New York vs Michigan: Which Is Better to Live In?
New York ranks #29 of 50 overall and Michigan #45 as of the latest release. Michigan is cheaper to live in (cost of living index 96.2 vs 107.9), has a 5.3-point lower tax burden, and has a 11% higher violent crime rate. New York scores higher overall, leading 7 of 11 categories to 3.
- Typical rent, largest metro is 58% lower in Michigan ($1,524 vs. $3,615 in New York).
- Typical home value is 49% lower in Michigan ($266,292 vs. $526,714 in New York).
- Total tax burden is 39% lower in Michigan (8.25% vs. 13.56% in New York).
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| Overall scorecomposite of 100, rank of 50Gap +12.2 pts | 54.9#29 of 50 · C+ | 42.7#45 of 50 · D | +12.2 pts | — | NY |
| Cost of living indexUS = 100Gap +11.7 pts (+12%) · US 100 | 107.9#47 of 50 | 96.2#24 of 50 | +11.7 pts+12% | 100 | MI |
| Left after costs, family of fourearning $75K a yearGap -$37,594 · US -$11,758 | -$43,228#45 of 50 | -$5,634#17 of 50 | -$37,594 | -$11,758 | MI |
| Typical home valuetypical home, modeled estimateGap +$260,422 (+98%) · US $368,697 | $526,714#43 of 50 | $266,292#12 of 50 | +$260,422+98% | $368,697 | MI |
| Total state and local tax burdenshare of incomeGap +5.31 pts · US 8.74% | 13.56%#49 of 50 | 8.25%#18 of 50 | +5.31 pts | 8.74% | MI |
| Violent crime per 100,000per 100,000 residentsGap -48 (-11%) · US 328 | 368#35 of 50 | 416#40 of 50 | -48-11% | 328 | NY |
| Median household incomeGap +$13,431 (+19%) · US $80,903 | $85,820#15 of 50 | $72,389#37 of 50 | +$13,431+19% | $80,903 | NY |
| High school graduation rateGap +5.7 pts · US 85.62% | 86.7%#24 of 50 | 81%#45 of 50 | +5.7 pts | 85.62% | NY |
| Life expectancyGap +2.7 yrs · US 76.9 | 79.5#4 of 50 | 76.8#29 of 50 | +2.7 yrs | 76.9 | NY |
| Net householdsIRS, householdsGap -63,217 · US -33 | -71,987#49 of 50 | -8,770#42 of 50 | -63,217 | -33 | MI |
Cost of living index from the Bureau of Economic Analysis (US = 100). Left after costs from the America's Dashboard affordability engine for a family of four earning $75,000. Typical home value from Zillow Research. Tax burden from WalletHub. Violent crime from the FBI, per 100,000 residents. Income and graduation from the Census Bureau and NCES. Life expectancy from the CDC. Net households from IRS Statistics of Income. US column is the 50-state average or median.
Is New York or Michigan better to live in?
New York scores higher overall: 54.9 to 42.7 out of 100, #29 of 50 against #45. New York leads 7 of 11 categories, Michigan leads 3, and 1 are within 3 points.
| Category | Weight | New YorkNY | MichiganMI | Gap | Ahead |
|---|---|---|---|---|---|
| Economy15% of scoregap +24.4 | 15% | 46.3#25 · B | 21.9#50 · F | +24.4 pts | NY |
| Safety12% of scoregap -0.9 | 12% | 63.0#34 · C+ | 63.9#31 · C+ | -0.9 pts | Even |
| Health12% of scoregap +24.3 | 12% | 79.7#3 · A+ | 55.4#27 · C+ | +24.3 pts | NY |
| Education12% of scoregap +14.4 | 12% | 56.6#30 · C+ | 42.2#44 · D | +14.4 pts | NY |
| Affordability10% of scoregap -36.1 | 10% | 37.2#47 · D | 73.3#22 · B | -36.1 pts | MI |
| Fiscal Health8% of scoregap -11.7 | 8% | 44.5#42 · C | 56.2#32 · C+ | -11.7 pts | MI |
| Growth7% of scoregap -10.3 | 7% | 14.0#48 · D | 24.3#41 · C | -10.3 pts | MI |
| Transportation7% of scoregap +3.2 | 7% | 52.6#20 · B | 49.4#27 · C+ | +3.2 pts | NY |
| Livability7% of scoregap +24.7 | 7% | 49.4#5 · A+ | 24.7#41 · C | +24.7 pts | NY |
| Outdoor Access6% of scoregap +12.4 | 6% | 30.2#23 · B | 17.8#32 · C+ | +12.4 pts | NY |
| Environment4% of scoregap +16.4 | 4% | 58.4#7 · A | 42.0#23 · B | +16.4 pts | NY |
Scores run 0 to 100 within each category; weight is the category's share of the composite. Grades follow rank (1–5 A+, 6–10 A, 11–18 B+, 19–26 B, 27–34 C+, 35–42 C, 43–48 D, 49–50 F). Methodology →
Is New York cheaper than Michigan?
Michigan is cheaper: cost of living index 96.2 vs 107.9 in New York (US = 100). A family of four earning $75,000 keeps $37,594 more a year in Michigan after housing, childcare, utilities, groceries, transportation and taxes.
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| Cost of living indexUS = 100Gap +11.7 pts (+12%) · US 100 | 107.9#47 of 50 | 96.2#24 of 50 | +11.7 pts+12% | 100 | MI |
| Price level for goodsUS = 100Gap +11.3 pts (+12%) · US 100 | 107.3#49 of 50 | 96#16 of 50 | +11.3 pts+12% | 100 | MI |
| Residential electricity priceGap +6.38¢ (+32%) · US 17.84¢/kWh | 26.39¢/kWh#44 of 50 | 20.01¢/kWh#39 of 50 | +6.38¢+32% | 17.84¢/kWh | MI |
| Residential natural gas priceGap +$6.66 (+61%) · US $15.83/Mcf | $17.58/Mcf#37 of 50 | $10.92/Mcf#9 of 50 | +$6.66+61% | $15.83/Mcf | MI |
| Gasoline priceGap +$0.07 (+2%) · US $3.32/gal | $3.17/gal#21 of 50 | $3.10/gal#16 of 50 | +$0.07+2% | $3.32/gal | Even |
| Center-based infant care, per yearGap +$6,914 (+49%) · US $15,633 | $20,978#43 of 50 | $14,064#21 of 50 | +$6,914+49% | $15,633 | MI |
Cost of living index and the price level for goods from the Bureau of Economic Analysis regional price parities (US = 100). Electricity, natural gas and gasoline prices from the EIA; center-based infant care from Child Care Aware of America. Lower is ahead.
| Measure | New YorkNY | MichiganMI | GapNY−MI | Ahead |
|---|---|---|---|---|
| Single Adultearning $75,000Gap -$14,156 | +$20,271costs $54,729 | +$34,427costs $40,573 | -$14,156 | MI |
| Couple, No Kidsearning $75,000Gap -$18,578 | +$8,114costs $66,886 | +$26,692costs $48,308 | -$18,578 | MI |
| Family of 4earning $75,000Gap -$37,594 | -$43,228costs $118,229 | -$5,634costs $80,634 | -$37,594 | MI |
| Retiree Coupleearning $75,000Gap -$16,359 | +$22,648costs $52,352 | +$39,007costs $35,994 | -$16,359 | MI |
Income left after housing, childcare, utilities, groceries, transportation and state and local taxes for four household types earning $75,000, from the affordability engine. Negative means typical costs exceed take-home pay.
| Measure | New YorkNY | MichiganMI | GapNY−MI | Ahead |
|---|---|---|---|---|
| HousingGap +$20,845 | $40,598 | $19,753 | +$20,845 | MI |
| ChildcareGap +$13,828 | $41,956 | $28,128 | +$13,828 | MI |
| UtilitiesGap +$561 | $5,179 | $4,618 | +$561 | MI |
| GroceriesGap +$1,273 | $12,085 | $10,812 | +$1,273 | MI |
| TransportationGap +$220 | $9,963 | $9,743 | +$220 | Even |
| State and local taxesGap +$868 | $8,448 | $7,580 | +$868 | MI |
Annual cost lines for a family of four (two adults, two children). Lower is ahead.
Which has lower taxes, New York or Michigan?
Michigan collects a smaller share of income in state and local taxes: 8.25% vs 13.56%. New York has high across the board; Michigan has low sales tax, with income and property taxes in the middle of the pack.
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| Total state and local tax burdenshare of incomeGap +5.31 pts · US 8.74% | 13.56%#49 of 50 | 8.25%#18 of 50 | +5.31 pts | 8.74% | MI |
| Top state income tax ratetop rateGap +8.13 pts · US 5.46% | 14.78%#50 of 50 | 6.65%#36 of 50 | +8.13 pts | 5.46% | MI |
| Effective property tax rateeffective rateGap +0.29 pts · US 1.02% | 1.64%#45 of 50 | 1.35%#37 of 50 | +0.29 pts | 1.02% | Even |
| Combined state and local sales taxstate + localGap +2.54 pts · US 6.66% | 8.54%#41 of 50 | 6%#13 of 50 | +2.54 pts | 6.66% | MI |
Total tax burden (state and local taxes as a share of personal income) from WalletHub; top marginal income tax rate, effective property tax rate and combined state and local sales tax from the Tax Foundation. Lower is ahead.
Are homes more expensive in New York or Michigan?
Homes cost 98% more in New York: a typical home value of $526,714 in New York vs $266,292 in Michigan. Buying the typical home takes about $140,709 of income in New York and $73,945 in Michigan; the median household earns $85,820 and $72,389.
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| Typical home valuetypical home, modeled estimateGap +$260,422 (+98%) · US $368,697 | $526,714#43 of 50 | $266,292#12 of 50 | +$260,422+98% | $368,697 | MI |
| Home value change, one yearGap +1.6 pts · US +1.2% | +5.6%#2 of 50 | +4%#7 of 50 | +1.6 pts | +1.2% | NY |
| Typical rent, largest metrolargest metro, per monthGap +$2,091 (+137%) · US $1,948 | $3,615#50 of 50 | $1,524#16 of 50 | +$2,091+137% | $1,948 | MI |
| Income needed to buyto buy the typical homeGap +$66,764 (+90%) · US $100,006 | $140,709#45 of 50 | $73,945#12 of 50 | +$66,764+90% | $100,006 | MI |
| Home value to income ratioGap +2.4x (+65%) · US 4.6x | 6.1x#46 of 50 | 3.7x#15 of 50 | +2.4x+65% | 4.6x | MI |
Typical home value, one-year change, largest-metro rent and income needed to buy from Zillow Research (a modeled estimate, not a median). Price-to-income ratio divides that typical home value by ACS median household income. Lower is ahead.
| NY | MI | |
|---|---|---|
| Monthly payment, 20% down | $2,710 | $1,370 |
| Income needed vs. median | +64% | +2% |
| Five-year change | +29.5% | +24.1% |
| Market temperature | Warm | Cool |
| Largest metro | New York | Detroit |
Income needed vs. median: how far the income required to buy the typical home sits above (+) or below (−) the state's median household income. Temperature blends price cuts, days to pending and inventory against the national market (Zillow).
Do people earn more in New York or Michigan?
New York pays more: median household income $85,820 vs $72,389, with unemployment at 4.3% in New York and 5.2% in Michigan. Across 20 occupations with BLS wage data in both states, New York's best-paying metro comes out ahead in 16 after adjusting for local costs and Michigan's in 0.
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| Median household incomeGap +$13,431 (+19%) · US $80,903 | $85,820#15 of 50 | $72,389#37 of 50 | +$13,431+19% | $80,903 | NY |
| Unemployment rateGap -0.9 pts · US 3.95% | 4.3%#34 of 50 | 5.2%#48 of 50 | -0.9 pts | 3.95% | NY |
| GDP per capitaGap +$46,701 (+84%) · US $64,333 | $102,027#1 of 50 | $55,326#40 of 50 | +$46,701+84% | $64,333 | NY |
| Real GDP growthGap +0.7 pts · US +1.91% | +2.5%#12 of 50 | +1.8%#30 of 50 | +0.7 pts | +1.91% | NY |
| Population growthGap -0.27 pts · US +0.51% | +0.01%#45 of 50 | +0.28%#35 of 50 | -0.27 pts | +0.51% | Even |
Median household income from the Census Bureau ACS; unemployment from BLS LAUS; GDP per capita and real GDP growth from the BEA; population growth from Census Bureau estimates.
Show all 20 occupations
| Occupation | NY | MI | Ahead |
|---|---|---|---|
| Lawyers | $231,909$250,462 in New York | $152,435$143,289 in Detroit | NY |
| Software Developers | $191,445$206,761 in New York | $143,840$135,210 in Detroit | NY |
| Electricians | $95,830$103,496 in New York | $68,769$64,643 in Detroit | NY |
| Police & Sheriff's Patrol Officers | $106,981$115,540 in New York | $82,057$77,134 in Detroit | NY |
| Family Medicine Physicians | $267,162$288,535 in New York | $248,727$233,803 in Detroit | NY |
| Registered Nurses | $103,379$111,649 in New York | $89,989$84,590 in Detroit | NY |
| Cooks, Restaurant | $49,203$53,139 in New York | $35,851$33,700 in Detroit | NY |
| General & Operations Managers | $117,051$126,415 in New York | $107,373$100,931 in Detroit | NY |
| Computer Systems Analysts | $122,114$131,883 in New York | $113,783$106,956 in Detroit | NY |
| Accountants & Auditors | $90,791$98,054 in New York | $82,872$77,900 in Detroit | NY |
| Heavy & Tractor-Trailer Truck Drivers | $65,845$71,113 in New York | $60,091$56,486 in Detroit | NY |
| Licensed Practical Nurses (LPN) | $65,024$70,226 in New York | $59,364$55,802 in Detroit | NY |
| Mental Health Counselors | $64,892$70,083 in New York | $60,529$56,897 in Detroit | NY |
| HVAC Mechanics & Installers | $65,430$70,664 in New York | $61,151$57,482 in Detroit | NY |
| Dietitians & Nutritionists | $76,636$82,767 in New York | $73,448$69,041 in Detroit | NY |
| Civil Engineers | $110,483$119,322 in New York | $107,310$100,871 in Detroit | Even |
| Welders, Cutters & Brazers | $54,384$58,735 in New York | $51,641$48,543 in Detroit | NY |
| Sales Representatives (Wholesale/Manufacturing) | $75,414$81,447 in New York | $73,498$69,088 in Detroit | Even |
| Secondary School Teachers | $75,227$81,245 in New York | $73,631$69,213 in Detroit | Even |
| Construction Laborers | $47,986$51,825 in New York | $48,624$45,707 in Detroit | Even |
BLS Occupational Employment and Wage Statistics, latest release: the median wage in each state's best-paying metro, adjusted for that metro's cost of living (BEA regional price parities). Sorted by the size of the gap.
Is New York safer than Michigan?
New York is safer: 368 violent crimes per 100,000 residents vs 416 in Michigan (FBI). Property crime runs 1,575 and 1,259 per 100,000.
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| Violent crime per 100,000per 100,000 residentsGap -48 (-11%) · US 328 | 368#35 of 50 | 416#40 of 50 | -48-11% | 328 | NY |
| Property crime per 100,000per 100,000 residentsGap +316 (+25%) · US 1,535 | 1,575#31 of 50 | 1,259#13 of 50 | +316+25% | 1,535 | MI |
FBI state crime estimates, offenses per 100,000 residents, latest release. Florida and North Dakota use the FBI's prior-year estimate because the latest year is based on limited data. Lower is ahead.
- White Plains, NY115 violent per 100K
- Rochester Hills, MI62 violent per 100K
Among each state's 20 tracked cities, latest FBI release.
Which has better schools and health, New York or Michigan?
New York scores higher for education (#30 of 50 vs #44), with high school graduation rates of 86.7% and 81%. New York scores higher for health (#3 vs #27); life expectancy is 79.5 years in New York and 76.8 in Michigan.
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| NAEP math score, grade 8Gap +1 · US 273 | 271#27 of 50 | 270#31 of 50 | +1 | 273 | Even |
| NAEP reading score, grade 8Gap +2 · US 257 | 257#27 of 50 | 255#33 of 50 | +2 | 257 | Even |
| High school graduation rateGap +5.7 pts · US 85.62% | 86.7%#24 of 50 | 81%#45 of 50 | +5.7 pts | 85.62% | NY |
| Life expectancyGap +2.7 yrs · US 76.9 | 79.5#4 of 50 | 76.8#29 of 50 | +2.7 yrs | 76.9 | NY |
| Adults with obesityGap -6.6 pts · US 34.03% | 29.5%#7 of 50 | 36.1%#33 of 50 | -6.6 pts | 34.03% | NY |
| Residents without health insuranceGap -0.1 pts · US 7.6% | 5%#6 of 50 | 5.1%#8 of 50 | -0.1 pts | 7.6% | Even |
| Median air quality indexmedian AQI, lower is cleanerGap -4 pts (-10%) · US 38.8 | 36#14 of 50 | 40#27 of 50 | -4 pts-10% | 38.8 | NY |
High school graduation rate from NCES; life expectancy from the CDC National Center for Health Statistics; median air quality index from EPA AirData (lower is cleaner).
- Levittown, NYeducation score 94.2
- Farmington Hills, MIeducation score 94.2
City education scores blend graduation rate, student-teacher ratio and per-pupil spending (NCES). State education scores combine NAEP math and reading with the graduation rate; health scores combine life expectancy, adult obesity and the uninsured rate. Education: New York #30, Michigan #44. Health: New York #3, Michigan #27.
Are more people moving from New York to Michigan, or from Michigan to New York?
2,560 households moved from New York to Michigan and 2,871 moved from Michigan to New York in the latest IRS release, a net gain of 311 households for New York. Movers to Michigan reported an average income of $77,979; movers to New York reported $78,623. The Census Bureau's American Community Survey, counting people, shows 3,338 people (±1,072) moving from New York to Michigan and 4,299 (±1,429) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Bars show people (Census ACS, latest release, with 90% margins of error). IRS counts tax-filing households and reports the movers' average income; pairs outside a state's top ten origins and destinations are not published.
| Measure | New YorkNY | MichiganMI | GapNY−MI | Ahead |
|---|---|---|---|---|
| Households moving inIRSGap +120,440 (+168%) | 192,240#4 of 50 | 71,800#20 of 50 | +120,440+168% | NY |
| Households moving outIRSGap +183,657 (+228%) | 264,227#48 of 50 | 80,570#33 of 50 | +183,657+228% | MI |
| Net householdsIRS, householdsGap -63,217 | -71,987#49 of 50 | -8,770#42 of 50 | -63,217 | MI |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap -2.7 | -3.6#50 of 50 | -0.9#38 of 50 | -2.7 | MI |
| Average income of arriving householdsIRSGap +$20,057 (+27%) | $94,202#6 of 50 | $74,145#30 of 50 | +$20,057+27% | NY |
| Average income of departing householdsIRSGap +$28,040 (+36%) | $105,983#4 of 50 | $77,943#18 of 50 | +$28,040+36% | NY |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap -7.1 | -6.9#50 of 50 | +0.2#31 of 50 | -7.1 | MI |
Each state's total inbound and outbound households and the movers' average income from IRS Statistics of Income; net domestic migration per 1,000 residents from Census Bureau population estimates. Latest releases.
Which is better for retirees, families or remote workers, New York or Michigan?
New York is the better fit for families, retirees, young professionals, and outdoor enthusiasts; 2 of the six lifestyle indexes are within 4 places. Each index re-weights the same 11 category scores for one kind of household.
| Measure | New YorkNY | MichiganMI | GapNY−MI | Ahead |
|---|---|---|---|---|
| FamiliesGap -12 places | #29score 62.6 | #41score 53.5 | -12 places | NY |
| RetireesGap -5 places | #25score 62 | #30score 59.7 | -5 places | NY |
| Remote WorkersGap +1 places | #44score 41.4 | #43score 41.5 | +1 places | Even |
| Young ProfessionalsGap -7 places | #40score 42.8 | #47score 37.5 | -7 places | NY |
| Small BusinessGap -1 places | #44score 37.5 | #45score 36.9 | -1 places | Even |
| Outdoor EnthusiastsGap -11 places | #21score 50.9 | #32score 36.1 | -11 places | NY |
Rank of 50 on each lifestyle index. A state is called ahead when the ranks are at least 4 places apart.
- FamiliesNew York (#29 vs #41)
- RetireesNew York (#25 vs #30)
- Remote WorkersEven (#44 vs #43)
- Young ProfessionalsNew York (#40 vs #47)
- Small BusinessEven (#44 vs #45)
- Outdoor EnthusiastsNew York (#21 vs #32)
Which cities stand out in New York and Michigan?
New York has 20 tracked cities and Michigan has 24; the largest are New York and Detroit. The table picks the best city in each state for one purpose at a time.
| Best for | New YorkNY | MichiganMI |
|---|---|---|
| Largest citypopulation | New York8,483,844 people | Detroit638,530 people |
| Highest composite scorecomposite score | Levittownscore 74.8 | Troyscore 69.5 |
| Safest cityviolent crime per 100,000 | White Plains115 violent per 100K | Rochester Hills62 violent per 100K |
| Cheapest citycost of living index | Uticacost index 92.7 | Battle Creekcost index 90.5 |
| Most walkableEPA walkability index, 1 to 20 | Hempsteadwalkability 15 of 20 | Ann Arborwalkability 13.5 of 20 |
| Cleanest airmedian air quality index, county | Uticacounty median AQI 27 | Lansingcounty median AQI 38 |
| Best schoolsgraduation rate, % | Levittown94.2% graduation rate | Farmington Hills94.2% graduation rate |
| Richest citymedian household income | Levittownmedian income $146,068 | Rochester Hillsmedian income $120,694 |
| Fastest growingpopulation growth, % | Yonkers+0.5% growth | Grand Rapids+0.9% growth |
Among the 20 tracked cities in each state. Census ACS, FBI, NCES and BEA data, latest releases.
How do New York and Michigan compare on everything else?
State finances, environment, and getting around. New York carries AA credit rating and Michigan AA.
Show fiscal, environment and commuting tables
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| Renewable share of electricityGap +17 pts · US 29.34% | 30%#22 of 50 | 13%#33 of 50 | +17 pts | 29.34% | NY |
| FEMA natural disaster risk indexFEMA index, lower is saferGap -6.7 (-64%) · US 29.6 | 3.8#4 of 50 | 10.5#7 of 50 | -6.7-64% | 29.6 | NY |
| Public land shareGap +1.7 pts · US 17.16% | 15.1%#16 of 50 | 13.4%#18 of 50 | +1.7 pts | 17.16% | NY |
| Mean travel time to workGap +8.9 min · US 25.2 min | 33.2 min#50 of 50 | 24.3 min#20 of 50 | +8.9 min | 25.2 min | MI |
| Commuters using public transitGap +23.2 pts · US 2.29% | 24.2%#1 of 50 | 1%#28 of 50 | +23.2 pts | 2.29% | NY |
| Workers working from homeGap +0.6 pts · US 12.28% | 11.8%#28 of 50 | 11.2%#33 of 50 | +0.6 pts | 12.28% | NY |
| Households with a broadband subscriptionGap +0.3 pts · US 92.67% | 93.1%#20 of 50 | 92.8%#27 of 50 | +0.3 pts | 92.67% | Even |
Renewable share of electricity from the EIA; natural disaster risk from FEMA's National Risk Index; public land share from USGS PAD-US; mean travel time to work, transit and work-from-home shares from the Census Bureau ACS; households with a broadband subscription from the Census Bureau ACS.
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| Credit ratingindex, 100 = AAAGap 0 pts · US 92.7 | 90#32 of 50 | 90#39 of 50 | 0 pts | 92.7 | Even |
| Rainy-day fund, share of spendingGap -9.7 pts · US 12.39% | 3.8%#48 of 50 | 13.5%#13 of 50 | -9.7 pts | 12.39% | MI |
| Pension funded ratioGap +22 pts · US 74.3% | 90%#7 of 50 | 68%#35 of 50 | +22 pts | 74.3% | NY |
| State debt per capitaGap +$4,950 (+156%) · US $3,506 | $8,130#47 of 50 | $3,180#31 of 50 | +$4,950+156% | $3,506 | MI |
| Budget balance, share of spendingGap -5.8 pts · US +4.66% | -1.5%#48 of 50 | +4.3%#29 of 50 | -5.8 pts | +4.66% | MI |
Credit rating index (S&P / Moody's; New York AA, Michigan AA), rainy-day fund and budget balance as a share of spending (Pew, NASBO), pension funded ratio (Pew) and state debt per capita (Census Bureau).
New York vs Michigan: every metric side by side
Every measure behind the category scores, with each state's rank of 50 and the US figure. New York is ahead on 18 of 51, Michigan on 23, and 10 are even.
Show all 54 metrics
| Measure | New YorkNY | MichiganMI | GapNY−MI | US | Ahead |
|---|---|---|---|---|---|
| PopulationGap +9,874,543 (+97%) · US 6.8 million | 20 million#4 of 50 | 10.1 million#10 of 50 | +9,874,543+97% | 6.8 million | NY |
| Median household incomeGap +$13,431 (+19%) · US $80,903 | $85,820#15 of 50 | $72,389#37 of 50 | +$13,431+19% | $80,903 | NY |
| Unemployment rateGap -0.9 pts · US 3.95% | 4.3%#34 of 50 | 5.2%#48 of 50 | -0.9 pts | 3.95% | NY |
| Population growthGap -0.27 pts · US +0.51% | +0.01%#45 of 50 | +0.28%#35 of 50 | -0.27 pts | +0.51% | Even |
| GDP per capitaGap +$46,701 (+84%) · US $64,333 | $102,027#1 of 50 | $55,326#40 of 50 | +$46,701+84% | $64,333 | NY |
| Real GDP growthGap +0.7 pts · US +1.91% | +2.5%#12 of 50 | +1.8%#30 of 50 | +0.7 pts | +1.91% | NY |
| Violent crime per 100,000per 100,000 residentsGap -48 (-11%) · US 328 | 368#35 of 50 | 416#40 of 50 | -48-11% | 328 | NY |
| Property crime per 100,000per 100,000 residentsGap +316 (+25%) · US 1,535 | 1,575#31 of 50 | 1,259#13 of 50 | +316+25% | 1,535 | MI |
| High school graduation rateGap +5.7 pts · US 85.62% | 86.7%#24 of 50 | 81%#45 of 50 | +5.7 pts | 85.62% | NY |
| NAEP math score, grade 4Gap -1 · US 237 | 234#38 of 50 | 235#34 of 50 | -1 | 237 | Even |
| NAEP math score, grade 8Gap +1 · US 273 | 271#27 of 50 | 270#31 of 50 | +1 | 273 | Even |
| NAEP reading score, grade 4Gap +6 · US 214 | 215#26 of 50 | 209#44 of 50 | +6 | 214 | Even |
| NAEP reading score, grade 8Gap +2 · US 257 | 257#27 of 50 | 255#33 of 50 | +2 | 257 | Even |
| Life expectancyGap +2.7 yrs · US 76.9 | 79.5#4 of 50 | 76.8#29 of 50 | +2.7 yrs | 76.9 | NY |
| Adults with obesityGap -6.6 pts · US 34.03% | 29.5%#7 of 50 | 36.1%#33 of 50 | -6.6 pts | 34.03% | NY |
| Residents without health insuranceGap -0.1 pts · US 7.6% | 5%#6 of 50 | 5.1%#8 of 50 | -0.1 pts | 7.6% | Even |
| Typical home valuetypical home, modeled estimateGap +$260,422 (+98%) · US $368,697 | $526,714#43 of 50 | $266,292#12 of 50 | +$260,422+98% | $368,697 | MI |
| Home value change, one yearGap +1.6 pts · US +1.2% | +5.6%#2 of 50 | +4%#7 of 50 | +1.6 pts | +1.2% | NY |
| Typical rent, largest metrolargest metro, per monthGap +$2,091 (+137%) · US $1,948 | $3,615#50 of 50 | $1,524#16 of 50 | +$2,091+137% | $1,948 | MI |
| Income needed to buyto buy the typical homeGap +$66,764 (+90%) · US $100,006 | $140,709#45 of 50 | $73,945#12 of 50 | +$66,764+90% | $100,006 | MI |
| Cost of living indexUS = 100Gap +11.7 pts (+12%) · US 100 | 107.9#47 of 50 | 96.2#24 of 50 | +11.7 pts+12% | 100 | MI |
| Home value to income ratioGap +2.4x (+65%) · US 4.6x | 6.1x#46 of 50 | 3.7x#15 of 50 | +2.4x+65% | 4.6x | MI |
| Residential electricity priceGap +6.38¢ (+32%) · US 17.84¢/kWh | 26.39¢/kWh#44 of 50 | 20.01¢/kWh#39 of 50 | +6.38¢+32% | 17.84¢/kWh | MI |
| Residential natural gas priceGap +$6.66 (+61%) · US $15.83/Mcf | $17.58/Mcf#37 of 50 | $10.92/Mcf#9 of 50 | +$6.66+61% | $15.83/Mcf | MI |
| Gasoline priceGap +$0.07 (+2%) · US $3.32/gal | $3.17/gal#21 of 50 | $3.10/gal#16 of 50 | +$0.07+2% | $3.32/gal | Even |
| Price level for goodsUS = 100Gap +11.3 pts (+12%) · US 100 | 107.3#49 of 50 | 96#16 of 50 | +11.3 pts+12% | 100 | MI |
| Center-based infant care, per yearGap +$6,914 (+49%) · US $15,633 | $20,978#43 of 50 | $14,064#21 of 50 | +$6,914+49% | $15,633 | MI |
| Total state and local tax burdenshare of incomeGap +5.31 pts · US 8.74% | 13.56%#49 of 50 | 8.25%#18 of 50 | +5.31 pts | 8.74% | MI |
| Top state income tax ratetop rateGap +8.13 pts · US 5.46% | 14.78%#50 of 50 | 6.65%#36 of 50 | +8.13 pts | 5.46% | MI |
| Effective property tax rateeffective rateGap +0.29 pts · US 1.02% | 1.64%#45 of 50 | 1.35%#37 of 50 | +0.29 pts | 1.02% | Even |
| Combined state and local sales taxstate + localGap +2.54 pts · US 6.66% | 8.54%#41 of 50 | 6%#13 of 50 | +2.54 pts | 6.66% | MI |
| Credit ratingindex, 100 = AAAGap 0 pts · US 92.7 | 90#32 of 50 | 90#39 of 50 | 0 pts | 92.7 | Even |
| Rainy-day fund, share of spendingGap -9.7 pts · US 12.39% | 3.8%#48 of 50 | 13.5%#13 of 50 | -9.7 pts | 12.39% | MI |
| Pension funded ratioGap +22 pts · US 74.3% | 90%#7 of 50 | 68%#35 of 50 | +22 pts | 74.3% | NY |
| State debt per capitaGap +$4,950 (+156%) · US $3,506 | $8,130#47 of 50 | $3,180#31 of 50 | +$4,950+156% | $3,506 | MI |
| Budget balance, share of spendingGap -5.8 pts · US +4.66% | -1.5%#48 of 50 | +4.3%#29 of 50 | -5.8 pts | +4.66% | MI |
| Median air quality indexmedian AQI, lower is cleanerGap -4 pts (-10%) · US 38.8 | 36#14 of 50 | 40#27 of 50 | -4 pts-10% | 38.8 | NY |
| Renewable share of electricityGap +17 pts · US 29.34% | 30%#22 of 50 | 13%#33 of 50 | +17 pts | 29.34% | NY |
| FEMA natural disaster risk indexFEMA index, lower is saferGap -6.7 (-64%) · US 29.6 | 3.8#4 of 50 | 10.5#7 of 50 | -6.7-64% | 29.6 | NY |
| Public land shareGap +1.7 pts · US 17.16% | 15.1%#16 of 50 | 13.4%#18 of 50 | +1.7 pts | 17.16% | NY |
| Mean travel time to workGap +8.9 min · US 25.2 min | 33.2 min#50 of 50 | 24.3 min#20 of 50 | +8.9 min | 25.2 min | MI |
| Commuters using public transitGap +23.2 pts · US 2.29% | 24.2%#1 of 50 | 1%#28 of 50 | +23.2 pts | 2.29% | NY |
| Workers working from homeGap +0.6 pts · US 12.28% | 11.8%#28 of 50 | 11.2%#33 of 50 | +0.6 pts | 12.28% | NY |
| Households with a broadband subscriptionGap +0.3 pts · US 92.67% | 93.1%#20 of 50 | 92.8%#27 of 50 | +0.3 pts | 92.67% | Even |
| Households moving inIRSGap +120,440 (+168%) · US 78,682 | 192,240#4 of 50 | 71,800#20 of 50 | +120,440+168% | 78,682 | NY |
| Households moving outIRSGap +183,657 (+228%) · US 78,715 | 264,227#48 of 50 | 80,570#33 of 50 | +183,657+228% | 78,715 | MI |
| Net householdsIRS, householdsGap -63,217 · US -33 | -71,987#49 of 50 | -8,770#42 of 50 | -63,217 | -33 | MI |
| Net households per 1,000 residentsIRS, per 1,000 residentsGap -2.7 · US +0.4 | -3.6#50 of 50 | -0.9#38 of 50 | -2.7 | +0.4 | MI |
| Average income of arriving householdsIRSGap +$20,057 (+27%) · US $77,690 | $94,202#6 of 50 | $74,145#30 of 50 | +$20,057+27% | $77,690 | NY |
| Average income of departing householdsIRSGap +$28,040 (+36%) · US $77,024 | $105,983#4 of 50 | $77,943#18 of 50 | +$28,040+36% | $77,024 | NY |
| Net domestic migration per 1,000 residentsCensus, per 1,000 residentsGap -7.1 · US +1.1 | -6.9#50 of 50 | +0.2#31 of 50 | -7.1 | +1.1 | MI |
| Left after costs, family of fourearning $75K a yearGap -$37,594 · US -$11,758 | -$43,228#45 of 50 | -$5,634#17 of 50 | -$37,594 | -$11,758 | MI |
| Left after costs, single adultearning $75K a yearGap -$14,156 · US +$31,418 | +$20,271#46 of 50 | +$34,427#18 of 50 | -$14,156 | +$31,418 | MI |
| Left after costs, retiree coupleearning $75K a yearGap -$16,359 · US +$35,970 | +$22,648#46 of 50 | +$39,007#19 of 50 | -$16,359 | +$35,970 | MI |
Every metric in the registry, direction-aware: ahead means better for a resident. Ranks are among the states with data. Sources are listed at the foot of the page.
Key takeaways
What the New York and Michigan numbers say when read together.
New York ranks higher overall
New York leads 7 of the 11 categories to Michigan's 3, with 1 even; Michigan is ahead on affordability and fiscal health. Across all 51 measures with data on both sides, New York is ahead on 18 and Michigan on 23.
Michigan is cheaper day to day
Michigan's cost of living index is 96.2 against 107.9 in New York (US = 100). The typical home costs $526,714 in New York and $266,292 in Michigan. A family of four on $75,000 keeps -$43,228 a year after typical costs in New York and -$5,634 in Michigan.
Michigan takes a smaller share in taxes
New York collects 13.56% of income in state and local taxes (high across the board); Michigan collects 8.25% (low sales tax, with income and property taxes in the middle of the pack).
New York pays more and is safer
Median household income is $85,820 in New York and $72,389 in Michigan, with unemployment at 4.3% and 5.2%. Violent crime runs 368 per 100,000 residents in New York and 416 in Michigan.
Moves between the two run about even
3,338 people moved from New York to Michigan and 4,299 the other way, a gap inside the survey's margin of error.
New York fits families and retirees better
For families, New York ranks #29 of 50 and Michigan #41; for retirees, New York ranks #25 and Michigan #30.
New York vs Michigan: frequently asked questions
Is New York or Michigan better to live in?
New York ranks #29 of 50 overall and Michigan #45 as of the latest release. Michigan is cheaper to live in (cost of living index 96.2 vs 107.9), has a 5.3-point lower tax burden, and has a 11% higher violent crime rate. New York scores higher overall, leading 7 of 11 categories to 3.
Is New York cheaper than Michigan?
Michigan is cheaper than New York: cost of living index 96.2 vs 107.9 (US = 100). A family of four earning $75,000 would have -$43,228 left after typical housing, childcare, utilities, groceries, transportation and taxes in New York, and -$5,634 in Michigan. The typical home value is $526,714 in New York and $266,292 in Michigan.
Which has lower taxes, New York or Michigan?
Michigan has the lower tax burden: 8.25% of income in state and local taxes vs 13.56% in New York. New York's top income tax rate is 14.78%, its effective property tax rate 1.64% and its combined sales tax 8.54%; Michigan's are 6.65%, 1.35% and 6%.
Is New York safer than Michigan?
New York is safer: 368 violent crimes per 100,000 residents vs 416 in Michigan, per the FBI. New York ranks #35 of 50 for violent crime and Michigan #40. Property crime is 1,575 per 100,000 in New York and 1,259 in Michigan. The safest tracked cities are White Plains, NY, and Rochester Hills, MI.
Are homes more expensive in New York or Michigan?
Homes are 98% more expensive in New York: the typical home value is $526,714 in New York and $266,292 in Michigan. Buying the typical home takes about $140,709 of household income in New York and $73,945 in Michigan, against median incomes of $85,820 and $72,389.
Do people earn more in New York or Michigan?
New York pays more: median household income is $85,820 vs $72,389 in Michigan, per the Census Bureau. Unemployment is 4.3% in New York and 5.2% in Michigan. Across 20 occupations with BLS wage data in both states, New York's best-paying metro comes out ahead in 16 after adjusting for local costs and Michigan's in 0, with 4 even.
Are more people moving from New York to Michigan or from Michigan to New York?
2,560 households moved from New York to Michigan and 2,871 moved from Michigan to New York in the latest IRS release, a net gain of 311 households for New York. Movers to Michigan reported an average income of $77,979; movers to New York reported $78,623. The Census Bureau's American Community Survey, counting people, shows 3,338 people (±1,072) moving from New York to Michigan and 4,299 (±1,429) the other way, a gap inside the margin of error, so the flows are roughly balanced.
Which is better for retirees, New York or Michigan?
New York is the better fit for retirees: #25 of 50 on the retiree index vs #30 for Michigan. New York has high across the board; Michigan has low sales tax, with income and property taxes in the middle of the pack. A retiree couple on $75,000 would have +$22,648 left after typical costs in New York and +$39,007 in Michigan.
Which is better for families, New York or Michigan?
New York is the better fit for families: #29 of 50 on the families index vs #41 for Michigan. Center-based infant care costs $20,978 a year in New York and $14,064 in Michigan. High school graduation rates are 86.7% and 81%. A family of four on $75,000 keeps -$43,228 after typical costs in New York and -$5,634 in Michigan.
Is Michigan better than New York?
No: New York ranks higher than Michigan overall, #29 of 50 vs #45, with a composite score of 54.9 to 42.7. New York leads 7 of 11 categories and Michigan leads 3, including affordability and fiscal health. Which is better for you depends on how you weigh cost, safety, schools, taxes and pay.
Compare a different pair
Swap either state, or jump to the matchups people open alongside New York vs Michigan.
Why this pair is featured: major moving corridor, most-searched matchup (2,871 households moved in the busier direction in the latest IRS release).