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Florida vs Mississippi: Which Is Better to Live In?

Florida ranks #21 of 50 overall and Mississippi #46 as of the latest release. Mississippi is cheaper to live in (cost of living index 87 vs 103.4), carries a 2.6-point higher tax burden, and has a 18% lower violent crime rate. Florida scores higher overall, leading 8 of 11 categories to 2.

The biggest differences
  • Center-based infant care, per year is 54% lower in Mississippi ($6,492 vs. $14,230 in Florida).
  • Income needed to buy the typical home is 49% lower in Mississippi ($55,591 vs. $108,280 in Florida).
  • Typical rent, largest metro is 44% lower in Mississippi ($1,506 vs. $2,666 in Florida).
Headline measures: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
Overall scorecomposite of 100, rank of 50Gap +18 pts59.9#21 of 50 · B41.9#46 of 50 · D+18 pts—FL
Cost of living indexUS = 100Gap +16.4 pts (+19%) · US 100103.4#40 of 5087#2 of 50+16.4 pts+19%100MS
Left after costs, family of fourearning $75K a yearGap -$27,445 · US -$11,758-$10,486#24 of 50+$16,959#1 of 50-$27,445-$11,758MS
Typical home valuetypical home, modeled estimateGap +$177,864 (+90%) · US $368,697$375,470#28 of 50$197,606#2 of 50+$177,864+90%$368,697MS
Total state and local tax burdenshare of incomeGap -2.57 pts · US 8.74%6.49%#6 of 509.06%#32 of 50-2.57 pts8.74%FL
Violent crime per 100,000per 100,000 residentsGap +48 (+21%) · US 328275#23 of 50227#15 of 50+48+21%328MS
Median household incomeGap +$18,608 (+31%) · US $80,903$77,735#26 of 50$59,127#50 of 50+$18,608+31%$80,903FL
High school graduation rateGap -1.6 pts · US 85.62%87.3%#19 of 5088.9%#12 of 50-1.6 pts85.62%MS
Life expectancyGap +5.3 yrs · US 76.977.9#19 of 5072.6#49 of 50+5.3 yrs76.9FL
Net householdsIRS, householdsGap +58,474 · US -33+55,349#2 of 50-3,125#37 of 50+58,474-33FL

Cost of living index from the Bureau of Economic Analysis (US = 100). Left after costs from the America's Dashboard affordability engine for a family of four earning $75,000. Typical home value from Zillow Research. Tax burden from WalletHub. Violent crime from the FBI, per 100,000 residents. Income and graduation from the Census Bureau and NCES. Life expectancy from the CDC. Net households from IRS Statistics of Income. US column is the 50-state average or median.

Is Florida or Mississippi better to live in?

Florida scores higher overall: 59.9 to 41.9 out of 100, #21 of 50 against #46. Florida leads 8 of 11 categories, Mississippi leads 2, and 1 are within 3 points.

Category scores: Florida vs Mississippi
CategoryWeightFloridaFLMississippiMSGapAhead
Economy15% of scoregap +14.615%45.0#27 · C+30.4#43 · D+14.6 ptsFL
Safety12% of scoregap -5.912%73.1#23 · B79.0#14 · B+-5.9 ptsMS
Health12% of scoregap +42.412%60.5#19 · B18.1#50 · F+42.4 ptsFL
Education12% of scoregap -1.812%61.1#23 · B62.9#22 · B-1.8 ptsEven
Affordability10% of scoregap -3010%61.9#31 · C+91.9#1 · A+-30 ptsMS
Fiscal Health8% of scoregap +26.48%70.2#10 · A43.8#43 · D+26.4 ptsFL
Growth7% of scoregap +147%44.9#20 · B30.9#35 · C+14 ptsFL
Transportation7% of scoregap +147%43.6#39 · C29.6#50 · F+14 ptsFL
Livability7% of scoregap +9.47%26.9#36 · C17.5#50 · F+9.4 ptsFL
Outdoor Access6% of scoregap +13.16%27.8#24 · B14.7#35 · C+13.1 ptsFL
Environment4% of scoregap +11.34%34.0#36 · C22.7#48 · D+11.3 ptsFL

Scores run 0 to 100 within each category; weight is the category's share of the composite. Grades follow rank (1–5 A+, 6–10 A, 11–18 B+, 19–26 B, 27–34 C+, 35–42 C, 43–48 D, 49–50 F). Methodology →

Category overlay
FloridaMississippi

Is Florida cheaper than Mississippi?

Mississippi is cheaper: cost of living index 87 vs 103.4 in Florida (US = 100). A family of four earning $75,000 keeps $27,445 more a year in Mississippi after housing, childcare, utilities, groceries, transportation and taxes.

Cost of living: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
Cost of living indexUS = 100Gap +16.4 pts (+19%) · US 100103.4#40 of 5087#2 of 50+16.4 pts+19%100MS
Price level for goodsUS = 100Gap +1.9 pts (+2%) · US 10098.1#33 of 5096.2#20 of 50+1.9 pts+2%100Even
Residential electricity priceGap +1.21¢ (+9%) · US 17.84¢/kWh15.24¢/kWh#23 of 5014.03¢/kWh#18 of 50+1.21¢+9%17.84¢/kWhMS
Residential natural gas priceGap +$8.84 (+53%) · US $15.83/Mcf$25.48/Mcf#49 of 50$16.64/Mcf#30 of 50+$8.84+53%$15.83/McfMS
Gasoline priceGap +$0.18 (+6%) · US $3.32/gal$3.08/gal#12 of 50$2.90/gal#3 of 50+$0.18+6%$3.32/galMS
Center-based infant care, per yearGap +$7,738 (+119%) · US $15,633$14,230#22 of 50$6,492#1 of 50+$7,738+119%$15,633MS

Cost of living index and the price level for goods from the Bureau of Economic Analysis regional price parities (US = 100). Electricity, natural gas and gasoline prices from the EIA; center-based infant care from Child Care Aware of America. Lower is ahead.

Left after typical costs at $75,000: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSAhead
Single Adultearning $75,000Gap -$5,799+$33,384costs $41,617+$39,183costs $35,817-$5,799MS
Couple, No Kidsearning $75,000Gap -$8,990+$24,059costs $50,942+$33,049costs $41,951-$8,990MS
Family of 4earning $75,000Gap -$27,445-$10,486costs $85,486+$16,959costs $58,041-$27,445MS
Retiree Coupleearning $75,000Gap -$7,581+$36,999costs $38,001+$44,580costs $30,419-$7,581MS

Income left after housing, childcare, utilities, groceries, transportation and state and local taxes for four household types earning $75,000, from the affordability engine. Negative means typical costs exceed take-home pay.

Annual costs for a family of four: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSAhead
HousingGap +$12,370$25,862$13,492+$12,370MS
ChildcareGap +$15,476$28,460$12,984+$15,476MS
UtilitiesGap +$787$4,963$4,176+$787MS
GroceriesGap +$214$11,049$10,835+$214Even
TransportationGap +$566$9,680$9,114+$566MS
State and local taxesGap -$1,968$5,472$7,440-$1,968FL

Annual cost lines for a family of four (two adults, two children). Lower is ahead.

Which has lower taxes, Florida or Mississippi?

Florida collects a smaller share of income in state and local taxes: 6.49% vs 9.06%. Florida has no income tax, with property and sales taxes in the middle of the pack; Mississippi has middle of the pack on income, property and sales taxes.

Taxes: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
Total state and local tax burdenshare of incomeGap -2.57 pts · US 8.74%6.49%#6 of 509.06%#32 of 50-2.57 pts8.74%FL
Top state income tax ratetop rateGap -4.4 pts · US 5.46%none#5 of 504.4%#18 of 50-4.4 pts5.46%FL
Effective property tax rateeffective rateGap +0.06 pts · US 1.02%0.82%#23 of 500.76%#19 of 50+0.06 pts1.02%Even
Combined state and local sales taxstate + localGap -0.08 pts · US 6.66%6.98%#24 of 507.06%#28 of 50-0.08 pts6.66%Even

Total tax burden (state and local taxes as a share of personal income) from WalletHub; top marginal income tax rate, effective property tax rate and combined state and local sales tax from the Tax Foundation. Lower is ahead.

Are homes more expensive in Florida or Mississippi?

Homes cost 90% more in Florida: a typical home value of $375,470 in Florida vs $197,606 in Mississippi. Buying the typical home takes about $108,280 of income in Florida and $55,591 in Mississippi; the median household earns $77,735 and $59,127.

Housing: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
Typical home valuetypical home, modeled estimateGap +$177,864 (+90%) · US $368,697$375,470#28 of 50$197,606#2 of 50+$177,864+90%$368,697MS
Home value change, one yearGap -3.8 pts · US +1.2%-1.5%#48 of 50+2.3%#24 of 50-3.8 pts+1.2%MS
Typical rent, largest metrolargest metro, per monthGap +$1,160 (+77%) · US $1,948$2,666#46 of 50$1,506#14 of 50+$1,160+77%$1,948MS
Income needed to buyto buy the typical homeGap +$52,689 (+95%) · US $100,006$108,280#31 of 50$55,591#2 of 50+$52,689+95%$100,006MS
Home value to income ratioGap +1.5x (+45%) · US 4.6x4.8x#33 of 503.3x#4 of 50+1.5x+45%4.6xMS

Typical home value, one-year change, largest-metro rent and income needed to buy from Zillow Research (a modeled estimate, not a median). Price-to-income ratio divides that typical home value by ACS median household income. Lower is ahead.

Market snapshot
Housing market snapshot: Florida vs Mississippi
FLMS
Monthly payment, 20% down$1,932$1,017
Income needed vs. median+39%-6%
Five-year change+20.3%+12.5%
Market temperatureWarmCool
Largest metroMiamiJackson

Income needed vs. median: how far the income required to buy the typical home sits above (+) or below (−) the state's median household income. Temperature blends price cuts, days to pending and inventory against the national market (Zillow).

Do people earn more in Florida or Mississippi?

Florida pays more: median household income $77,735 vs $59,127, with unemployment at 3.9% in Florida and 3.8% in Mississippi. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 18 after adjusting for local costs and Mississippi's in 1.

Economy: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
Median household incomeGap +$18,608 (+31%) · US $80,903$77,735#26 of 50$59,127#50 of 50+$18,608+31%$80,903FL
Unemployment rateGap +0.1 pts · US 3.95%3.9%#24 of 503.8%#22 of 50+0.1 pts3.95%Even
GDP per capitaGap +$21,773 (+56%) · US $64,333$60,655#29 of 50$38,882#50 of 50+$21,773+56%$64,333FL
Real GDP growthGap +3 pts · US +1.91%+3.5%#4 of 50+0.5%#47 of 50+3 pts+1.91%FL
Population growthGap +0.71 pts · US +0.51%+0.85%#13 of 50+0.14%#40 of 50+0.71 pts+0.51%FL

Median household income from the Census Bureau ACS; unemployment from BLS LAUS; GDP per capita and real GDP growth from the BEA; population growth from Census Bureau estimates.

Same job, best-paying metro in each state · cost-adjusted wage
Show all 20 occupations
Occupation wages: Florida vs Mississippi
OccupationFLMSAhead
Family Medicine Physicians$213,282$219,680 in Miami$238,010$207,069 in JacksonMS
Lawyers$147,977$152,416 in Miami$128,178$111,515 in JacksonFL
Computer Systems Analysts$107,205$110,421 in Miami$90,516$78,749 in JacksonFL
Accountants & Auditors$81,307$83,746 in Miami$68,097$59,244 in JacksonFL
Registered Nurses$85,835$88,410 in Miami$74,982$65,234 in JacksonFL
General & Operations Managers$102,658$105,738 in Miami$92,276$80,280 in JacksonFL
Sales Representatives (Wholesale/Manufacturing)$67,113$69,126 in Miami$57,247$49,805 in JacksonFL
Police & Sheriff's Patrol Officers$73,359$75,560 in Miami$65,301$56,812 in JacksonFL
Software Developers$126,859$130,665 in Miami$119,353$103,837 in JacksonFL
Mental Health Counselors$53,730$55,342 in Miami$47,391$41,230 in JacksonFL
Secondary School Teachers$64,487$66,422 in Miami$58,220$50,651 in JacksonFL
Electricians$60,481$62,295 in Miami$54,908$47,770 in JacksonFL
HVAC Mechanics & Installers$58,177$59,922 in Miami$52,748$45,891 in JacksonFL
Cooks, Restaurant$34,725$35,767 in Miami$29,298$25,489 in JacksonFL
Welders, Cutters & Brazers$48,013$49,453 in Miami$42,891$37,315 in JacksonFL
Civil Engineers$92,304$95,073 in Miami$87,501$76,126 in JacksonFL
Licensed Practical Nurses (LPN)$54,421$56,054 in Miami$50,851$44,240 in JacksonFL
Heavy & Tractor-Trailer Truck Drivers$51,587$53,135 in Miami$48,469$42,168 in JacksonFL
Construction Laborers$40,921$42,149 in Miami$37,998$33,058 in JacksonFL
Dietitians & Nutritionists$66,198$68,184 in Miami$64,775$56,354 in JacksonEven

BLS Occupational Employment and Wage Statistics, latest release: the median wage in each state's best-paying metro, adjusted for that metro's cost of living (BEA regional price parities). Sorted by the size of the gap.

Is Florida safer than Mississippi?

Mississippi is safer: 227 violent crimes per 100,000 residents vs 275 in Florida (FBI). Property crime runs 1,402 and 1,264 per 100,000. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data.

Crime: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
Violent crime per 100,000per 100,000 residentsGap +48 (+21%) · US 328275#23 of 50227#15 of 50+48+21%328MS
Property crime per 100,000per 100,000 residentsGap +138 (+11%) · US 1,5351,402#20 of 501,264#15 of 50+138+11%1,535MS

FBI state crime estimates, offenses per 100,000 residents, latest release. Florida uses the FBI's prior-year estimate because the latest year is based on limited data. Lower is ahead.

Safest tracked city in each state

Among each state's 20 tracked cities, latest FBI release.

Which has better schools and health, Florida or Mississippi?

Florida and Mississippi are close on education (#23 and #22 of 50), with high school graduation rates of 87.3% and 88.9%. Florida scores higher for health (#19 vs #50); life expectancy is 77.9 years in Florida and 72.6 in Mississippi.

Schools and health: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
NAEP math score, grade 8Gap -2 · US 273267#41 of 50269#35 of 50-2273Even
NAEP reading score, grade 8Gap -1 · US 257253#43 of 50254#41 of 50-1257Even
High school graduation rateGap -1.6 pts · US 85.62%87.3%#19 of 5088.9%#12 of 50-1.6 pts85.62%MS
Life expectancyGap +5.3 yrs · US 76.977.9#19 of 5072.6#49 of 50+5.3 yrs76.9FL
Adults with obesityGap -10.8 pts · US 34.03%29.6%#8 of 5040.4%#49 of 50-10.8 pts34.03%FL
Residents without health insuranceGap +1.2 pts · US 7.6%10.9%#45 of 509.7%#41 of 50+1.2 pts7.6%MS
Median air quality indexmedian AQI, lower is cleanerGap -2 pts (-5%) · US 38.841#29 of 5043#43 of 50-2 pts-5%38.8FL

High school graduation rate from NCES; life expectancy from the CDC National Center for Health Statistics; median air quality index from EPA AirData (lower is cleaner).

Best school metrics, tracked cities

City education scores blend graduation rate, student-teacher ratio and per-pupil spending (NCES). State education scores combine NAEP math and reading with the graduation rate; health scores combine life expectancy, adult obesity and the uninsured rate. Education: Florida #23, Mississippi #22. Health: Florida #19, Mississippi #50.

Are more people moving from Florida to Mississippi, or from Mississippi to Florida?

2,167 households moved from Florida to Mississippi and 2,359 moved from Mississippi to Florida in the latest IRS release, a net gain of 192 households for Florida. Movers to Mississippi reported an average income of $58,271; movers to Florida reported $76,387. The Census Bureau's American Community Survey, counting people, shows 3,023 people (±1,163) moving from Florida to Mississippi and 4,724 (±3,591) the other way, a gap inside the margin of error, so the flows are roughly balanced.

Moves between Florida and Mississippi
Roughly balanced
Florida Mississippi2,167 households · avg income $58,271 (IRS)
3,023 people ±1,163
Mississippi Florida2,359 households · avg income $76,387 (IRS)
4,724 people ±3,591

Bars show people (Census ACS, latest release, with 90% margins of error). IRS counts tax-filing households and reports the movers' average income; pairs outside a state's top ten origins and destinations are not published.

Overall migration: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSAhead
Households moving inIRSGap +323,754 (+1,066%)354,112#1 of 5030,358#37 of 50+323,754+1,066%FL
Households moving outIRSGap +265,280 (+792%)298,763#49 of 5033,483#17 of 50+265,280+792%MS
Net householdsIRS, householdsGap +58,474+55,349#2 of 50-3,125#37 of 50+58,474FL
Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.5+2.4#9 of 50-1.1#40 of 50+3.5FL
Average income of arriving householdsIRSGap +$65,661 (+115%)$122,539#1 of 50$56,878#49 of 50+$65,661+115%FL
Average income of departing householdsIRSGap +$22,583 (+42%)$76,134#20 of 50$53,551#50 of 50+$22,583+42%FL
Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +1.3+1.0#25 of 50-0.3#36 of 50+1.3FL

Each state's total inbound and outbound households and the movers' average income from IRS Statistics of Income; net domestic migration per 1,000 residents from Census Bureau population estimates. Latest releases.

Which is better for retirees, families or remote workers, Florida or Mississippi?

Florida is the better fit for families, retirees, remote workers, young professionals, small business, and outdoor enthusiasts. Each index re-weights the same 11 category scores for one kind of household.

Lifestyle fit: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSAhead
FamiliesGap -7 places#24score 65.4#31score 61.9-7 placesFL
RetireesGap -30 places#18score 66.2#48score 44.6-30 placesFL
Remote WorkersGap -14 places#27score 51.6#41score 43.2-14 placesFL
Young ProfessionalsGap -22 places#24score 53.9#46score 37.9-22 placesFL
Small BusinessGap -22 places#19score 62.4#41score 41.3-22 placesFL
Outdoor EnthusiastsGap -20 places#26score 44.3#46score 26.6-20 placesFL

Rank of 50 on each lifestyle index. A state is called ahead when the ranks are at least 4 places apart.

Where each index leads

Which cities stand out in Florida and Mississippi?

Florida has 80 tracked cities and Mississippi has 20; the largest are Jacksonville and Jackson. The table picks the best city in each state for one purpose at a time.

Standout cities: Florida vs Mississippi
Best forFloridaFLMississippiMS
Largest citypopulationJacksonville977,670 peopleJackson146,631 people
Highest composite scorecomposite scorePalm Beach Gardensscore 64.8Madisonscore 68.8
Safest cityviolent crime per 100,000Pembroke Pines42 violent per 100KMadison21 violent per 100K
Cheapest citycost of living indexThe Villagescost index 85.4Tupelocost index 83.6
Most walkableEPA walkability index, 1 to 20Westchesterwalkability 15.3 of 20Jacksonwalkability 10.7 of 20
Cleanest airmedian air quality index, countyPort St. Luciecounty median AQI 34Meridiancounty median AQI 35
Best schoolsgraduation rate, %Sanford95% graduation ratePearl96% graduation rate
Richest citymedian household incomeWestonmedian income $139,825Madisonmedian income $119,338
Fastest growingpopulation growth, %St. Cloud+5.7% growthGulfport+2.2% growth

Among the 20 tracked cities in each state. Census ACS, FBI, NCES and BEA data, latest releases.

How do Florida and Mississippi compare on everything else?

State finances, environment, and getting around. Florida carries AAA credit rating and Mississippi AA-.

Show fiscal, environment and commuting tables
Environment and getting around: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
Renewable share of electricityGap +5 pts · US 29.34%10%#39 of 505%#49 of 50+5 pts29.34%FL
FEMA natural disaster risk indexFEMA index, lower is saferGap -13.9 (-38%) · US 29.622.5#19 of 5036.4#33 of 50-13.9-38%29.6FL
Public land shareGap +19.8 pts · US 17.16%26.3%#13 of 506.5%#28 of 50+19.8 pts17.16%FL
Mean travel time to workGap +2.5 min · US 25.2 min28.9 min#44 of 5026.4 min#32 of 50+2.5 min25.2 minMS
Commuters using public transitGap +1 pts · US 2.29%1.3%#21 of 500.3%#48 of 50+1 pts2.29%FL
Workers working from homeGap +9.3 pts · US 12.28%15.5%#10 of 506.2%#50 of 50+9.3 pts12.28%FL
Households with a broadband subscriptionGap +6 pts · US 92.67%94.3%#9 of 5088.3%#50 of 50+6 pts92.67%FL

Renewable share of electricity from the EIA; natural disaster risk from FEMA's National Risk Index; public land share from USGS PAD-US; mean travel time to work, transit and work-from-home shares from the Census Bureau ACS; households with a broadband subscription from the Census Bureau ACS.

State finances: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
Credit ratingindex, 100 = AAAGap +15 pts · US 92.7100#8 of 5085#44 of 50+15 pts92.7FL
Rainy-day fund, share of spendingGap +3.1 pts · US 12.39%11.7%#20 of 508.6%#34 of 50+3.1 pts12.39%FL
Pension funded ratioGap +22 pts · US 74.3%82%#13 of 5060%#44 of 50+22 pts74.3%FL
State debt per capitaGap -$1,180 (-38%) · US $3,506$1,960#9 of 50$3,140#30 of 50-$1,180-38%$3,506FL
Budget balance, share of spendingGap +1 pts · US +4.66%+4.8%#24 of 50+3.8%#33 of 50+1 pts+4.66%FL

Credit rating index (S&P / Moody's; Florida AAA, Mississippi AA-), rainy-day fund and budget balance as a share of spending (Pew, NASBO), pension funded ratio (Pew) and state debt per capita (Census Bureau).

Florida vs Mississippi: every metric side by side

Every measure behind the category scores, with each state's rank of 50 and the US figure. Florida is ahead on 25 of 51, Mississippi on 18, and 8 are even.

Show all 54 metrics
All metrics: Florida vs Mississippi
MeasureFloridaFLMississippiMSGapFL−MSUSAhead
PopulationGap +20,508,358 (+694%) · US 6.8 million23.5 million#3 of 503 million#35 of 50+20,508,358+694%6.8 millionFL
Median household incomeGap +$18,608 (+31%) · US $80,903$77,735#26 of 50$59,127#50 of 50+$18,608+31%$80,903FL
Unemployment rateGap +0.1 pts · US 3.95%3.9%#24 of 503.8%#22 of 50+0.1 pts3.95%Even
Population growthGap +0.71 pts · US +0.51%+0.85%#13 of 50+0.14%#40 of 50+0.71 pts+0.51%FL
GDP per capitaGap +$21,773 (+56%) · US $64,333$60,655#29 of 50$38,882#50 of 50+$21,773+56%$64,333FL
Real GDP growthGap +3 pts · US +1.91%+3.5%#4 of 50+0.5%#47 of 50+3 pts+1.91%FL
Violent crime per 100,000per 100,000 residentsGap +48 (+21%) · US 328275#23 of 50227#15 of 50+48+21%328MS
Property crime per 100,000per 100,000 residentsGap +138 (+11%) · US 1,5351,402#20 of 501,264#15 of 50+138+11%1,535MS
High school graduation rateGap -1.6 pts · US 85.62%87.3%#19 of 5088.9%#12 of 50-1.6 pts85.62%MS
NAEP math score, grade 4Gap +4 · US 237243#3 of 50239#16 of 50+4237Even
NAEP math score, grade 8Gap -2 · US 273267#41 of 50269#35 of 50-2273Even
NAEP reading score, grade 4Gap -0 · US 214218#10 of 50219#9 of 50-0214Even
NAEP reading score, grade 8Gap -1 · US 257253#43 of 50254#41 of 50-1257Even
Life expectancyGap +5.3 yrs · US 76.977.9#19 of 5072.6#49 of 50+5.3 yrs76.9FL
Adults with obesityGap -10.8 pts · US 34.03%29.6%#8 of 5040.4%#49 of 50-10.8 pts34.03%FL
Residents without health insuranceGap +1.2 pts · US 7.6%10.9%#45 of 509.7%#41 of 50+1.2 pts7.6%MS
Typical home valuetypical home, modeled estimateGap +$177,864 (+90%) · US $368,697$375,470#28 of 50$197,606#2 of 50+$177,864+90%$368,697MS
Home value change, one yearGap -3.8 pts · US +1.2%-1.5%#48 of 50+2.3%#24 of 50-3.8 pts+1.2%MS
Typical rent, largest metrolargest metro, per monthGap +$1,160 (+77%) · US $1,948$2,666#46 of 50$1,506#14 of 50+$1,160+77%$1,948MS
Income needed to buyto buy the typical homeGap +$52,689 (+95%) · US $100,006$108,280#31 of 50$55,591#2 of 50+$52,689+95%$100,006MS
Cost of living indexUS = 100Gap +16.4 pts (+19%) · US 100103.4#40 of 5087#2 of 50+16.4 pts+19%100MS
Home value to income ratioGap +1.5x (+45%) · US 4.6x4.8x#33 of 503.3x#4 of 50+1.5x+45%4.6xMS
Residential electricity priceGap +1.21¢ (+9%) · US 17.84¢/kWh15.24¢/kWh#23 of 5014.03¢/kWh#18 of 50+1.21¢+9%17.84¢/kWhMS
Residential natural gas priceGap +$8.84 (+53%) · US $15.83/Mcf$25.48/Mcf#49 of 50$16.64/Mcf#30 of 50+$8.84+53%$15.83/McfMS
Gasoline priceGap +$0.18 (+6%) · US $3.32/gal$3.08/gal#12 of 50$2.90/gal#3 of 50+$0.18+6%$3.32/galMS
Price level for goodsUS = 100Gap +1.9 pts (+2%) · US 10098.1#33 of 5096.2#20 of 50+1.9 pts+2%100Even
Center-based infant care, per yearGap +$7,738 (+119%) · US $15,633$14,230#22 of 50$6,492#1 of 50+$7,738+119%$15,633MS
Total state and local tax burdenshare of incomeGap -2.57 pts · US 8.74%6.49%#6 of 509.06%#32 of 50-2.57 pts8.74%FL
Top state income tax ratetop rateGap -4.4 pts · US 5.46%none#5 of 504.4%#18 of 50-4.4 pts5.46%FL
Effective property tax rateeffective rateGap +0.06 pts · US 1.02%0.82%#23 of 500.76%#19 of 50+0.06 pts1.02%Even
Combined state and local sales taxstate + localGap -0.08 pts · US 6.66%6.98%#24 of 507.06%#28 of 50-0.08 pts6.66%Even
Credit ratingindex, 100 = AAAGap +15 pts · US 92.7100#8 of 5085#44 of 50+15 pts92.7FL
Rainy-day fund, share of spendingGap +3.1 pts · US 12.39%11.7%#20 of 508.6%#34 of 50+3.1 pts12.39%FL
Pension funded ratioGap +22 pts · US 74.3%82%#13 of 5060%#44 of 50+22 pts74.3%FL
State debt per capitaGap -$1,180 (-38%) · US $3,506$1,960#9 of 50$3,140#30 of 50-$1,180-38%$3,506FL
Budget balance, share of spendingGap +1 pts · US +4.66%+4.8%#24 of 50+3.8%#33 of 50+1 pts+4.66%FL
Median air quality indexmedian AQI, lower is cleanerGap -2 pts (-5%) · US 38.841#29 of 5043#43 of 50-2 pts-5%38.8FL
Renewable share of electricityGap +5 pts · US 29.34%10%#39 of 505%#49 of 50+5 pts29.34%FL
FEMA natural disaster risk indexFEMA index, lower is saferGap -13.9 (-38%) · US 29.622.5#19 of 5036.4#33 of 50-13.9-38%29.6FL
Public land shareGap +19.8 pts · US 17.16%26.3%#13 of 506.5%#28 of 50+19.8 pts17.16%FL
Mean travel time to workGap +2.5 min · US 25.2 min28.9 min#44 of 5026.4 min#32 of 50+2.5 min25.2 minMS
Commuters using public transitGap +1 pts · US 2.29%1.3%#21 of 500.3%#48 of 50+1 pts2.29%FL
Workers working from homeGap +9.3 pts · US 12.28%15.5%#10 of 506.2%#50 of 50+9.3 pts12.28%FL
Households with a broadband subscriptionGap +6 pts · US 92.67%94.3%#9 of 5088.3%#50 of 50+6 pts92.67%FL
Households moving inIRSGap +323,754 (+1,066%) · US 78,682354,112#1 of 5030,358#37 of 50+323,754+1,066%78,682FL
Households moving outIRSGap +265,280 (+792%) · US 78,715298,763#49 of 5033,483#17 of 50+265,280+792%78,715MS
Net householdsIRS, householdsGap +58,474 · US -33+55,349#2 of 50-3,125#37 of 50+58,474-33FL
Net households per 1,000 residentsIRS, per 1,000 residentsGap +3.5 · US +0.4+2.4#9 of 50-1.1#40 of 50+3.5+0.4FL
Average income of arriving householdsIRSGap +$65,661 (+115%) · US $77,690$122,539#1 of 50$56,878#49 of 50+$65,661+115%$77,690FL
Average income of departing householdsIRSGap +$22,583 (+42%) · US $77,024$76,134#20 of 50$53,551#50 of 50+$22,583+42%$77,024FL
Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +1.3 · US +1.1+1.0#25 of 50-0.3#36 of 50+1.3+1.1FL
Left after costs, family of fourearning $75K a yearGap -$27,445 · US -$11,758-$10,486#24 of 50+$16,959#1 of 50-$27,445-$11,758MS
Left after costs, single adultearning $75K a yearGap -$5,799 · US +$31,418+$33,384#22 of 50+$39,183#3 of 50-$5,799+$31,418MS
Left after costs, retiree coupleearning $75K a yearGap -$7,581 · US +$35,970+$36,999#24 of 50+$44,580#2 of 50-$7,581+$35,970MS

Every metric in the registry, direction-aware: ahead means better for a resident. Ranks are among the states with data. Sources are listed at the foot of the page.

Key takeaways

What the Florida and Mississippi numbers say when read together.

  1. Florida ranks higher overall

    Florida leads 8 of the 11 categories to Mississippi's 2, with 1 even; Mississippi is ahead on affordability and safety. Across all 51 measures with data on both sides, Florida is ahead on 25 and Mississippi on 18.

  2. Mississippi is cheaper day to day

    Mississippi's cost of living index is 87 against 103.4 in Florida (US = 100). The typical home costs $375,470 in Florida and $197,606 in Mississippi. A family of four on $75,000 keeps -$10,486 a year after typical costs in Florida and +$16,959 in Mississippi.

  3. Florida takes a smaller share in taxes

    Florida collects 6.49% of income in state and local taxes (no income tax, with property and sales taxes in the middle of the pack); Mississippi collects 9.06% (middle of the pack on income, property and sales taxes).

  4. Florida pays more

    Median household income is $77,735 in Florida and $59,127 in Mississippi, with unemployment at 3.9% and 3.8%. Violent crime runs 275 per 100,000 residents in Florida and 227 in Mississippi.

  5. Moves between the two run about even

    3,023 people moved from Florida to Mississippi and 4,724 the other way, a gap inside the survey's margin of error.

  6. Florida fits families and retirees better

    For families, Florida ranks #24 of 50 and Mississippi #31; for retirees, Florida ranks #18 and Mississippi #48.

Florida vs Mississippi: frequently asked questions

Is Florida or Mississippi better to live in?

Florida ranks #21 of 50 overall and Mississippi #46 as of the latest release. Mississippi is cheaper to live in (cost of living index 87 vs 103.4), carries a 2.6-point higher tax burden, and has a 18% lower violent crime rate. Florida scores higher overall, leading 8 of 11 categories to 2.

Is Florida cheaper than Mississippi?

Mississippi is cheaper than Florida: cost of living index 87 vs 103.4 (US = 100). A family of four earning $75,000 would have -$10,486 left after typical housing, childcare, utilities, groceries, transportation and taxes in Florida, and +$16,959 in Mississippi. The typical home value is $375,470 in Florida and $197,606 in Mississippi.

Which has lower taxes, Florida or Mississippi?

Florida has the lower tax burden: 6.49% of income in state and local taxes vs 9.06% in Mississippi. Florida's top income tax rate is zero, its effective property tax rate 0.82% and its combined sales tax 6.98%; Mississippi's are 4.4%, 0.76% and 7.06%.

Is Florida safer than Mississippi?

Mississippi is safer: 227 violent crimes per 100,000 residents vs 275 in Florida, per the FBI. Florida ranks #23 of 50 for violent crime and Mississippi #15. Property crime is 1,402 per 100,000 in Florida and 1,264 in Mississippi. Florida shows the FBI's prior-year estimate because the FBI flags its latest year as based on limited data. The safest tracked cities are Pembroke Pines, FL, and Madison, MS.

Are homes more expensive in Florida or Mississippi?

Homes are 90% more expensive in Florida: the typical home value is $375,470 in Florida and $197,606 in Mississippi. Buying the typical home takes about $108,280 of household income in Florida and $55,591 in Mississippi, against median incomes of $77,735 and $59,127.

Do people earn more in Florida or Mississippi?

Florida pays more: median household income is $77,735 vs $59,127 in Mississippi, per the Census Bureau. Unemployment is 3.9% in Florida and 3.8% in Mississippi. Across 20 occupations with BLS wage data in both states, Florida's best-paying metro comes out ahead in 18 after adjusting for local costs and Mississippi's in 1, with 1 even.

Are more people moving from Florida to Mississippi or from Mississippi to Florida?

2,167 households moved from Florida to Mississippi and 2,359 moved from Mississippi to Florida in the latest IRS release, a net gain of 192 households for Florida. Movers to Mississippi reported an average income of $58,271; movers to Florida reported $76,387. The Census Bureau's American Community Survey, counting people, shows 3,023 people (±1,163) moving from Florida to Mississippi and 4,724 (±3,591) the other way, a gap inside the margin of error, so the flows are roughly balanced.

Which is better for retirees, Florida or Mississippi?

Florida is the better fit for retirees: #18 of 50 on the retiree index vs #48 for Mississippi. Florida has no income tax, with property and sales taxes in the middle of the pack; Mississippi has middle of the pack on income, property and sales taxes. A retiree couple on $75,000 would have +$36,999 left after typical costs in Florida and +$44,580 in Mississippi.

Which is better for families, Florida or Mississippi?

Florida is the better fit for families: #24 of 50 on the families index vs #31 for Mississippi. Center-based infant care costs $14,230 a year in Florida and $6,492 in Mississippi. High school graduation rates are 87.3% and 88.9%. A family of four on $75,000 keeps -$10,486 after typical costs in Florida and +$16,959 in Mississippi.

Is Mississippi better than Florida?

No: Florida ranks higher than Mississippi overall, #21 of 50 vs #46, with a composite score of 59.9 to 41.9. Florida leads 8 of 11 categories and Mississippi leads 2, including affordability and safety. Which is better for you depends on how you weigh cost, safety, schools, taxes and pay.

Compare a different pair

Swap either state, or jump to the matchups people open alongside Florida vs Mississippi.

Why this pair is featured: major moving corridor (2,359 households moved in the busier direction in the latest IRS release).