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Georgia vs Indiana: Which Is Better to Live In?

Georgia ranks #26 of 50 overall and Indiana #22 as of the latest release. Indiana is cheaper to live in (cost of living index 93.3 vs 96.3), carries a 0.6-point higher tax burden, and has a 14% lower violent crime rate. Indiana scores higher overall, leading 4 of 11 categories to 3.

The biggest differences
  • Center-based infant care, per year is 37% lower in Georgia ($11,066 vs. $17,461 in Indiana).
  • Property crime rate is 25% lower in Indiana (1,052 vs. 1,409 in Georgia).
  • Income needed to buy the typical home is 22% lower in Indiana ($70,704 vs. $90,495 in Georgia).
Headline measures: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
Overall scorecomposite of 100, rank of 50Gap -3.8 pts55.4#26 of 50 · B59.2#22 of 50 · B-3.8 pts—IN
Cost of living indexUS = 100Gap +3 pts (+3%) · US 10096.3#25 of 5093.3#18 of 50+3 pts+3%100IN
Left after costs, family of fourearning $75K a yearGap +$7,375 · US -$11,758-$2,800#14 of 50-$10,175#23 of 50+$7,375-$11,758GA
Typical home valuetypical home, modeled estimateGap +$70,722 (+27%) · US $368,697$330,817#22 of 50$260,095#11 of 50+$70,722+27%$368,697IN
Total state and local tax burdenshare of incomeGap -0.62 pts · US 8.74%8.47%#20 of 509.09%#33 of 50-0.62 pts8.74%GA
Violent crime per 100,000per 100,000 residentsGap +42 (+17%) · US 328297#26 of 50254#21 of 50+42+17%328IN
Median household incomeGap +$8,032 (+11%) · US $80,903$79,991#23 of 50$71,959#41 of 50+$8,032+11%$80,903GA
High school graduation rateGap -3.6 pts · US 85.62%84.1%#33 of 5087.7%#18 of 50-3.6 pts85.62%IN
Life expectancyGap +0.5 yrs · US 76.975.9#36 of 5075.4#39 of 50+0.5 yrs76.9GA
Net householdsIRS, householdsGap +15,939 · US -33+14,671#7 of 50-1,268#32 of 50+15,939-33GA

Cost of living index from the Bureau of Economic Analysis (US = 100). Left after costs from the America's Dashboard affordability engine for a family of four earning $75,000. Typical home value from Zillow Research. Tax burden from WalletHub. Violent crime from the FBI, per 100,000 residents. Income and graduation from the Census Bureau and NCES. Life expectancy from the CDC. Net households from IRS Statistics of Income. US column is the 50-state average or median.

Is Georgia or Indiana better to live in?

Indiana scores higher overall: 59.2 to 55.4 out of 100, #22 of 50 against #26. Georgia leads 3 of 11 categories, Indiana leads 4, and 4 are within 3 points.

Category scores: Georgia vs Indiana
CategoryWeightGeorgiaGAIndianaINGapAhead
Economy15% of scoregap +11.215%54.1#14 · B+42.9#30 · C++11.2 ptsGA
Safety12% of scoregap -8.712%71.2#26 · B79.9#11 · B+-8.7 ptsIN
Health12% of scoregap -0.812%39.5#40 · C40.3#39 · C-0.8 ptsEven
Education12% of scoregap -20.412%53.1#34 · C+73.5#7 · A-20.4 ptsIN
Affordability10% of scoregap -2.610%73.1#23 · B75.7#19 · B-2.6 ptsEven
Fiscal Health8% of scoregap +4.48%69.7#12 · B+65.3#16 · B++4.4 ptsGA
Growth7% of scoregap +8.87%51.5#10 · A42.7#21 · B+8.8 ptsGA
Transportation7% of scoregap -3.47%38.7#47 · D42.1#44 · D-3.4 ptsIN
Livability7% of scoregap -1.97%28.1#33 · C+30.0#30 · C+-1.9 ptsEven
Outdoor Access6% of scoregap -2.26%7.6#46 · D9.8#44 · D-2.2 ptsEven
Environment4% of scoregap -6.34%32.1#38 · C38.4#28 · C+-6.3 ptsIN

Scores run 0 to 100 within each category; weight is the category's share of the composite. Grades follow rank (1–5 A+, 6–10 A, 11–18 B+, 19–26 B, 27–34 C+, 35–42 C, 43–48 D, 49–50 F). Methodology →

Category overlay
GeorgiaIndiana

Is Georgia cheaper than Indiana?

Indiana is cheaper: cost of living index 93.3 vs 96.3 in Georgia (US = 100). A family of four earning $75,000 keeps $7,375 more a year in Georgia after housing, childcare, utilities, groceries, transportation and taxes.

Cost of living: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
Cost of living indexUS = 100Gap +3 pts (+3%) · US 10096.3#25 of 5093.3#18 of 50+3 pts+3%100IN
Price level for goodsUS = 100Gap +3.4 pts (+4%) · US 10098.9#38 of 5095.5#12 of 50+3.4 pts+4%100IN
Residential electricity priceGap -1.50¢ (-9%) · US 17.84¢/kWh14.73¢/kWh#20 of 5016.23¢/kWh#32 of 50-1.50¢-9%17.84¢/kWhGA
Residential natural gas priceGap +$8.93 (+78%) · US $15.83/Mcf$20.42/Mcf#45 of 50$11.49/Mcf#14 of 50+$8.93+78%$15.83/McfIN
Gasoline priceGap -$0.12 (-4%) · US $3.32/gal$2.95/gal#6 of 50$3.07/gal#11 of 50-$0.12-4%$3.32/galGA
Center-based infant care, per yearGap -$6,395 (-37%) · US $15,633$11,066#10 of 50$17,461#34 of 50-$6,395-37%$15,633GA

Cost of living index and the price level for goods from the Bureau of Economic Analysis regional price parities (US = 100). Electricity, natural gas and gasoline prices from the EIA; center-based infant care from Child Care Aware of America. Lower is ahead.

Left after typical costs at $75,000: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INAhead
Single Adultearning $75,000Gap -$4,264+$32,185costs $42,816+$36,449costs $38,552-$4,264IN
Couple, No Kidsearning $75,000Gap -$4,685+$24,250costs $50,750+$28,935costs $46,065-$4,685IN
Family of 4earning $75,000Gap +$7,375-$2,800costs $77,800-$10,175costs $85,175+$7,375GA
Retiree Coupleearning $75,000Gap -$4,247+$36,785costs $38,215+$41,032costs $33,968-$4,247IN

Income left after housing, childcare, utilities, groceries, transportation and state and local taxes for four household types earning $75,000, from the affordability engine. Negative means typical costs exceed take-home pay.

Annual costs for a family of four: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INAhead
HousingGap +$5,034$22,819$17,785+$5,034IN
ChildcareGap -$12,790$22,132$34,922-$12,790GA
UtilitiesGap +$144$4,622$4,478+$144Even
GroceriesGap +$383$11,139$10,756+$383Even
TransportationGap -$378$9,271$9,649-$378Even
State and local taxesGap +$232$7,817$7,585+$232Even

Annual cost lines for a family of four (two adults, two children). Lower is ahead.

Which has lower taxes, Georgia or Indiana?

Georgia collects a smaller share of income in state and local taxes: 8.47% vs 9.09%. Georgia has middle of the pack on income, property and sales taxes; Indiana has middle of the pack on income, property and sales taxes.

Taxes: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
Total state and local tax burdenshare of incomeGap -0.62 pts · US 8.74%8.47%#20 of 509.09%#33 of 50-0.62 pts8.74%GA
Top state income tax ratetop rateGap +0.37 pts · US 5.46%5.39%#25 of 505.02%#23 of 50+0.37 pts5.46%Even
Effective property tax rateeffective rateGap +0.06 pts · US 1.02%0.83%#24 of 500.77%#20 of 50+0.06 pts1.02%Even
Combined state and local sales taxstate + localGap +0.49 pts · US 6.66%7.49%#32 of 507%#26 of 50+0.49 pts6.66%Even

Total tax burden (state and local taxes as a share of personal income) from WalletHub; top marginal income tax rate, effective property tax rate and combined state and local sales tax from the Tax Foundation. Lower is ahead.

Are homes more expensive in Georgia or Indiana?

Homes cost 27% more in Georgia: a typical home value of $330,817 in Georgia vs $260,095 in Indiana. Buying the typical home takes about $90,495 of income in Georgia and $70,704 in Indiana; the median household earns $79,991 and $71,959.

Housing: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
Typical home valuetypical home, modeled estimateGap +$70,722 (+27%) · US $368,697$330,817#22 of 50$260,095#11 of 50+$70,722+27%$368,697IN
Home value change, one yearGap -3.5 pts · US +1.2%-0.5%#45 of 50+3%#17 of 50-3.5 pts+1.2%IN
Typical rent, largest metrolargest metro, per monthGap +$301 (+19%) · US $1,948$1,853#30 of 50$1,552#18 of 50+$301+19%$1,948IN
Income needed to buyto buy the typical homeGap +$19,791 (+28%) · US $100,006$90,495#23 of 50$70,704#9 of 50+$19,791+28%$100,006IN
Home value to income ratioGap +0.5x (+14%) · US 4.6x4.1x#20 of 503.6x#7 of 50+0.5x+14%4.6xIN

Typical home value, one-year change, largest-metro rent and income needed to buy from Zillow Research (a modeled estimate, not a median). Price-to-income ratio divides that typical home value by ACS median household income. Lower is ahead.

Market snapshot
Housing market snapshot: Georgia vs Indiana
GAIN
Monthly payment, 20% down$1,702$1,338
Income needed vs. median+13%-2%
Five-year change+22.2%+28.9%
Market temperatureColdCool
Largest metroAtlantaIndianapolis

Income needed vs. median: how far the income required to buy the typical home sits above (+) or below (−) the state's median household income. Temperature blends price cuts, days to pending and inventory against the national market (Zillow).

Do people earn more in Georgia or Indiana?

Georgia pays more: median household income $79,991 vs $71,959, with unemployment at 3.4% in Georgia and 3.7% in Indiana. Across 20 occupations with BLS wage data in both states, Georgia's best-paying metro comes out ahead in 13 after adjusting for local costs and Indiana's in 0.

Economy: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
Median household incomeGap +$8,032 (+11%) · US $80,903$79,991#23 of 50$71,959#41 of 50+$8,032+11%$80,903GA
Unemployment rateGap -0.3 pts · US 3.95%3.4%#13 of 503.7%#19 of 50-0.3 pts3.95%Even
GDP per capitaGap +$4,451 (+8%) · US $64,333$63,669#22 of 50$59,218#32 of 50+$4,451+8%$64,333GA
Real GDP growthGap +1.2 pts · US +1.91%+3.2%#6 of 50+2%#22 of 50+1.2 pts+1.91%GA
Population growthGap +0.32 pts · US +0.51%+0.88%#10 of 50+0.56%#22 of 50+0.32 pts+0.51%Even

Median household income from the Census Bureau ACS; unemployment from BLS LAUS; GDP per capita and real GDP growth from the BEA; population growth from Census Bureau estimates.

Same job, best-paying metro in each state · cost-adjusted wage
Show all 20 occupations
Occupation wages: Georgia vs Indiana
OccupationGAINAhead
Lawyers$158,875$154,109 in Atlanta$144,667$133,094 in IndianapolisGA
Civil Engineers$108,289$105,040 in Atlanta$95,698$88,042 in IndianapolisGA
Software Developers$142,793$138,509 in Atlanta$133,348$122,680 in IndianapolisGA
Accountants & Auditors$87,791$85,157 in Atlanta$79,365$73,016 in IndianapolisGA
General & Operations Managers$110,012$106,712 in Atlanta$102,621$94,411 in IndianapolisGA
Mental Health Counselors$60,923$59,095 in Atlanta$54,926$50,532 in IndianapolisGA
Sales Representatives (Wholesale/Manufacturing)$73,694$71,483 in Atlanta$67,846$62,418 in IndianapolisGA
HVAC Mechanics & Installers$65,046$63,095 in Atlanta$59,445$54,689 in IndianapolisGA
Registered Nurses$96,146$93,262 in Atlanta$90,771$83,509 in IndianapolisGA
Dietitians & Nutritionists$78,184$75,838 in Atlanta$74,259$68,318 in IndianapolisGA
Heavy & Tractor-Trailer Truck Drivers$59,648$57,859 in Atlanta$56,825$52,279 in IndianapolisGA
Licensed Practical Nurses (LPN)$62,489$60,614 in Atlanta$59,879$55,089 in IndianapolisGA
Computer Systems Analysts$112,123$108,759 in Atlanta$109,830$101,044 in IndianapolisEven
Family Medicine Physicians$235,200$228,144 in Atlanta$233,118$214,469 in IndianapolisEven
Cooks, Restaurant$35,181$34,126 in Atlanta$33,860$31,151 in IndianapolisGA
Electricians$65,406$63,444 in Atlanta$66,653$61,321 in IndianapolisEven
Construction Laborers$45,318$43,958 in Atlanta$45,954$42,278 in IndianapolisEven
Secondary School Teachers$69,526$67,440 in Atlanta$70,046$64,442 in IndianapolisEven
Police & Sheriff's Patrol Officers$80,115$77,712 in Atlanta$80,465$74,028 in IndianapolisEven
Welders, Cutters & Brazers$50,626$49,107 in Atlanta$50,742$46,683 in IndianapolisEven

BLS Occupational Employment and Wage Statistics, latest release: the median wage in each state's best-paying metro, adjusted for that metro's cost of living (BEA regional price parities). Sorted by the size of the gap.

Is Georgia safer than Indiana?

Indiana is safer: 254 violent crimes per 100,000 residents vs 297 in Georgia (FBI). Property crime runs 1,409 and 1,052 per 100,000.

Crime: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
Violent crime per 100,000per 100,000 residentsGap +42 (+17%) · US 328297#26 of 50254#21 of 50+42+17%328IN
Property crime per 100,000per 100,000 residentsGap +357 (+34%) · US 1,5351,409#21 of 501,052#8 of 50+357+34%1,535IN

FBI state crime estimates, offenses per 100,000 residents, latest release. Florida and North Dakota use the FBI's prior-year estimate because the latest year is based on limited data. Lower is ahead.

Safest tracked city in each state

Among each state's 20 tracked cities, latest FBI release.

Which has better schools and health, Georgia or Indiana?

Indiana scores higher for education (#7 of 50 vs #34), with high school graduation rates of 84.1% and 87.7%. They are close on health (#40 and #39); life expectancy is 75.9 years in Georgia and 75.4 in Indiana.

Schools and health: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
NAEP math score, grade 8Gap -10 · US 273269#37 of 50278#13 of 50-10273Even
NAEP reading score, grade 8Gap -2 · US 257259#18 of 50262#6 of 50-2257Even
High school graduation rateGap -3.6 pts · US 85.62%84.1%#33 of 5087.7%#18 of 50-3.6 pts85.62%IN
Life expectancyGap +0.5 yrs · US 76.975.9#36 of 5075.4#39 of 50+0.5 yrs76.9GA
Adults with obesityGap -3 pts · US 34.03%35.4%#31 of 5038.4%#45 of 50-3 pts34.03%GA
Residents without health insuranceGap +4.5 pts · US 7.6%12%#49 of 507.5%#26 of 50+4.5 pts7.6%IN
Median air quality indexmedian AQI, lower is cleanerGap +4 pts (+10%) · US 38.845#47 of 5041#30 of 50+4 pts+10%38.8IN

High school graduation rate from NCES; life expectancy from the CDC National Center for Health Statistics; median air quality index from EPA AirData (lower is cleaner).

Best school metrics, tracked cities

City education scores blend graduation rate, student-teacher ratio and per-pupil spending (NCES). State education scores combine NAEP math and reading with the graduation rate; health scores combine life expectancy, adult obesity and the uninsured rate. Education: Georgia #34, Indiana #7. Health: Georgia #40, Indiana #39.

Are more people moving from Georgia to Indiana, or from Indiana to Georgia?

1,700 households moved from Georgia to Indiana and 2,053 moved from Indiana to Georgia in the latest IRS release, a net gain of 353 households for Georgia. Movers to Indiana reported an average income of $55,665; movers to Georgia reported $63,233. The Census Bureau's American Community Survey, counting people, shows 5,140 people (±2,513) moving from Georgia to Indiana and 2,189 (±1,082) the other way, a net gain of about 2,951 people for Indiana beyond the margin of error.

Moves between Georgia and Indiana
Net flow toward Indiana
Georgia Indiana1,700 households · avg income $55,665 (IRS)
5,140 people ±2,513
Indiana Georgia2,053 households · avg income $63,233 (IRS)
2,189 people ±1,082

Bars show people (Census ACS, latest release, with 90% margins of error). IRS counts tax-filing households and reports the movers' average income; pairs outside a state's top ten origins and destinations are not published.

Overall migration: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INAhead
Households moving inIRSGap +78,872 (+114%)148,244#6 of 5069,372#21 of 50+78,872+114%GA
Households moving outIRSGap +62,933 (+89%)133,573#43 of 5070,640#32 of 50+62,933+89%IN
Net householdsIRS, householdsGap +15,939+14,671#7 of 50-1,268#32 of 50+15,939GA
Net households per 1,000 residentsIRS, per 1,000 residentsGap +1.5+1.3#16 of 50-0.2#31 of 50+1.5GA
Average income of arriving householdsIRSGap +$5,820 (+9%)$70,169#34 of 50$64,349#40 of 50+$5,820+9%GA
Average income of departing householdsIRSGap +$4,474 (+7%)$72,288#27 of 50$67,814#36 of 50+$4,474+7%GA
Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +0.6+2.4#16 of 50+1.8#20 of 50+0.6GA

Each state's total inbound and outbound households and the movers' average income from IRS Statistics of Income; net domestic migration per 1,000 residents from Census Bureau population estimates. Latest releases.

Which is better for retirees, families or remote workers, Georgia or Indiana?

Georgia is the better fit for young professionals and small business; Indiana is the better fit for families, retirees, and outdoor enthusiasts; 1 of the six lifestyle indexes are within 4 places. Each index re-weights the same 11 category scores for one kind of household.

Lifestyle fit: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INAhead
FamiliesGap +15 places#33score 60.1#18score 71.9+15 placesIN
RetireesGap +5 places#27score 60.4#22score 62.8+5 placesIN
Remote WorkersGap -2 places#20score 54.6#22score 53.9-2 placesEven
Young ProfessionalsGap -6 places#17score 58.9#23score 54.1-6 placesGA
Small BusinessGap -5 places#13score 66.7#18score 63-5 placesGA
Outdoor EnthusiastsGap +7 places#40score 29.7#33score 34.9+7 placesIN

Rank of 50 on each lifestyle index. A state is called ahead when the ranks are at least 4 places apart.

Where each index leads

Which cities stand out in Georgia and Indiana?

Georgia has 20 tracked cities and Indiana has 21; the largest are Atlanta and Indianapolis. The table picks the best city in each state for one purpose at a time.

Standout cities: Georgia vs Indiana
Best forGeorgiaGAIndianaIN
Largest citypopulationAtlanta505,268 peopleIndianapolis885,860 people
Highest composite scorecomposite scoreJohns Creekscore 73.4Carmelscore 73.1
Safest cityviolent crime per 100,000Johns Creek40 violent per 100KCarmel51 violent per 100K
Cheapest citycost of living indexAlbanycost index 87.7Terre Hautecost index 87.8
Most walkableEPA walkability index, 1 to 20Atlantawalkability 13.3 of 20Bloomingtonwalkability 13.9 of 20
Cleanest airmedian air quality index, countyMariettacounty median AQI 35Bloomingtoncounty median AQI 36
Best schoolsgraduation rate, %Valdosta92.3% graduation rateFishers98% graduation rate
Richest citymedian household incomeJohns Creekmedian income $160,093Carmelmedian income $141,505
Fastest growingpopulation growth, %Gainesville+2.4% growthWestfield+5.3% growth

Among the 20 tracked cities in each state. Census ACS, FBI, NCES and BEA data, latest releases.

How do Georgia and Indiana compare on everything else?

State finances, environment, and getting around. Georgia carries AAA credit rating and Indiana AAA.

Show fiscal, environment and commuting tables
Environment and getting around: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
Renewable share of electricityGap -3 pts · US 29.34%12%#35 of 5015%#28 of 50-3 pts29.34%IN
FEMA natural disaster risk indexFEMA index, lower is saferGap -3.5 (-21%) · US 29.613.4#10 of 5016.9#15 of 50-3.5-21%29.6GA
Public land shareGap +4 pts · US 17.16%6.1%#29 of 502.1%#44 of 50+4 pts17.16%GA
Mean travel time to workGap +4.8 min · US 25.2 min29.4 min#45 of 5024.6 min#22 of 50+4.8 min25.2 minIN
Commuters using public transitGap +0.6 pts · US 2.29%1.2%#22 of 500.6%#36 of 50+0.6 pts2.29%GA
Workers working from homeGap +5.3 pts · US 12.28%14.9%#12 of 509.6%#39 of 50+5.3 pts12.28%GA
Households with a broadband subscriptionGap +1.4 pts · US 92.67%93.4%#18 of 5092%#36 of 50+1.4 pts92.67%GA

Renewable share of electricity from the EIA; natural disaster risk from FEMA's National Risk Index; public land share from USGS PAD-US; mean travel time to work, transit and work-from-home shares from the Census Bureau ACS; households with a broadband subscription from the Census Bureau ACS.

State finances: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
Credit ratingindex, 100 = AAAGap 0 pts · US 92.7100#12 of 50100#9 of 500 pts92.7Even
Rainy-day fund, share of spendingGap +3.9 pts · US 12.39%16.4%#7 of 5012.5%#18 of 50+3.9 pts12.39%GA
Pension funded ratioGap -5 pts · US 74.3%77%#21 of 5082%#14 of 50-5 pts74.3%IN
State debt per capitaGap -$650 (-28%) · US $3,506$1,690#6 of 50$2,340#17 of 50-$650-28%$3,506GA
Budget balance, share of spendingGap -0.2 pts · US +4.66%+5.6%#19 of 50+5.8%#17 of 50-0.2 pts+4.66%Even

Credit rating index (S&P / Moody's; Georgia AAA, Indiana AAA), rainy-day fund and budget balance as a share of spending (Pew, NASBO), pension funded ratio (Pew) and state debt per capita (Census Bureau).

Georgia vs Indiana: every metric side by side

Every measure behind the category scores, with each state's rank of 50 and the US figure. Georgia is ahead on 22 of 51, Indiana on 18, and 11 are even.

Show all 54 metrics
All metrics: Georgia vs Indiana
MeasureGeorgiaGAIndianaINGapGA−INUSAhead
PopulationGap +4,329,415 (+62%) · US 6.8 million11.3 million#8 of 507 million#17 of 50+4,329,415+62%6.8 millionGA
Median household incomeGap +$8,032 (+11%) · US $80,903$79,991#23 of 50$71,959#41 of 50+$8,032+11%$80,903GA
Unemployment rateGap -0.3 pts · US 3.95%3.4%#13 of 503.7%#19 of 50-0.3 pts3.95%Even
Population growthGap +0.32 pts · US +0.51%+0.88%#10 of 50+0.56%#22 of 50+0.32 pts+0.51%Even
GDP per capitaGap +$4,451 (+8%) · US $64,333$63,669#22 of 50$59,218#32 of 50+$4,451+8%$64,333GA
Real GDP growthGap +1.2 pts · US +1.91%+3.2%#6 of 50+2%#22 of 50+1.2 pts+1.91%GA
Violent crime per 100,000per 100,000 residentsGap +42 (+17%) · US 328297#26 of 50254#21 of 50+42+17%328IN
Property crime per 100,000per 100,000 residentsGap +357 (+34%) · US 1,5351,409#21 of 501,052#8 of 50+357+34%1,535IN
High school graduation rateGap -3.6 pts · US 85.62%84.1%#33 of 5087.7%#18 of 50-3.6 pts85.62%IN
NAEP math score, grade 4Gap -4 · US 237236#32 of 50240#9 of 50-4237Even
NAEP math score, grade 8Gap -10 · US 273269#37 of 50278#13 of 50-10273Even
NAEP reading score, grade 4Gap -6 · US 214214#28 of 50220#6 of 50-6214Even
NAEP reading score, grade 8Gap -2 · US 257259#18 of 50262#6 of 50-2257Even
Life expectancyGap +0.5 yrs · US 76.975.9#36 of 5075.4#39 of 50+0.5 yrs76.9GA
Adults with obesityGap -3 pts · US 34.03%35.4%#31 of 5038.4%#45 of 50-3 pts34.03%GA
Residents without health insuranceGap +4.5 pts · US 7.6%12%#49 of 507.5%#26 of 50+4.5 pts7.6%IN
Typical home valuetypical home, modeled estimateGap +$70,722 (+27%) · US $368,697$330,817#22 of 50$260,095#11 of 50+$70,722+27%$368,697IN
Home value change, one yearGap -3.5 pts · US +1.2%-0.5%#45 of 50+3%#17 of 50-3.5 pts+1.2%IN
Typical rent, largest metrolargest metro, per monthGap +$301 (+19%) · US $1,948$1,853#30 of 50$1,552#18 of 50+$301+19%$1,948IN
Income needed to buyto buy the typical homeGap +$19,791 (+28%) · US $100,006$90,495#23 of 50$70,704#9 of 50+$19,791+28%$100,006IN
Cost of living indexUS = 100Gap +3 pts (+3%) · US 10096.3#25 of 5093.3#18 of 50+3 pts+3%100IN
Home value to income ratioGap +0.5x (+14%) · US 4.6x4.1x#20 of 503.6x#7 of 50+0.5x+14%4.6xIN
Residential electricity priceGap -1.50¢ (-9%) · US 17.84¢/kWh14.73¢/kWh#20 of 5016.23¢/kWh#32 of 50-1.50¢-9%17.84¢/kWhGA
Residential natural gas priceGap +$8.93 (+78%) · US $15.83/Mcf$20.42/Mcf#45 of 50$11.49/Mcf#14 of 50+$8.93+78%$15.83/McfIN
Gasoline priceGap -$0.12 (-4%) · US $3.32/gal$2.95/gal#6 of 50$3.07/gal#11 of 50-$0.12-4%$3.32/galGA
Price level for goodsUS = 100Gap +3.4 pts (+4%) · US 10098.9#38 of 5095.5#12 of 50+3.4 pts+4%100IN
Center-based infant care, per yearGap -$6,395 (-37%) · US $15,633$11,066#10 of 50$17,461#34 of 50-$6,395-37%$15,633GA
Total state and local tax burdenshare of incomeGap -0.62 pts · US 8.74%8.47%#20 of 509.09%#33 of 50-0.62 pts8.74%GA
Top state income tax ratetop rateGap +0.37 pts · US 5.46%5.39%#25 of 505.02%#23 of 50+0.37 pts5.46%Even
Effective property tax rateeffective rateGap +0.06 pts · US 1.02%0.83%#24 of 500.77%#20 of 50+0.06 pts1.02%Even
Combined state and local sales taxstate + localGap +0.49 pts · US 6.66%7.49%#32 of 507%#26 of 50+0.49 pts6.66%Even
Credit ratingindex, 100 = AAAGap 0 pts · US 92.7100#12 of 50100#9 of 500 pts92.7Even
Rainy-day fund, share of spendingGap +3.9 pts · US 12.39%16.4%#7 of 5012.5%#18 of 50+3.9 pts12.39%GA
Pension funded ratioGap -5 pts · US 74.3%77%#21 of 5082%#14 of 50-5 pts74.3%IN
State debt per capitaGap -$650 (-28%) · US $3,506$1,690#6 of 50$2,340#17 of 50-$650-28%$3,506GA
Budget balance, share of spendingGap -0.2 pts · US +4.66%+5.6%#19 of 50+5.8%#17 of 50-0.2 pts+4.66%Even
Median air quality indexmedian AQI, lower is cleanerGap +4 pts (+10%) · US 38.845#47 of 5041#30 of 50+4 pts+10%38.8IN
Renewable share of electricityGap -3 pts · US 29.34%12%#35 of 5015%#28 of 50-3 pts29.34%IN
FEMA natural disaster risk indexFEMA index, lower is saferGap -3.5 (-21%) · US 29.613.4#10 of 5016.9#15 of 50-3.5-21%29.6GA
Public land shareGap +4 pts · US 17.16%6.1%#29 of 502.1%#44 of 50+4 pts17.16%GA
Mean travel time to workGap +4.8 min · US 25.2 min29.4 min#45 of 5024.6 min#22 of 50+4.8 min25.2 minIN
Commuters using public transitGap +0.6 pts · US 2.29%1.2%#22 of 500.6%#36 of 50+0.6 pts2.29%GA
Workers working from homeGap +5.3 pts · US 12.28%14.9%#12 of 509.6%#39 of 50+5.3 pts12.28%GA
Households with a broadband subscriptionGap +1.4 pts · US 92.67%93.4%#18 of 5092%#36 of 50+1.4 pts92.67%GA
Households moving inIRSGap +78,872 (+114%) · US 78,682148,244#6 of 5069,372#21 of 50+78,872+114%78,682GA
Households moving outIRSGap +62,933 (+89%) · US 78,715133,573#43 of 5070,640#32 of 50+62,933+89%78,715IN
Net householdsIRS, householdsGap +15,939 · US -33+14,671#7 of 50-1,268#32 of 50+15,939-33GA
Net households per 1,000 residentsIRS, per 1,000 residentsGap +1.5 · US +0.4+1.3#16 of 50-0.2#31 of 50+1.5+0.4GA
Average income of arriving householdsIRSGap +$5,820 (+9%) · US $77,690$70,169#34 of 50$64,349#40 of 50+$5,820+9%$77,690GA
Average income of departing householdsIRSGap +$4,474 (+7%) · US $77,024$72,288#27 of 50$67,814#36 of 50+$4,474+7%$77,024GA
Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap +0.6 · US +1.1+2.4#16 of 50+1.8#20 of 50+0.6+1.1GA
Left after costs, family of fourearning $75K a yearGap +$7,375 · US -$11,758-$2,800#14 of 50-$10,175#23 of 50+$7,375-$11,758GA
Left after costs, single adultearning $75K a yearGap -$4,264 · US +$31,418+$32,185#25 of 50+$36,449#10 of 50-$4,264+$31,418IN
Left after costs, retiree coupleearning $75K a yearGap -$4,247 · US +$35,970+$36,785#25 of 50+$41,032#9 of 50-$4,247+$35,970IN

Every metric in the registry, direction-aware: ahead means better for a resident. Ranks are among the states with data. Sources are listed at the foot of the page.

Key takeaways

What the Georgia and Indiana numbers say when read together.

  1. Indiana ranks higher overall

    Indiana leads 4 of the 11 categories to Georgia's 3, with 4 even; Georgia is ahead on economy and growth. Across all 51 measures with data on both sides, Georgia is ahead on 22 and Indiana on 18.

  2. Indiana is cheaper day to day

    Indiana's cost of living index is 93.3 against 96.3 in Georgia (US = 100). The typical home costs $330,817 in Georgia and $260,095 in Indiana. A family of four on $75,000 keeps -$2,800 a year after typical costs in Georgia and -$10,175 in Indiana.

  3. Georgia takes a smaller share in taxes

    Georgia collects 8.47% of income in state and local taxes (middle of the pack on income, property and sales taxes); Indiana collects 9.09% (middle of the pack on income, property and sales taxes).

  4. Georgia pays more

    Median household income is $79,991 in Georgia and $71,959 in Indiana, with unemployment at 3.4% and 3.7%. Violent crime runs 297 per 100,000 residents in Georgia and 254 in Indiana.

  5. People move to Indiana on net

    5,140 people moved to Indiana from Georgia in the latest Census release, against 2,189 going the other way.

  6. Indiana fits families and retirees better

    For families, Georgia ranks #33 of 50 and Indiana #18; for retirees, Georgia ranks #27 and Indiana #22.

Georgia vs Indiana: frequently asked questions

Is Georgia or Indiana better to live in?

Georgia ranks #26 of 50 overall and Indiana #22 as of the latest release. Indiana is cheaper to live in (cost of living index 93.3 vs 96.3), carries a 0.6-point higher tax burden, and has a 14% lower violent crime rate. Indiana scores higher overall, leading 4 of 11 categories to 3.

Is Georgia cheaper than Indiana?

Indiana is cheaper than Georgia: cost of living index 93.3 vs 96.3 (US = 100). A family of four earning $75,000 would have -$2,800 left after typical housing, childcare, utilities, groceries, transportation and taxes in Georgia, and -$10,175 in Indiana. The typical home value is $330,817 in Georgia and $260,095 in Indiana.

Which has lower taxes, Georgia or Indiana?

Georgia has the lower tax burden: 8.47% of income in state and local taxes vs 9.09% in Indiana. Georgia's top income tax rate is 5.39%, its effective property tax rate 0.83% and its combined sales tax 7.49%; Indiana's are 5.02%, 0.77% and 7%.

Is Georgia safer than Indiana?

Indiana is safer: 254 violent crimes per 100,000 residents vs 297 in Georgia, per the FBI. Georgia ranks #26 of 50 for violent crime and Indiana #21. Property crime is 1,409 per 100,000 in Georgia and 1,052 in Indiana. The safest tracked cities are Johns Creek, GA, and Carmel, IN.

Are homes more expensive in Georgia or Indiana?

Homes are 27% more expensive in Georgia: the typical home value is $330,817 in Georgia and $260,095 in Indiana. Buying the typical home takes about $90,495 of household income in Georgia and $70,704 in Indiana, against median incomes of $79,991 and $71,959.

Do people earn more in Georgia or Indiana?

Georgia pays more: median household income is $79,991 vs $71,959 in Indiana, per the Census Bureau. Unemployment is 3.4% in Georgia and 3.7% in Indiana. Across 20 occupations with BLS wage data in both states, Georgia's best-paying metro comes out ahead in 13 after adjusting for local costs and Indiana's in 0, with 7 even.

Are more people moving from Georgia to Indiana or from Indiana to Georgia?

1,700 households moved from Georgia to Indiana and 2,053 moved from Indiana to Georgia in the latest IRS release, a net gain of 353 households for Georgia. Movers to Indiana reported an average income of $55,665; movers to Georgia reported $63,233. The Census Bureau's American Community Survey, counting people, shows 5,140 people (±2,513) moving from Georgia to Indiana and 2,189 (±1,082) the other way, a net gain of about 2,951 people for Indiana beyond the margin of error.

Which is better for retirees, Georgia or Indiana?

Indiana is the better fit for retirees: #22 of 50 on the retiree index vs #27 for Georgia. Georgia has middle of the pack on income, property and sales taxes; Indiana has middle of the pack on income, property and sales taxes. A retiree couple on $75,000 would have +$36,785 left after typical costs in Georgia and +$41,032 in Indiana.

Which is better for families, Georgia or Indiana?

Indiana is the better fit for families: #18 of 50 on the families index vs #33 for Georgia. Center-based infant care costs $11,066 a year in Georgia and $17,461 in Indiana. High school graduation rates are 84.1% and 87.7%. A family of four on $75,000 keeps -$2,800 after typical costs in Georgia and -$10,175 in Indiana.

Is Indiana better than Georgia?

Yes: Indiana ranks higher than Georgia overall, #22 of 50 vs #26, with a composite score of 59.2 to 55.4. Indiana leads 4 of 11 categories and Georgia leads 3, including economy and growth. Which is better for you depends on how you weigh cost, safety, schools, taxes and pay.

Compare a different pair

Swap either state, or jump to the matchups people open alongside Georgia vs Indiana.

Why this pair is featured: major moving corridor (2,053 households moved in the busier direction in the latest IRS release).