 59.2#26 · B | +11 pts | FL |
| Growth7% of scoregap +4.2 | 7% | 44.9#20 · B | 40.7#25 · B | +4.2 pts | FL |
| Transportation7% of scoregap -16 | 7% | 43.6#39 · C | 59.6#5 · A+ | -16 pts | MN |
| Livability7% of scoregap -9.6 | 7% | 26.9#36 · C | 36.5#17 · B+ | -9.6 pts | MN |
| Outdoor Access6% of scoregap -2.9 | 6% | 27.8#24 · B | 30.7#21 · B | -2.9 pts | Even |
| Environment4% of scoregap -17 | 4% | 34.0#36 · C | 51.0#12 · B+ | -17 pts | MN |
Scores run 0 to 100 within each category; weight is the category's share of the composite. Grades follow rank (1–5 A+, 6–10 A, 11–18 B+, 19–26 B, 27–34 C+, 35–42 C, 43–48 D, 49–50 F). Methodology →
Is Florida cheaper than Minnesota?
Minnesota is cheaper: cost of living index 98.6 vs 103.4 in Florida (US = 100). A family of four earning $75,000 keeps $14,050 more a year in Florida after housing, childcare, utilities, groceries, transportation and taxes.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| Cost of living indexUS = 100Gap +4.8 pts (+5%) · US 100 | 103.4#40 of 50 | 98.6#30 of 50 | +4.8 pts+5% | 100 | MN |
| Price level for goodsUS = 100Gap -2.4 pts (-2%) · US 100 | 98.1#33 of 50 | 100.5#41 of 50 | -2.4 pts-2% | 100 | FL |
| Residential electricity priceGap -0.58¢ (-4%) · US 17.84¢/kWh | 15.24¢/kWh#23 of 50 | 15.82¢/kWh#29 of 50 | -0.58¢-4% | 17.84¢/kWh | FL |
| Residential natural gas priceGap +$14.50 (+132%) · US $15.83/Mcf | $25.48/Mcf#49 of 50 | $10.98/Mcf#10 of 50 | +$14.50+132% | $15.83/Mcf | MN |
| Gasoline priceGap -$0.07 (-2%) · US $3.32/gal | $3.08/gal#12 of 50 | $3.15/gal#20 of 50 | -$0.07-2% | $3.32/gal | Even |
| Center-based infant care, per yearGap -$6,362 (-31%) · US $15,633 | $14,230#22 of 50 | $20,592#41 of 50 | -$6,362-31% | $15,633 | FL |
Cost of living index and the price level for goods from the Bureau of Economic Analysis regional price parities (US = 100). Electricity, natural gas and gasoline prices from the EIA; center-based infant care from Child Care Aware of America. Lower is ahead.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | Ahead |
|---|---|---|---|---|
| Single Adultearning $75,000Gap +$3,192 | +$33,384costs $41,617 | +$30,192costs $44,807 | +$3,192 | FL |
| Couple, No Kidsearning $75,000Gap +$1,972 | +$24,059costs $50,942 | +$22,087costs $52,914 | +$1,972 | FL |
| Family of 4earning $75,000Gap +$14,050 | -$10,486costs $85,486 | -$24,536costs $99,536 | +$14,050 | FL |
| Retiree Coupleearning $75,000Gap +$2,001 | +$36,999costs $38,001 | +$34,998costs $40,002 | +$2,001 | FL |
Income left after housing, childcare, utilities, groceries, transportation and state and local taxes for four household types earning $75,000, from the affordability engine. Negative means typical costs exceed take-home pay.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | Ahead |
|---|---|---|---|---|
| HousingGap +$896 | $25,862 | $24,966 | +$896 | MN |
| ChildcareGap -$12,724 | $28,460 | $41,184 | -$12,724 | FL |
| UtilitiesGap +$230 | $4,963 | $4,733 | +$230 | Even |
| GroceriesGap -$270 | $11,049 | $11,319 | -$270 | Even |
| TransportationGap -$220 | $9,680 | $9,900 | -$220 | Even |
| State and local taxesGap -$1,962 | $5,472 | $7,434 | -$1,962 | FL |
Annual cost lines for a family of four (two adults, two children). Lower is ahead.
Which has lower taxes, Florida or Minnesota?
Florida collects a smaller share of income in state and local taxes: 6.49% vs 9.72%. Florida has no income tax, with property and sales taxes in the middle of the pack; Minnesota has high income tax, with property and sales taxes in the middle of the pack.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| Total state and local tax burdenshare of incomeGap -3.23 pts · US 8.74% | 6.49%#6 of 50 | 9.72%#40 of 50 | -3.23 pts | 8.74% | FL |
| Top state income tax ratetop rateGap -9.85 pts · US 5.46% | none#5 of 50 | 9.85%#45 of 50 | -9.85 pts | 5.46% | FL |
| Effective property tax rateeffective rateGap -0.23 pts · US 1.02% | 0.82%#23 of 50 | 1.05%#31 of 50 | -0.23 pts | 1.02% | Even |
| Combined state and local sales taxstate + localGap -1.16 pts · US 6.66% | 6.98%#24 of 50 | 8.14%#36 of 50 | -1.16 pts | 6.66% | FL |
Total tax burden (state and local taxes as a share of personal income) from WalletHub; top marginal income tax rate, effective property tax rate and combined state and local sales tax from the Tax Foundation. Lower is ahead.
Are homes more expensive in Florida or Minnesota?
Homes cost 7% more in Florida: a typical home value of $375,470 in Florida vs $350,752 in Minnesota. Buying the typical home takes about $108,280 of income in Florida and $98,911 in Minnesota; the median household earns $77,735 and $87,117.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| Typical home valuetypical home, modeled estimateGap +$24,718 (+7%) · US $368,697 | $375,470#28 of 50 | $350,752#26 of 50 | +$24,718+7% | $368,697 | MN |
| Home value change, one yearGap -4 pts · US +1.2% | -1.5%#48 of 50 | +2.5%#21 of 50 | -4 pts | +1.2% | MN |
| Typical rent, largest metrolargest metro, per monthGap +$947 (+55%) · US $1,948 | $2,666#46 of 50 | $1,719#24 of 50 | +$947+55% | $1,948 | MN |
| Income needed to buyto buy the typical homeGap +$9,369 (+9%) · US $100,006 | $108,280#31 of 50 | $98,911#29 of 50 | +$9,369+9% | $100,006 | MN |
| Home value to income ratioGap +0.8x (+20%) · US 4.6x | 4.8x#33 of 50 | 4x#19 of 50 | +0.8x+20% | 4.6x | MN |
Typical home value, one-year change, largest-metro rent and income needed to buy from Zillow Research (a modeled estimate, not a median). Price-to-income ratio divides that typical home value by ACS median household income. Lower is ahead.
| FL | MN | |
|---|---|---|
| Monthly payment, 20% down | $1,932 | $1,805 |
| Income needed vs. median | +39% | +14% |
| Five-year change | +20.3% | +14.1% |
| Market temperature | Warm | Cool |
| Largest metro | Miami | Minneapolis |
Income needed vs. median: how far the income required to buy the typical home sits above (+) or below (−) the state's median household income. Temperature blends price cuts, days to pending and inventory against the national market (Zillow).
Do people earn more in Florida or Minnesota?
Minnesota pays more: median household income $87,117 vs $77,735, with unemployment at 3.9% in Florida and 3.9% in Minnesota. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 0 after adjusting for local costs and Minnesota's in 20.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| Median household incomeGap -$9,382 (-11%) · US $80,903 | $77,735#26 of 50 | $87,117#14 of 50 | -$9,382-11% | $80,903 | MN |
| Unemployment rateGap 0 pts · US 3.95% | 3.9%#24 of 50 | 3.9%#23 of 50 | 0 pts | 3.95% | Even |
| GDP per capitaGap -$10,624 (-15%) · US $64,333 | $60,655#29 of 50 | $71,279#13 of 50 | -$10,624-15% | $64,333 | MN |
| Real GDP growthGap +1.3 pts · US +1.91% | +3.5%#4 of 50 | +2.2%#19 of 50 | +1.3 pts | +1.91% | FL |
| Population growthGap +0.28 pts · US +0.51% | +0.85%#13 of 50 | +0.57%#21 of 50 | +0.28 pts | +0.51% | Even |
Median household income from the Census Bureau ACS; unemployment from BLS LAUS; GDP per capita and real GDP growth from the BEA; population growth from Census Bureau estimates.
Show all 20 occupations
| Occupation | FL | MN | Ahead |
|---|---|---|---|
| Family Medicine Physicians | $213,282$219,680 in Miami | $247,865$242,908 in Minneapolis | MN |
| Software Developers | $126,859$130,665 in Miami | $147,131$144,188 in Minneapolis | MN |
| Civil Engineers | $92,304$95,073 in Miami | $107,509$105,359 in Minneapolis | MN |
| Dietitians & Nutritionists | $66,198$68,184 in Miami | $80,332$78,725 in Minneapolis | MN |
| Police & Sheriff's Patrol Officers | $73,359$75,560 in Miami | $85,017$83,317 in Minneapolis | MN |
| Registered Nurses | $85,835$88,410 in Miami | $96,329$94,402 in Minneapolis | MN |
| Computer Systems Analysts | $107,205$110,421 in Miami | $117,497$115,147 in Minneapolis | MN |
| General & Operations Managers | $102,658$105,738 in Miami | $112,218$109,974 in Minneapolis | MN |
| Secondary School Teachers | $64,487$66,422 in Miami | $73,829$72,352 in Minneapolis | MN |
| Electricians | $60,481$62,295 in Miami | $69,341$67,954 in Minneapolis | MN |
| Heavy & Tractor-Trailer Truck Drivers | $51,587$53,135 in Miami | $59,753$58,558 in Minneapolis | MN |
| Sales Representatives (Wholesale/Manufacturing) | $67,113$69,126 in Miami | $74,902$73,404 in Minneapolis | MN |
| Licensed Practical Nurses (LPN) | $54,421$56,054 in Miami | $60,598$59,386 in Minneapolis | MN |
| Lawyers | $147,977$152,416 in Miami | $153,543$150,472 in Minneapolis | MN |
| Construction Laborers | $40,921$42,149 in Miami | $45,964$45,045 in Minneapolis | MN |
| Mental Health Counselors | $53,730$55,342 in Miami | $58,550$57,379 in Minneapolis | MN |
| Welders, Cutters & Brazers | $48,013$49,453 in Miami | $52,704$51,650 in Minneapolis | MN |
| Accountants & Auditors | $81,307$83,746 in Miami | $85,719$84,005 in Minneapolis | MN |
| Cooks, Restaurant | $34,725$35,767 in Miami | $38,897$38,119 in Minneapolis | MN |
| HVAC Mechanics & Installers | $58,177$59,922 in Miami | $60,722$59,508 in Minneapolis | MN |
BLS Occupational Employment and Wage Statistics, latest release: the median wage in each state's best-paying metro, adjusted for that metro's cost of living (BEA regional price parities). Sorted by the size of the gap.
Is Florida safer than Minnesota?
Minnesota is safer: 224 violent crimes per 100,000 residents vs 275 in Florida (FBI). Property crime runs 1,402 and 1,412 per 100,000. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| Violent crime per 100,000per 100,000 residentsGap +52 (+23%) · US 328 | 275#23 of 50 | 224#13 of 50 | +52+23% | 328 | MN |
| Property crime per 100,000per 100,000 residentsGap -10 (-1%) · US 1,535 | 1,402#20 of 50 | 1,412#22 of 50 | -10-1% | 1,535 | Even |
FBI state crime estimates, offenses per 100,000 residents, latest release. Florida uses the FBI's prior-year estimate because the latest year is based on limited data. Lower is ahead.
- Pembroke Pines, FL42 violent per 100K
- Edina, MN52 violent per 100K
Among each state's 20 tracked cities, latest FBI release.
Which has better schools and health, Florida or Minnesota?
Minnesota scores higher for education (#19 of 50 vs #23), with high school graduation rates of 87.3% and 83.6%. Minnesota scores higher for health (#9 vs #19); life expectancy is 77.9 years in Florida and 79.3 in Minnesota.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| NAEP math score, grade 8Gap -15 · US 273 | 267#41 of 50 | 282#3 of 50 | -15 | 273 | MN |
| NAEP reading score, grade 8Gap -7 · US 257 | 253#43 of 50 | 260#14 of 50 | -7 | 257 | Even |
| High school graduation rateGap +3.7 pts · US 85.62% | 87.3%#19 of 50 | 83.6%#35 of 50 | +3.7 pts | 85.62% | FL |
| Life expectancyGap -1.4 yrs · US 76.9 | 77.9#19 of 50 | 79.3#6 of 50 | -1.4 yrs | 76.9 | MN |
| Adults with obesityGap -2.7 pts · US 34.03% | 29.6%#8 of 50 | 32.3%#15 of 50 | -2.7 pts | 34.03% | FL |
| Residents without health insuranceGap +5.8 pts · US 7.6% | 10.9%#45 of 50 | 5.1%#7 of 50 | +5.8 pts | 7.6% | MN |
| Median air quality indexmedian AQI, lower is cleanerGap +5 pts (+14%) · US 38.8 | 41#29 of 50 | 36#13 of 50 | +5 pts+14% | 38.8 | MN |
High school graduation rate from NCES; life expectancy from the CDC National Center for Health Statistics; median air quality index from EPA AirData (lower is cleaner).
- Sanford, FLeducation score 95
- Eden Prairie, MNeducation score 94.3
City education scores blend graduation rate, student-teacher ratio and per-pupil spending (NCES). State education scores combine NAEP math and reading with the graduation rate; health scores combine life expectancy, adult obesity and the uninsured rate. Education: Florida #23, Minnesota #19. Health: Florida #19, Minnesota #9.
Are more people moving from Florida to Minnesota, or from Minnesota to Florida?
3,054 households moved from Florida to Minnesota and 4,951 moved from Minnesota to Florida in the latest IRS release, a net gain of 1,897 households for Florida. Movers to Minnesota reported an average income of $87,141; movers to Florida reported $173,518. The Census Bureau's American Community Survey, counting people, shows 5,993 people (±1,643) moving from Florida to Minnesota and 8,506 (±2,785) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Bars show people (Census ACS, latest release, with 90% margins of error). IRS counts tax-filing households and reports the movers' average income; pairs outside a state's top ten origins and destinations are not published.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | Ahead |
|---|---|---|---|---|
| Households moving inIRSGap +300,781 (+564%) | 354,112#1 of 50 | 53,331#26 of 50 | +300,781+564% | FL |
| Households moving outIRSGap +240,326 (+411%) | 298,763#49 of 50 | 58,437#28 of 50 | +240,326+411% | MN |
| Net householdsIRS, householdsGap +60,455 | +55,349#2 of 50 | -5,106#39 of 50 | +60,455 | FL |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.3 | +2.4#9 of 50 | -0.9#36 of 50 | +3.3 | FL |
| Average income of arriving householdsIRSGap +$52,063 (+74%) | $122,539#1 of 50 | $70,476#33 of 50 | +$52,063+74% | FL |
| Average income of departing householdsIRSGap -$13,291 (-15%) | $76,134#20 of 50 | $89,425#8 of 50 | -$13,291-15% | MN |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap -0.4 | +1.0#25 of 50 | +1.4#22 of 50 | -0.4 | MN |
Each state's total inbound and outbound households and the movers' average income from IRS Statistics of Income; net domestic migration per 1,000 residents from Census Bureau population estimates. Latest releases.
Which is better for retirees, families or remote workers, Florida or Minnesota?
Minnesota is the better fit for families, retirees, remote workers, young professionals, and outdoor enthusiasts; 1 of the six lifestyle indexes are within 4 places. Each index re-weights the same 11 category scores for one kind of household.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | Ahead |
|---|---|---|---|---|
| FamiliesGap +9 places | #24score 65.4 | #15score 77.9 | +9 places | MN |
| RetireesGap +7 places | #18score 66.2 | #11score 75.6 | +7 places | MN |
| Remote WorkersGap +14 places | #27score 51.6 | #13score 59.7 | +14 places | MN |
| Young ProfessionalsGap +13 places | #24score 53.9 | #11score 63.9 | +13 places | MN |
| Small BusinessGap +2 places | #19score 62.4 | #17score 63.2 | +2 places | Even |
| Outdoor EnthusiastsGap +14 places | #26score 44.3 | #12score 58.6 | +14 places | MN |
Rank of 50 on each lifestyle index. A state is called ahead when the ranks are at least 4 places apart.
- FamiliesMinnesota (#15 vs #24)
- RetireesMinnesota (#11 vs #18)
- Remote WorkersMinnesota (#13 vs #27)
- Young ProfessionalsMinnesota (#11 vs #24)
- Small BusinessEven (#19 vs #17)
- Outdoor EnthusiastsMinnesota (#12 vs #26)
Which cities stand out in Florida and Minnesota?
Florida has 80 tracked cities and Minnesota has 20; the largest are Jacksonville and Minneapolis. The table picks the best city in each state for one purpose at a time.
| Best for | FloridaFL | MinnesotaMN |
|---|---|---|
| Largest citypopulation | Jacksonville977,670 people | Minneapolis427,246 people |
| Highest composite scorecomposite score | Palm Beach Gardensscore 64.8 | Edinascore 72.2 |
| Safest cityviolent crime per 100,000 | Pembroke Pines42 violent per 100K | Edina52 violent per 100K |
| Cheapest citycost of living index | The Villagescost index 85.4 | St. Cloudcost index 87.6 |
| Most walkableEPA walkability index, 1 to 20 | Westchesterwalkability 15.3 of 20 | Minneapoliswalkability 14.9 of 20 |
| Cleanest airmedian air quality index, county | Port St. Luciecounty median AQI 34 | St. Paulcounty median AQI 34 |
| Best schoolsgraduation rate, % | Sanford95% graduation rate | Eden Prairie94.3% graduation rate |
| Richest citymedian household income | Westonmedian income $139,825 | Lakevillemedian income $139,041 |
| Fastest growingpopulation growth, % | St. Cloud+5.7% growth | Minnetonka+2.2% growth |
Among the 20 tracked cities in each state. Census ACS, FBI, NCES and BEA data, latest releases.
How do Florida and Minnesota compare on everything else?
State finances, environment, and getting around. Florida carries AAA credit rating and Minnesota AAA.
Show fiscal, environment and commuting tables
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| Renewable share of electricityGap -26 pts · US 29.34% | 10%#39 of 50 | 36%#16 of 50 | -26 pts | 29.34% | MN |
| FEMA natural disaster risk indexFEMA index, lower is saferGap -4.2 (-16%) · US 29.6 | 22.5#19 of 50 | 26.7#25 of 50 | -4.2-16% | 29.6 | FL |
| Public land shareGap +15.4 pts · US 17.16% | 26.3%#13 of 50 | 10.9%#20 of 50 | +15.4 pts | 17.16% | FL |
| Mean travel time to workGap +6.2 min · US 25.2 min | 28.9 min#44 of 50 | 22.7 min#11 of 50 | +6.2 min | 25.2 min | MN |
| Commuters using public transitGap -0.5 pts · US 2.29% | 1.3%#21 of 50 | 1.8%#17 of 50 | -0.5 pts | 2.29% | MN |
| Workers working from homeGap +0.8 pts · US 12.28% | 15.5%#10 of 50 | 14.7%#15 of 50 | +0.8 pts | 12.28% | FL |
| Households with a broadband subscriptionGap +1.4 pts · US 92.67% | 94.3%#9 of 50 | 92.9%#22 of 50 | +1.4 pts | 92.67% | FL |
Renewable share of electricity from the EIA; natural disaster risk from FEMA's National Risk Index; public land share from USGS PAD-US; mean travel time to work, transit and work-from-home shares from the Census Bureau ACS; households with a broadband subscription from the Census Bureau ACS.
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| Credit ratingindex, 100 = AAAGap 0 pts · US 92.7 | 100#8 of 50 | 100#5 of 50 | 0 pts | 92.7 | Even |
| Rainy-day fund, share of spendingGap +3.6 pts · US 12.39% | 11.7%#20 of 50 | 8.1%#37 of 50 | +3.6 pts | 12.39% | FL |
| Pension funded ratioGap +3 pts · US 74.3% | 82%#13 of 50 | 79%#18 of 50 | +3 pts | 74.3% | FL |
| State debt per capitaGap -$1,500 (-43%) · US $3,506 | $1,960#9 of 50 | $3,460#34 of 50 | -$1,500-43% | $3,506 | FL |
| Budget balance, share of spendingGap +2.3 pts · US +4.66% | +4.8%#24 of 50 | +2.5%#41 of 50 | +2.3 pts | +4.66% | FL |
Credit rating index (S&P / Moody's; Florida AAA, Minnesota AAA), rainy-day fund and budget balance as a share of spending (Pew, NASBO), pension funded ratio (Pew) and state debt per capita (Census Bureau).
Florida vs Minnesota: every metric side by side
Every measure behind the category scores, with each state's rank of 50 and the US figure. Florida is ahead on 23 of 51, Minnesota on 19, and 9 are even.
Show all 54 metrics
| Measure | FloridaFL | MinnesotaMN | GapFL−MN | US | Ahead |
|---|---|---|---|---|---|
| PopulationGap +17,632,113 (+302%) · US 6.8 million | 23.5 million#3 of 50 | 5.8 million#22 of 50 | +17,632,113+302% | 6.8 million | FL |
| Median household incomeGap -$9,382 (-11%) · US $80,903 | $77,735#26 of 50 | $87,117#14 of 50 | -$9,382-11% | $80,903 | MN |
| Unemployment rateGap 0 pts · US 3.95% | 3.9%#24 of 50 | 3.9%#23 of 50 | 0 pts | 3.95% | Even |
| Population growthGap +0.28 pts · US +0.51% | +0.85%#13 of 50 | +0.57%#21 of 50 | +0.28 pts | +0.51% | Even |
| GDP per capitaGap -$10,624 (-15%) · US $64,333 | $60,655#29 of 50 | $71,279#13 of 50 | -$10,624-15% | $64,333 | MN |
| Real GDP growthGap +1.3 pts · US +1.91% | +3.5%#4 of 50 | +2.2%#19 of 50 | +1.3 pts | +1.91% | FL |
| Violent crime per 100,000per 100,000 residentsGap +52 (+23%) · US 328 | 275#23 of 50 | 224#13 of 50 | +52+23% | 328 | MN |
| Property crime per 100,000per 100,000 residentsGap -10 (-1%) · US 1,535 | 1,402#20 of 50 | 1,412#22 of 50 | -10-1% | 1,535 | Even |
| High school graduation rateGap +3.7 pts · US 85.62% | 87.3%#19 of 50 | 83.6%#35 of 50 | +3.7 pts | 85.62% | FL |
| NAEP math score, grade 4Gap +3 · US 237 | 243#3 of 50 | 241#7 of 50 | +3 | 237 | Even |
| NAEP math score, grade 8Gap -15 · US 273 | 267#41 of 50 | 282#3 of 50 | -15 | 273 | MN |
| NAEP reading score, grade 4Gap +4 · US 214 | 218#10 of 50 | 214#27 of 50 | +4 | 214 | Even |
| NAEP reading score, grade 8Gap -7 · US 257 | 253#43 of 50 | 260#14 of 50 | -7 | 257 | Even |
| Life expectancyGap -1.4 yrs · US 76.9 | 77.9#19 of 50 | 79.3#6 of 50 | -1.4 yrs | 76.9 | MN |
| Adults with obesityGap -2.7 pts · US 34.03% | 29.6%#8 of 50 | 32.3%#15 of 50 | -2.7 pts | 34.03% | FL |
| Residents without health insuranceGap +5.8 pts · US 7.6% | 10.9%#45 of 50 | 5.1%#7 of 50 | +5.8 pts | 7.6% | MN |
| Typical home valuetypical home, modeled estimateGap +$24,718 (+7%) · US $368,697 | $375,470#28 of 50 | $350,752#26 of 50 | +$24,718+7% | $368,697 | MN |
| Home value change, one yearGap -4 pts · US +1.2% | -1.5%#48 of 50 | +2.5%#21 of 50 | -4 pts | +1.2% | MN |
| Typical rent, largest metrolargest metro, per monthGap +$947 (+55%) · US $1,948 | $2,666#46 of 50 | $1,719#24 of 50 | +$947+55% | $1,948 | MN |
| Income needed to buyto buy the typical homeGap +$9,369 (+9%) · US $100,006 | $108,280#31 of 50 | $98,911#29 of 50 | +$9,369+9% | $100,006 | MN |
| Cost of living indexUS = 100Gap +4.8 pts (+5%) · US 100 | 103.4#40 of 50 | 98.6#30 of 50 | +4.8 pts+5% | 100 | MN |
| Home value to income ratioGap +0.8x (+20%) · US 4.6x | 4.8x#33 of 50 | 4x#19 of 50 | +0.8x+20% | 4.6x | MN |
| Residential electricity priceGap -0.58¢ (-4%) · US 17.84¢/kWh | 15.24¢/kWh#23 of 50 | 15.82¢/kWh#29 of 50 | -0.58¢-4% | 17.84¢/kWh | FL |
| Residential natural gas priceGap +$14.50 (+132%) · US $15.83/Mcf | $25.48/Mcf#49 of 50 | $10.98/Mcf#10 of 50 | +$14.50+132% | $15.83/Mcf | MN |
| Gasoline priceGap -$0.07 (-2%) · US $3.32/gal | $3.08/gal#12 of 50 | $3.15/gal#20 of 50 | -$0.07-2% | $3.32/gal | Even |
| Price level for goodsUS = 100Gap -2.4 pts (-2%) · US 100 | 98.1#33 of 50 | 100.5#41 of 50 | -2.4 pts-2% | 100 | FL |
| Center-based infant care, per yearGap -$6,362 (-31%) · US $15,633 | $14,230#22 of 50 | $20,592#41 of 50 | -$6,362-31% | $15,633 | FL |
| Total state and local tax burdenshare of incomeGap -3.23 pts · US 8.74% | 6.49%#6 of 50 | 9.72%#40 of 50 | -3.23 pts | 8.74% | FL |
| Top state income tax ratetop rateGap -9.85 pts · US 5.46% | none#5 of 50 | 9.85%#45 of 50 | -9.85 pts | 5.46% | FL |
| Effective property tax rateeffective rateGap -0.23 pts · US 1.02% | 0.82%#23 of 50 | 1.05%#31 of 50 | -0.23 pts | 1.02% | Even |
| Combined state and local sales taxstate + localGap -1.16 pts · US 6.66% | 6.98%#24 of 50 | 8.14%#36 of 50 | -1.16 pts | 6.66% | FL |
| Credit ratingindex, 100 = AAAGap 0 pts · US 92.7 | 100#8 of 50 | 100#5 of 50 | 0 pts | 92.7 | Even |
| Rainy-day fund, share of spendingGap +3.6 pts · US 12.39% | 11.7%#20 of 50 | 8.1%#37 of 50 | +3.6 pts | 12.39% | FL |
| Pension funded ratioGap +3 pts · US 74.3% | 82%#13 of 50 | 79%#18 of 50 | +3 pts | 74.3% | FL |
| State debt per capitaGap -$1,500 (-43%) · US $3,506 | $1,960#9 of 50 | $3,460#34 of 50 | -$1,500-43% | $3,506 | FL |
| Budget balance, share of spendingGap +2.3 pts · US +4.66% | +4.8%#24 of 50 | +2.5%#41 of 50 | +2.3 pts | +4.66% | FL |
| Median air quality indexmedian AQI, lower is cleanerGap +5 pts (+14%) · US 38.8 | 41#29 of 50 | 36#13 of 50 | +5 pts+14% | 38.8 | MN |
| Renewable share of electricityGap -26 pts · US 29.34% | 10%#39 of 50 | 36%#16 of 50 | -26 pts | 29.34% | MN |
| FEMA natural disaster risk indexFEMA index, lower is saferGap -4.2 (-16%) · US 29.6 | 22.5#19 of 50 | 26.7#25 of 50 | -4.2-16% | 29.6 | FL |
| Public land shareGap +15.4 pts · US 17.16% | 26.3%#13 of 50 | 10.9%#20 of 50 | +15.4 pts | 17.16% | FL |
| Mean travel time to workGap +6.2 min · US 25.2 min | 28.9 min#44 of 50 | 22.7 min#11 of 50 | +6.2 min | 25.2 min | MN |
| Commuters using public transitGap -0.5 pts · US 2.29% | 1.3%#21 of 50 | 1.8%#17 of 50 | -0.5 pts | 2.29% | MN |
| Workers working from homeGap +0.8 pts · US 12.28% | 15.5%#10 of 50 | 14.7%#15 of 50 | +0.8 pts | 12.28% | FL |
| Households with a broadband subscriptionGap +1.4 pts · US 92.67% | 94.3%#9 of 50 | 92.9%#22 of 50 | +1.4 pts | 92.67% | FL |
| Households moving inIRSGap +300,781 (+564%) · US 78,682 | 354,112#1 of 50 | 53,331#26 of 50 | +300,781+564% | 78,682 | FL |
| Households moving outIRSGap +240,326 (+411%) · US 78,715 | 298,763#49 of 50 | 58,437#28 of 50 | +240,326+411% | 78,715 | MN |
| Net householdsIRS, householdsGap +60,455 · US -33 | +55,349#2 of 50 | -5,106#39 of 50 | +60,455 | -33 | FL |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.3 · US +0.4 | +2.4#9 of 50 | -0.9#36 of 50 | +3.3 | +0.4 | FL |
| Average income of arriving householdsIRSGap +$52,063 (+74%) · US $77,690 | $122,539#1 of 50 | $70,476#33 of 50 | +$52,063+74% | $77,690 | FL |
| Average income of departing householdsIRSGap -$13,291 (-15%) · US $77,024 | $76,134#20 of 50 | $89,425#8 of 50 | -$13,291-15% | $77,024 | MN |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap -0.4 · US +1.1 | +1.0#25 of 50 | +1.4#22 of 50 | -0.4 | +1.1 | MN |
| Left after costs, family of fourearning $75K a yearGap +$14,050 · US -$11,758 | -$10,486#24 of 50 | -$24,536#37 of 50 | +$14,050 | -$11,758 | FL |
| Left after costs, single adultearning $75K a yearGap +$3,192 · US +$31,418 | +$33,384#22 of 50 | +$30,192#29 of 50 | +$3,192 | +$31,418 | FL |
| Left after costs, retiree coupleearning $75K a yearGap +$2,001 · US +$35,970 | +$36,999#24 of 50 | +$34,998#27 of 50 | +$2,001 | +$35,970 | FL |
Every metric in the registry, direction-aware: ahead means better for a resident. Ranks are among the states with data. Sources are listed at the foot of the page.
Key takeaways
What the Florida and Minnesota numbers say when read together.
Minnesota ranks higher overall
Minnesota leads 7 of the 11 categories to Florida's 2, with 2 even; Florida is ahead on fiscal health and growth. Across all 51 measures with data on both sides, Florida is ahead on 23 and Minnesota on 19.
Minnesota is cheaper day to day
Minnesota's cost of living index is 98.6 against 103.4 in Florida (US = 100). The typical home costs $375,470 in Florida and $350,752 in Minnesota. A family of four on $75,000 keeps -$10,486 a year after typical costs in Florida and -$24,536 in Minnesota.
Florida takes a smaller share in taxes
Florida collects 6.49% of income in state and local taxes (no income tax, with property and sales taxes in the middle of the pack); Minnesota collects 9.72% (high income tax, with property and sales taxes in the middle of the pack).
Minnesota pays more and is safer
Median household income is $77,735 in Florida and $87,117 in Minnesota, with unemployment at 3.9% and 3.9%. Violent crime runs 275 per 100,000 residents in Florida and 224 in Minnesota.
Moves between the two run about even
5,993 people moved from Florida to Minnesota and 8,506 the other way, a gap inside the survey's margin of error.
Minnesota fits families and retirees better
For families, Florida ranks #24 of 50 and Minnesota #15; for retirees, Florida ranks #18 and Minnesota #11.
Florida vs Minnesota: frequently asked questions
Is Florida or Minnesota better to live in?
Florida ranks #21 of 50 overall and Minnesota #12 as of the latest release. Minnesota is cheaper to live in (cost of living index 98.6 vs 103.4), carries a 3.2-point higher tax burden, and has a 19% lower violent crime rate. Minnesota scores higher overall, leading 7 of 11 categories to 2.
Is Florida cheaper than Minnesota?
Minnesota is cheaper than Florida: cost of living index 98.6 vs 103.4 (US = 100). A family of four earning $75,000 would have -$10,486 left after typical housing, childcare, utilities, groceries, transportation and taxes in Florida, and -$24,536 in Minnesota. The typical home value is $375,470 in Florida and $350,752 in Minnesota.
Which has lower taxes, Florida or Minnesota?
Florida has the lower tax burden: 6.49% of income in state and local taxes vs 9.72% in Minnesota. Florida's top income tax rate is zero, its effective property tax rate 0.82% and its combined sales tax 6.98%; Minnesota's are 9.85%, 1.05% and 8.14%.
Is Florida safer than Minnesota?
Minnesota is safer: 224 violent crimes per 100,000 residents vs 275 in Florida, per the FBI. Florida ranks #23 of 50 for violent crime and Minnesota #13. Property crime is 1,402 per 100,000 in Florida and 1,412 in Minnesota. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data. The safest tracked cities are Pembroke Pines, FL, and Edina, MN.
Are homes more expensive in Florida or Minnesota?
Homes are 7% more expensive in Florida: the typical home value is $375,470 in Florida and $350,752 in Minnesota. Buying the typical home takes about $108,280 of household income in Florida and $98,911 in Minnesota, against median incomes of $77,735 and $87,117.
Do people earn more in Florida or Minnesota?
Minnesota pays more: median household income is $87,117 vs $77,735 in Florida, per the Census Bureau. Unemployment is 3.9% in Florida and 3.9% in Minnesota. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 0 after adjusting for local costs and Minnesota's in 20.
Are more people moving from Florida to Minnesota or from Minnesota to Florida?
3,054 households moved from Florida to Minnesota and 4,951 moved from Minnesota to Florida in the latest IRS release, a net gain of 1,897 households for Florida. Movers to Minnesota reported an average income of $87,141; movers to Florida reported $173,518. The Census Bureau's American Community Survey, counting people, shows 5,993 people (±1,643) moving from Florida to Minnesota and 8,506 (±2,785) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Which is better for retirees, Florida or Minnesota?
Minnesota is the better fit for retirees: #11 of 50 on the retiree index vs #18 for Florida. Florida has no income tax, with property and sales taxes in the middle of the pack; Minnesota has high income tax, with property and sales taxes in the middle of the pack. A retiree couple on $75,000 would have +$36,999 left after typical costs in Florida and +$34,998 in Minnesota.
Which is better for families, Florida or Minnesota?
Minnesota is the better fit for families: #15 of 50 on the families index vs #24 for Florida. Center-based infant care costs $14,230 a year in Florida and $20,592 in Minnesota. High school graduation rates are 87.3% and 83.6%. A family of four on $75,000 keeps -$10,486 after typical costs in Florida and -$24,536 in Minnesota.
Is Minnesota better than Florida?
Yes: Minnesota ranks higher than Florida overall, #12 of 50 vs #21, with a composite score of 70.4 to 59.9. Minnesota leads 7 of 11 categories and Florida leads 2, including fiscal health and growth. Which is better for you depends on how you weigh cost, safety, schools, taxes and pay.
Compare a different pair
Swap either state, or jump to the matchups people open alongside Florida vs Minnesota.
Why this pair is featured: major moving corridor (4,951 households moved in the busier direction in the latest IRS release).